In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down what he calls the “Retirement Shock” — a perfect storm that could devastate unprepared retirees.With AI stocks soaring, Nasdaq valuations stretched, inflation still elevated, healthcare costs rising, and millions withdrawing from 401(k)s and IRAs at record highs, the risk isn’t theoretical anymore. It’s structural.Carlos walks through real-time market signals — including death cross warnings on the Nasdaq and AI-focused ETFs— and explains why relying solely on market-based “red money” accounts like 401(k)s, variable annuities, ETFs, and bank deposits may expose retirees to a dangerous sequence-of-returns risk.More importantly, he addresses a controversial but critical reality: You may not legally “own” your 401(k) or even your bank deposits in the way you think you do.This episode connects biblical stewardship with financial prudence, highlighting Proverbs 22:3 and challenging listeners to position their portfolios with foresight instead of fear. FREE tax calculatorhttp://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Reporthttps://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Moneyhttps://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today!https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account!https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble!https://rumble.com/c/c-5319252 Follow us on twitter!https://twitter.com/scrptrandwallst Like & Subscribe our Channels Rumblehttps://rumble.com/user/ScripturesAndWallstreet Youtubehttps://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA Xhttps://x.com/scrptrandwallst ————————————————————————————————————Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELLhttps://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.htmlhttp://biolongevitylabs.com PROMO CODE - CORTEZWMhttps://jaycampbell.com Lose weight and more with Plant Base Peptideshttp://getmeleanusa.com Silver and Goldhttps://cornerstoneassetmetals.com Fluoride Free Alkaline water :www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com. retirement shock, 401k risk, AI bubble, Nasdaq crash warning, death cross signal, sequence of returns risk, retirement income planning, red money investing, green money strategy, principal protection, fixed index annuity, bank deposit risk, FDIC explained, variable annuity fees, inflation and retirement, healthcare costs retirement, AI investing risk, safe retirement strategies, biblical stewardship, proverbs 22 3, scriptures and wall streetSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.Discover other shows on the Talk Red Podcast Network, and get your daily fix of news, sports, and entertainment at https://TalkRed.com. DISCLAIMER: Some elements of this podcast may include AI-generated content, such as cover thumbnail images, show descriptions and some background audio. Hosted on Acast. See acast.com/privacy for more information. Listen to additional shows and get your daily fix of news, sports and entertainment at https://TalkRed.com.