Money Matters with Greg

Greg Farrall

Needing guidance on finances, or just curious about investments? Join CEO and Owner of Farrall Wealth, Greg Farrall, as he dives into all things relating to money and often interviews interesting people he is fortunate enough to call his friends. Thanks for listening! Please share, review, and subscribe! Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. 

  1. 3d ago

    Episode 199: Tech Shock And Market Calm

    Tech didn’t just wobble last week, it dragged the whole market into a gut-check. We walk through the post-election whiplash that saw a broad rally collide with a sharp Nasdaq selloff, and we explain why the epicenter of the damage sits in AI infrastructure: data centers, semiconductors, memory, and the neo-cloud names that depend on constant capital. When investors start questioning AI CapEx, the fear doesn’t stay contained, it spills into index performance, credit conditions, and overall market sentiment. From there, we get practical about what could actually calm the tape. We lay out three specific catalysts that may stabilize tech stocks: an Anthropic IPO that lands before Thanksgiving at a massive valuation, clearer and more supportive data center messaging out of key states like Texas, Georgia, and Ohio, and earnings that matter most to the AI story, starting with CoreWeave and continuing with Nvidia as the bellwether. If you’re wondering what would trigger real dip-buying instead of a one-day bounce, these are the signposts we’re watching. We also step back into the macro picture so you can separate noise from signal. The jobs report, ISM manufacturing PMI, and ISM services PMI point to a strong US economy with inflation pressures that are high but not materially getting worse, which keeps the Federal Reserve’s rate path in view without forcing a sudden pivot. We close by flagging the week’s key inflation data (CPI and PPI) and why falling oil prices can be a quiet tailwind for consumers and markets. Subscribe for weekly market updates, share this with a friend who follows tech and AI stocks, and leave a review with your take: what do you think matters more right now, earnings strength or AI spending confidence? Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  2. Oct 28

    Episode 198: Midterms, a $2 Trillion Deficit, and Your Portfolio

    Midterms are coming, and you can feel the tension in every market headline. We’re cutting through the noise to talk about what actually matters for investors when Washington is in flux, polls are moving, and predictions are everywhere. If you’ve caught yourself asking, “Should I change my investments because of the election?” we lay out a calmer, data-driven way to think about it. We dig into the federal budget deficit and why a nearly $2 trillion gap between spending and revenue becomes a market talking point. We also put the national debt topping $40 trillion into plain-English context, including how government borrowing works through Treasury securities and why these big numbers can trigger emotional decisions that don’t match your financial plan. Just as important, we explain why deficits are often largest during periods of economic stress, which can overlap with lower market levels and long-term opportunity. From there, we look at the debt ceiling timeline, budget deadlines, and the real-world possibility of a government shutdown. Those events can create short-term stock market volatility, but history suggests markets often stabilize once investors refocus on fundamentals. We also talk about rising interest rates and Treasury yields, and how higher refinancing costs can compound fiscal pressure while adding another layer of uncertainty for portfolios. Our takeaway: stay level-headed, focus on earnings, interest rates, and long-term economic trends, and avoid trading your future based on political headlines. Subscribe for more practical investing and financial planning conversations, share this with a friend who’s stressed about the midterms, and leave a review to help more listeners find the show. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  3. Oct 7

    Episode 197: Selling Your Business Starts With Purpose

    75% of business owners regret selling within 12 months. That number isn’t here to scare you, it’s here to wake you up. If your identity, routine, and sense of meaning are welded to your company, an exit can feel like freedom on paper and emptiness in real life. We take that head-on and start where most exit planning conversations skip: personal purpose. We use the “three legged stool” framework to keep your plan stable across your business, your personal finances, and your personal life. Along the way, we unpack what the Owner Readiness research says about how many owners actually do written planning, why so many work nonstop inside the business, and how the lack of a clear personal plan can quietly sabotage your business exit strategy. You’ll hear why personal planning doesn’t compete with business growth, it can drive it, and why purpose should lead before you get lost in valuation, multiples, and EBITDA. You’ll also get a practical tool you can start today: the STEP method for clarifying purpose through Spiritual, Things, Experiences, and People. From there, we separate purpose from mission, challenge the Hollywood version of retirement built on hobbies alone, and lay out the core elements of a personal plan: purpose, mission, values, vision, strategy, goals, and action. We finish with a simple execution model entrepreneurs understand, 10 years down to one year down to 90 day sprints, so the plan actually happens. Subscribe, share this with a business owner who needs it, and leave a review with the one word you want your post-exit life to be about. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  4. Sep 29

    Episode 196: Exit Planning For Business Owners Using The Three-Leg Stool

    A cancer diagnosis will reorder your priorities fast. I’m Greg Farrall, and after a recent prostate cancer journey, I’m grateful to say I’m cancer-free. That news is exactly why I open with a reminder that sounds simple but gets ignored: if you don’t have your health, what good is your wealth? I also share the practical side of what helped catch it early, including tracking PSA levels over time and paying attention to the trend rather than a single number. From there, we pivot to launching a new exit planning series for business owners, based on what I learned while earning my Certified Exit Planning Advisor (CEPA) credential through the Exit Planning Institute. The core idea is the one that changes how you run a company day-to-day: you are always selling your business. We talk about building toward an exit using 90-day sprints, how to keep culture and systems aligned, and why planning early gives you more options whether you exit to family, a strategic buyer, private equity, or an ESOP. We also get honest about what happens after the check clears. A huge number of owners feel profound regret after selling, often because their identity is wrapped up in the business. That’s where the “three legs of the stool” come in: business, financial, and personal planning. We dig into transferable value, business valuation, retirement planning, the wealth gap, and personal planning basics like estate planning, key person insurance, buy-sell agreements, and risk coverage that can make your company more attractive and your life more stable. Subscribe, share the show with a business owner who needs an exit strategy, and leave a review so more people can find these conversations. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  5. Sep 1

    Episode 195: How AI Driven Productivity Could Reshape Inflation And Markets

    AI is not just a stock market storyline. It is a productivity story, and productivity is where higher wages, stronger corporate earnings, and long-run wealth creation actually come from. We walk through why AI and Federal Reserve policy can look unrelated on the surface, yet collide in the same place: inflation expectations, interest rates, and how investors price the future. We also get practical about what people are feeling right now. Bonds have been a rough spot for anyone who expected “safe” to mean steady, and a traditional 60/40 portfolio can feel out of balance when inflation runs hot and markets whipsaw on geopolitical risk and Fed messaging. I share what I’m watching in the AI investment landscape and why technology can be naturally deflationary over time if it truly lifts output per worker. Then we zoom out to the labor market and the real-world constraints shaping it: historically low unemployment, slower labor force participation, aging demographics, and shifting immigration dynamics. The big takeaway is perspective. I explain the bucket approach we use with clients, why seven years is a more realistic definition of “long term” for most people, and how volatility can create opportunity when your plan is built to handle it. If you want a clearer, calmer way to think about AI, inflation, and the Fed without getting pulled into daily noise, hit play. Subscribe, share the episode with a friend, and leave a review so more people can find the show. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  6. Aug 4

    Episode 193: July Volatility Survival Guide

    July was the kind of month that makes smart people do dumb things with their money. We felt the whipsaw firsthand: AI names getting hit hard, Treasury yields climbing to multi-year highs, oil ripping higher on renewed Middle East tension, and a Federal Reserve that holds rates steady while offering less guidance than investors are used to. Even when the S&P 500 ends only slightly lower, the day-to-day swings can make it feel far more painful, especially if you’re concentrated in one theme. We walk through the numbers that mattered and the ones that distract, including why we pay more attention to broader benchmarks like the S&P 500 and Nasdaq than the Dow. From the VIX jump to bond index weakness, the message is simple: markets do not go up every day, and volatility is part of the price of admission. Then we dig into the real lightning rod, AI investments. Corporate earnings raised fresh questions about massive data center and AI infrastructure spend, free cash flow pressure, and whether the return on investment will show up fast enough. We also explore how new developments like the open-weight Kimi K3 model from Moonshot AI could reshape expectations around AI costs, hardware demand, and data trust. From there, we connect the dots to oil prices, inflation sensitivity, Fed uncertainty under new leadership, and the reemergence of tariffs as another source of economic complexity. If you want a grounded July market recap plus a clear long-term investing playbook built around diversification and perspective, hit play, then subscribe, share the episode, and leave a review so more people can find it. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  7. Jul 28

    AI Can Transform Markets But Investors Need Proof

    AI can feel like magic: download an app, type a prompt, and you get an answer that would have sounded like science fiction not long ago. But we don’t invest in “magic” we invest in real businesses with real costs, real supply chains, and real expectations baked into stock prices. That’s why we step back and look at AI through a clearer lens: the full AI value chain, from semiconductors and GPUs to data centers, software, and the companies trying to turn AI into measurable productivity gains. We walk through the two big compute phases that drive demand, training and inference, and why that matters for chip makers, cloud capacity, and the massive buildout of data center infrastructure. We also talk about why the market can swing so hard around AI-related stocks: new facilities take time to build, models may become more efficient, and investors keep asking whether hundreds of billions in AI spending will earn sufficient returns. Along the way, we connect today’s uncertainty to familiar market history, including dot-com era lessons about valuation, execution, and how long it can take for a new technology to translate into durable profits. Finally, we bring it back to practical investing. Valuations are not a crystal ball, but they can help us choose an appropriate mix of assets, stay diversified, and keep our focus on long-term financial goals and legacy planning. If you want a smarter way to think about AI investing beyond the headlines, hit play, then subscribe, share the show, and leave a review so more people can find it. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

  8. Jul 14

    Episode 191: What Happens When Space Becomes Infrastructure

    Space is quietly becoming the backbone of modern life, and most of us only notice it when something breaks. We sit down with Matt Voss, President of Near Space Launch in Upland, Indiana, to unpack how the small-satellite revolution is changing the cost of building, testing, and launching real hardware into orbit. From CubeSats to rapid prototyping, we talk about why the “new space” era looks more like manufacturing and iteration than slow, custom, one-off missions. We also get practical about what satellites actually do for people on the ground and how they can help everyday people save money. Matt connects space technology to critical infrastructure such as GPS and positioning, navigation, and timing (PNT), as well as improved weather forecasting, wildfire detection, and disaster communications that can reconnect communities when terrestrial networks go down. We dig into why constellations are a big deal, how low Earth orbit and very low Earth orbit (VLEO) open new opportunities for data, and why “space weather” and atmospheric effects matter more than most people realize. One of the most inspiring parts of the conversation is education. Near Space Launch’s student-focused programs show how STEM education, space camps, and hands-on clean room work can move from theory to a full build-to-launch-to-data cycle in about a year, so students can learn fast and see outcomes before they graduate. If you want a clearer view of the space economy, small satellite manufacturing, and the real-world benefits of space infrastructure, subscribe, share the show with a friend, and leave a review telling us what topic you want next. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

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About

Needing guidance on finances, or just curious about investments? Join CEO and Owner of Farrall Wealth, Greg Farrall, as he dives into all things relating to money and often interviews interesting people he is fortunate enough to call his friends. Thanks for listening! Please share, review, and subscribe! Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.