Average Joe Finances

Mike Cavaggioni

On this podcast we discuss how to create passive income from real estate, investing, side hustles and more. Our mission is to show people that financial independence is possible no matter their income level. This podcast is designed to be an educational tool to help you become financially independent. We want you to beat your debt, build your wealth, and control your future!

  1. 312. Navigating the Trading World with Kevin Steuer

    4 天前

    312. Navigating the Trading World with Kevin Steuer

    Send us a text Join us on Average Joe Finances as our guest Kevin Steuer, a seasoned investor with a passion for technical analysis and modern AI. Kevin shares his journey from early investing influenced by his grandmother, through various investment strategies, to ultimately purchasing and revamping a technical analysis website, stockta.com. The discussion delves into Kevin's disciplined approach to trading, the importance of lifelong learning, and the pitfalls of emotional decision-making in the stock market. Kevin offers insights into the tools and resources available on his site, emphasizing the need for a solid framework and informed risk-taking in trading.  In this episode: Learn how data-driven tools like Stock TA empower everyday traders to compete with Wall Street.Discover why discipline and sticking to your process are key to long-term trading success.Understand the impact of AI and algorithms on modern equity markets and investor strategies.Grasp the value of community, education, and free resources in building confident, informed traders.And so much more! Key Moments: 00:12 Kevin Steuer’s Investing Journey 01:24 Building and Rebuilding the Site 04:20 Using the Site for Trading 04:32 The Reality of Trading Against Algorithms 07:59 Trend Scores and Confluence System 14:00 Advice for New Traders 20:26 The Turning Point: A Commitment to Financial Awareness 20:39 Trading to Pay Off Student Loans 21:00 The Risks of Trusting Financial Planners 21:57 Market Reactions and Human Psychology 22:57 The Importance of Staying Informed 23:12 Navigating Political Impacts on the Market 26:59 The Final Round: Insights and Lessons Learned 27:15 Biggest Financial Mistake and Lessons Learned 31:10 Tips for New Traders 33:50 Favorite Books and Final Thoughts 35:16 Where to Find More Information 38:25 Final Thoughts and Farewell Find Kevin Steuer Website: https://stockta.com/ Youtube: https://www.youtube.com/@StockTA LinkedIn: https://www.linkedin.com/in/kevin-steuer-b65aa433b/ Instagram: https://www.instagram.com/stocktacom/# Facebook: https://www.facebook.com/StockTAcom/ Discord: https://discord.com/invite/suMH9PJHWM Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    43 分鐘
  2. 311. Building a Hard Asset Empire with Ben Reinberg

    9月7日

    311. Building a Hard Asset Empire with Ben Reinberg

    Send us a text Join us on Average Joe Finances as our guest Ben Reinberg, a seasoned commercial real estate investor with over 32 years of experience, shares the story of his career, discussing the various niches within commercial real estate, with a particular focus on medical office spaces. He talks about his new book, 'Hard Assets and Hard Money for Hard Times,' which serves as a guide to building a hard asset empire. Ben delves into the importance of hard assets in creating generational wealth, the benefits of AI in real estate, and the lessons learned from the 2008 financial crisis.  In this episode: Learn why hard assets like real estate and precious metals remain the cornerstone of lasting wealth.Discover how adaptability in shifting markets like moving from office to medical spaces drives long-term success.Understand the role of AI in streamlining real estate operations while keeping human relationships central.Grasp the lessons from the 2008 financial crisis to avoid over-leverage and safeguard your investments.And so much more!Key Moments: 00:59 Meet Ben Reinberg: Commercial Real Estate Expert 02:14 The Journey to Writing 'Hard Assets and Hard Money for Hard Times' 05:33 Why Commercial Real Estate? 09:42 The Impact of AI on Commercial Real Estate 15:01 The Importance of Relationships in Real Estate 16:48 Why Hard Assets Matter 19:34 The Challenges of Building an Empire 20:15 Affordable Financial Blueprint 20:46 Weathering Economic Storms 21:52 Conservative Investment Strategies 27:31 The Importance of a Good Team 28:08 Final Round: Lessons and Tips 31:37 Where to Find More Information 32:59 Final Thoughts and Farewell Find Ben Reinberg Website: https://www.benreinberg.com/ Youtube: https://www.youtube.com/channel/UCN-VuewtdVrFwlOrTsNbxGA LinkedIn: https://www.linkedin.com/in/benreinberg/ Instagram: https://www.instagram.com/therealbenreinberg/ Facebook: https://www.facebook.com/TheRealBenReinberg/ Tiktok: https://www.tiktok.com/@therealbenreinberg X: https://x.com/realbenreinberg Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    35 分鐘
  3. 310. Harnessing Athletic Mindset in Real Estate with Athena Brownson

    8月31日

    310. Harnessing Athletic Mindset in Real Estate with Athena Brownson

    Send us a text Join us on Average Joe Finances as our guest Athena Brownson, a real estate professional who transitioned from a career as a professional skier, shares her incredible life story, starting from growing up in a ski-centric family in Breckenridge, Colorado, to becoming a professional skier, undergoing multiple injuries, and finally finding her calling in real estate. Athena discusses the importance of discipline, balance, listening to mentors, consistent daily activities, and intentional networking in achieving success. This episode offers valuable insights for anyone looking to excel in real estate or any entrepreneurial venture, emphasizing the role of mentorship, the art of listening, and the importance of self-care. In this episode: Learn how persistence and mentorship can transform setbacks into stepping stones.Discover why discipline, structure, and “brilliance on the basics” drive long-term success.Understand the power of intentional networking and building authentic relationships.Gain insight into embracing discomfort as a catalyst for growth and resilience.And so much more!Key Moments: 00:55 Meet Athena Brownson 01:36 Athena's Early Life and Skiing Career 03:02 Lessons from Skiing to Real Estate 04:28 Overcoming Injuries and the Value of Coaching 06:11 Transition to Real Estate 15:12 The Importance of Mentorship 19:37 Intentional Networking 26:54 Building an Authentic Daily Routine 27:47 Tracking and Evolving Your Greatness Tracker 28:13 Delegation and Understanding Strengths 29:05 The Importance of Basics and Discipline 31:32 Handling Unexpected Challenges 36:30 Maintaining Consistency in Real Estate 40:09 Final Round: Personal Insights and Advice 46:45 Closing Thoughts and Contact Information Find Athena Brownson Website: https://athenabrownsonrealtor.com/ LinkedIn: https://www.linkedin.com/in/athenabrownsonrealtor/ Instagram: https://www.instagram.com/athenabrownsonrealtor Facebook: https://www.facebook.com/AthenaBrownsonRealtor Zillow: https://www.zillow.com/profile/AthenaBrownson Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    52 分鐘
  4. 309. Maximizing Real Estate Savings with Colton Pace

    8月24日

    309. Maximizing Real Estate Savings with Colton Pace

    Send us a text Join us on Average Joe Finances as our guest Colton Pace, shares his journey from growing up on a ranch in Dallas, Texas to founding Ownwell, a startup aimed at reducing home ownership costs. Colton discusses how Ownwell helps homeowners and real estate investors save on property taxes, insurance, and utility bills. He also delves into the company's unique contingency fee model, how local expertise is crucial for property tax appeals, and the importance of financial planning through detailed expense tracking. Colton shares insights from his experience working for a billionaire, highlighting the significance of analyzing each expense to maximize returns. In this episode: Learn how challenging property tax assessments and expenses can unlock hidden savings for homeowners.Discover why education and awareness are key to reducing real estate ownership costs.Understand how Ownwell leverages nationwide expertise to optimize property tax and utility savings.Gain insights from Colton Pace on using curiosity and direct communication to uncover financial opportunities.And so much more!Key Moments: 01:13 Meet Colton Pace: From Ranch Life to Real Estate 02:27 The Mission of Unwell: Reducing Real Estate Costs 03:27 Importance for Real Estate Investors 07:07 The Eye-Opening Moment: Property Tax Savings 11:20 Utility and Insurance Savings 13:09 Biggest Savings and Success Stories 15:47 Challenges and Benefits of Using Unwell 17:32 The Importance of Time Management for Real Estate Investors 18:18 Introducing the Unwell Team and Their Expertise 19:55 Geographical Reach and Market Operations 21:37 Financial Planning and Expense Management 24:14 Final Round: Colton's Insights and Advice 30:19 Connecting with Colton and Final Thoughts Find Colton Pace Website: https://www.ownwell.com/ LinkedIn: https://www.linkedin.com/in/coltonpace/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    35 分鐘
  5. 308. Building a Successful Real Estate Portfolio with George Otel

    8月17日

    308. Building a Successful Real Estate Portfolio with George Otel

    Send us a text Join us on Average Joe Finances as our guest George Otel, an immigrant and business owner who transitioned from owning a trucking company to founding US Business Funding, shares his journey from truck driving to real estate investing and focuses on the significance of building a strong team, understanding financing, and the opportunities in commercial real estate. He emphasizes the importance of preparation, patience, and leveraging relationships for success. George also offers insights on effective networking, the benefits of SBA loans, and provides advice for new entrepreneurs. In this episode: Discover how George Otel transitioned from trucking to thriving in commercial real estate and business financing.Learn why networking and building the right team of experts (CPAs, lawyers, financiers) is essential for growth.Understand the differences between residential and commercial real estate and why commercial offers higher returns with less competition.Explore smart financing strategies, including leveraging SBA loans to move from renting to owning.Take away hard-earned lessons on patience, planning, and the importance of hiring support early to scale faster.And so much more!Key Moments: 00:00 Introduction and Welcome 02:03 Meet George Otel: From Trucking to Real Estate 04:09 Diving into Commercial Real Estate 05:43 The Importance of a Strong Team 10:14 Financing Strategies for Business Owners 19:01 George's Real Estate Journey and Insights 21:50 The Importance of Networking in Real Estate 23:06 Building Trust and Relationships 24:09 The Necessity of Pre-Approval 25:10 The Role of Preparation and Reputation 28:51 The Value of Patience and Rational Decisions 31:01 Exploring Franchise Opportunities 32:14 Final Round: Lessons and Tips 39:50 Where to Find More Information 41:27 Conclusion and Farewell Find George Otel Website: www.usbizfunding.net Facebook: https://www.facebook.com/George.Otel LinkedIn: https://www.linkedin.com/in/georgeotel/ Instagram: https://www.instagram.com/georgeotel/ Twitter: https://twitter.com/george_otel Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    44 分鐘
  6. 307. Mastering Market Volatility with Larry Kriesmer and Bernard Surovsky

    8月10日

    307. Mastering Market Volatility with Larry Kriesmer and Bernard Surovsky

    Send us a text Join us on Average Joe Finances as our guest Larry Kriesmer and Bernard Surovsky discuss their innovative approach to investment management. They delve into their investment strategy, which evolved from their experiences during market downturns in the late 1990s and 2008, leading to the creation of their trademark 'Synthetic Equity' and the launch of their ETF (SNTH). The discussion covers the technical aspects and advantages of using options and treasuries to manage risk while achieving high returns. The episode also features personal anecdotes, including their experience of ringing the bell at the New York Stock Exchange In this episode: Learn how Measured Risk Portfolios blend safe short-term treasuries with strategic options to balance protection and growth.Discover the concept of Synthetic Equity and how it replicates equity returns while cushioning against losses.Understand why mastering options can unlock powerful risk management and investment opportunities.Gain insights into building bold, informed strategies that challenge traditional investing norms.And so much more! Key Moments: 00:59 Meet Larry and Bernard 01:35 Growing Up in Different Worlds 03:41 Investment Philosophy and Early Experiences 06:13 The Measured Risk Portfolio Approach 08:12 Managing Market Volatility 21:40 Synthetic Equity Explained 25:06 Risk Aversion and Investment Strategies 26:41 Introduction to Synthetic Equity and ETF 26:58 Launching the ETF and Ringing the Bell 27:55 The Experience of Ringing the Bell 33:25 Final Round: Financial Mistakes and Lessons Learned 41:32 Final Thoughts and Advice for Investors Find Larry and Bernard Website: https://www.measuredriskportfolios.com/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    45 分鐘
  7. 306. The Future of AIand Investing With Mike Ivancie

    8月3日

    306. The Future of AIand Investing With Mike Ivancie

    Send us a text Join us on Average Joe Finances as our guest Mike Ivany to discuss his diverse background in law, marketing, finance, and investment. Mike Ivany shares his journey from working at Homeland Security to starting a law practice, diving into marketing, and ultimately working in finance and alternative investing. The conversation delves into the dynamics of the AI market, the future of companies like TikTok, SpaceX, and ByteDance, and how AI is reshaping investment strategies. In this episode: Learn how pre-IPO and private market investing gives accredited investors access to high-growth companies before they go public.Discover why the ongoing AI talent battle reshapes technology investing and creates unique opportunities.Understand the critical role of fees, liquidity constraints, and risk assessment when entering private investments.Explore how platforms like Upmarket democratize alternative assets, lowering barriers for accredited investors.And so much more! Key Moments: 00:55 Guest Introduction: Mike Ivancie 01:28 Mike Ivancie’s Background and Career Journey 02:42 Transition to Marketing and Finance 03:19 Current Role and Market Trends 05:55 AI and Private Markets Discussion 11:40 Impact of AI on Investing 16:31 Introduction to Upmarket 23:08 Understanding Private Market Investments 23:47 Pre-IPO Investment Checklist 24:21 Accredited Investor Qualifications 27:12 Popular Pre-IPO Companies 29:31 Employee Liquidity in Private Companies 32:35 Final Round: Financial Wisdom 42:39 Final Thoughts and Resources Find Mike Ivancie Website: https://www.upmarket.co/  LinkedIn: https://www.linkedin.com/in/ivancie/  Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    48 分鐘
  8. 305. Finding Your Buy Box: Effective Strategies for New Investors with Chad Ackerman

    7月27日

    305. Finding Your Buy Box: Effective Strategies for New Investors with Chad Ackerman

    Send us a text Join us on Average Joe Finances as our guest Chad Ackerman about his remarkable journey from a corporate HR professional to a successful real estate syndicator and business coach. Chad shares his personal story, detailing how he transitioned from his W2 job and navigated the challenges of the real estate investment world. He discusses his initial mistakes, the importance of having clear goals, and the strategies he employed to achieve financial independence. Chad also touches on the significance of due diligence, community involvement, and overcoming imposter syndrome. In this episode: Learn how a casual workplace conversation sparked Chad Ackerman’s journey from HR professional to full-time real estate investor.Discover why defining your personal “buy box” can eliminate emotional investing and clarify your financial goals.Understand the power of community—how local meetups and online forums like BiggerPockets can accelerate your growth.Gain insight into how coaching and mentorship can help overcome imposter syndrome and build investor confidence.And so much more! Key Moments: 00:56 Meet Chad Ackerman 01:33 Chad's Real Estate Journey Begins 03:24 First Investment Lessons 04:30 Building a Real Estate Community 05:37 Partnership with BiggerPockets 06:15 Transition to Business Coaching 10:12 Importance of Due Diligence 16:00 Defining Your Buy Box 18:18 Overcoming Imposter Syndrome 19:46 Leveraging Coaching Skills for Investment Success 20:09 Overcoming Financial Hurdles with Tribe Vest 20:51 The Importance of Accountability in Achieving Goals 21:17 Mentors vs. Coaches: Understanding the Difference 22:05 Alternative Investment Strategies and Education 24:05 Chad's Journey from HR to Business Coach 28:33 Final Round: Insights and Reflections 34:08 Closing Thoughts and Final Advice Find Chad Ackerman Website: https://chadackerman.focalpointcoaching.com/ Linkedin: https://www.linkedin.com/in/chad-ackerman-8089a8a/ Average Joe Finances® All of our social media links and more: https://averagejoefinances.com/links About Mike: https://mikecavaggioni.com Show Notes add-on continued here: https://averagejoefinances.com/show-notes/ *DISCLAIMER* https://averagejoefinances.com/disclaimer See our full episode transcripts here: https://podcast.averagejoefinances.com/episodes Support the show

    39 分鐘

預告片

4.9
(滿分 5 顆星)
74 則評分

簡介

On this podcast we discuss how to create passive income from real estate, investing, side hustles and more. Our mission is to show people that financial independence is possible no matter their income level. This podcast is designed to be an educational tool to help you become financially independent. We want you to beat your debt, build your wealth, and control your future!

你可能也會喜歡