Physicians and Properties

Dr. Alex Schloe

Welcome to the Physicians and Properties Podcast, where we teach you how to leverage real estate investing to be happy and free in the hospital and at home. I am your host, Dr. Alex Schloe. Each week, we will bring you expert interviews and life-changing insights from incredibly successful physicians, healthcare workers, and real estate investors who have realized that investing in real estate can provide you the freedom to practice medicine and live life how you want. Listen in as we explore different real estate investment strategies, learn how to balance real estate investing and practicing medicine, and discover the secrets that others have used to obtain financial freedom. Whether you are a seasoned real estate investor or just starting out, heck, even if you are not a physician, I promise that you will learn something to help you become more successful, happy, and free. If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community: https://www.facebook.com/groups/physiciansandproperties Website: https://physiciansandproperties.com/ Instagram: @physiciansandproperties  Youtube: https://youtube.com/@physiciansandproperties Connect with Dr. Alex Schloe here:  Linkedin: https://www.linkedin.com/in/alexander-schloe-md/ Instagram: @aschloe3

  1. How To Build A Life of Freedom, Flexibility And Resilience With Dr. Alex Schloe

    1 DAY AGO

    How To Build A Life of Freedom, Flexibility And Resilience With Dr. Alex Schloe

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if real freedom isn’t about making more money… but about building a life with enough margin, resilience, and alignment that when life changes fast, you don’t break? In today’s solo episode, I’m sharing a personal Q1 2026 update—some of the unexpected challenges this quarter brought, what they taught me, and how they sharpened my perspective on health, family, business, and what freedom actually means. From a broken rib and a C6-C7 disc herniation to stepping away from direct primary care, this quarter reminded me in a very real way that life can change fast. But it also reminded me why I care so much about financial freedom and lifestyle design in the first place: not just for income, but for flexibility, presence, and resilience when life gets hard.  I also share some exciting updates from The RAL Room Assisted Living Mastermind, our Tomball luxury memory care development, our Republic, Missouri senior living project, and the renewed push to finally finish my residential assisted living book. On the personal side, I talk about family, camping season, and one of the moments I’m most grateful for this year—my brother and I gifting our dad a 10-day retirement trip to Iceland. This episode is part quarterly update, part mindset reset, and part reminder that the goal is not just growth. The goal is alignment. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻: ✔️ Why life can change fast—and why margin matters  ✔️ What injury taught me about health, gratitude, and perspective  ✔️ Why I stepped away from direct primary care to work PRN  ✔️ The difference between more opportunity and more alignment  ✔️ Updates on The RAL Room, our development projects, and the book I’m writing  ✔️ Why true freedom is really about presence, flexibility, and living in alignment 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀: ✅ Health, energy, and strength are gifts—not guarantees  ✅ Financial freedom matters because it gives you flexibility when life shifts  ✅ More opportunity is not always better—sometimes the better move is simplification  ✅ A lot of the biggest wins in business are built in the invisible season  ✅ Freedom is not just about doing less work—it’s about being more aligned  ✅ The best life you build is one where your calendar reflects your values 🎧 𝗟𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝗻𝗼𝘄. For More Info on Rent To Retirement, Click Below Rent To Retirement If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    20 min
  2. How To Build ADUs For Cash Flow in California With Dr. David Namazy

    18 MAR

    How To Build ADUs For Cash Flow in California With Dr. David Namazy

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if the thing holding most physicians back from real estate isn’t money… but the belief that “we’re just doctors” and the fear of stepping into rooms where we’re not the expert? In today’s episode, I’m joined by Dr. David Namazy—physician, medical director of a vascular center in Southern California, and real estate investor/operator with projects across Texas and Southern California. David has gone from “first duplex to learn” → ADU development → capital raising → now leading strategic partners on a 52-unit ground-up multifamily project in San Diego. And yes… the numbers are wild:  ✅ $2.5M raised in ~3 weeks (right around Christmas) ✅ $3M raised in ~4 weeks to buy land ➡️ now moving into phase two to build the 52 units. This conversation is a masterclass in the physician-to-operator evolution—mindset, leverage, relationships, and executing in the margins. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ David’s origin story: why real estate became the “next mountain” after medicine  ✔️ How his wife (also a physician + entrepreneur) pulled him into real estate through one podcast episode  ✔️ Why investing in education/community is a mindset shift for physicians (asset vs liability) ✔️ The “duplex first” strategy—and why small deals build big investors ✔️ The real mindset shift physicians must make to succeed in entrepreneurship ✔️ How David pivoted from Texas rentals to building in Southern California ✔️ ADUs explained + what makes a great ADU property (parking, access, lot layout) ✔️ Real ADU numbers in coastal San Diego (and why it can create 10%+ cash-on-cash) ✔️ Why raising capital is scary… and why it’s also one of the biggest ways you can serve others ✔️ The truth about scaling: it’s the who, not the how (partners, operators, teams) 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Physicians underestimate themselves—if you survived training, you can build wealth in real estate.  ✅ The first deal isn’t about perfection… it’s about taking the training wheels off.  ✅ ADUs are one of the few ways to create meaningful cash flow in high-appreciation markets like SoCal.  ✅ Capital raising becomes possible when you have trust, a strong team, and repeatable execution.  ✅ Doctors don’t have to choose: real estate can make you a better physician, spouse, and parent. 🎧 𝗟𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝗻𝗼𝘄. Connect with Dr. David Namazy: LinkedInIf you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    46 min
  3. How To Flip Vacant Land For Cash Flow With Brent Bowers

    11 MAR

    How To Flip Vacant Land For Cash Flow With Brent Bowers

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if you could create real monthly cash flow in real estate… without tenants, toilets, and 2am phone calls? In today’s episode, I’m joined by Brent Bowers—Army veteran, real estate investor, entrepreneur, and land investing coach with The Land Sharks. After spending years in the Army and being away from his family, Brent got serious about building income outside his W2. He had rentals… but they weren’t cash flowing. Then he found a niche most investors ignore: vacant land. And it completely changed his life. Brent shares the exact moment his mindset shifted—when he bought land cheap, sold it with $500 down, got all his money back immediately, and then collected $400/month on a land contract. He told his wife: “If we can do this 10 more times… we’re financially free.” 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ Why Brent chose land over rentals (and why his rentals felt like “forced savings accounts”)  ✔️ How he found motivated sellers using tax-delinquent lists (even while working 13-hour Army days)  ✔️ The first two deals that hooked him—buying land for a few hundred bucks and turning it into thousands  ✔️ How seller financing on land creates “rent-like” income with nothing breaking  ✔️ The paradigm shift: using $500 down payments to get all capital back fast  ✔️ How Brent’s process evolved: focusing on markets where land is actually selling (instead of random counties)  ✔️ How he values land using comps: by acre or price-per-square-foot + land-specialist agents  ✔️ Bread-and-butter land numbers: buying around $55K–$105K and selling $150K–$250K  ✔️ Due diligence essentials: access, utilities, buildability, zoning, drainage, and title insurance  ✔️ How Brent now adds a new “income engine”: placing manufactured homes on land to expand the buyer pool  ✔️ Why manufactured homes unlock financing options (FHA/VA/USDA/non-QM) and a huge pool of buyers  ✔️ How he’s shifting toward keeping some homes as brand-new rentals to reduce tax burden (depreciation + cost seg)  ✔️ The biggest myth to kill: “You can’t make money with vacant land” 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Land can create cash flow fast—without the headaches of traditional rentals.  ✅ Seller financing is the “gravy train”: get capital back quickly, then collect monthly payments like rent.  ✅ You don’t need tons of time—Brent did deals while working long Army hours.  ✅ Find markets where land is actually selling, then work backwards from comps.  ✅ The biggest wins often come from solving simple problems for motivated sellers.  ✅ Manufactured homes on land can dramatically expand your buyer pool and increase profits.  ✅ If you want wealth the right way: use active income to buy tax-advantaged assets (depreciation + cost seg). Connect with Brent Bowers: LinkedInWebsiteIf you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    38 min
  4. Purpose Before Profit in Residential Assisted Living With Dr. Alex Schloe

    4 MAR

    Purpose Before Profit in Residential Assisted Living With Dr. Alex Schloe

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if you could generate real, meaningful cash flow… while also solving one of the biggest crises coming in America—senior housing? In today’s episode, I’m the guest—and we’re talking about Residential Assisted Living (RAL): an asset class most medical professionals understand from the care side… but have no idea how powerful it can be from the investing side. We break down what RAL actually is, why it’s different than “big-box” assisted living, and the 4 ways you can invest—from totally passive to owning the business and real estate. If you’ve ever walked into a facility and thought, “I would never want my parents here,” this conversation will hit home. And if you’re looking for cash-flowing real estate that actually has purpose… This is one of the most compelling opportunities out there. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻: ✔️ Why I started investing in real estate during residency (and how physician loans + house hacking helped) ✔️ How we house hack today—living essentially mortgage-free in Colorado Springs ✔️ My first exposure to assisted living at age 15… and the moment in residency that made it personal ✔️ What Residential Assisted Living is (6–16 residents in a home-like setting) and why it’s superior care ✔️ The 4 ways to invest in assisted living (from most passive to most active) ✔️ Lease-to-operator explained (and why it can create STR-level cash flow without STR headaches) ✔️ How to find operators (Facebook groups, job boards, AL-focused realtors, “secret shopping”)  ✔️ A high-leverage strategy: direct mail mom-and-pop operators and ask for seller financing ✔️ The SBA financing angle (10% down possible when you own real estate + operations) ✔️ The biggest pitfalls (zoning/licensing mistakes, weak operator, not enough reserves) ✔️ The demographic tailwind: baby boomers aging + bed shortage = massive opportunity runway ✔️ How to learn more through the RAL Room free webinar + community 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ This isn’t just a real estate play—this is a purpose + profit asset class. ✅ Residential Assisted Living can offer better care and better economics than most investors realize. ✅ If you want a passive entry point, LP or lease-to-operator can be a strong on-ramp. ✅ The operator is the linchpin—your best deal can become your worst deal with the wrong partner. ✅ Don’t let “I don’t have the capital” stop you—seller financing + buying existing licensed homes can be a cheat code. ✅ We are heading into a senior housing shortage whether we like it or not… and the opportunity runway is decades long. If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    54 min
  5. How To Build Wealth in Multifamily And Senior Housing with Rod Khleif

    25 FEB

    How To Build Wealth in Multifamily And Senior Housing with Rod Khleif

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if the biggest thing standing between you and financial freedom isn’t a lack of opportunity… but a lack of clarity, commitment, and the mindset to act before you feel “ready”? In today’s episode, I’m joined by Rod Khleif—multifamily investor, bestselling author, host of the Lifetime Cashflow Podcast, and founder of the Tiny Hands Foundation. Rod shares his incredible journey from immigrant beginnings and financial hardship… to massive real estate success… to losing $50 million in the 2008 crash… and rebuilding it all. This conversation is a masterclass in mindset, resilience, and freedom. We talk about the real reason Rod recovered (and why the same principles apply to physicians building a side hustle), what he sees coming in multifamily and senior housing, and why now may be one of the greatest windows of opportunity in real estate for people willing to learn and act. If you’re building wealth through real estate and entrepreneurship, this episode is a reminder: the strategy matters—but mindset, focus, and execution are what change your life. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ Rod’s story: from Dutch immigrant + humble beginnings to real estate success and rebuilding after losing $50M ✔️ Why Rod says 80–90% of success is mindset/psychology (and only 10–20% is the tactical real estate piece) ✔️ The brutal lessons from 2008: 800 houses, poor logistics, tenant demographics, and why low leverage alone doesn’t save you ✔️ The senior housing thesis: “silver tsunami,” shortage of beds, and why Rod is aggressively moving into the space ✔️ Why finding the right operator / property management team is everything (in both multifamily and senior housing) ✔️ The recovery framework Rod used after losing everything: reconnect to goals → make a real decision → take the first step ✔️ Rod’s perspective on gratitude, visualization, fulfillment, and giving back as drivers of long-term success ✔️ Why physicians should start building an “exit ramp” now—not later (especially in an AI-disrupted world) 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Real estate tactics matter—but mindset and decision-making are the real leverage. ✅ You don’t need perfect certainty to start. Take the first step and let the next one reveal itself. ✅ If you’re a physician, your analytical mind can be a strength—but it can also delay action if you demand perfect clarity. ✅ The people around you matter more than you think. Choose your peer group intentionally. ✅ Opportunity often shows up in chaos (Rod sees it in multifamily distress and senior housing demand). ✅ Achievement without purpose can still leave you empty—fulfillment comes from growth + contribution. ✅ If you want freedom (financial, time, mental, and giving freedom), start building it now. Don’t wait for pain to force the change. ✅ Rod’s closing challenge is simple and powerful: don’t live with regrets. Connect with Rod Khleif WebsiteIf you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    39 min
  6. How To Go From Zero To 40 Short-Term Rentals As A Busy Physician With Dr. Jessica Katz

    18 FEB

    How To Go From Zero To 40 Short-Term Rentals As A Busy Physician With Dr. Jessica Katz

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝗰𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if one unfair moment in medicine could threaten everything you’ve built… and the real solution isn’t “more shifts”—but building income streams no one can take away? In today’s episode, I’m joined by Dr. Jessica Katz—an OBGYN turned real estate investor—who built a 40-unit short-term rental portfolio in ~3 years through a mix of rental arbitrage, co-hosting, and ownership (all while raising 4 kids with her husband, Jordan). Jessica shares her raw story of how a bad outcome + politics inside medicine nearly derailed her career… and how that pain became fuel to build a business that created stability, options, and peace. Then we go tactical: how to start STRs without a massive down payment, how to analyze deals like a pro, what amenities actually move revenue, and the systems that keep this from becoming a second full-time job. If you’re building wealth through real estate and entrepreneurship, this episode is a reminder: don’t wait until you feel trapped to build your exit ramps. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ Jessica’s story: from “dream job” in medicine → career fear → building financial protection through real estate  ✔️ The 3 STR entry paths: rental arbitrage vs co-hosting vs owning (and who each is best for) ✔️ Why owning is the end goal—and how arbitrage/co-hosting can fund your down payment ✔️ Real numbers: 10 arbitrage units averaging ~$1,800/month profit per unit in one complex ✔️ How she got her first YES after 77 NOs (and why action beats perfect timing) ✔️ The deal analysis approach: comps-based revenue projections (not hope-based underwriting) ✔️ How to “secret shop” top listings and build a property that competes in today’s market ✔️ What makes a property defensible: something competitors can’t copy (views, rooftop, unique features) ✔️ Why “design + professional photography” is one of the most underrated growth levers ✔️ Systems + automation: messaging sequences, smart locks, cameras, PriceLabs, SOPs ✔️ Team building: cleaners, handymen, VAs, revenue management, ops (and how it scales) 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Medicine is meaningful—but it’s not always safe. Build options.  ✅ Arbitrage and co-hosting can be powerful on-ramps when you don’t have big down payment money.  ✅ Owning is the long-term play—but you can earn your way into ownership faster than you think. ✅ The best STR operators don’t “hope” for revenue—they analyze comps and engineer the outcome. ✅ In a competitive market, “a bed + a painting” won’t cut it—design and amenities win bookings. ✅ Systems and team are what turn STRs from chaos into leverage. ✅ If you want freedom, you have to be willing to be uncomfortable (77 no’s is the tuition). Connect With Dr. Jessica Katz WebsiteInstagramLinkedInIf you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    49 min
  7. How To Avoid Disability Insurance Mistakes With Aaron Brooker

    11 FEB

    How To Avoid Disability Insurance Mistakes With Aaron Brooker

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝗰𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if your biggest asset isn’t your portfolio… but your ability to earn as a physician—and one injury or illness could wipe out your financial freedom plan overnight? In today’s episode, I’m joined by Aaron Brooker from LeverageRx—world traveler, former middle school educator, and dad of three—who now helps physicians protect their income with the right disability insurance. We break down what “true own-occupation” actually means, why employer coverage is rarely enough, and the most common traps physicians fall into (usually because no one ever taught us this stuff in training). Aaron shares real-world examples—including a surgeon who injured his hand—and explains why disability insurance isn’t just for proceduralists… it matters for family medicine, psych, and everyone in between. If you’re building wealth through real estate and entrepreneurship, this episode is a reminder: protect the engine before you upgrade the vehicle. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ Why your physician income is your #1 wealth-building tool until assets replace it  ✔️ The biggest mistake doctors make: assuming employer disability is “good enough”  ✔️ What “true own-occupation” means—and why it can pay even if you work another job  ✔️ Why waiting to buy can cost you (exclusions from back pain, anxiety meds, labs, etc.)  ✔️ A simple napkin-math framework for how much coverage is “enough”  ✔️ The best time to buy: residency/fellowship discounts + GSI (guaranteed options)  ✔️ The key riders doctors should understand (and the ones that actually matter)  ✔️ Partial/residual disability: the scenario most physicians don’t realize can happen  ✔️ What disability looks like for practice owners (business overhead expense coverage)  ✔️ Common “cheap policy” traps that look good now—but fail when you need them 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Your biggest asset isn’t your rentals or retirement account—it’s your ability to earn. Protect it.  ✅ Employer disability often caps low and can be taxable… leaving a huge gap.  ✅ “True own-occupation” is the game-changer: it protects your specific physician job. ✅ Buy earlier while you’re healthy—waiting can lead to exclusions or higher costs. ✅ The riders matter: non-cancelable/guaranteed renewable, residual, COLA, and future purchase options are huge. ✅ If you own a practice, consider policies that keep the lights on if you can’t work. ✅ Don’t fall for cut-rate coverage—disability insurance is one place you don’t want to “cheap out.” Connect With Aaron Brooker: LinkedInWebsiteIf you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    43 min
  8. How To Think Like A CEO Physician And Escape The Employee Trap With Dr. Amy Vertrees

    4 FEB

    How To Think Like A CEO Physician And Escape The Employee Trap With Dr. Amy Vertrees

    🎙️ 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗣𝗵𝘆𝘀𝗶𝗰𝗶𝗮𝗻𝘀 𝗮𝗻𝗱 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗣𝗼𝗱𝗰𝗮𝗰𝘀𝘁 𝘄𝗶𝘁𝗵 𝗵𝗼𝘀𝘁 𝗗𝗿. 𝗔𝗹𝗲𝘅 𝗦𝗰𝗵𝗹𝗼𝗲. 💡 What if the biggest “wealth skill” physicians never get taught isn’t investing… but negotiation, leadership, and thinking like a CEO—so you can practice medicine with autonomy, purpose, and peace? In today’s episode, I’m joined by Dr. Amy Vertrees—a board-certified general surgeon, Army veteran (17 years, 3 deployments), former Lieutenant Colonel, private practice surgeon, author, and founder of the Boss Business of Surgery series. Amy shares what it’s really like doing surgery downrange with limited resources (no CT, no laparoscopy, no robot), the leadership lessons the military forces you to learn fast, and the powerful mindset shift physicians need after training: stop thinking like an employee and start thinking like the CEO of your career. We also go deep into negotiation—how she used principles from Never Split the Difference to increase her pay per RVU, why keeping emotions out of negotiations matters, and how knowing your value changes everything. This episode is for the physician who wants more than “just surviving” medicine—who wants to lead, negotiate, and build a career that actually fits their life. 🔥 𝗪𝗵𝗮𝘁 𝘆𝗼𝘂’𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:  ✔️ The difference between military med school (USUHS) and scholarship routes (HPSP) ✔️ What deployed surgery really looks like: limited tools, high stakes, rapid triage ✔️ How the military builds leadership through responsibility, early and often ✔️ Why “we were told we could do it… so we became capable of doing it” is a life-changing framework ✔️ The whiplash of combat medicine: intense stabilization → evacuation → little closure ✔️ Why money doesn’t fix misalignment (and how autonomy + meaning matter more) ✔️ Negotiation basics: know your value, keep it calm, and don’t trigger emotion ✔️ Tactics from Never Split the Difference (stalling the number, anchoring, conversational tone) ✔️ The CEO vs employee mindset—and how it changes how you solve problems ✔️ Emotional capacity: how naming your emotions precisely helps you lead yourself (and avoid burnout) 🔥 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀:  ✅ Know what you offer + know your number. Confidence comes from clarity. ✅ Negotiation isn’t combat—it’s a calm conversation that lowers emotional threat. ✅ Thinking like a CEO means you stop asking “What are the rules?” and start asking “What are my options?” ✅ A raise can feel good… but autonomy, purpose, and alignment are what actually sustain you. ✅ Emotional capacity is a physician skill: when you can name the feeling, you’ve already started solving the problem. ✅ Your career is a business—whether you treat it that way or not. If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community Website Instagram Youtube Invest With Me Join The RAL Room Assisted Living Mastermind

    56 min

About

Welcome to the Physicians and Properties Podcast, where we teach you how to leverage real estate investing to be happy and free in the hospital and at home. I am your host, Dr. Alex Schloe. Each week, we will bring you expert interviews and life-changing insights from incredibly successful physicians, healthcare workers, and real estate investors who have realized that investing in real estate can provide you the freedom to practice medicine and live life how you want. Listen in as we explore different real estate investment strategies, learn how to balance real estate investing and practicing medicine, and discover the secrets that others have used to obtain financial freedom. Whether you are a seasoned real estate investor or just starting out, heck, even if you are not a physician, I promise that you will learn something to help you become more successful, happy, and free. If you want to learn how investing in real estate can give you the freedom to practice medicine and live life how you want then check out the links below: Facebook Community: https://www.facebook.com/groups/physiciansandproperties Website: https://physiciansandproperties.com/ Instagram: @physiciansandproperties  Youtube: https://youtube.com/@physiciansandproperties Connect with Dr. Alex Schloe here:  Linkedin: https://www.linkedin.com/in/alexander-schloe-md/ Instagram: @aschloe3

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