Health Insurance Today

Bill Paschall
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Health insurance shouldn't feel like a puzzle you have to solve alone. On Health Insurance Today, Bill Paschall of Paschall Health Insurance draws on over 20 years in the business to break down the coverage questions people actually ask — from Medicare choices and open enrollment deadlines to individual and family plans, and what to do when life changes your coverage needs. Each episode cuts through the jargon with straight talk and practical guidance, so you can make confident decisions about your health coverage. Whether you're turning 65, self-employed, or just trying to understand your options, Bill is here to help you get it right.

Episodes

  1. 4d ago

    ACA Rate Hikes 2026: What's Driving Costs Up in East Texas

    ACA premiums are rising 13% again in 2027, the second straight year of double-digit hikes. Bill Paschall explains what's driving costs up for East Texas families, why the ACA market is shrinking, and what your real options are before Open Enrollment closes December 15th. Independent broker insight, plain spoken, built for real people not insurance brochures.

    ACA Rate Hikes 2026: What's Driving Costs Up in East Texas

  2. Nov 2

    ACA Open Enrollment 2027: Know Your Options Before the Deadline

    Bill Paschall walks East Texas listeners through ACA Open Enrollment for 2027 coverage, breaking down key deadlines, how to choose the right plan, and why an independent broker makes all the difference. Open enrollment runs November 1 through December 15, 2026. Don't miss your window. Learn more at americanhealthpro.com

    ACA Open Enrollment 2027: Know Your Options Before the Deadline

  3. Oct 22

    EP3: No Referrals, No Red Tape

    Bill Paschall breaks down exactly how referral requirements and out-of-network penalties work, what it costs when your plan restricts access, and what open network access actually means in plain English. If you've ever wondered why some plans let you walk into a specialist's office while others make you jump through hoops first, this episode answers that. Learn what questions to ask before you enroll. americanhealthpro.com

    EP3: No Referrals, No Red Tape

  4. Oct 14

    EP2: Why Is Health Insurance So Expensive?

    Why is health insurance so expensive? On this episode of Health Insurance Today, Bill Paschall explains what’s driving up premiums and deductibles, how being grouped with relatively healthy people can lower your costs, and why a pre-existing condition may not stop you. Plus: custom-built plans, no referrals for specialists, and real service after the sale from someone right here in Tyler. Find out more at americanhealthpro.com

    EP2: Why Is Health Insurance So Expensive?

  5. Oct 5

    Why Your Health Insurance Broker Matters After You Enroll

    When your doctor's office says "We don't take that," the problem usually isn't your plan. It's your PPO network. Bill Paschall of Paschall Health Insurance, an independent health insurance broker in Tyler, Texas, explains the difference between your carrier and your PPO network, why in-network care costs less, and why service after enrollment matters most. Find out more at americanhealthpro.com and listen to more episodes at youtube.com/@PaschallAssociatesHealthIns

    Why Your Health Insurance Broker Matters After You Enroll
  • 5 Episodes

About

Health insurance shouldn't feel like a puzzle you have to solve alone. On Health Insurance Today, Bill Paschall of Paschall Health Insurance draws on over 20 years in the business to break down the coverage questions people actually ask — from Medicare choices and open enrollment deadlines to individual and family plans, and what to do when life changes your coverage needs. Each episode cuts through the jargon with straight talk and practical guidance, so you can make confident decisions about your health coverage. Whether you're turning 65, self-employed, or just trying to understand your options, Bill is here to help you get it right.

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