The Payment Expert Podcast

SBC Media
  • 0.0 (0)
  • TECH NEWS

Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Each week we analyse the news driving the global payments industry forward; the innovation, the infrastructure, and everything that has to happen to make it all possible.

Episodes

  1. 28M AGO

    UK Unified Payment Regulation Shifts | Ep. 007

    In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI. Tune in to today's episode to find out: How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.Host: Louis ThompsettGuests: Rachael Kennedy & Kieran O’ConnorProducer: Anaya McDonaldEditor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

    26 min

  2. APR 22

    Asia’s Fintech Revolution Unleashed | Ep. 006

    In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market. Tune in to today’s episode to find out: The rise of tokenized deposits: Why banks are increasingly exploring tokenized deposits over stablecoins to leverage traditional infrastructure while gaining the benefits of 24/7 blockchain settlement. Thailand’s unique payment landscape: How the country has positioned itself as a financial hub through its PromptPay scheme and the widespread adoption of QR code payments among local merchants and street vendors. Barriers to financial inclusion: Why high-tech solutions like digital IDs and tokenization face skepticism in rural areas and markets like Azerbaijan due to low technological literacy and a deep-rooted trust in cash. The future of "AI Super Apps": How leaders in the Chinese market are moving beyond traditional super apps toward AI-driven agents that can handle payments and user interactions at every layer. Japan’s approach to tokenized money: Insights into how Japan is testing the synergy between stablecoins, CBDCs, and tokenized deposits through inclusive, multi-bank networks. Host: Louis ThompsettGuests: Callum Williams & Kieran O’ConnorProducer: Anaya McDonaldEditor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

    23 min

  3. APR 15

    Instant Payments vs. Instant Fraud | Ep. 005

    In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU Tune in to today's episode to find out: Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious paymentsA comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism.The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controlsWhy social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams.A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoinsHost: Louis ThompsettGuests: Callum Williams & Kieran O’ConnorProducer: Anaya McDonaldEditor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

    18 min

  4. APR 8

    The Cashless Future Is Failing? | Ep. 004

    We explore: Why New York is legally protecting cash paymentsThe reality of unbanked and underbanked populationsWhether digital payments can truly replace cashThe risks of relying on digital infrastructureHow war, outages and crises expose payment vulnerabilitiesWhy central banks are still investing in physical money This isn’t just about payments, it’s about access, resilience and the future of money itself. Host: Louis ThompsettGuests: Rachael Kennedy & Kieran O’ConnorProducer: Anaya McDonaldEditor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com

    22 min

  5. APR 1

    Coinbase vs Congress: Why Stablecoin Bill Has Stalled | Ep.003

    The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position.Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear. Host: Louis ThompsettGuests: Callum Williams & Kieran O'ConnorProducer: Anaya McDonaldEditor: Anaya McDonald

    22 min

  6. MAR 25

    Wero vs Visa and Mastercard: The Stablecoin Pivot | Ep. 002

    Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs.Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their future, and whether calls for “collaboration over competition” hold up Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions. Host: Louis ThompsettGuests: Rachael Kennedy & Callum Williams Producer: Anaya McDonaldEditor: Anaya McDonald

    25 min

  7. MAR 18

    X Money, CBDCs & the Future of Digital Payments | Ep. 001

    Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions. Host: Louis ThompsettGuests: Kieran O'Connor & Callum Williams Producer: Anaya McDonaldEditor: Anaya McDonald

    24 min

  8. EPISODE 1

    The Payment Expert Podcast – Official Trailer

    Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.

    1 min

Trailer

About

Welcome to The Payment Expert weekly podcast, brought to you by SBC Media. Each week we analyse the news driving the global payments industry forward; the innovation, the infrastructure, and everything that has to happen to make it all possible.

Information