Accelerating Your Wealth

Rebecca Robertson - The Wealth Creation Coach
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Welcome to the 'Accelerating Your Wealth' podcast, a straight-talking, motivational and informative podcast designed to keep you up to date on all things to do with your money and crafting the financial future of your dreams. It is a show designed to support real change for women and to accelerate their wealth. Your host, Rebecca Robertson, is a female independent financial adviser and wealth coach who is here to help you navigate your financial life. Want to find the perfect mix of past episodes for you? Take our quiz to get your perfect playlist to help you on your wealth journey: https://rebecca-jpk9bhtb.scoreapp.com/ As women, it can be a struggle to fit everything in! We know money's important, but where's the time!? This podcast is here to help. We get straight to the point. Talking openly, honestly and giving you some tips on how to help you with your money matters. As a busy mum, businesswoman and wife, Rebecca brings her own experience and truths to this podcast. Helping women master their finances one step at a time (and having a little fun along the way!). I believe that wealth should be for everyone, not just the ultra-wealthy! Join me on this journey of learning how to detach our money emotions and start to gain a wealth of knowledge and understanding on how to become financially secure and independent. Want to learn more about Rebecca and the podcast? Visit: https://rebeccarobertson.co.uk/podcast/

  1. Why Do We Ignore Our Pensions? - Ep. 152

    2h ago

    Why Do We Ignore Our Pensions? - Ep. 152

    Why Do We Ignore Our Pensions? I ignored my own pension for years, even while I worked in a bank. In this solo episode I talk about why pensions feel so easy to avoid, and the simple steps that turn them from a distant worry into real opportunity. Why do so many of us look away from our pensions? They feel distant, complicated and invisible, so the statements go in a drawer and we promise to deal with it another day. In this episode I am honest about the fact that I did exactly that for years, even while I worked in financial services. ----- If you want more from the podcast, take our quiz. We'll give you playlists that are full of exactly the information you want from the podcast. https://evolutionfinancialplanning.co.uk/financial-well-being-quiz/podcast-financial-wellbeing-quiz/ ----- I share the moment pensions went from a chore to something I genuinely love, and why I see what they do for my clients every week. One couple I worked with can now retire ten years earlier than they thought and spend that time travelling while they are fit and well. That is what a well planned pension can buy. Not just security, but opportunity. I also talk about the psychology of avoidance, the tax relief and employer contributions that behave like free money, the confusion that builds up when you have several old pensions, and why a new job is often the moment people finally start to pay attention. Then I share the practical steps that move you from avoidance to control. Key Takeaways · A pension is one of the few places your employer and the government top up your money for you · Avoidance is usually overwhelm, not laziness · Finding old pensions and keeping a simple list is the best first step · Consolidation can help or hurt, so understand what you hold before moving anything · Plan around the future life you want, not just the size of the pot If you do one thing this week, go and find your pensions and make a list. If you would like a second pair of eyes, you can book a no obligation conversation with me or my team at Evolution Financial Planning. Follow Accelerating Your Wealth wherever you listen, and don't forget to take our financial well-being quiz to get playlists matched to what you need.   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    25 min
  2. Are Women Really Bad With Money? Exploring Financial Myths and Realities - Ep. 151

    Jun 5

    Are Women Really Bad With Money? Exploring Financial Myths and Realities - Ep. 151

    Are women bad with money?! In this solo episode Rebecca Robertson takes apart one of the most damaging myths in personal finance. The short answer is no. Women are not bad with money. The system was built to leave them out of it. Rebecca traces the myth back through history, from a time when women could not open a bank account without a husband present, to the classroom narrative that girls are no good at maths. Then she shares her own story: dyslexic, an F in maths and three GCSEs, now an independent financial adviser looking after more than a hundred clients. This is a personal and practical look at why so many women say they're bad with money despite making strong financial decisions every day. Rebecca unpicks the difference between a confidence gap and a competence gap, explains why "I haven't been taught yet" is more honest than "I'm just no good at this", and shows how reframing the story from "bad with money" to "under supported with money" changes everything. She also gets specific about the numbers. The gender pension gap, the higher rate of career breaks among women and the tendency to hold long-term savings in cash all compound over time, which means women often need to be more financially savvy, not less. What you'll learn: Where the "women are bad with money" myth actually comes from Why no man is a financial plan, and what abdicating financial responsibility really costs The difference between a confidence gap and a competence gap Why women are often strong spenders but hesitant long-term planners How the language of "I haven't been taught yet" keeps people stuck Why it matters that around 85% of financial advisers are men Risk aversion vs risk awareness, and how sitting in cash can quietly erode your wealth How career breaks and caregiving drive the gender pension gap Practical first steps: reframing the narrative, talking to your partner and building a money buddy system Chapters 00:00 Are women bad with money? 00:48 Where the myth begins 02:13 No man is a financial plan 03:28 From an F in maths to financial adviser 05:27 Strong spenders, hesitant planners 07:21 "I haven't been taught yet" 08:23 How financial services alienate women 10:22 Risk aversion vs risk awareness 12:07 A client story: when sitting in cash costs you 15:07 Why women make better long-term investors 16:40 Career breaks, caregiving and the pension hit 18:10 Fear of getting it wrong 19:52 Baby steps and reframing the narrative 21:56 The numbers behind the gap 24:08 What you can do today 26:46 Final thoughts --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    28 min
  3. Credit Scores, Pensions & Retirement: Your Questions Answered - Ep. 150

    May 29

    Credit Scores, Pensions & Retirement: Your Questions Answered - Ep. 150

    Will your credit score affect your mortgage application? Should you consolidate all your pensions into one place? And how do you actually start planning for retirement right now? In this Ask Becky episode Rebecca Robertson answers the three questions her team at Evolution Financial Planning hear most from clients. Whether you're a first-time buyer building your credit history or someone with multiple workplace pensions wondering what to do next, this episode breaks it all down in plain English. This is a special Ask Becky edition where Rebecca's team, mortgage and protection adviser Jenny and client manager Katie, share the questions clients ask them most. Rebecca then gives her honest, independent financial advice on each one. In This Episode You'll Learn: - How your credit score directly impacts your mortgage chances and what lenders actually look for - Why having no credit history can be just as problematic as having bad credit - The truth about payday loans and why they often mean an automatic decline - Whether consolidating your pensions is actually a good idea (spoiler: it depends) - The difference between defined benefit and defined contribution pensions - How upcoming inheritance tax changes could affect pension planning - Simple first steps to start planning for retirement at any age Chapters 0:00 Welcome to Ask Becky 0:23 Introduction: Rebecca Robertson & Evolution Financial Planning 1:40 Jenny's Question: Will My Credit Score Affect My Mortgage? 2:07 How HP, Finance & Missed Payments Impact Your Score 2:28 Why Payday Loans Are Often an Automatic Decline 2:50 Checking Your Credit Report: Experian & Equifax 3:14 When It's the Bank's Mistake, Not Yours 3:36 First-Time Buyers: The Problem with No Credit History 4:04 Building Credit the Smart Way with a 0% Card 4:47 CCJs, Bankruptcy & Higher Interest Rates 5:30 Rebecca's Book: Accelerating Your Wealth 6:04 Katie's Question: Should I Consolidate My Pensions? 6:57 Why Consolidating for the Sake of It Can Be a Mistake 7:42 Risk, Oversight & When Moving Pensions Makes Sense 8:09 Defined Benefit vs Defined Contribution Pensions 8:53 Why Every Pension Needs Individual Review 9:17 Inheritance Tax Changes & Pension Planning 10:01 Katie's Second Question: How Do I Plan for Retirement? 10:32 Run Projections, Find the Gap, Fill It 11:04 Outro & Thanks Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: YouTube Instagram: @rebecca_robertsonifa & @acceleratingyourwealth LinkedIn: Rebecca Robertson Facebook: RebeccaRobertsonwealth Website: www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    12 min
  4. Your Money Story Is Running Your Life | How to Rewrite It - Ep. 149 Part 2

    May 25

    Your Money Story Is Running Your Life | How to Rewrite It - Ep. 149 Part 2

    Your Money Story Is Running Your Life | How to Rewrite It - Ep. 149 Part 2 What happens when a simple conversation about remortgaging triggers a full emotional breakdown? In Part 2 of this conversation with life and leadership coach Rose Latham, Rebecca Robertson digs into the moment Rose realised her entire financial identity was built on fear, inherited money stories and a self-worth wound she didn't know was there. They explore how to uncover your own money story and start rewriting it. Picking up where Part 1 left off, Rose shares the kitchen conversation with her husband that cracked everything open. A routine chat about remortgaging triggered a flood of emotion that revealed just how tightly her financial worth was tangled with her identity as a mother, a partner and a professional. Rose walks through how she started unpicking that story, from reading Barbara Stanny's "Overcoming Underearning" to having honest conversations with her mum about generational money patterns. Rebecca shares her own parallel: a father who grew up in genuine poverty after a coal mine accident left his family with nothing, and how that shaped her own relationship with money without her ever realising it. The episode closes with two practical exercises anyone can do today to start understanding their own money story and what's really driving their financial decisions. What You'll Learn: - Why a routine money conversation can trigger a disproportionate emotional response - How to recognise the signs of underearning (it's not just about salary) - The generational money stories that silently shape your financial behaviour - How to separate your self-worth from your bank balance - Two practical exercises to uncover your hidden money beliefs Connect with Rose Latham: LinkedIn: https://www.linkedin.com/in/roselathamcoaching/ Facebook: https://www.facebook.com/rose.latham.127 Instagram: https://www.instagram.com/roselatham.lifecoaching/ Chapters 0:00 Cold open: "My heart started racing and I started crying" 1:43 Welcome back to Part 2 2:34 The door in the wall you didn't know was there 3:08 Self-worth and finances: the connection Rose didn't see 4:26 The remortgage conversation that broke everything open 5:14 "You make a terrible coach, but you're completely right" 6:00 What success actually means as a family 7:17 The challenge of pricing yourself as a new coach 8:54 Building confidence to charge what you're worth 9:21 When the work has nothing to do with you 10:46 Discovering "Overcoming Underearning" by Barbara Stanny 11:28 Having an honest conversation with Mum about money 12:50 Rebecca's dad: growing up with nothing after a mining accident 14:01 "If you don't shine a light on it, it runs you" 15:41 Spending money as fast as it arrives 16:20 Top tips: tell the truth about your numbers 17:21 The "Money Is..." exercise 18:10 Where to find Rose and her money exercises PDF 19:15 Outro and subscribe #SelfWorth #MoneyMindset #AcceleratingYourWealth #FinancialPlanning #WealthCoach #MoneyBeliefs #PersonalFinance #LeadershipCoaching #WomenAndMoney #ClassAndMoney --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa Instagram: https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook: https://www.facebook.com/RebeccaRobertsonwealth Website: https://www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    20 min
  5. Self-Worth and Money: The Hidden Money Beliefs Holding You Back - Ep. 149 Pt. 1

    May 22

    Self-Worth and Money: The Hidden Money Beliefs Holding You Back - Ep. 149 Pt. 1

    Self-Worth and Money: The Hidden Money Beliefs Holding You Back - Ep. 149 Pt. 1. How does your self-worth affect your income? In this episode, Rebecca Robertson sits down with life and leadership coach Rose Latham to explore how childhood money stories, class identity and unconscious beliefs shape what we earn and what we think we deserve. From growing up as "the posh kid" to feeling out of place at Oxford and turning down corporate opportunities in favour of stacking shelves, Rose's story reveals how deeply our sense of worth is wired into our relationship with money. Rose Latham is a life and leadership coach for CEOs and MDs who want to lead more strategically without carrying the business alone. But before she got there, she had to confront a deeply embedded belief system that kept her playing small financially, even with a degree from Oxford. In Part one of this two-part conversation, Rose shares how growing up as the "posh family" in a Wiltshire village shaped her early money identity, how arriving at Oxford flipped that narrative completely, and why she walked away from every corporate graduate opportunity without even attending a single evening. Rebecca draws powerful parallels from her own experience, from working in a bank at 19 to navigating class assumptions around ambition. Together they dig into how the education system reinforces a "work hard = compliance" narrative, why the teaching profession fed Rose's low self-worth, and what it really costs when you try to fill a hole in your identity with a salary. What You'll Learn: How childhood money stories create unconscious limits on what you earn Why class identity shifts can shake your confidence at critical career moments The real reason "working hard" doesn't always lead to financial reward How self-worth and salary are connected (and what to do about it) Why the UK education system may be reinforcing unhealthy money beliefs Connect with Rose Latham: LinkedIn: https://www.linkedin.com/in/roselathamcoaching/ Facebook: https://www.facebook.com/rose.latham.127 Instagram: https://www.instagram.com/roselatham.lifecoaching/  Chapters 0:00 Introduction and welcome 1:30 How do you measure your self-worth? 3:15 Growing up as "the posh family" in Wiltshire 6:40 Arriving at Oxford: from big fish to small fish 11:20 State school kids sticking together at uni 15:00 The milk round: "This isn't for me" 20:30 Working at Tesco's and pubs instead of KPMG 24:00 Rebecca's parallel story — working in a bank at 19 27:45 Graduating with no experience: a humbling reality check 31:30 The power of networks and a free trip to Brazil 35:50 Learning Spanish at 26 and five years in South America 39:00 Coming back to the UK and going into teaching 42:30 How teaching fed the low self-worth narrative 46:00 "You could have paid me double and it wouldn't have been enough"   #SelfWorth #MoneyMindset #AcceleratingYourWealth #FinancialPlanning #WealthCoach #MoneyBeliefs #PersonalFinance #LeadershipCoaching #WomenAndMoney #ClassAndMoney   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    49 min
  6. Divorce and Financial Independence: Taking Back Control | Ep.148

    May 15

    Divorce and Financial Independence: Taking Back Control | Ep.148

    Divorce and Financial Independence: Taking Back Control | Ep.148. Divorce is one of the biggest financial turning points in anyone's life. But for women, the impact is often far greater than most people realise. In this solo episode of Accelerating Your Wealth, Rebecca Robertson explores what financial independence really means after divorce, why pensions are dangerously overlooked in settlements, and how women can start rebuilding on their own terms.  Drawing on years of experience, Rebecca shares real client stories, challenges common assumptions about asset splitting, and breaks down the statistics that reveal just how wide the financial gap between divorced men and women really is. Why divorce is often a bigger financial hit for women than men  The emotional traps that lead to poor financial decisions during separation Why 71% of divorce settlements don't consider pension assets How to understand the full financial picture before agreeing to a settlement The shift from shared responsibility to full financial ownership Why pensions are emotionally devalued but financially critical How divorced women hold just 39% of the pension wealth of divorced men Why getting financial advice early in the process matters - How divorce can become an opportunity to rebuild on your own terms Key statistics discussed: Divorced women hold 39% of the pension wealth of divorced men Median pension wealth: £32,640 for women vs £85,800 for men 71% of divorce settlements do not consider pension assets Only 11% of divorces include pension sharing orders 30% of divorced women work part time vs 10% of divorced men Divorced women earn 37% less on average We get into: 00:00 Divorce and financial challenges 05:03 The emotional side of divorce 07:49 Financial independence and household budgeting 11:32 Navigating finances after divorce 13:30 Budgeting for pet expenses 17:26 Taking full ownership in life 19:48 Experiences with perimenopause and growth 23:04 Building financial independence after divorce #AcceleratingYourWealth #DivorceFinance #WomenAndMoney #PensionAdvice #FinancialIndependence #DivorceRecovery #WomenInFinance #PersonalFinance #FinancialFreedom --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    27 min
  7. The Financial Impact of Motherhood: How Women Can Close the Wealth Gap - Ep. 147

    May 8

    The Financial Impact of Motherhood: How Women Can Close the Wealth Gap - Ep. 147

    The Financial Impact of Motherhood: How Women Can Close the Wealth Gap - Ep. 147. In this solo episode, Rebecca Robertson tackles the financial challenges and realities women face when navigating motherhood. She breaks down the key issues that create the so-called "motherhood penalty" and what you can do to safeguard your financial future. The gender pay and investment gap, and how they affect women pre and post-motherhood The financial impact of life events like divorce, career breaks, and part-time work Why early conversations about money and financial planning with your partner are crucial Practical advice for managing pensions and investments while raising children The importance of transparency and support systems for resilient household finances Chapters 00:00 Discussing women's opportunities and motherhood 05:17 Discussing financial planning for parenthood 09:13 Importance of contributing to pensions 11:03 Discussing women and financial empowerment 13:28 Discussing financial transparency in relationships   --------------------------------------------------------------------------------------------------------------------------------- Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    15 min
  8. Should You Invest or Reduce Debt? Financial Planning Tips for Professionals - Ask Becky Anything - Ep. 146

    May 1

    Should You Invest or Reduce Debt? Financial Planning Tips for Professionals - Ask Becky Anything - Ep. 146

    Should You Invest or Reduce Debt? Financial Planning Tips for Professionals - Ask Becky Anything - Ep. 146. In this episode of Accelerating Your Wealth, Rebecca Robertson answers audience questions on making smart financial decisions and planning for the future. Get practical insights on investing, mortgages and the uses of trusts for wealth protection. How to decide between paying into your pension, overpaying your mortgage or investing spare cash as a high-rate taxpayer Tax implications and benefits of pension contributions for employees and limited company owners Strategic considerations for paying off buy-to-let mortgages and building a property portfolio The different types of trusts and their uses for business owners and intergenerational wealth planning Key reasons to seek professional advice and the limits of generic financial guidance Chapters 00:00 Financial planning and investment advice 03:27 Mortgage strategies and investment advice 08:16 Introducing a complex topic 10:54 Understanding discretionary trusts basics 14:13 Trusts and inheritance tax planning 16:27 Financial advice and gifting strategies __________________________________________________________________ Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.

    18 min
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About

Welcome to the 'Accelerating Your Wealth' podcast, a straight-talking, motivational and informative podcast designed to keep you up to date on all things to do with your money and crafting the financial future of your dreams. It is a show designed to support real change for women and to accelerate their wealth. Your host, Rebecca Robertson, is a female independent financial adviser and wealth coach who is here to help you navigate your financial life. Want to find the perfect mix of past episodes for you? Take our quiz to get your perfect playlist to help you on your wealth journey: https://rebecca-jpk9bhtb.scoreapp.com/ As women, it can be a struggle to fit everything in! We know money's important, but where's the time!? This podcast is here to help. We get straight to the point. Talking openly, honestly and giving you some tips on how to help you with your money matters. As a busy mum, businesswoman and wife, Rebecca brings her own experience and truths to this podcast. Helping women master their finances one step at a time (and having a little fun along the way!). I believe that wealth should be for everyone, not just the ultra-wealthy! Join me on this journey of learning how to detach our money emotions and start to gain a wealth of knowledge and understanding on how to become financially secure and independent. Want to learn more about Rebecca and the podcast? Visit: https://rebeccarobertson.co.uk/podcast/

Information

  • Creator
    Rebecca Robertson - The Wealth Creation Coach
  • Years Active
    2015 - 2026
  • Episodes
    172
  • Rating
    Clean
  • Copyright
    Rebeccarobertsonevo ©copyright 2021
  • Show Website
    Accelerating Your Wealth

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