Beyond The Day

Eric Dunavant
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Beyond the Day is a Paradiem podcast about building a life, family, and legacy that can flourish for generations. Through conversations with business owners, family leaders, advisors, and practitioners, we explore family alignment, succession, stewardship, investing, generosity, and preparing both the family and the money for what comes next. Paradiem, LLC is a Registered Investment Advisor. Content is for educational purposes only and is not individualized investment, legal, tax, accounting, or estate planning advice.

Episodes

  1. 1d ago

    Q3 2026 Market Update: Rates, Oil and Year End Tax Planning

    In this Q3 2026 stock market update, Eric L. Dunavant and Carson Rich of Paradiem walk through what happened last quarter, why it matters for long-term investors, and how they're thinking about interest rates, oil prices, and potential year-end tax considerations.  The Fed raised rates in September. Oil prices fluctuated amid developments involving the Strait of Hormuz. Following periods of market appreciation, investors who have realized gains in taxable accounts may face capital gains taxes.The discussion also explores why tax considerations are an important part of investment planning, but shouldn't be the sole driver of portfolio decisions.  CHAPTERS 00:00 – Q3 2026 Market Update Preview 00:57 – Intro & Important Disclosures 02:33 – Energy Sector & Oil Prices 04:45 – Software & AI Stocks: Evaluating Potential Mispricing  05:56 – The September Fed Rate Hike 06:45 – Inflation, Gas Prices & Discipline Over Emotion 08:47 – Rate-Sensitive Sectors: Utilities & Financials 10:00 – Industrials & Order Backlogs 13:07 – From Rate-Sensitive to High-Demand Companies 15:01 – Debt, Higher Rates & Homebuilders 16:55 – Valuing Stocks on Future Earnings 21:21 – Don't Let the Tax Tail Wag the Portfolio Dog 24:54 – Tax Drag & Choosing the Right Benchmark 32:33 – S&P 500 Concentration & Staying Defensive 35:15 – Where the Money for the Tax Bill Comes From 36:45 – Tax-Loss Harvesting & Long-Term vs. Short-Term Gains 40:29 – Trimming Overvalued Holdings 42:30 – Paying the Tax vs. Holding to Avoid It 45:19 – Think Like an Owner & What We're Watching in Q4 Paradiem, LLC is a Registered Investment Advisor. This webinar is for informational and educational purposes only. The information presented reflects the opinions of the presenters as of the date of the webinar and is subject to change without notice. Nothing discussed during this presentation should be construed as personalized investment, legal, tax, or accounting advice, or as an offer to buy or sell any security. Any discussion of specific securities, companies, industries, or market events is provided solely to illustrate our investment philosophy or market commentary and should not be interpreted as a recommendation or solicitation to purchase or sell any particular investment. References to specific investments are not representative of all investment decisions made by Paradiem and should not be assumed to be profitable. Any portfolio performance discussed during this presentation is presented for informational purposes only. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. There can be no assurance that any investment strategy will achieve its objectives or avoid losses. Market conditions, economic trends, and investment opportunities are constantly changing. Opinions expressed during this webinar are based on information believed to be reliable at the time of presentation but are not guarantees of future events or investment outcomes. Tax-loss harvesting and other tax-management strategies may not be appropriate for every investor, and their effectiveness depends on individual circumstances, applicable tax rules, and market conditions. Tax benefits are not guaranteed.  Before making any investment decision, investors should carefully consider their own financial circumstances, investment objectives, risk tolerance, and consult with their own financial, legal, and tax professionals as appropriate. Additional information about Paradiem, including our investment advisory services, fees, and important disclosures, is available in our current Form ADV Part 2A, which is available upon request. #StockMarketUpdate #FedRateHike #CapitalGains #TaxPlanning #Investing

  2. 1d ago

    Who Actually Inherits Your Money? Why Your Will May Not Decide?

    Who really gets your life insurance when you die? It may not be the person named in your will. For assets that pass by beneficiary designation, the person named on the beneficiary form generally controls—and an outdated designation can produce a very different result from what your estate plan intended.  Eric L. Dunavant sits down with St. Tammany Parish estate planning attorney Christie Tournet to walk through how estate planning documents actually work together, and where families get caught off guard. You will learn what the Core Four estate planning documents do, how beneficiary designations and account titling can quietly override a will, what happens when documents are missing or outdated, and when a trust genuinely makes sense for your situation. IN THIS VIDEO Why a beneficiary designation may control who receives an asset regardless of what your will says The Core Four: Will, Durable POA, Healthcare POA, and Advance DirectiveHow account titling can affect who inherits certain assets outside of your will What happens with no plan in place: intestacy, guardianship court, and family conflictWhat a trust is, when you actually need one, and when you do notThe most common estate planning mistake Christie sees after a death or health crisis Christie Tournet's practice focuses on estate planning, elder law, estate administration, and long-term care planning. She has been recognized as both a SuperLawyers® and BestLawyers® peer-rated attorney, volunteers through Wills for Heroes and Volunteers for Veterans, and brings more than a decade in real estate and construction to how she looks at property, business, and family planning. CHAPTERS 00:00 – Would Your Family Know Where To Begin? 01:15 – Having Documents vs. Having A Current, Coordinated Plan 02:40 – Meet Christie Tournet, Estate Planning Attorney 04:30 – The Core Four Estate Planning Documents Explained 07:50 – Your Will vs. Your Beneficiary Designation: Which One Wins? 11:20 – How Account Titling Decides Who Inherits 14:05 – Dying Without A Plan: Intestacy, Guardianship Court, Family Conflict 17:30 – Do You Actually Need A Trust? 21:00 – Where To Start Reviewing Your Own Plan If you have not reviewed your beneficiary designations in the last few years, this is the video to watch before you do. Subscribe for more conversations on planning, and tell us in the comments: when did you last check who is actually named on your accounts? Paradiem, LLC is a Registered Investment Advisor. This video is provided for informational and educational purposes only and does not constitute individualized legal, tax, investment, or financial advice. Christie Tournet is an independent attorney and is not affiliated with Paradiem, LLC. The discussion of estate-planning concepts is general in nature and may not apply to your individual circumstances or the laws of your state. Please consult your own attorney, tax professional, and financial adviser regarding your specific situation.  #estateplanning  #beneficiarydesignations  #lifeinsurance  #willsandtrusts  #elderlawattorney

  3. Oct 12

    How Giving Together Can Shape Who Your Kids Become

    Giving together as a family can create opportunities to talk with your children about generosity, stewardship, and the values you hope to pass down alongside your wealth. Families often spend significant time thinking about what they’ll leave their children. But there’s another question worth asking: Who do you hope those children become? On this episode of Beyond the Day, Eric Dunavant sits down with Thea Lowery, Paradiem’s Chief Relational Strategist, to talk about how family philanthropy can become one of the most lasting parts of your legacy. You’ll hear: → Why generosity can be part of legacy, not separate from inheritance→ Simple ways to involve young kids in your giving, like bake sales and paying for the car behind you→ How to talk to your kids about money and giving without feeling like you’re bragging→ The moment Eric’s 15-year-old son said, “I just need to go back to Mexico” In this video: How giving together can create opportunities for family connection and community impactHow connecting your giving to your family values can help put those values into practiceHow volunteer days and service trips can expose kids to new experiences and perspectivesUsing a small amount for kids to direct as “training wheels” for stewardshipWhy communicating about charitable intentions can help heirs better understand your wishesA family Giving Circle activity and holiday giving ideas for kids and grandkids CHAPTERS 00:00 – Legacy vs. Inheritance: Who Do You Want Your Kids to Become?00:43 – Beyond the Day: Preparing Your Family for the Money02:08 – Generosity as Part of Your Family Legacy03:29 – Can Generosity Help Counter Entitlement in Kids?05:10 – Giving Together as a Family: The Relational Side07:05 – Starting Small: Volunteering, Bake Sales & Drive-Thru Giving09:35 – Talking to Kids About Money and Giving12:10 – Humility vs. Spotlight: Why Heirs Need to See You Give14:45 – From Obligation to Joy: Matching Gifts and Hands-On Giving16:34 – Connecting Family Giving to Your Values and Mission18:59 – Family Examples: A Children’s Museum and Scholarships22:14 – Volunteer Days and Service Trips: Creating New Experiences25:15 – “I Just Need to Go to Mexico”: What My Son Said at 1526:34 – Stewardship Training Wheels: Letting Kids Direct a Gift28:19 – Generous Kids Book: Age-by-Age Giving Ideas29:16 – You’re a Steward, Not an Owner31:27 – Talking About Charity vs. Inheritance Before You’re Gone32:31 – Why Communication Matters for Passing Wealth to the Next Generation33:17 – The Family Giving Circle Activity34:00 – Holiday Giving Ideas for Kids and Grandkids 🔗 Resources & LinksVisit our website - https://paradiem.org/Take your Family Giving Circle activity for free: https://linktr.ee/ParadiemResources🌐 Follow us on social mediaFacebook: https://www.facebook.com/paradiemUS LinkedIn: https://www.linkedin.com/company/paradiem  Which idea from this episode will you try with your kids or grandkids first? Tell us in the comments, and subscribe for more conversations about preparing your family for the money. Disclosure: Paradiem, LLC is a Registered Investment Adviser. This content is provided for educational and informational purposes only and should not be construed as individualized investment, tax, legal, or estate-planning advice. Please consult your own professional advisers regarding your specific circumstances. #TeachingKidsGenerosity #FamilyPhilanthropy #FamilyLegacy

  4. Oct 5

    One Question to Ask Before You Sell Your Business

    If you’re considering transferring an interest in a business or other appreciated asset to a charitable remainder trust before a sale, timing matters. Waiting until a sale is effectively committed may create significant tax considerations under the assignment-of-income rules. In this episode of Beyond the Day, Eric Dunavant talks with Carl Drury, Paradiem’s Senior Planning Strategist with more than 20 years of experience, about how charitable remainder trusts work, some of the rules involved, and circumstances in which this type of planning may—or may not—be appropriate. If you’ve spent decades building a business, accumulating real estate, or holding a concentrated stock position and want to support causes you care about while also considering an income stream for yourself or other beneficiaries, this conversation explores some of the questions worth considering before making an irrevocable decision. CHAPTERS 00:00 – Why Timing Matters Before You Sell Your Business01:02 – Welcome to Beyond the Day + Important Disclosures02:32 – Carl Drury’s 20-Year Planning Background04:21 – Who a Charitable Remainder Trust May Fit05:21 – What Is a Charitable Remainder Trust?06:13 – Using a CRT as Part of a Business Sale Plan06:47 – Understanding an Irrevocable Decision08:18 – Sale Timing, Letters of Intent & Assignment-of-Income Considerations08:57 – Understanding the Tax Treatment of a Sale Inside the Trust10:53 – CRT Payout Rates and Lessons From 200813:41 – What If the Asset Doesn’t Sell? Net Income Trusts14:40 – Age Considerations and the 10% Remainder Test15:22 – Charitable Remainder Trusts for Adult Children16:27 – What Happens to the Remainder: Donor Advised Funds18:18 – Donor Advised Fund vs. Naming a Charity Directly20:45 – Family Experiences and Planning Considerations23:44 – How Early Business Owners Should Start Planning25:33 – When a CRT May Not Make Sense27:22 – An Integrated Plan vs. a One-Off Transaction29:53 – The One Question to Ask Before You Use a CRT 🔗 Resources & Links Visit our website - https://paradiem.org/Take your Family Giving Circle activity for free: https://linktr.ee/ParadiemResources 🌐 Follow us on social media Facebook: https://www.facebook.com/paradiemUS LinkedIn: https://www.linkedin.com/company/paradiem Thinking about selling a business or other appreciated asset in the next few years? Tell us in the comments what question you’d want answered first, and subscribe for upcoming episodes on preparing your money for your family and your family for the money. Disclosure: Paradiem, LLC is a Registered Investment Adviser. This video is provided for educational and informational purposes only and should not be construed as individualized investment, tax, legal, or estate-planning advice. Tax laws and their application depend on individual facts and circumstances and are subject to change. Please consult your own qualified tax, legal, and financial professionals regarding your specific circumstances. #CharitableRemainderTrust #ExitPlanning #EstatePlanning #CharitableGiving #BeyondTheDay

  5. Sep 13

    Why Does Generational Wealth So Often Disappear?

    Widely cited research on intergenerational wealth transfer suggests that a significant percentage of affluent families struggle to successfully transfer wealth beyond the second and third generations. But we believe the reasons often extend beyond taxes, investments, and estate documents. Many of the challenges are relational. In this conversation, Eric Dunavant sits down with Dani Wauchope, Chief Planning Strategist, to unpack why sustaining wealth across generations can be so difficult and what families can do differently when planning for the long term. You'll learn why a great tax plan can still be a terrible family plan, how "financial hoarding" quietly creates complexity nobody can see, and why the families who lean into hard conversations can be an important part of multigenerational planning. If you're a business owner, builder, or steward thinking about legacy planning beyond your own lifetime, this is the conversation about family governance, values, and multigenerational wealth that most advisors won't have with you. ⏱️ CHAPTERS 00:00 – Why Does Generational Wealth So Often Disappear 01:22 – Aligning Capital With a 100-Year Family Vision 02:36 – What Families Feel Before They Start Planning 03:52 – Planning Is a Living Plan, Not a Budget 05:05 – Generational Planning vs. Managing Money and Investments 05:40 – Money-Minded vs. Relationally Minded Spouses 07:39 – How Families Drift and Unintended Consequences Appear 10:11 – Tensions Between Spouses and Between Generations 11:44 – The Financial Hoarder Nobody Can See 12:20 – The Real Cost of Gaps Is Relational 13:53 – Why Families and Advisors Avoid Hard Conversations 15:30 – What Is the Abundance and Impact Map? 18:27 – "My Plan Is Fine" — What Families May Be Missing 21:00 – Beyond Legal Documents: Family, Business, and Faith 22:40 – Mistakes When You Only Plan 1–2 Generations Out 23:59 – Why Our Culture Resists Long-Term Legacy Planning 26:20 – What Can Help Families Think Beyond Three Generations 29:17 – How a Stuck Family Gets Unstuck 30:44 – A Voice, Not a Vote: Why Being Heard Builds Trust 32:07 – Navigating Emotions in Family Meetings 35:31 – One Step You Can Take Today 36:26 – The #1 Myth Each Spouse Must Let Go Of 40:26 – Planning Can Be Fun, Empowering, and Joyful 42:19 – If You Feel Behind, You're Not Disclosure - Paradiem, LLC is a registered investment advisor. This video is for informational and educational purposes only and reflects the presenters' opinions as of the recording date, which are subject to change. Nothing here is personalized investment, legal, tax, accounting, or estate planning advice, or an offer to buy or sell any security. Paradiem does not practice law or prepare legal documents. Any discussion of estate planning, trusts, wealth transfer, or business succession is general in nature; outcomes depend on individual circumstances and current law. Consult your own attorney and tax professional before acting. Statistics cited regarding generational wealth transfer come from third-party sources believed reliable but not independently verified. Any client situations described are generalized and may be composite. They are not testimonials, are not representative of all client experiences, and do not guarantee similar results. No compensation was paid for any statements made. Descriptions of our planning process, including the Abundance and Impact Map, reflect Paradiem's internal approach only and guarantee no particular financial, relational, or legacy outcome. Requesting one does not create an advisory relationship. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Additional information about our services, fees, and business practices is available in our Form ADV Part 2A and Form CRS upon request. #GenerationalWealth #LegacyPlanning #FamilyLegacy #WealthTransfer #100YearVision

  • 5 Episodes

About

Beyond the Day is a Paradiem podcast about building a life, family, and legacy that can flourish for generations. Through conversations with business owners, family leaders, advisors, and practitioners, we explore family alignment, succession, stewardship, investing, generosity, and preparing both the family and the money for what comes next. Paradiem, LLC is a Registered Investment Advisor. Content is for educational purposes only and is not individualized investment, legal, tax, accounting, or estate planning advice.

Information

  • Creator
    Eric Dunavant
  • Years Active
    2026
  • Episodes
    5
  • Rating
    Clean
  • Copyright
    © Eric Dunavant
  • Show Website
    Beyond The Day