All Things Financial

All Things Financial
  • 5.0 (5)
  • Investing
  • Updated Weekly

Hosted by Trey Peterson & Yelisey Kuts. All Things Financial provides an extensive level of knowledge surrounding retirement and retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. To Learn More About All Things Financial: https://Atfwealth.com

  1. 1d ago

    Leadership in the Workplace

    How to Build a Winning Company Culture: Core Values, Leadership, and Morale | All Things Financial Podcast 00:00 Welcome and Culture Topic 01:16 What Culture Really Means 02:23 Core Values Must Be Lived 03:47 Hiring and Personal Chaos 04:57 Three Culture Pillars 05:58 Core Values at ATF 06:14 Alignment in Practice 09:01 Character vs Skill Fit 11:45 People Quit Managers 13:51 Integrity and Doing It Right 14:36 Hiring Slow Firing Fast 17:17 Leaders Create Culture 17:27 Fun and Morale Strategy 19:09 Belonging and Recognition 20:29 Low Budget Morale Ideas 22:39 What We Can Do Better 26:00 EQ and Leaving Home at Home 26:43 Recap and Closing 27:15 Disclosures Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: [trey@atfwealth.com] Yelisey Kuts: [yelisey@atfwealth.com] Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

  2. Aug 4

    Annuities, Are They All Bad?

    Here's a caption draft for All About Annuities, following the same structure minus timestamps since those aren't available yet: Are annuities a guaranteed paycheck for life, or a costly product that's misunderstood by most retirees? In this episode, Trey and Yelisey break down everything you need to know about annuities and how they fit into a retirement strategy. They explain the different types of annuities, how they generate income, and the pros and cons that often get overlooked in the sales pitch. The conversation covers who annuities make sense for, common myths and misconceptions, fees and surrender charges to watch out for, and how to evaluate whether an annuity belongs in your overall financial plan. Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: /@allthingsfinancialshow Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master's degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master's degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

  3. Jul 21

    Finance 101: Investing for Dummies

    Finance 101: Investing for Dummies - How to Start, Beat Fear, and Harness Compounding Trey Peterson and Yelisey Kuts share beginner-friendly investing lessons, emphasizing that the biggest risk is not investing and that starting early—even with small amounts—lets compounding work over time. Trey recounts learning investing fundamentals after entering retirement planning in 2015 and describes how consistent 401(k) contributions became rewarding as his balance grew. They discuss why people avoid investing, including fear, lack of education, sitting in cash too long, and loss aversion, and cite market history showing frequent intra-year dips yet many years ending positive. A client example highlights how over-correcting to a more conservative allocation in 2020 led to missed gains. They cover inflation’s differing impact on investors vs. non-investors, advocate index funds and dollar-cost averaging, and outline steps to begin: capture 401(k) matches, open a Roth IRA (noting income limits), and use low-cost diversified ETFs while automating contributions. 00:00 Welcome and Investing Basics 00:38 Trey’s Investing Origin Story 02:49 Compounding and Starting Early 07:35 Why People Avoid Investing 09:32 Market Timing and Volatility 10:57 Fear of Loss Mindset 12:46 Client Case Overcorrecting Risk 15:57 Inflation and Asset Protection 19:26 Core Concepts Indexing and DCA 21:01 How to Get Started Steps 22:09 ETF vs Mutual Fund Costs 23:02 Automate and Final Takeaways 23:31 Wrap Up and Disclosures Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: https://www.youtube.com/@AllThingsFinancialShow?sub_confirmation=1 Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

  4. Jul 7

    Transitioning Into Retirement - Building a Life Long Income Stream

    Are you focusing too much on a single nest egg target instead of building a guaranteed, lifelong income stream?  Retirement is one of the biggest financial and lifestyle transitions you may ever make, and this episode explains why it requires more than simply building a large nest egg. Trey and Yelisey walk through the importance of clarifying expenses, creating a smart income strategy, planning for healthcare costs, and understanding how retirement spending often changes in the first several years. You’ll hear why the best retirement plans are built around peace of mind, realistic lifestyle choices, and a clear strategy for turning savings into dependable income. What you’ll learn in this episode:  (00:19) How transitioning into retirement changes your relationship with work, paychecks, saving, and withdrawing money. (00:54) Why retirement may last 20 to 30 years and why that longer runway should shape your planning. (01:26) How retirees can turn investment accounts into a recurring paycheck with taxes withheld. (03:02) Why retirement planning conversations should begin several years before you expect to retire. (03:55) How to identify your income gap by comparing guaranteed income sources with real expenses. (05:22) Why some people spend more in the early years of retirement instead of less. (08:26) How shifting from a nest egg mindset to an income mindset can create more retirement confidence. (17:23) Why healthcare costs, travel goals, and lifestyle expectations need to be built into the retirement plan. Subscribe to the podcast:  Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696  Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi  YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1  Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Contact us: https://atfwealth.com/contact-us  Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.  At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com  This episode was produced by Story On Media: https://www.storyon.co/

  5. May 26

    Taxes in Retirement Part 1

    Did you know there’s a specific order of withdrawals that can help maximize retirement savings? Taxes can quietly become one of the biggest factors in how much retirement income investors and retirees actually keep. In this episode, Trey and Yelisey explain how Social Security taxation, withdrawal order, progressive tax brackets, RMDs, and account location can all affect a retirement plan. They also emphasize the value of proactive tax strategy so retirees can make informed decisions before small mistakes become expensive surprises. What you’ll learn in this episode: (01:52) Social Security benefits are subject to federal taxes depending on total income sources. (03:00) Provisional income is the key calculation used to determine what percentage of Social Security is taxable. (03:49) Taxation of Social Security has changed significantly since 1984, moving from tax-free to potentially 85% taxable. (05:48) Most financial experts recommend a withdrawal sequence starting with brokerage accounts, followed by pre-tax accounts, and ending with Roth IRAs. (09:12) Proper asset location involves placing higher-growth equities in Roth accounts while keeping safer assets in pre-tax vehicles. (11:27) Required Minimum Distributions must be planned well in advance to avoid unexpected tax consequences. (12:57) Excessive retirement income can lead to higher Medicare premiums and the loss of certain itemized medical deductions. (15:46) New legislation introduced a temporary senior tax deduction of $6,000 for qualifying individuals aged 65 and older. Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1 Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com This episode was produced by Story On Media: https://www.storyon.co/

    Taxes in Retirement Part 1

  6. May 12

    Why Leadership Starts With You First

    If your professional title were removed today, would those around you still view you as a leader based on your actions? This episode breaks down the foundational principles of leadership, starting with the often-overlooked skill of leading yourself. The hosts explore how leadership impacts every area of life: from personal habits to family dynamics and workplace culture. By focusing on consistency, humility, and intentional action, they reveal what it truly takes to lead well over the long term. What you’ll learn in this episode: (00:00) Leadership begins with learning how to lead yourself before anyone else. (02:34) Why taking action matters more than consuming information. (04:43) How habits and consistency shape your ability to lead effectively. (06:51) What it looks like to lead your family through intentional conversations and values. (08:06) Why small, overlooked issues can become major problems over time. (10:52) How family meetings and clear values create stronger leadership at home. (19:27) Why leadership in the workplace doesn’t require a title. (22:57) How identifying blind spots and encouraging feedback improves leadership performance. Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1 Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com This episode was produced by Story On Media: https://www.storyon.co/

    Why Leadership Starts With You First

  7. Apr 28

    3 Mistakes That Quietly Hurt Your Future

    Are you just sitting on your money when you could be telling it where to go? Trey and Yelisey discuss the subtle, non-dramatic financial errors that can significantly hinder a person's ability to retire well. The episode highlights how delay, lack of planning, and emotional decision-making act as the primary barriers to long-term wealth. Listeners are encouraged to replace fear with disciplined habits and consistent action to achieve true financial peace. What you’ll learn in this episode: 00:49 Small, quiet mistakes like lack of consistency can be more damaging to your future than major events like bankruptcy. 02:54 Skipping the first ten years of investing can result in losing approximately 40% of your total potential savings. 04:49 Successful retirees often share a pattern of consistent employment without long gaps between paychecks. 06:36 Despite rising costs of living, a survey shows that nearly 47% of Americans still lack a formal financial plan. 07:53 When receiving a raise, it is vital to wait at least four months before increasing your consistent lifestyle expenses. 12:11 The median American family currently holds less than $10,000 in liquid savings, leaving them vulnerable to common emergencies. 15:40 Letting emotions drive your financial choices is a common pitfall that can be overcome with disciplined management. 19:01 Working just two additional years past a projected retirement date can often help maintain a desired lifestyle indefinitely. Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1 Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com This episode was produced by Story On Media: https://www.storyon.co/

    3 Mistakes That Quietly Hurt Your Future

  8. Apr 14

    The Retirement Red Zone

    When is the right time to start drawing income from savings? This episode explores the "Retirement Red Zone," the critical period spanning the final years of work and the beginning of retirement when investors must shift from accumulating wealth to creating a sustainable income plan. Trey and Yelisey discuss the technical complexities of optimizing government benefits and navigating enrollment rules to avoid lifelong financial penalties. Discover the psychological and strategic shifts required to confidently spend assets and manage market risks like the sequence of returns. What you’ll learn in this episode: 00:00 Why the retirement red zone is one of the biggest financial transitions in life. 02:00 How to shift from earning a paycheck to creating your own income stream. 05:00 Why most people don’t understand their investment fees and how that impacts long-term outcomes. 08:00 How Social Security timing decisions can significantly affect total lifetime income. 17:30 What to know about Medicare enrollment windows and how to avoid lifetime penalties. 24:00 Why shifting from saving to spending is psychologically difficult and how to overcome it. 27:00 How sequence of returns risk can impact how long your money lasts. 31:30 Why coordinating income sources and creating guaranteed income leads to greater retirement confidence. Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com Subscribe to the podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696 Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1 Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more! Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Schedule a meeting with us: Trey C. Peterson: trey@atfwealth.com Yelisey Kuts: yelisey@atfwealth.com Phone: (612) 286-0580 Contact us: https://atfwealth.com/contact-us Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership. Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015. At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com This episode was produced by Story On Media: https://www.storyon.co/

    The Retirement Red Zone
See All (71)

Ratings & Reviews

5
out of 5
5 Ratings

About

Hosted by Trey Peterson & Yelisey Kuts. All Things Financial provides an extensive level of knowledge surrounding retirement and retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. To Learn More About All Things Financial: https://Atfwealth.com

Information

  • Creator
    All Things Financial
  • Years Active
    2024 - 2026
  • Episodes
    71
  • Rating
    Clean
  • Copyright
    © 2026 All Things Financial
  • Show Website
    All Things Financial

You Might Also Like