All Things Wildfire Podcast

O.P. Almaraz
  • 4.9 (25)
  • How To
  • Updated Weekly

All Things Wildfire is where you will learn everything you can do about living in a wildfire hazard area by us bringing in all the experts in the industry. We will bring in Insurance specialists, state officials, fire officials, and wildfire solution providers.

  1. 3d ago

    Wildfire Sprinklers: How Frontline Protects Your Home After You Evacuate

    Can Wildfire Sprinklers Save Your Home? Inside Frontline Wildfire Defense You have evacuated. Your family is somewhere safe. But what is still working to protect your home? That question drives this episode of All Things Wildfire, as host O.P. Almaraz welcomes Harry Statter, founder and CEO of Frontline Wildfire Defense. Their conversation goes beyond whether sprinklers can spray water on a house. It examines how homes become vulnerable to ignition, what happens when power and water systems are disrupted, and why protecting a property requires more than one product or precaution. From ember-resistant vents to automated exterior sprinklers, the central message is consistent: there is no silver bullet. The goal is to understand a property's vulnerabilities and combine measures that address them. Why Frontline focuses on preventing ignition Harry's background is in landscape ecology, forestry, and defensible-space work. He explains that studying structure losses—including commercial buildings surrounded by large parking lots—pushed him to look more closely at the role of embers. His focus is not limited to vegetation. Patio furniture, decking, vehicles, garbage cans, and other combustible materials around a home can become part of the fire exposure. Frontline's approach, as Harry describes it, is to wet vulnerable materials before embers ignite them. Rather than waiting for a fire to develop beside a structure, the system is intended to reduce the opportunity for that ignition to happen. As Harry puts it: "We're not suppressing a fire, we're avoiding a fire." Wildfire sprinklers do not replace home hardening One of the most important moments comes when O.P. asks about homeowners who want sprinklers without addressing other vulnerabilities. Harry's answer is direct: a comprehensive approach still matters. Open windows and unprotected vents remain pathways for embers, regardless of what is happening outside. In fact, Harry says ember-resistant vents would be his first improvement at his own home. That distinction matters throughout the conversation. Exterior sprinklers are discussed as an additional layer of protection—not permission to ignore vents, combustible materials, or other weak points around the structure. How automated wildfire sprinklers work Harry explains that Frontline's platform combines satellite, camera, sensor, weather, and fire-service data to track threats. Customers can opt into automated activation. When the platform identifies a threat, Harry says it sends a notification that the system will activate in 10 minutes, with an opportunity to accept or decline. The system mixes water with Class A foam, which Harry describes as biodegradable, to improve wetting and reduce the amount of water needed. The objective is to build moisture in vulnerable materials around the home before embers arrive. The accompanying app also communicates with homeowners during the event, helping them understand the threat and prepare to leave. The protection strategy is designed to operate while people get out of harm's way. What happens when wind, water, or power becomes a problem? O.P. asks the practical questions homeowners are likely to have: What happens when strong winds push the spray? What happens if municipal water pressure drops? And how does the system keep operating during a power outage? Harry describes overlapping sprinkler coverage and targeted spray patterns intended to account for wind-driven exposure. On water use, he cites Los Angeles deployments that operated between six and twelve gallons per minute. He also discusses an optional backup-water setup that can draw from a pool when municipal pressure drops, along with other potential sources such as tanks. For power and communications, Harry describes battery backup and solar charging for the controller, plus Wi-Fi, cellular, and satellite connectivity. These details make the discussion especially useful for homeowners evaluating a system: the conversation addresses not just normal operation, but the failures and disruptions that can accompany a wildfire. Frontline's reported results during the Los Angeles fires Harry reports that Frontline protected 59 homes during the Los Angeles fires and describes a 96% effectiveness rate, while noting that the properties experienced different levels of exposure. He also discusses situations where protected homes remained standing while surrounding properties were lost. These are Frontline's reported results from the interview—not a guarantee of what will happen at any individual property during a future fire. They are part of a broader conversation about evaluating what works, understanding limitations, and learning from actual wildfire exposure. Why the conversation extends to insurance and entire communities The episode also explores Frontline's relationship with insurers, including the Stand Insurance partnership Harry describes, and why property protection matters to both homeowners and insurance companies. O.P. and Harry then discuss the limits of protecting a single home when neighboring structures and combustible materials remain vulnerable. Harry shares an example involving a 151-unit condominium community in Santa Clarita, where the approach considers individual buildings, porches, garages, and other locations where ignition could lead to wider losses. The emphasis is on identifying exposure throughout a community rather than assuming protection begins and ends at the property line. The takeaway: understand the exposure before choosing the solution The conversation closes with a point both men return to repeatedly: homeowners need to understand how their particular property could ignite. Harry calls for better feedback on the effectiveness of wildfire solutions. O.P. reinforces that message by acknowledging that some homes treated with fire retardant during the Palisades response were still lost. Neither presents a single product as the complete answer. Instead, they encourage a more informed approach: identify the vulnerabilities, understand where individual measures have limitations, and build a combination of protections around the actual property.

  2. Sep 3

    Can Autonomous Firefighting Aircraft Stop Wildfires Before They Spread? Inside Seneca's New Approach to Wildfire Response with Stuart Landesberg

    On this episode of All Things Wildfire, OP sits down with Stuart Landesberg, Founder and CEO of Seneca, to explore how autonomous firefighting aircraft could change wildfire initial attack. Seneca is developing autonomous aerial suppression systems designed to launch rapidly, navigate toward new ignitions, identify fire using onboard sensors and AI, and deliver water, foam or other firefighting agents while a fire is still small. Stuart walks us through Seneca's five-aircraft Strike Team, how multiple aircraft coordinate suppression, what happens in high winds, nighttime operations and how autonomous systems can work alongside existing firefighters and traditional aerial resources rather than replace them. We also discuss one of the biggest milestones yet for autonomous wildfire response: Aspen Fire Protection District becoming the first U.S. fire department to acquire Seneca's AI-driven autonomous aerial suppression system. The conversation goes beyond initial attack into structure protection, mop-up, hidden hot spots, wildfire insurance, HOAs and whether rapid-response technology could eventually become another factor insurers consider when evaluating community wildfire risk.

  3. Aug 12

    Wildfire Insurance Is Changing: What Carriers Want to See

    Wildfire insurance is changing, but many homeowners, HOA boards, and property managers still do not know which mitigation improvements carriers recognize—or how completed work should be documented. In this episode of All Things Wildfire, we sit down with Andrew Engler of Rock Rose Risk, a retail insurance broker focused specifically on wildfire and working with 27 carriers across homeowners and commercial properties. Andrew explains the difference between macro mitigation, including community fuel breaks, utility hardening, terrain, and fire-department access, and micro mitigation, including Zone 0 clearance, Class A roofing, ember-resistant vents, and parcel-level vegetation management. We also discuss: How mitigation may affect insurability and insurance pricing Why Firewise and Fire Safe Council leadership matters The importance of annual fuel management and updated ground-level data Admitted and non-admitted wildfire carriers The role and limitations of the California FAIR Plan Why aggregation risk prevents one carrier from insuring every home in a community How brokers translate mitigation work into information underwriters can evaluate Why communities should make themselves attractive to multiple carriers Andrew also shares why homeowners should not assume that nothing can be done simply because they live in a high wildfire-risk area. The central takeaway: mitigation is most powerful when it is coordinated, maintained, documented, and presented to carriers that understand the work. Listen now to learn what homeowners and communities can do to become more insurable. Insurance availability, pricing, and discounts vary. Mitigation does not guarantee coverage, premium savings, or protection from loss.

  4. Jul 6

    The Wildfire Defense Membership Built Before the Fire Starts

    Episode Summary In this episode of All Things Wildfire, OP sits down with Steve Slepcevic of Strategic Response Partners to talk about the reality of private wildfire response, home hardening, evacuation planning, and why relying on fire departments alone is not enough during major wildfire events. Steve explains that during large wind-driven fires, municipal fire departments can quickly become overwhelmed, hydrants can run dry, and access can become restricted. The conversation highlights why prevention, preparation, and layered defense matter: home hardening, vegetation management, fire retardant pre-treatment, pool-based fire pump systems, air scrubbers, evacuation planning, digital documentation, and professional strike teams all work together to reduce risk. A major theme of the episode is that homeowners should not wait until the fire is already coming. By then, access may be blocked, evacuation routes may be overwhelmed, and response resources may already be assigned elsewhere. The episode also covers the insurance side of wildfire loss, including the limits and frustrations many homeowners face with the California FAIR Plan, especially around smoke, ash, and cleaning coverage. The key takeaway: wildfire resilience is not one product, one service, or one last-minute decision. It is a full 360-degree plan that needs to be built before disaster strikes. Key Highlights 1. Fire departments are not built for thousands of homes burning at once Steve explains that local fire departments are effective for everyday structure fires, but catastrophic wildfire conditions can overwhelm water supply, staffing, apparatus, and access. 2. Pools can become a critical emergency water source The episode discusses using a homeowner's pool as a 25,000–30,000 gallon water source when hydrants fail, but only if the right commercial-grade, maintained pump system is already in place. 3. DIY fire pumps can create a false sense of security Steve warns that many consumer-grade pumps are not built for extended wildfire conditions. If a pump fails during the critical moment, the homeowner or firefighters may be put in danger. 4. Staying behind can increase home survivability, but it can be deadly OP and Steve discuss the hard truth: homes often have a better chance when someone is there to address spot fires, but hurricane-force winds, ember storms, smoke, blocked exits, and poor visibility can make staying extremely dangerous. 5. Evacuation should happen before the chaos begins Steve emphasizes getting family out early, especially when wind patterns suggest the fire could move toward the area. Waiting for a mandatory order can put people into traffic jams, smoke, and blocked roads. 6. True wildfire defense is layered The strongest strategy combines home hardening, vegetation management, ember-resistant vents, fire retardant pre-treatment, defensible space, pumps, hose layouts, air scrubbers, and professional response teams. 7. Pre-treatment buys firefighters time Fire retardant and defensible space reduce heat exposure and create buffer zones, helping private firefighters safely protect the property when the fire front arrives. 8. Credentialed access matters Steve explains that professional teams need proper firefighter credentials, communication with incident command, and strong reputations to access restricted zones during active incidents. 9. Your neighbor's house can become your biggest threat The episode highlights the danger of radiant heat, especially in neighborhoods where homes are only 10–20 feet apart. Even if your property is prepared, nearby structure fires can break windows and ignite your home. 10. Documentation matters before a loss OP shares how Matterport scans, photos, and videos can help homeowners prove finishes, contents, and property condition after a wildfire loss. 11. FAIR Plan coverage can be a major issue The episode discusses frustrations around the California FAIR Plan, including limited coverage, lack of cleaning/deodorization support, slow response, and gaps many homeowners do not discover until after a fire. 12. The best time to prepare is before the call for help Steve makes it clear that private fire response cannot be arranged at the last second. Teams, pumps, plans, and access need to be established before a wildfire threatens the property.

  5. May 13

    How Communities Survive Wildfires: Preparedness, Evacuations & Fire Adapted Living

    Episode Summary Jamie Barker, Public Information Officer for Boulder Fire Rescue, joins O.P. Almaraz on the All Things Wildfire podcast for an in-depth conversation on wildfire preparedness, community resilience, evacuation planning, and the evolving reality of living in wildfire-prone regions. Drawing from Boulder's experience following the devastating Marshall Fire, Jamie shares how wildfire resilience goes far beyond individual homes — requiring coordination between homeowners, neighbors, local government, and emergency responders. The conversation explores defensible space misconceptions, emotional barriers to preparedness, community-wide mitigation efforts, evacuation drills, insurance concerns, and the concept of "fire adapted communities." This episode offers practical insights for homeowners, HOAs, and communities looking to better prepare for the growing wildfire threat across the Western United States. Show Notes In This Episode: Why wildfire preparedness is a shared community responsibility The biggest misconceptions homeowners have about defensible space Lessons learned from the Marshall Fire Why "it's not if, it's when" has become the new wildfire reality The emotional and financial barriers preventing mitigation work How Boulder Fire Rescue approaches wildfire communication Community evacuation drills and creating muscle memory The relationship between insurance, preparedness, and resilience Why fear can be transformed into empowerment through preparation What "fire adapted communities" actually mean

  6. Apr 9

    Insurability Is the New Curb Appeal: Wildfire Risk, Insurance & Home Protection - Green Shield Risk

    This episode of All Things Wildfire, we sit down with wildfire expert and insurance innovator Paul Brady of Green Shield to break down one of the most urgent challenges facing homeowners today: insurability in wildfire-prone areas. From behind-the-scenes insights into how insurance decisions are actually made (in seconds, not hours), to the emerging concept of conflagration risk, this conversation uncovers the real drivers shaping the insurance market—and what homeowners must do to stay ahead. We explore how wildfire modeling is evolving, why defensible space is more critical than ever, and how certifications like IBHS are becoming the gold standard for getting insured. Most importantly, we discuss the mindset shift required: wildfire mitigation is no longer optional—it's a way of life. If you live in California, Colorado, or any wildfire-prone region, this episode will change how you think about your home, your risk, and your future. Show Notes Key Topics Covered: Why wildfire insurability is a growing global crisis The difference between admitted vs. E&S insurance markets How insurance underwriting decisions happen in seconds at scale The truth about IBHS certification and why it matters Defensible space and the critical 0–5 foot zone The rise of conflagration risk (home-to-home fire spread) Why your neighbor's property can impact your insurance eligibility The role of technology, AI, and aerial imagery in underwriting The emotional vs. practical tradeoffs homeowners face What needs to happen for insurance markets to stabilize What You'll Learn: Why "doing a few improvements" may not be enough to get insured How insurance carriers actually evaluate your property The #1 overlooked factor that determines whether your home burns Why wildfire models are still "immature" compared to other risks What must happen for insurance companies to return to high-risk areas About the Guest: Paul Brady is a wildfire risk expert and part of Green Shield, a company combining fire service experience, advanced analytics, and insurance solutions to make properties more insurable. Their technology helps insurers evaluate wildfire risk at scale and helps homeowners understand what it takes to qualify for coverage.

  7. Feb 11

    How Hispanic Communities Are Preparing for Wildfires - Hilda Berganza

    How Hispanic Communities Are Preparing for Wildfires : Insights from Hilda Berganza Wildfires are becoming more frequent and more destructive, especially across California. In this episode, we speak with Hilda Berganza of the Hispanic Access Foundation about how Hispanic communities are building resilience through culturally relevant education, faith-based leadership, and trusted community networks. We explore: How faith leaders help protect and inform communities The role of bilingual communication in wildfire preparedness Practical steps families can take to protect their homes and health How community-driven solutions strengthen disaster resilience This conversation offers real-world insights, practical guidance, and inspiring examples of how communities are coming together to prepare for wildfire threats—before disaster strikes.

  8. Jan 5

    The Insurance Mistake Homeowners Discover After Wildfires - Diane Delaney

    In this episode of All Things Wildfire, OP Almaraz sits down with returning guest Diane Delaney, with Private Risk Management Association (PRMA), to unpack what the insurance industry has learned one year after the Palisades wildfire—and what must change going forward. Drawing from PRMA's nationwide survey of high-net-worth homeowners, Diane reveals a striking disconnect: while over 95% of respondents say they feel confident in their insurance coverage, nearly 70% fear exclusions and gaps at the time of claim. This gap has become painfully clear in catastrophe-prone regions like California, where wildfires, wind-driven embers, and insurance non-renewals are forcing homeowners and brokers alike to rethink how insurance is used. The conversation explores why insurance can no longer be treated as a commodity, and why brokers must evolve into true risk management advisors—having ongoing, consultative conversations that address lifestyle changes, life stages, and worst-case scenarios. From wildfire mitigation and water-leak detection systems to rebuilding realities and self-insurance risks, this episode highlights how proactive planning can protect not just property—but livelihoods and peace of mind. Diane also shares how PRMA is investing in education, learning tracks, and AI-powered role-play tools to help brokers sharpen difficult conversations around rate increases, coverage gaps, and resiliency. Together, OP and Diane emphasize a central message: you either invest in resilience early, or you pay far more later when disaster strikes. Key Highlight 95% vs. 70% disconnect: Homeowners feel confident in coverage—yet fear exclusions when claims happen Why insurance doesn't protect your lifestyle unless it's designed to How wildfires exposed major gaps in homeowner understanding during real-time claims Why brokers must shift from transactional sales to ongoing consultative partnerships Real wildfire and water-damage stories that show the true cost of being under-prepared The growing importance of leak detection devices, mitigation, and prevention tools Why insurance should be viewed as catastrophic protection—not home maintenance How PRMA is modernizing broker education with learning tracks and AI role-play tools Why resilience investments feel expensive—until disaster makes them unavoidable In This Episode: What one year after the Palisades wildfire has revealed about insurance gaps Insights from PRMA's nationwide survey of high-net-worth homeowners Why many insured homeowners still feel unprotected at claim time How wildfire, flood, wind, and water risks intersect Why prevention and mitigation improve insurability—not just safety The emotional and financial toll of rebuilding after catastrophe How brokers can deliver real value in a hard insurance market PRMA's 2026 initiatives: learning tracks, education, and AI-based coaching Key Takeaway: Insurance works best before disaster strikes. When homeowners, brokers, and carriers collaborate proactively—focusing on resilience, communication, and realistic expectations—insurance becomes a powerful tool instead of a painful surprise. Learn More: Visit privateriskmanagement.org to explore PRMA members

See All (65)

4.9
out of 5
25 Ratings

About

All Things Wildfire is where you will learn everything you can do about living in a wildfire hazard area by us bringing in all the experts in the industry. We will bring in Insurance specialists, state officials, fire officials, and wildfire solution providers.

Information

You Might Also Like