Ardent Exchange

Ardent Credit Union
  • 5.0 (2)
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Learning to make smart choices with your money shouldn’t be a secret. That’s why Ardent Credit Union created the Ardent Exchange podcast, where experts from Ardent Credit Union share their insider knowledge with you directly.

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  1. EPISODE 1

    Ardent Exchange: First Home Concierges - Homebuying 101

    Think you're ready to buy your first home but don't know where to begin? Start here. Season two of The Ardent Exchange podcast features Ardent’s First Home Concierges, Damien Manno and Alishia La Cerda. Join your hosts for a deep dive into the homebuying process and find out why it pays to have experts like them on your side. On the first episode, Homebuying 101, Damien and Alishia will give an overview of the homebuying process, including: Your credit score and why it’s importantFirst-time homebuyer education resourcesBudgeting – How much can you afford?Pre-approvals and why they matterDown payment, closing and other costsAnd moreThis episode is on the longer side, but it’s packed with great tips. RESOURCES: Ardent’s First-Time Homebuyer program: https://www.ardentcu.org/newbuyer

    46 min

  2. EPISODE 2

    Ardent Exchange: First Home Concierges - Finding your home

    On this episode, First Home Concierges Damien and Alishia talk about what most people picture of when they think of homebuying: actually looking for your home. But it’s not all just browsing Zillow. They’ll give you the lowdown on: Different home typesMust-haves vs. nice-to-havesFinding a real estate agentBuyers vs. Sellers marketAnd more RESOURCES: Ardent First Home Concierge: https://ardentcu.org/newbuyerHomeAdvantage: https://ardentcu.myhomeadvantage.com/

    26 min

  3. EPISODE 3

    Ardent Exchange: First Home Concierges - Offers and negotiating

    Damien and Alishia tackle the ins and outs of making an offer on a home and negotiating with the seller. They discuss common tactics buyers can use to be competitive in any market: Components of an offerHow much to offer (appraisal vs. price)Pre-approvalsNegotiatingAppraisals and inspectionsAnd more RESOURCES First Home Concierge: https://www.ardentcu.org/newbuyer

    37 min

  4. EPISODE 4

    Ardent Exchange: First Home Concierges - Financing

    Today’s episode is all about mortgages. Our First Home Concierges talk you through all the major home loan options, rate shopping and some of the other decisions you’ll have to make before closing. Get the inside scoop on: Mortgage types (FHA vs. conventional, etc.)Fixed-rate vs. AdjustiblePointsPMIAnd more

    33 min

  5. EPISODE 5

    Ardent Exchange: First Home Concierges - New homeowner, now what?

    For the final episode of this season, Damien and Alishia discuss some of the financial considerations that come after homeownership, including: EscrowInsurance Building and using equityRefinancing Selling To contact our First Home Concierges, visit ardentcu.org/newbuyer

    24 min
See All Season 2 (5)

Ratings & Reviews

5
out of 5
2 Ratings

About

Learning to make smart choices with your money shouldn’t be a secret. That’s why Ardent Credit Union created the Ardent Exchange podcast, where experts from Ardent Credit Union share their insider knowledge with you directly.

Information

  • Creator
    Ardent Credit Union
  • Episodes
    10
  • Seasons
    2
  • Rating
    Clean
  • Show Website
    Ardent Exchange