Crypto Collective

Matthew Fraser

Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

  1. 8H AGO

    #158 - The Vote That Almost Banned Bitcoin (And Why They'll Try Again)

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Wall Street came closer than anyone realises to taking control of Bitcoin through a bill most people never read. In this new episode, Matt breaks down how the Clarity Act almost reshaped crypto custody forever, why the vote was pulled at the last minute, and how Australia’s 2027 surveillance regime fits into the same push for control. ◼️ What the Clarity Act really contained and who it empowered ◼️ Why banks pushed for custody control and how it sidelines crypto‑native companies ◼️ The surprising crypto leaders who supported the bill and the backlash that followed ◼️ How Australia’s 2027 reporting regime creates total visibility over every crypto transaction ◼️ What self‑custody, offshore structures, and tax residency shifts actually mean in practice Timestamps: 00:00:00 - Introduction 00:00:32 - Australia's 2027 Crypto Surveillance 00:00:43 - Breakdown of the Clarity Act 00:01:26 - Banks' Motive for Supporting the Clarity Act 00:02:31 - Brad Garlinghouse's Support for the Clarity Act 00:03:12 - Charles Hoskinson's Criticism 00:04:06 - Australia's Crypto Surveillance Approach 00:05:11 - Potential Ban on Self-Custody in Australia 00:06:16 - Offshore Structures for Tax Minimization 00:07:10 - Cost and Complexity of Offshore Structures 00:08:24 - Borrowing Against Bitcoin 00:09:07 - Countries with Better Crypto and Privacy Laws 00:10:45 - Summary of the Clarity Act and Australia's Surveillance 00:11:07 - Proactive Steps for Bitcoin Protection __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    13 min
  2. 2D AGO

    #157 - Iran's Currency Collapsed 97%. Which Country Is Next?

    On December 28th, 2025, an Iranian man's life savings became worthless overnight while his neighbor who held Bitcoin woke up a millionaire. Could this happen in Australia? With inflation eroding purchasing power, wealthy Australians fleeing, and government debt rising, the warning signs are impossible to ignore. In this episode, Matt reveals: ◼️ How Iran's currency lost 97.5% of its value in under a month and what triggered the collapse ◼️ The alarming parallels between Iran's crisis and Australia's current economic trajectory ◼️ Why 35,000+ wealthy Australians earning over $100K left the country last year ◼️ How Bitcoin serves as a hedge against currency debasement and inflation ◼️ Real-world lessons from Venezuela, Zimbabwe, Argentina, and Turkey's currency crises Timestamps: 00:00:00 - Two Men, One Choice: Iran's Currency Collapse Story 00:02:30 - Iran's Economic Free Fall: The Data Behind the Crisis 00:05:45 - Australia's Alarming Economic Warning Signs 00:08:20 - Why Wealthy Australians Are Leaving in Record Numbers 00:11:10 - Bitcoin as a Safe Harbor During Currency Debasement 00:14:30 - Historical Currency Collapses: Lessons to Learn 00:17:00 - What Would Trigger Australia's Currency Collapse? 00:19:15 - How to Protect Your Wealth Starting Today Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    14 min
  3. JAN 28

    #156 - How To Buy Property Without Selling Your Bitcoin

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com What if the money system was built to keep you a debt slave and the dream of owning a house was really a trap locking you into decades of repayments on a depreciating asset? In this episode, Matthew reveals how the rich borrow against assets instead of selling them, and shows how Bitcoin now makes it possible for ordinary people to do the same, to buy property, access liquidity without selling a single satoshi, and avoid the tax traps that keep most stuck. He breaks down: ◼️ Why the property system is rigged against buyers ◼️ How borrowing against Bitcoin works in practice ◼️ The risks that must be managed ◼️ Real examples of using BTC to buy assets without selling ◼️ How this approach builds sovereignty, freedom, and generational wealth Timestamps: 00:00:00 Introduction 00:02:50 - Discovering Bitcoin: A Path to True Sovereignty 00:03:44 - Borrowing Against Bitcoin: A New Strategy 00:04:16 - How Bitcoin Loans Work: Collateral and Cash 00:05:10 - Choosing the Right Lender: Trusting Ledin 00:08:50 - Managing Risks: Margin Calls and Reserves 00:09:47 - Exploring the B2X Product: Doubling Your Bitcoin 00:11:25 - The Power of Leverage: Wealth Creation with Bitcoin 00:12:30 - Living Off Bitcoin: The Ultra-Wealthy Strategy 00:14:32 - Long-Term Wealth Growth: A 10-Year Scenario 00:16:33 - Generational Wealth: Passing on the Legacy 00:17:04 - Education and Community: Navigating Digital Assets 00:17:36 - Taking Control: Shifting Your Mindset 00:18:28 - Conviction and Long-Term Perspective: The Key to Success 00:19:10 - The Playbook: Strategies for Wealth Creation __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    20 min
  4. JAN 22

    #155 - The Simpsons XRP Prediction vs Bitcoin 2026

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Are these wild crypto predictions for 2026 insight or pure distraction? In this reaction episode, Matthew breaks down claims from The Simpsons, crypto “experts,” and the XRP army about the future of money, Bitcoin, and central bank digital currencies. Timestamps: 00:00:00 Introduction 00:01:00 - Price Predictions for 2026 00:02:40 - Skepticism Towards XRP 00:03:54 - Top 10 Cryptocurrencies for 2026 00:05:04 - The Fed Coin and Central Bank Digital Currencies 00:06:00 - Trading Risks and Bitcoin Stacking __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    7 min
  5. JAN 20

    #154 - The New Australian Dream Isn’t A House

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Have we been sold a dream that no longer exists, or are Australians waking up to a system designed to keep them trapped? In this episode, Matthew dismantles the old Australian Dream and exposes why property is no longer the path to wealth, freedom or sovereignty for this generation. He breaks down: ◼️ Why the traditional property ladder has become a financial dead end for young Australians ◼️ How the wealth gap is accelerating while average buyers drown in 30 years of debt ◼️ The hidden risks of chasing regional “boom towns” and why most investors get burned ◼️ The real opportunity cost of a mortgage and how it kills your ability to take risks ◼️ Why the new Australian Dream is built on ownership of productive assets, not liabilities ◼️ How Bitcoin offers a path to sovereignty outside the debt‑driven system ◼️ Why borrowing against Bitcoin may become the smarter way to buy a home without giving up freedom Timestamps: 00:00:00 Introduction 00:00:39 Why the Old Property Path No Longer Works 00:01:09 The Brutal Maths Behind Today’s Housing Market 00:01:49 How the Wealth Gap Is Accelerating 00:02:32 The 30‑Year Debt Trap 00:03:00 The Risk of Chasing Regional Boom Towns 00:04:14 Why Property No Longer Creates Wealth 00:05:26 The Hidden Cost of a Mortgage 00:06:30 The New Australian Dream Begins 00:07:05 Matthew’s Search for Sovereignty 00:09:05 The Shift to E‑commerce 00:10:29 Why Bitcoin Became the Sovereign Path 00:11:33 Borrowing Against Bitcoin to Buy Property 00:12:28 The Real New Australian Dream __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    14 min
  6. JAN 14

    #153 - Are These Experts Right About The Future Of Money?

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Are these experts right about the future of money, or are we sleepwalking into a system none of us voted for? In this episode, Matthew reacts to bold claims from Elon Musk, Andrew Tate and global economists about a world with no cash, no traditional money, and total financial control through CBDCs. He breaks down: ◼️ Why some experts believe money will disappear as AI and robotics replace labour ◼️ How CBDCs could become a programmable control grid ◼️ Why governments are pushing digital systems while pretending to “protect cash” ◼️ The rise of universal basic income and the danger of becoming dependent on it ◼️ Why Bitcoin may become the only path to real financial sovereignty ◼️ The coming divide between those who own Bitcoin and those who rely on the system Timestamps: 00:00:00 Introduction 00:00:21 Elon Musk on the End of Money 00:00:54 AI, Robotics and a World Without Currency 00:01:22 Cash vs Card and Why Banks Want Cash Gone 00:01:56 CBDCs as Programmable Control 00:02:36 China and the UK’s Digital Money Systems 00:03:05 Australia “Mandating Cash” and the Hidden Agenda 00:03:47 Energy as the Real Future Currency 00:04:33 Universal Basic Income and the Future Divide 00:05:32 Escaping the Paycheck‑to‑Paycheck Trap 00:06:13 Investing in Yourself and Stacking Bitcoin 00:06:47 Cash Refusal and the Coming Bitcoin Standard 00:07:50 BIS Explains CBDC Total Control 00:09:14 Why CBDCs Equal Complete Financial Surveillance 00:09:47 Breaking Out of Fiat and Moving to Bitcoin 00:10:52 The Three Future Monetary Options __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    11 min
  7. JAN 8

    #152 - 47% Tax Vs 0% Tax … The Global Crypto War

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Spain is now giving itself the power to seize Bitcoin. Here’s what Matt covers: ◼️ Spain’s proposed 47% tax on Bitcoin gains and new powers to confiscate crypto ◼️ The UK’s push toward full surveillance and potential limits on how much Bitcoin citizens can hold ◼️ Why Australia is quietly following the same control‑country model ◼️ How Thailand, Japan, and the UAE are competing with 0%–20% tax to attract global wealth ◼️ The rise of “freedom countries” vs “control countries” and what this means for your future ◼️ Why the great wealth migration has already begun, and how Bitcoin gives you an exit plan Timestamps: 00:00:00 Introduction 00:00:21 - Thailand's Crypto Tax Incentives 00:00:32 - Freedom vs. Control Countries 00:00:54 - Spain's War on Bitcoin Holders 00:01:57 - Wealth Migration from Spain 00:02:07 - UK's Crypto Surveillance and Control 00:03:11 - Australia's Crypto Policies 00:03:32 - Thailand's 0% Crypto Tax 00:04:10 - Japan's Competitive Crypto Tax Rate 00:04:31 - Freedom Model vs. Control Model 00:05:03 - Australia's Increasing Control 00:05:38 - Superannuation Taxes in Australia 00:06:10 - CoinStash: A Solution for Australian Crypto Holders 00:06:42 - The Global Split: Freedom vs. Control 00:07:25 - The Power of Bitcoin for Financial Sovereignty 00:08:07 - Planning Your Exit Strategy __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    11 min
  8. JAN 6

    #151 - Bitcoin Crash Was No Accident (What’s next?)

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com The Bitcoin crash was no accident. Here’s what Matt covers: ◼️ How October’s 33% drop was engineered by powerful players to liquidate billions ◼️ The government‑created liquidity crisis that made markets fragile and easy to attack ◼️ Why reckless leverage and forced selling triggered a cascading death spiral ◼️ The proof of algorithmic, mandated selling designed to weaponise fear ◼️ How institutions quietly accumulated at a discount while retail investors panicked ◼️ What comes next, and why conviction through fear sets the stage for generational opportunity Timestamps: 00:00:00 Introduction 00:00:53 - The October Bitcoin Crash: A Coordinated Attack 00:01:35 - Warren Buffett's Market Framework 00:05:31 - The Spark: Trump's Tariff Tweet 00:08:02 - The Motive: Forced Selling Patterns 00:10:09 - Technical Indicators and Market Sentiment 00:13:00 - The Role of Smart Money 00:14:04 - The COVID Crash Parallel 00:16:03 - Institutional Accumulation 00:17:06 - Imperial Wealth Partnership 00:19:14 - The Cycle: Fear, Capitulation, Accumulation, Explosion 00:19:45 - The Importance of Understanding the Game 00:20:06 - Community and Resources __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFra87388 https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    21 min

About

Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

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