Hey! I'd love to hear your thoughts, send me a voice note. For most Singaporeans, landed is the end goal: HDB, then condo, then eventually landed. But once you've lived in landed for years, should you hold it forever? Or is there a point where selling and moving back into a condo is the right move for your family? In this solo episode, Harvey tackles the question landed agents rarely raise: when does it actually make sense to leave landed? He starts with space. The kids have moved out, some overseas for good, and many owners find themselves using maybe half the house while still paying for the maintenance, repairs, gardening and housekeeping on all of it. The house hasn't changed, but your life may have. Then there's the wealth trapped inside it. Instead of asking how much your home has appreciated, ask how much capital you'd actually unlock if you sold today, and what that capital could do: fund a replacement condo or even an HDB, build passive income for retirement, help your children with education, a first property or a business, or simply give you more liquidity to enjoy what you've worked so hard for. The third point is about the next ten years of your life, not which asset appreciates more. Do you still want to climb stairs, maintain a garden, act as your own one-man security team and drive everywhere? Or would single-level living, condo facilities, lock-and-go convenience and being closer to transport serve you better? Fourth is timing. If you do intend to exit, plan it on your own terms, not when you're forced to. Look at the home's condition, its redevelopment potential, buyer demand and what replacement properties cost. And don't price off what your neighbour sold for, because land shape, frontage, orientation and redevelopment potential can make two houses on the same street worth very different amounts. Harvey closes on the fear that keeps many owners holding: land is scarce, and once you exit landed, getting back in may be hard. His view is that landed shouldn't be an emotional badge you can never give up. The question isn't whether landed is better than a condo. It's whether your landed home still serves the life you're living today. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).
