Between Two Dots

Between Two Dots

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The title "Between Two Dots" is meant to describe the time between when we are born and when we perish. Our hope is to share insights and learnings from our guests, who we are inspired by and who are living life on their terms - with purpose and impact as their North Star. Hosted by Hafiz Mitha and Gilbert Bong.

há 2 dias

180 - Mike McGillivray - Specialty Finance Expert & Director at Care Lending Group

Between Two Dots PodcastEpisode 180 – Mike McGillivrayMike McGillivray didn't grow up with a fixed home — he grew up with a fixed mindset. Born in Germany to a Canadian Air Force fighter pilot father, Mike moved over 30 times before adulthood, cycling through military bases, civilian schools, and international cities, never quite settling, always adapting. It's a childhood that most would describe as unsettling. Mike would call it his greatest education. That same adaptability carried him through a molecular biology degree at the University of Alberta, a pivot into pharmaceutical sales and private healthcare development during the Klein-era push for integrated care in Alberta, and then — almost by accident — into the world of niche finance.What started as an opportunity to finance pharmacy acquisitions became a 20-year career in cash flow lending, eventually landing him at Care Lending Group, where he serves as Director, helping financial advisory firms acrossCanada structure acquisitions, internal share purchases, and succession capital — the kind of specialised work the big banks largely don't do. Between two dots – “Really, the value is in that line: the journey.” "You can make a lot of trust deposits, but you can't make very many withdrawals." – Mike McGillivray Episode Highlights: 00:00:00 – Introduction & Guest Overview00:01:35 – Growing Up Military: 30+ Moves, Germany & the Cold War Air Force Life00:07:02 – Adaptability, Identity & What Military Kids Are Made Of00:20:16 – From Molecular Biology to Business: The Pivot Out of the Lab00:22:44 – Pharma, Private Healthcare & Early Entrepreneurial Lessons00:27:38 – Discovering Finance: A Crash Course in Cash Flow Lending00:28:49 – Sponsor Ad Break00:31:04 – Navigating the 2008 Financial Crisis & Building at Cairn Lending Group00:46:19 – On Career, Serendipity & Blooming Where You're Planted00:55:04 – Outro & Call to Action Connect with Mike:LinkedIn: https://www.linkedin.com/in/mcgillivraymike/ Care Lending Group: https://carelendinggroup.com Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressed by the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

55 min
29 de jun.

179 - DJ Sanj - Producer Behind the First Billion-Stream Punjabi Song

Between Two Dots PodcastEpisode 179 – DJ SanjDJ Sanj is one of the most influential producers in Punjabi and Bhangra music, with a career spanning over two decades and a legacy that's helped shape the global desi sound. But his story doesn't start in a studio — it starts with 28 moves across three countries, a dad who lost his job and opened an Italian restaurant in Texas, and a kid who got picked on for being brown in 1980s London, Ontario, and decided early on that he'd rather be feared than understood. DJ Sanj's edge isn't the accolades — it's the philosophy underneath them. He doesn't chase happiness ("the worst fuel you could have for motivating yourself"), and he's built his entire career on uncompromising principles and total self-accountability. That mindset carried him from sleeping on the streets and surviving on £500 a month in the UK to becoming a household name there in under three years — and decades later, to composing the official Winnipeg Jets anthem for South Asian Heritage Night, the first time the NHL has commissioned a Punjabi producer for a league event. He's also the producer behind "Dust Jar," the first Punjabi song tosurpass 1 billion global streams. Between two dots – “Really, the value is inthat line: the journey.” "I think we're all aging meat packetswith the same persona, unless you've done some rewiring." – DJ Sanj Episode Highlights: 00:00:00 – Introduction & Guest Overview00:01:33 – Growing Up Across 28 Moves: Family, Identity & an Angry Childhood00:14:00 – University, Philosophy & Discovering Music as a Bridge00:23:03 – Touring, Bootleg Tapes & Chasing the UK Dream00:27:31 – Homelessness, Principles & Refusing to Ask for Help00:31:27 – Sponsor Ad Break00:33:43 – Self-Awareness, Accountability & Rejecting "Happiness"00:54:12 – The Winnipeg Jets Anthem & Staying Quiet About Success00:58:28 – Returning to Music with AI & The DJ Sanj Podcast01:07:26 – Outro & Call to Action Connect with DJ Sanj:Instagram: https://www.instagram.com/djsanj1Spotify: https://open.spotify.com/artist/1kfqHPfj8yygKGMD3NrDE5YouTube: https://www.youtube.com/channel/UC3o93I1WQ3GHwMN7oIzeHbgFacebook: https://www.facebook.com/DJSANJ1/ Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressed by the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

1h 8min
22 de jun.

178 - Nelson Liem - Founder of Exmerce, Alberta's Largest Barter Exchange

Between Two Dots PodcastEpisode 178 – Nelson Liem Nelson Liem built Alberta's largest business tradeexchange — and he did it from his townhouse in Arbor Lake, with his girlfriend at the time as his co-founder and zero idea where it would go. Born and raised in Calgary to a social-worker dad and a bank-teller mom, Nelson grew up thefamily connector, the one who brought people together long before he knew that instinct would become a business. A flunked actuarial midterm sent him into marketing, a recruiting booth at the University of Calgary sent him to WaltDisney World, and a string of unfulfilling corporate sales jobs eventually sent him somewhere nobody in his family had gone before: out on his own. What he landed on was strange enough that evenhis parents asked why. Inspired by eBay's golden era, Nelson stumbled into the decades-old barter industry and decided Calgary needed a third trade exchange. Twenty-one years, one mentor named Michael Carron, and 500-plus memberbusinesses later, that "why" turned into Exmerce — Alberta's largest barter network, with an Edmonton expansion and a global barter software platform now in the works. Between two dots – “Really, the value is inthat line: the journey.” "I think you're born with it — that fire inside of you, wanting to prove yourself and do something bigger." – Nelson Liem Episode Highlights: 00:00:00 – Introduction & Guest Overview00:01:10 – Growing Up Calgary: Family, Mahjong & a Connector's Instinct00:07:37 – From Actuary Dreams to Disney World00:09:47 – Corporate Burnout & the Pull Toward Entrepreneurship00:12:21 – Discovering the Barter Industry & Building Exmerce From Scratch00:27:21 – Sponsor Ad Break00:30:31 – Scaling to 500+ Members: How Barter Actually Works00:51:20 – On Entrepreneurship: Sacrifice, Mental Toughness & Building Community00:58:41 – Outro & Call to Action Connect with Nelson:LinkedIn: https://www.linkedin.com/in/nelsonliem/Website: https://exmerce.comInstagram: https://www.instagram.com/nelsonckliem/ Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressedby the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

1h
15 de jun.

177 - Ryan Townend - Owner & Founder of William Joseph Agency

Between Two Dots PodcastEpisode 177 – Ryan TownendRyan Townend is the owner and driving force behind WilliamJoseph (WJ), a full-service marketing and branding agency serving clients locally, nationally, and globally. But his story doesn't start in a boardroom — it starts on a grain farm outside Wadena, Saskatchewan, population 2,000.Raised as an only child with a farmer's work ethic and a hunger to do more, Ryan found his calling not through a grand plan, but through a chemistry professor who told him he should go into marketing. That single moment of redirection set the course for everything that followed. What sets Ryan apart isn't just strategy —it's his belief that great marketing is 75% psychology and 25% execution. From getting laid off at 27 and incorporating a new agency by Monday, to rebuilding and rebranding after his co-founder's departure, Ryan's journey is a masterclass in resilience, reinvention, and showing up fully — every singletime. Between two dots – “Really, the value is inthat line: the journey.” "When you take your God-given talent and you harness that with education, you have passion and you're built for this — and you can just soar." – Ryan Townend Episode Highlights: 00:00:00 – Introduction & Guest Overview 00:01:31 – Growing Up on a Saskatchewan Farm 00:04:39 – A Broken Leg, a Turning Point & Academic Transformation 00:06:27 – From Pre-Med to Marketing: The Pivot ThatChanged Everything 00:12:44 – Early Career, Mentorship & Moving to Calgary 00:15:14 – Getting Let Go & Founding William Joseph 00:21:04 – The Agency Philosophy: Triage, Strategy &Helping Companies Grow 00:22:01 – Sponsor Ad Break 00:28:19 – 23 Years of Evolution: Oil & Gas, Expansion& Buying Out a Partner 00:33:18 – Personal Branding, Bold Investments & ROI inMarketing 00:41:05 – AI, Adaptation & What's Next for WilliamJoseph 00:44:21 – Ryan's Roundup: Building Community One Thursday at a Time 00:53:51 – Outro & Call to Action Connect with Diamond:Instagram: https://www.instagram.com/advertisingguy/?hl=enLinkedIn: https://www.linkedin.com/in/ryan-townend-3aba7666/Website: https://www.williamjoseph.com/en/home Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressedby the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

55 min
8 de jun.

176 - Diamond Fernandes - Founder of Heart Fit Clinic

Between Two Dots PodcastEpisode 176 – Diamond FernandesDiamond Fernandes is the founder of Heart Fit Clinic, a cardiac rehabilitation physiologist, and a published author with a mission that is deeply personal. After his father suffered a heart attack at just 38 years old, Diamond made it his life's work to help people prevent and reverse cardiovascular disease. What started as a vision born from a gap in the healthcare system became Heart Fit Clinic, which he launched in 2007 — and has since grown to five locations across Canada. Today, Diamond is one of Calgary's most recognized voices in heart health, regularly heard on Fan 960, and the author of two books including his most recent, Death of the Stress Test. Through his clinics, his writing, and his growing presence in AI-driven health solutions, Diamond continues to bridge the gap between reactive medicine and true cardiovascular prevention. Between two dots – “Really, the value is in that line: the journey.”"There's no such thing as overnight success — enjoy the process. Those baby steps all of a sudden get you a mile high." – Diamond FernandesEpisode Highlights:00:00:00 – Introduction & Guest Overview00:01:05 – Early Life: From London to Calgary00:08:45 – Education, Resilience & the Value of Stepping Stones00:15:40 – Career Pivot: From Sports Medicine to Cardiac Health00:18:45 – Founding Heart Fit Clinic & Early Entrepreneurial Struggles00:26:18 – Sponsor Ad Break00:28:34 – Fuel Tank Mentality, Purpose & Personal Heart Surgery00:34:45 – What Heart Fit Clinic Does & Who It Serves00:44:18 – Business Growth, Mindset Shifts & Building the Person Behind the Vision00:55:03 – Outro & Call to ActionConnect with Diamond:Instagram: https://www.instagram.com/diamondheartguy/LinkedIn: https://www.linkedin.com/in/diamond-fernandes-6b9b6b18/ Website: https://heartfitclinic.comSponsors of this episode:Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressed by the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

58 min
1 de jun.

175 - David Bradshaw - Co-Founder Bradshaw Bolton & Independent Consultant

Between Two Dots Podcast Episode 175 – David Bradshaw David Bradshaw is a seasoned executive leader,customer experience expert, and the co-founder of a boutique advisory firm focused on helping organizations deliver consistent, high-quality service. With over 25 years of experience across financial services, telecommunications, and operations, David has led large-scale transformations and helped build award-winning teams recognized globally for excellence in customer experience. Today, David continues to help businesses create meaningful, human-centered customer experiences through his work, emphasizing consistency, empathy, and putting the customerfirst. His perspective is a powerful reminder that success is built on mindset, discipline, and the ability to stay positive through adversity. Between two dots – “Really, the value is in that line: the journey.” “Don’t make the customer figure out how to work with you—figure out how to work with them.” – David Bradshaw Episode Highlights: 00:00:00 - Introduction & Guest Overview 00:01:17 - Early Beginnings: Growing up in London 00:08:04 - Role Models & Early Career Lessons 00:24:06 - Learning Resiliency & Confidence through Sales 00:35:57 - Sponsor Ad Break 00:38:12 - Corporate Growth, Representation, & Xerox 01:01:06 - The Calgary Black Chambers & Paying It Forward 01:10:46 - Customer Experience & Bradshaw Bolton Consulting 01:14:15 - Outro & Call to Action Connect with David:LinkedIn: https://www.linkedin.com/in/david-bradshaw Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressed by the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

1h 15min
25 de mai.

174. Jade Kennedy - Founder & CEO of Tooth Express

Jade Kennedy is an entrepreneur, health care innovator, and the founder & CEO of Tooth Express, a Calgary-based mobile dental hygiene company redefining access to preventative care. In this episode, we sit down to explore Jade’s journey—from growing up with a single mother and navigating uncertainty after high school to building one of Calgary’s few mobile dental care businesses from the ground up. Today, Jade leads a fast-growing company focused on making oral healthcare more accessible through workplace wellness, community care, and mobile innovation. Her story is a powerful reminder that resilience, resourcefulness, and staying true to your mission can create meaningful impact. Between twodots – “Really, the value is in that line: the journey.” “Your starting point does not determine yourtrajectory.” – Jade Kennedy Episode Highlights: 00:00 – Introduction & Meet Jade Kennedy01:25 – Early Life, Family & Growing Up in Calgary07:30 – Finding Dentistry & The Birth of Tooth Express14:25 – Entrepreneurship, Mistakes & Building the First Van17:07 – Networking, Leadership & Scaling the Business25:38 – Ad Break27:54 – Vision for the Future & Expanding Across North America32:36 – Entrepreneurship Lessons, Wellness & Personal Growth46:40 – How to Connect (CTA) & Outro Connect with Jade:LinkedIn: https://www.linkedin.com/in/jade-kennedy-806bb5181/Instagram: https://www.instagram.com/itsjadekennedy/Website: https://www.toothexpress.ca Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Disclaimer: The views and opinions expressedby the hosts and the guests do not necessarily reflect any agency,organization, or affiliated companies.

49 min
15 de mai.

173. Riz Bhanji - Founder & Furnace and Duct Cleaning Business Owner

Riz is an entrepreneur and business owner whose journey is a powerful story of resilience, recovery, and transformation. In this episode, we sit down to explore Riz’s life—from his early childhood and family background to navigating addiction, hitting rock bottom, and ultimately rebuilding his life from the ground up. Today, Riz is the founder of Breathe Clean Alberta, a thriving business built on integrity, hard work, and second chances. His story is a testament to the power of change, the importance of environment, and the impact of choosing a better path—one day at a time. Between two dots – “Really, the value is in that line: the journey" “Surround yourself with better people, better places, and better things—and your life will change" – Riz Bhanji Episode Highlights: 00:00 – Introduction 02:04 – Early Life 06:01 – Inner Struggles Begin 10:21 – High School & Addiction 23:38 – Rehab Attempts 30:11 – Rock Bottom Moment 32:09 – Ad Break 35:18 – Recovery Journey 41:22 – First Job & Rebuilding 49:43 – Starting the Business 55:17 – Growth & Expansion 58:30 – Life Today 01:16:11 – How to Connect (CTA) Connect with Riz: LinkedIn: https://www.linkedin.com/in/riz-bhanji-922443172/ Website: https://breathecleanalberta.com Sponsors of this episode: Bloom Benefits Group: www.bloombenefits.ca Zelos Investment Counsel: www.zelosglobal.com Airways Krown: www.krown.com Motiv: https://motiv.digital Disclaimer: The views and opinions expressed by the hosts and the guests do not necessarily reflect any agency, organization, or affiliated companies.

1h 18min

The title "Between Two Dots" is meant to describe the time between when we are born and when we perish. Our hope is to share insights and learnings from our guests, who we are inspired by and who are living life on their terms - with purpose and impact as their North Star. Hosted by Hafiz Mitha and Gilbert Bong.

Criado por

Between Two Dots
Anos de atividade

2022 - 2026
Episódios

180
Classificação

Explícito
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© Between Two Dots
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Between Two Dots