The MoneyPot

Money20/20

Welcome to The Moneypot, the podcast from Money20/20.   Money Changed.  Know more!

  1. JUL 22

    The MoneyPot Live: Unlocking Value: How Data Powers the Next Wave of Platform Growth

    On the latest episode of The MoneyPot Live at Money20/20 Asia, host Rachel Morrissey sits down with Hans Patuwo, Chief Operating Officer of GoTo Group, the largest digital ecosystem in Indonesia. Discover how GoTo's integrated ecosystem approach drives growth in one of the world's most dynamic digital economies.  Hans reveals the fascinating journey of GoTo Financial, and how the company leverages proprietary ecosystem data to provide financial services to Indonesia's 97 million unbanked citizens. Learn about GoTo's innovative approach to customer acquisition, monetization, and retention in a diverse market spanning 17,000 islands with unique subcultures. Key topics include:  The evolution of GoTo Group from mobility services to a broader ecosystem that includes fintech solutions How COVID-19 accelerated digital payments and reshaped business priorities Strategies for serving unbanked populations with limited credit access Data-driven approaches to sustainable lending in emerging markets The challenges of designing financial products for diverse user segmentsWhether you're interested in fintech innovation, emerging markets, or platform economics, this episode offers valuable insights into how data and local expertise are transforming financial inclusion in Southeast Asia. Follow us on LinkedIn

    25 min

  2. APR 17

    AFC Series: CFPB in Turmoil? The Battle for Consumer Protection

    The CFPB is at a crossroads. With leadership changes and a shifting political climate, what’s next for consumer protection? We break down the agency’s bold moves on open banking, BNPL, and EWA—and what the future holds as new leadership takes the reins. Tune in for a look at the future of financial rulemaking and the impact on consumers. Hosts:  Rachel Morrissey, Head of Content, Money20/20 US Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs, American Fintech Council Guest: Ashwin Vasan, Partner, FS Vector Follow us on LinkedIn

    40 min

  3. APR 16

    AFC Series: Avoiding the Next Synapse: Lessons in Risk, Regulation, and Responsibility

    The collapse of Synapse shook the fintech world. A year later, have banks, fintechs, and regulators done enough to prevent another disaster? In this episode, we explore the crucial steps to ensure stability—shared responsibility, smarter due diligence, and evolving regulations. Tune in to learn how the industry can avoid repeating history and build a safer, more resilient financial ecosystem. Host:  Rachel Morrissey, Money20/20 US Phil Goldfeder, CEO, American Fintech Council Guest: Peter Hazlehurst, CEO, Synctera Investors for Synctera include: Lightspeed, Fin Capital, Diagram, SciFi, NA Ventures Follow us on LinkedIn

    38 min

  4. APR 15

    AFC Series: Open Finance Showdown: Suits, Countersuits, and the Future of Financial Data

    Open Banking has become one of the most significant regulatory challenges of the last decade, with global implications for both financial services and consumers. As financial institutions and consumers navigate the evolving landscape of data sharing, the U.S. has recently introduced new regulations that may reshape the future of financial innovation. In this episode, we explore the launch of the Consumer Financial Protection Bureau's Final Rule for Open Banking, its mixed reception, and the lawsuits that followed its finalization. Hosts: Rachel Morrissey, Money20/20 US Phil Goldfeder, CEO, American Fintech Council Guest: Alexandra Barrage, Partner, Troutman Pepper Locke Follow us on LinkedIn

    34 min

  5. APR 14

    AFC SERIES: True Lender Debate: Navigating Fintech & Regulation

    The disapproval of the OCC’s True Lender Rule in 2021 sparked a seismic shift in the fintech lending space, leaving a cloud of uncertainty over the regulatory landscape. As states roll out new true lender definitions and federal guidance remains elusive, the future of bank-fintech partnerships hangs in the balance. In this episode, we dive deep into the disruptive changes reshaping the industry, explore the potential impact of the new administration’s regulatory agenda, and debate what it will take to balance innovation with consumer protection. Tune in for a forward-looking discussion on what’s next for fintech lending in a rapidly evolving regulatory environment. Hosts: Rachel Morrissey, Money20/20 US Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs Guest: Martha O’Malley, Assistant General Counsel, Prosper Follow us on LinkedIn

    25 min

  6. MAR 4

    AI, Relationships, and Small Business Lending

    Dive into the intricacies of artificial intelligence in the small business lending space in this thought-provoking episode. At the bustling Money 2020 conference in Las Vegas, we engage with Omri Yacubovich, CEO of Llama AI, as we address the pressing concerns surrounding traditional lending processes and how AI could reshape the future. With small businesses representing over 55% of the American economy, access to tailored lending solutions becomes a crucial topic of discussion. As we explore the tension between AI-driven personalization and the potential for privacy invasion, personal anecdotes highlight the real-world implications of data misuse in the financial sector. We unpack the challenges faced by community banks as they strive to maintain personal relationships with clients while also adopting advanced technology. This episode illuminates how AI offers a more proactive approach to lending, allowing banks to anticipate the needs of small businesses while fostering trust and transparency. Join us to listen to expert insights on how the future of finance can strike a balance between efficiency and empathy, and what this means for lenders and borrowers alike. Don't miss this opportunity to engage with transformative ideas about the intersection of technology and personalized service. Subscribe, share, and leave a review to join the conversation! Follow us on LinkedIn

    26 min

  7. JAN 23

    The MoneyPot Live: Bridging Markets - The Future of Financial Services

    Paid Content In this episode, we speak with Ray Chalub, Chief Operations Officer of Inter & Co, to take you on a journey from the bustling streets of Brazil to the financial corridors of the United States, as we explore how they are pioneering a new financial paradigm. Discover how this innovative fintech is transforming its business model to bridge the gap between emerging market scalability and the complex demands of the U.S. market. Our speakers share their insights on how remittances are unlocking the potential of Inter&Co’s financial super app, paving the way for a multi-vertical ecosystem that caters to diverse consumer needs. We delve into the strategic moves that have positioned Inter&Co as a trailblazer in the global fintech landscape, offering a glimpse into the future of financial services. Whether you're curious about the dynamics of cross-border financial operations or the evolution of super apps, this episode is packed with valuable takeaways for anyone interested in the future of money. Follow us on LinkedIn

    27 min

  8. 12/05/2024

    The MoneyPot Live: A Question of Identity

    How do financial institutions combat the ever-evolving threat of identity fraud? In this episode, Naureen Ali, the US Head of Fraud at TransUnion, sheds light on this critical issue, underscoring that while 69% of institutions express concern, all are indeed affected. We analyze the rapid advancements in technology that have accelerated the speed, scale, and sophistication of fraud. Why might some organizations not voice their concerns? Noreen suggests it could be robust mitigation strategies or perhaps a concerning lack of awareness. The discussion navigates the complexities of fraud management in today’s digital age and the necessity of proactive strategies. We also spotlight the human side of fraud, exploring schemes like romance scams that prey on vulnerabilities. Financial institutions play a pivotal role in protecting their customers, and we dive into the concept of "responsible friction." This involves implementing layered defenses, much like the Swiss cheese model, where each layer helps shield against potential threats. From step-up verification to direct interventions, these proactive measures are essential. Listen in as we stress the importance of consumer education and the vital responsibility of financial institutions in preventing victimization, ensuring a safer financial future for all. Follow us on LinkedIn

    21 min
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4.5
out of 5
13 Ratings

About

Welcome to The Moneypot, the podcast from Money20/20.   Money Changed.  Know more!

Information

  • Creator
    Money20/20
  • Years Active
    2019 - 2025
  • Episodes
    158
  • Rating
    Clean
  • Copyright
    © 2025 The MoneyPot
  • Show Website
    The MoneyPot