Property Investment, Success & Money | The Michael Yardney Podcast

Michael Yardney; Australia's authority in wealth creation through property

If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com

  1. Can Property Prices Really Keep Doubling every 10 years? Stuart Wemyss Explains

    1 DAY AGO

    Can Property Prices Really Keep Doubling every 10 years? Stuart Wemyss Explains

    What if I told you that a $1 million property today could be worth $8 million in 30 years? Sounds unbelievable, right? It’s the kind of projection that makes people question whether Australia’s property market can really keep growing the way it has for the past 45 years. After all, with housing affordability constantly in the headlines and talk of “property bubbles,” isn’t 7% annual growth, meaning property value double every 10 years, a thing of the past? Today I’m joined by Stuart Wemyss, a respected financial advisor and author who has written an excellent blog unpacking this very topic: “Can annual property growth persist at 7%?”  It’s a question he’s been getting from clients, and the answer isn’t as simple as yes or no. Today, we’re going to explore what really drives property prices, whether growth at that rate is sustainable, and most importantly, what it means for you as a property investor in today’s market.   Takeaways  ·         Property values have historically grown at about 7% annually. ·         Inflation has a significant impact on real property growth rates. ·         Not all properties will experience the same growth rates. ·         Affordability is a growing concern for first home buyers. ·         Regional markets have demonstrated resilience and growth during the COVID-19 pandemic. ·         Interest rates play a crucial role in property market dynamics. ·         Wealth transfer from baby boomers will impact property values. ·         Government incentives can create short-term price increases. ·         Investors should focus on locations with strong income growth. ·         Understanding market fundamentals is key to successful property investment.   Chapters    00:00 Understanding Property Value Growth 10:33 The Impact of Inflation on Property Prices 17:46 Regional vs. Capital City Property Markets 24:46 Factors Influencing Future Property Investments   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney’s Guide to Investing ·         Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond.     Michael Yardney – Subscribe to my Property Update newsletter here    Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Stuart Wemyss – Prosolution Private Clients     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    38 min
  2. 15 Wealth Myths Holding You Back – And How to Break Free with Brett Warren

    3 DAYS AGO

    15 Wealth Myths Holding You Back – And How to Break Free with Brett Warren

    Have you ever wondered why some property investors seem to build multi-million-dollar portfolios while others never get past their first property—or worse, sell up within five years? It’s not about luck. It’s not about earning six figures. And it’s definitely not about being born into money. In today’s podcast, I explore the common myths surrounding wealth creation and property investment with Brett Warren You’ll learn that most people are trapped by money myths - false beliefs about wealth, investing, and financial security that sound logical but quietly sabotage their success. So we explore 15 of the most common wealth myths holding Australians back. If you’re serious about building financial freedom, this episode will challenge the way you think about money and give you the insights to move forward with confidence.   Takeaways  ·         Many people are held back by limiting beliefs about money. ·         Taking action is crucial for financial success. ·         Financial independence requires understanding and planning, not just a high income. ·         Debt can be a tool for wealth creation if managed properly. ·         Investing is a process that requires strategy and knowledge. ·         Mindset plays a significant role in achieving financial goals. ·         There are always opportunities in the property market, regardless of timing. ·         Diversification can lead to average outcomes; focus on mastering one area first. ·         Home equity can be leveraged to invest in additional properties. ·         Having a support team can enhance your investment journey.   Chapters    00:00 Introduction to Wealth Myths 01:33 It Takes Money to Make Money 07:31 The Role of Education in Financial Success 12:49 Which Myths Hold Us Back 14:59 The Fear of Just Being Lucky 23:49 Are All the Good Investments Already Taken? 27:42 The Myth That Everything Is Wrong 31:13 The Role of Mindset   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney’s Guide to Investing ·         Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond.   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Brett Warren - National Director of Property at Metropole   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    41 min
  3. You Might Stop Working, But Your Money Shouldn't – Investing Through Retirement with Ken Raiss

    10 SEPT

    You Might Stop Working, But Your Money Shouldn't – Investing Through Retirement with Ken Raiss

    In today’s show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning.   We look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their strategy, and what you need to consider to maintain financial freedom and even grow your wealth in the years to come.   We discuss the importance of understanding longevity risk, the need for owning appreciating assets, and the role of property in retirement portfolios.   The discussion also covers common mistakes retirees make, the significance of teaching the next generation about wealth, and the necessity of having the right ownership structures to protect assets.   Overall, the conversation highlights the importance of proactive planning and adapting investment strategies to ensure financial security in retirement.       Takeaways  ·         Retirement is a new chapter, not an end. ·         Planning for longevity is crucial. ·         Investors often underestimate their asset needs in retirement. ·         Property can be a powerful investment tool. ·         Cash flow management is essential for retirees. ·         Inflation poses a significant risk to retirement savings. ·         Ownership structures can protect wealth. ·         Teaching children about investments is vital. ·         Avoid common mistakes like selling properties for managed funds. ·         Retirement requires a flexible and structured approach.   Chapters    00:00 The New Retirement Reality 04:16 Planning for Longevity 07:05 Investment Strategies for Retirement 09:26 The Importance of Asset Allocation 12:14 Debt Management in Retirement 14:46 Protecting Your Wealth 17:08 Common Mistakes to Avoid 19:53 Supporting the Next Generation 22:29 The Ongoing Investment Journey   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney’s Guide to Investing Successfully ·         Every entry receives a copy of a fully updated Michael Yardney Property Report     Michael Yardney   Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

    32 min
  4. Suburban Revival: How a New Generation Is Reshaping Australia’s Housing Future | With Simon Kuestenmacher

    8 SEPT

    Suburban Revival: How a New Generation Is Reshaping Australia’s Housing Future | With Simon Kuestenmacher

    In today’s show Simon Kuestenmacher and I discuss the significant shift of millennials from urban living to suburban areas. We highlight how millennials are reshaping suburban culture while still valuing aspects of their urban lifestyles. This is a generation that once embraced city skylines, inner-city cafes, and the hustle of urban living, but is now packing up and heading for the burbs. But not for the white picket fence alone. We explore the reasons behind this migration, the changing dynamics of suburban life, and the challenges related to infrastructure and housing markets.   We also discuss the challenges faced by regional towns, the need for strategic planning to manage population growth, and the potential for revitalising communities through targeted migration and infrastructure development.     Takeaways  ·         Millennials are shifting from urban to suburban living, impacting housing markets. ·         Population growth is concentrated in major cities, leading to uneven development. ·         Regional towns face challenges due to aging populations and job shortages. ·         Revitalizing regional areas requires targeted migration and job creation. ·         A national demographic strategy is essential for managing population growth. ·         The two-speed economy creates social divides between urban and rural populations. ·         Infrastructure development is crucial for accommodating population growth. ·         Future planning must consider sustainable living and job opportunities in regional areas. ·         Understanding demographic trends is vital for future generations.     Chapters  02:08 Millennials: From Urbanites to Suburbanites 05:18 The Suburban Renaissance: Challenges and Opportunities 07:54 Infrastructure and Planning for the New Suburbs 10:58 Housing Market Dynamics: Millennials and Migration 14:17 The Future of Work: Hybrid Models and Urban Spaces 17:07 Government's Role in Suburban Development 20:20 Cultural Shifts: Millennials Redefining Suburban Life   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney’s Guide to Investing Successfully ·         Every entry receives a copy of a fully updated Michael Yardney Property Report   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

    37 min
  5. Stamp Duty is Holding Australia Back: Dr. Nicola Powell on Why We Need Bold Reform

    3 SEPT

    Stamp Duty is Holding Australia Back: Dr. Nicola Powell on Why We Need Bold Reform

    Australia’s housing market is under pressure from many directions, but one of the most overlooked barriers is stamp duty. Once a relatively modest transaction cost, stamp duty has ballooned into one of the biggest financial hurdles for homebuyers. Just to give you an idea – in Sydney, stamp duty on a median-priced house has gone from around 45% of a household’s disposable income in 2000 to 120% today. And it’s not just buyers who are suffering. Stamp duty distorts housing decisions, locks people into homes that no longer suit them, and acts as a handbrake on productivity. Today, I'm joined by Dr Nicola Powell, Chief of Research and Economics at Domain, whose recent report makes a compelling case for replacing stamp duty with a fairer, broad-based land tax. Whether you're a property investor, a home buyer, or just somebody who's interested in the housing markets, I'm sure today's chat with Dr Nicola Powell will give you a new perspective as I also want to discuss their latest report on who has profited from property over the last few years.   Takeaways  ·         A growth mindset is essential for success in property investment. ·         Stamp duty presents significant financial barriers for home buyers and investors. ·         The burden of stamp duty has increased over time, affecting housing mobility. ·         Capital gains tax on family homes could discourage movement and exacerbate housing issues. ·         Stamp duty is economically inefficient, costing more in lost activity than it raises. ·         Housing misallocation is a significant issue in Australia, with many living in homes that exceed their needs. ·         Consumer confidence is a key driver of property market trends and price growth. ·         Longer holding periods for properties generally lead to greater capital gains. ·         Location plays a crucial role in property investment success. ·         Reform of stamp duty is necessary for improving housing mobility and economic productivity.     Chapters  01:58 Introduction 05:14 Australians Holding Their Homes for Longer 08:07 How Stamp Duty Deters People from Moving 09:56 The Inefficiency of a Stamp Duty 11:34 The Caveats of a Stamp Duty Reform 14:02 Recent Domain Report Results 18:35 The Confidence has Come Back into the Market   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully.  Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here   Dr Nicola Powell, Chief of Research and Economics at Domain  https://www.domain.com.au/news/author/dr-nicola-powell/   Domain’s property profit and loss report: https://www.domain.com.au/research/profit-and-loss-report-1410018/ Domain’s Stamp Duty suggestions: https://propertyupdate.com.au/stamp-duty-is-holding-australia-back-why-we-need-bold-reform/?   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    30 min
  6. Australia’s Hottest Winter Property Market in Years – with Dr. Andrew Wilson

    1 SEPT

    Australia’s Hottest Winter Property Market in Years – with Dr. Andrew Wilson

    This winter has shaped up as the strongest property market we’ve seen in a long time, with strong buyer activity and rising confidence cutting through the usual seasonal slowdown. In today's show Dr. Andrew Wilson and I discuss how results have been far from uniform – Sydney is surging ahead with particularly strong performance, while conditions across the other capitals are more varied, reminding us just how segmented Australia’s housing markets really are. We explore the impact of government initiatives for first home buyers, the performance of various regional markets, and the implications of inflation and interest rates on housing prices. The conversation concludes with an optimistic outlook for the housing market as it heads into the spring selling season.   Takeaways  ·         Interest rates have been cut, leading to increased buyer activity. ·         The property market is fragmented, with varying performance across regions. ·         Government schemes for first home buyers are expected to boost demand. ·         Brisbane is showing extraordinary growth in property prices. ·         Melbourne's market is recovering, particularly in the prestige segment. ·         Inflation concerns may impact future interest rate decisions. ·         The spring selling season is typically the strongest for property sales. ·         Lower interest rates are driving positive growth in the housing market. ·         The national median house price has seen consistent monthly rises. ·         Market conditions suggest a potential for double-digit growth in some areas.     Chapters  01:07 Introduction 01:45 Introduction to the Winter Property Market 04:02 Quarterly Median House Prices 09:57 Quarterly Median Unit Prices 13:02 First Home Owner Deposit Scheme 14:39 Property Values Forecast 17:14 Conclusions and Future Predictions   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing. ·          Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    27 min
  7. Planning Australia’s Future: It Starts with Where We Live, with Ross Elliott

    27 AUG

    Planning Australia’s Future: It Starts with Where We Live, with Ross Elliott

    Today I’m joined by Ross Elli, a respected urban thinker and commentator, and we discuss something most politicians and planners are ignoring: the danger of concentrating 70% of Australia’s population into just eight capital cities, and doing it without a real plan. We explore the challenges of infrastructure, the concept of the missing middle in housing, and the need for a national settlement strategy to address the growing population and its impact on quality of life.   Whether you're a property investor, policymaker, or simply someone sitting in bumper-to-bumper traffic wondering where it all went wrong, this episode of the Michael Yardney Podcast is going to challenge the way you think about growth, planning, and the future of our cities.   Takeaways  ·         Australia's population growth is concentrated in a few major cities. ·         High-density living does not necessarily reduce traffic congestion. ·         There is a significant gap in housing supply and demand. ·         The concept of the 'missing middle' in housing is contentious. ·         Infrastructure development has not kept pace with population growth. ·         Regional centers can offer a better quality of life than major cities. ·         Government policies need to address urban planning holistically. ·         Decentralization strategies have not been effectively implemented in Australia. ·         Community opposition often hinders new housing developments. ·         A national settlement strategy is essential for sustainable growth.   Chapters    00:00 The Urban Dilemma: Population Growth and Infrastructure 07:31 The Myths of Density and Urban Planning 12:38 The Missing Middle: Densification Challenges 17:55 Regional Opportunities: Rethinking Settlement Strategies 23:08 Decentralization: Lessons from the Past 28:18 Future Visions: A Balanced Australia   Links and Resources:   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing. Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond.   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Michael Yardney – Subscribe to my Property Update newsletter here.   Ross Elliott –  Urban Development Thought Leader. https://www.rosselliott.com.au/   Subscribe to Ross Elliott's blog here. https://thefingeronthepulse.blogspot.com/   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    39 min
  8. Renovate to Elevate: Unlocking Value in Investment Properties with Greg Hankinson

    25 AUG

    Renovate to Elevate: Unlocking Value in Investment Properties with Greg Hankinson

    Have you ever looked at a tired old property and thought, “There’s potential there,” but weren’t quite sure what to do with it? Well, today’s show could be the spark you need. Because we’re talking about one of the most powerful – and underutilised – strategies for building wealth through property: strategic renovation. In a world where construction costs are soaring and affordability is stretched, more investors are realising that they don’t have to wait for the market to deliver capital growth – they can manufacture it themselves. And joining me to unpack this is Greg Hankinson – property renovations and development expert and director of Metropole Developments. Greg’s seen it all – from simple kitchen facelifts to full-scale value-add renovations through to medium density developments, and he’s here to share his experience, tips, and insights to help you make your next investment a profitable one. We talk through the key fundamentals of a profitable renovation, how to assess a property’s potential, the pros and cons of reno vs. new build, and how many successful developers started by simply buying, renovating, and holding.   Takeaways  ·         You can create wealth through renovations, not just market appreciation. ·         The renovation process requires careful planning and understanding of costs. ·         Successful renovations can lead to significant increases in property value. ·         It's essential to identify properties with renovation potential. ·         Avoid common mistakes like overcapitalizing or DIYing without experience. ·         Understanding local regulations and permits is crucial for renovations. ·         Market conditions can affect the feasibility of renovation projects. ·         Investing in renovations can provide better rental yields and lower vacancy rates. ·         A strategic approach to property investment is necessary for long-term success.   Chapters  00:00 Unlocking Property Potential through Strategic Renovations 01:56 Introduction to Renovations and Property Development 04:43 Understanding the Profitability of Renovations 10:12 Financing Renovations and Building Equity 12:29 Common Mistakes in Renovation Projects 17:57 Assessing Renovation Potential in Properties 20:36 Opportunities in the Current Market 23:15 Conclusion and Future Steps in Property Development   Answer this week’s trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney’s Guide to Investing ·         Everyone wins a copy of a fully updated property report – What’s ahead for property for 2026 and beyond   Join us at the Ultimate Property Development Workshop in Melbourne on November 8th Click here for all the details https://realestateworkshop.com.au/   Greg Hankinson -  Director, Metropole Constructions    Interested in getting involved at the “wholesale” end of the property market? We’ll help you become a property developer. Click here and find out how. https://metropole.com.au/develop/     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    33 min

About

If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com

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