Insurance Telematics

Dolphin Technologies

Welcome to the Insurance Telematics Podcast- where we educate you on the technologies reshaping pricing strategies, risk management, and customer loyalty. For insurers, actuaries, and marketers craving actionable insights: this is your playbook for telematics, AI, and behavioral economics. We debunk myths (spoiler: telematics protects companies from legal risks better than subpoenaed data), dissect AI-driven pricing models, and share coding strategies to integrate telematics with automation tools. New episodes drop bi-weekly – subscribe and turn on notifications to stay ahead of the curve.

  1. 01/10/2025

    Behavioral Economics in Insurance Telematics with Dan Ariely

    From Pricing Risk to Changing Behavior — Dan Ariely on Telematics That Actually WorksIn this episode of the Insurance Telematics Podcast, Dan Ariely (behavioral economist and bestselling author) joins Harald Trautsch, CEO & Founder of Dolphin Technologies, to unpack how insurers can move beyond pricing risk to actively changing behavior—and what that means for telematics design.Together, they explore why the gap between knowing and doing persists, how drivers “learn the wrong lesson” when risky actions have no immediate cost, and practical ways insurers can deliver real-time feedback that improves safety and loyalty.What we cover:✔ Why pricing alone leaves value on the table—and why insurers should shape behavior✔ The knowledge–action gap (and why education programs rarely change outcomes)✔ The “negative learning” loop of phone use while driving✔ Immediate, small incentives vs delayed, probabilistic penalties✔ “Break points” (depletion): focus on outlier moments, not just averages✔ Coaching by one skill at a time with real-time feedback (not end-of-trip scores)✔ Designing information that drives decisions (e.g., minutes per 10 miles speedometer)✔ Engagement that lasts: permissioned alerts, monthly practice blocks, clear goalsIf you’re building UBI, FNOL, or engagement programs, this is a playbook for product and data teams on making telematics actually change behavior.🔗 Try the MOVE Pilot (free demo app): https://movesdk.com/?utm_medium=video&utm_campaign=podcast&utm_source=youtube&utm_content=yt_description🔗 Visit Dolphin Technologies: https://www.dolph.in🔗 Follow Harald Trautsch on LinkedIn: https://www.linkedin.com/in/trautsch📍 Listen on:Youtube: https://www.youtube.com/@insurance-telematics/videos Apple Podcasts: https://podcasts.apple.com/at/podcast/insurance-telematics/id1794779345

    47 min
  2. 08/07/2025

    Dalle Origini della Telematica al Futuro del Rischio Digitale

    In questo episodio speciale dell’Insurance Telematics Podcast, per la prima volta in italiano, accogliamo un ospite d’eccezione: Fabio Sbianchi, fondatore di Octo Telematics e una delle figure più influenti nella storia della telematica assicurativa in Europa.Insieme a Harald Trautsch, CEO & Founder di Dolphin Technologies, ripercorriamo oltre 20 anni di evoluzione: dalle prime OBU (On-Board Unit) installate nel 1997 fino alle tecnologie attuali basate su smartphone, dati biometrici e customer engagement in tempo reale.🎯 Cosa troverai in questo episodio:• Le origini della telematica in Italia e la prima partnership con Unipol• L’evoluzione tecnologica: da antifurto satellitare a strumento predittivo• Il ruolo dello smartphone come ponte tra mobilità, salute e dati personali• La visione dietro Wallife: proteggere l’essere umano dai rischi tecnologici• Perché oggi serve un nuovo mindset per costruire il futuro dell’insuranceSe lavori in assicurazioni, innovazione o mobilità, questo episodio è un’occasione unica per ascoltare due pionieri discutere delle sfide e opportunità che stanno ridisegnando il nostro settore.🔗 Scopri MOVE SDK: https://movesdk.com/?utm_medium=video&utm_campaign=podcast&utm_source=youtube&utm_content=yt_description🔗 Visita Dolphin Technologies: https://www.dolph.in🔗 Segui Harald Trautsch su LinkedIn: https://www.linkedin.com/in/trautsch📍 Ascolta anche su:Youtube:https://www.youtube.com/channel/UCVQxgnOevJ88iQq3Xx9uQCQ Apple Podcasts: https://podcasts.apple.com/at/podcast/insurance-telematics/id1794779345

    31 min
  3. 24/06/2025

    Best Practice: Porsche Insurance

    Turning Safe Driving Into Savings – Inside the Smart Driver App with Porsche Insurance How do you turn safe driving into real customer loyalty — and cashback? In this episode of the Insurance Telematics Podcast, Harald Trautsch, CEO & Founder of Dolphin Technologies, is joined by Barbora Piovarova, Head of Marketing, Business Development & Product Management at Porsche Insurance. Together, they unpack the story behind Smart Driver — a customer-facing telematics app, Smart Driver, powered by Dolphin’s MOVE SDK — and how it became an integral part of their digital insurance strategy. What we cover: ✔ How Smart Driver rewards drivers with up to 20% cashback ✔ From pilot to portfolio: expanding from young drivers to all customers ✔ Gamification that actually works — from monthly challenges to family WhatsApp competitions ✔ Why Smart Driver’s insights improve driving behavior and reduce claims ✔ How Porsche Insurance scaled a telematics ecosystem with minimal resources ✔ Making telematics available to everyone — not just policyholders Whether you're an insurer exploring usage-based models or looking to strengthen customer touch-points, this episode offers a behind-the-scenes look at how a leading insurance group is using app-based telematics to move fast — and stay close to their users. 🔗 Check out the Smart Driver App by Porsche Insurance: https://www.porschebank.at/en/products/insurance/smart-driver/ 🔗 Try the MOVE Pilot (free telematics pilot app): https://movesdk.com/?utm_medium=podcast&utm_campaign=smartdriver&utm_source=spotify&utm_content=description 🔗 Follow Dolphin Technologies on LinkedIn: https://www.linkedin.com/company/dolphin-technologies-gmbh 🔗 Follow Harald Trautsch on LinkedIn: https://www.linkedin.com/in/trautsch 🔗 Visit Dolphin Technologies: https://www.dolph.in 🎧 Also available on: Apple Podcasts: https://podcasts.apple.com/at/podcast/insurance-telematics/id1703742414 YouTube: https://www.youtube.com/@dolphin-technologies-gmbh

    20 min
  4. 10/06/2025

    Accident Detection with Telematics

    Accident Detection with Telematics – Why Time MattersWhen a serious crash happens, seconds can save lives. In this episode, we explore how automatic impact detection using just smartphone sensors can identify car accidents in real time — helping insurers and emergency responders act faster, without relying on expensive hardware.Join⁠⁠ Harald Trautsch⁠⁠, CEO & Founder of ⁠⁠Dolphin Technologies⁠⁠, and Chief Data Scientist Katarina Sallinger, as they explore real use cases and explain complex topics in a way that’s easy to understand — even if you’re not a data expert.What we cover:✔ How smartphone-based crash detection works✔ Filtering false alarms with heuristics and machine learning✔ The Acceleration Severity Indicator (ASI) and its role in triage✔ Challenges of using mobile devices instead of fixed car sensors✔ How insurers can scale safety and FNOL solutions cost-effectivelyWhether you're working in insurance, mobility, or tech — this episode breaks down the technical, strategic, and human sides of telematics-powered accident detection. 🔗 Start building today: ⁠https://movesdk.com⁠ 🔗 Follow Dolphin Technologies on LinkedIn: ⁠https://www.linkedin.com/company/dolphin-technologies-gmbh⁠ 🔗 Follow Harald Trautsch on LinkedIn: ⁠https://www.linkedin.com/in/trautsch/⁠ 🔗 Learn more: ⁠https://www.dolph.in⁠ Tune in now on our other platforms: 🔗 YouTube: ⁠Listen & Watch Here⁠ 🔗 Apple Podcasts: ⁠Listen Here

    29 min
  5. 27/05/2025

    The Real Price of Telematics: Models & Costs Explained

    In this episode of the Insurance Telematics Podcast, we talk about one of the most common questions insurers have:How much does it actually cost to implement a telematics solution?⁠ Harald Trautsch⁠, CEO & Founder of ⁠Dolphin Technologies, joins us to break down the three main models Dolphin Technologies offers: ✔️ MOVE Score — pay per API call, no app or integration needed ✔️ MOVE SDK — embed telematics into your own app, pay per user ✔️ White Label App — create a fully customized, branded telematics app We discuss the cost drivers behind each option, the strategic questions insurers should ask before deciding, and how telematics can deliver both better risk prediction and stronger customer relationships. We also explain how insurers can test everything with the MOVE Pilot — a free, no-code telematics app you can set up in minutes. Listen now to learn why we believe telematics should be accessible to everyone — because the price is worth the value. 🔗 Start building your free Telematics Pilot now: https://movesdk.com/?utm_medium=podcast&utm_campaign=podcast&utm_source=spotify&utm_content=spotify_description 🔗 Follow Dolphin Technologies on LinkedIn: ⁠https://www.linkedin.com/company/dolphin-technologies-gmbh⁠ 🔗 Follow Harald Trautsch on LinkedIn: ⁠https://www.linkedin.com/in/trautsch/⁠ 🔗 Learn more: ⁠https://www.dolph.in⁠ Tune in now on our other platforms: 🔗 YouTube: ⁠Listen & Watch Here⁠ 🔗 Apple Podcasts: ⁠Listen Here

    23 min

Sobre

Welcome to the Insurance Telematics Podcast- where we educate you on the technologies reshaping pricing strategies, risk management, and customer loyalty. For insurers, actuaries, and marketers craving actionable insights: this is your playbook for telematics, AI, and behavioral economics. We debunk myths (spoiler: telematics protects companies from legal risks better than subpoenaed data), dissect AI-driven pricing models, and share coding strategies to integrate telematics with automation tools. New episodes drop bi-weekly – subscribe and turn on notifications to stay ahead of the curve.