Beyond the Buildings

Cotality
  • 5.0 (33)
  • TECHNOLOGY
  • UPDATED SEMIMONTHLY

Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.

  1. Trust is the new currency in an AI-driven market

    FEB 4

    Trust is the new currency in an AI-driven market

    In this compelling episode of Beyond the Buildings, host Maiclaire Bolton Smith delves into the transformative impact of AI on the property market, a conversation featuring Cotality's Chief Data and Analytics Officer, John Rogers. As AI redefines home buying by swiftly recalibrating prices and financing, the episode explores the critical balance between technological advancement and ethical responsibility. John emphasizes the necessity of trust within this new landscape, highlighting the importance of explainable models and human oversight. The discussion reveals how predictive tools can expand opportunities while addressing the industry's obligation to avoid bias and exclusion. Tune in as we examine the evolving relationship between data-driven insights and the human element in property decision-making, shedding light on how trust is becoming the new currency in an AI-driven market.

    30 min
  2. What do 2025 global housing market trends mean for next year?

    12/17/2025

    What do 2025 global housing market trends mean for next year?

    The year 2025 was marked by stubbornly high interest rates and persistent supply challenges across the globe. However, not all markets moved in the same direction.   - The U.S. market generally cooled off, with price growth slowing down and even falling in some areas.   - Australia saw the housing market grow, fueled by three central bank rate cuts that helped buoy the market. - Still, unaffordability remains a barrier restricting homeownership access to homeownership for many.   Links: Cotality Insights - https://www.cotality.com/insights

    30 min
  3. How did Washington’s housing plans play out in 2025?

    12/03/2025

    How did Washington’s housing plans play out in 2025?

    2025 saw a variety of legislative proposals aimed at thawing the U.S. housing market and helping relieve persistent unaffordability. - Ideas like 50-year mortgage terms and portable loans target affordability and the lock-in effect, but face hurdles regarding high interest costs and secondary market feasibility. - The ROAD to Housing bill and light-touch density zoning aim to incrementally boost inventory by incentivizing “missing middle" development. - Escalating natural disaster frequency is intersecting with a shift toward state-based aid, threatening housing resilience and stability. Links: Cotality Insights https://www.cotality.com/insights Cotality home price indexes https://www.cotality.com/products/hpi-and-hpi-forecasts

    24 min
  4. Americans are moving to risky areas. What will it cost them?

    11/19/2025

    Americans are moving to risky areas. What will it cost them?

    Environmental risks are accelerating in ways the housing market can’t ignore. At the same time affordability pressures and insurance challenges are reshaping where and how Americans can live. - Natural disasters are starting to influence people’s choice of home. Part of it is safety. A lot of it is price. Still, awareness has not yet tipped the scales, and people continue to move to these popular, but risky, regions. - There are signals that people are shifting where they're migrating to. Just look at Florida where the number of new arrivals has slowed in recent years. - Investing in resilience measures before a disaster strikes can help ease the financial burden of a catastrophe. But how much depends on when — and where — you make that investment. Links: Cotality Insights https://www.cotality.com/insights Climate at Cotality https://www.cotality.com/climate

    30 min
  5. Rethinking property resilience with NASA JPL

    11/05/2025

    Rethinking property resilience with NASA JPL

    - The NASA Jet Propulsion Laboratory-Cotality report, an 18-month effort, provides a structural risk assessment, projecting potential loss from perils over 100-years. - Cotality and NASA used digital twins to model “what if” scenarios, turning data into actionable insights for planning and resilience.   - Property-level hazard assessments could become a standard practice for federal agencies and large institutions looking to proactively prepare their facilities for the changing environment. Links: Cotality Insights https://www.cotality.com/insights Climate at Cotality https://www.cotality.com/climate

    33 min
  6. What’s really scary about buying a home in 2025?

    10/22/2025

    What’s really scary about buying a home in 2025?

    The U.S. housing market is facing several “spooky” challenges. Rising costs, higher interest rates, and a growing economic uncertainty are presenting a scary reality homeowners and buyers. These factors are shaping affordability and the way people approach buying and owning a home. - Property taxes have gone up about 30% on average across the U.S. This increase amounts to roughly $1,000 a year for some households. - Rising interest rates are a primary driver of higher rents. When mortgage rates increase, they price out potential homeowners, which increases rental demand. - If a recession occurs, delinquency rates and foreclosures could go up, but they are currently very low. Links: A 13-stop tour of some of the most haunted US places https://www.cotality.com/insights/articles/13-stop-tour-most-haunted-us-places Cotality Insights https://www.cotality.com/insights

    25 min
  7. Energy demand is rising – So are market opportunities

    10/08/2025

    Energy demand is rising – So are market opportunities

    Shifts in energy demand reach well beyond individual homes – touching insurance risks, utility costs, community planning, and even national strategy. - Cotality Australia’s "Watts it Worth" report experts dive into why sustainable building choices are increasingly important to consider when assessing Australian homes. -Homes with energy efficiency features, especially solar panels, sell for a measurable premium: 2% - 6% more in the U.S. and over 2.7% in Australia. -Both the U.S. and Australian governments have offered incentives to promote individual solar panel use. Links: Watt's it worth report: https://www.cotality.com/au/insights/analysis/watts-it-worth Resilience rebalances the foundations of property: https://www.cotality.com/insights/articles/resilience-rebalances-the-foundations-of-property

    32 min
  8. Prevention isn't popular, but it's good policy

    09/24/2025

    Prevention isn't popular, but it's good policy

    The home insurance industry’s foundations are shifting. Even with major leaps in property data and analytics, a perfect storm of more frequent natural disasters, escalating litigation costs, and market pressures is leaving homeowners and developers increasingly exposed to risk. - There is a fault line straining the insurance industry which could trigger a housing shock with echoes of the last financial crisis. - The traditional insurance model is struggling to adapt to a new era of escalating risks, highlighting the need for a more proactive, collaborative approach. - Having federal programs that can standardize incentive community level resilience measures that can support individual stability will prove to be a cost savings long term.   Webinar registration link: https://www.cotality.com/resources/webinars/making-the-shift Find out more at Cotality.com/insights

    24 min
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5
out of 5
33 Ratings

About

Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.

Information

  • Creator
    Cotality
  • Years Active
    2020 - 2026
  • Episodes
    131
  • Rating
    Clean
  • Copyright
    © Copyright 2025 Cotality
  • Show Website
    Beyond the Buildings