Beyond The Buzz

Vicky Pearce, Rachel MacRae
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Stay up to date with the latest in financial advisory and wealth management regulation. Each week, we break down key regulatory changes, compliance trends, and industry insights to keep you informed. Whether you're a financial adviser, wealth manager, or compliance manager, our expert analysis ensures you stay on top of the rules that matter. Tune in for clear, concise, and actionable updates - because compliance should never be an afterthought.

  1. 1일 전

    Raising the Bar: FCA Tightens Expectations Across the Board

    In this episode of Beyond the Buzz, Vicky Pearce and Rachel MacRae unpack the latest regulatory developments shaping the financial services landscape. They explore the FCA’s renewed focus on the SIPP market through consultation CP26/20, highlighting the shift toward stronger oversight, clearer expectations, and more robust due diligence, particularly for higher-risk investments and third-party reliance. The discussion also covers PIMFA’s new guide on non-financial misconduct, emphasising why culture, behaviour, and accountability are now firmly in scope for regulators ahead of the FCA’s updated rules coming into force in September 2026. We also break down insights from the FCA’s review of financial crime controls in insurance, including common weaknesses and the importance of clear accountability frameworks such as RACI. Rounding off the episode are quick updates on shareholder voting practices and a practical FCA guide for smaller credit brokers.  A must-listen for compliance professionals looking to stay ahead of regulatory expectations.

    6분

  2. 6월 26일

    Why the FCA Is Turning Up the Heat on Financial Firms in 2026

    In this episode of Beyond the Buzz, Vicky Pearce and Rachel MacRae unpack the latest regulatory developments from the Financial Conduct Authority (FCA). They explore proposed increases to market abuse fines, why the regulator is placing greater emphasis on personal accountability, and what the Carlos Fuenmayor case means for senior managers. The conversation also examines the growing role of later life lending in retirement planning, the FCA's push for more holistic financial advice, and how firms are expected to balance Consumer Duty obligations with data protection requirements. Finally, they discuss the increasing use of AI and data analytics in preventing financial crime and what these changes mean for firms, advisers, and consumers alike. Whether you're working in financial services, compliance, or regulation, this episode provides a practical overview of the FCA's evolving expectations and the direction of travel for the UK financial industry.

    6분

  3. 6월 19일

    FCA Mortgage Reforms, AML Crackdown & the Future of AI Regulation

    This week on Beyond the Buzz, Vicky Pearce and Rachel MacRae unpack a busy week of FCA developments. The regulator is proposing greater flexibility in mortgage lending, with changes aimed at supporting borrowers with non-standard incomes and encouraging more proportionate affordability assessments. The discussion then turns to the latest Anti-Money Laundering updates, including new risk-based due diligence expectations, crypto-related considerations, and the long-awaited conversion of key thresholds from euros to sterling. The hosts also examine the FCA's response to industry criticism of its controversial enforcement publicity proposals, including the launch of Enforcement Watch and what the regulator's latest comments reveal about its evolving approach to transparency. Finally, they explore the FCA's latest thinking on artificial intelligence and emerging technologies, covering governance expectations, synthetic crime risks, programmable finance, and why firms should expect increasing regulatory attention on AI without necessarily seeing new AI-specific rules.

    6분

  4. 6월 12일

    Climate Reporting Simplification, Crypto Sponsorship Risks and Emerging Regulatory Priorities

    In this week's episode of Beyond the Buzz, Vicky Pearce and Rachel MacRae unpack the FCA's latest quarterly consultation paper, including proposals to simplify climate-related reporting requirements for asset managers and reduce regulatory burden while maintaining meaningful disclosures for investors. They also discuss the recent RegData submission deadline and why firms should view the FCA's Regulatory Priorities Report as more than a compliance exercise. The conversation then turns to the FCA's warning to football clubs over cryptoasset sponsorship arrangements, the regulator's continued focus on finfluencers, forthcoming changes to AML guidance, and proposals to simplify pension value assessments for consumers. Join us as we cut through the noise and explore the latest developments shaping the regulatory landscape.

    7분

  5. 6월 5일

    FCA Sanctions, Financial Promotions & Opportunities for Smaller Firms

    In this episode of Beyond the Buzz, Vicky Pearce and Rachel MacRae unpack the FCA’s latest review of firms’ sanctions systems and controls, highlighting persistent weaknesses in customer due diligence, screening, alert handling, and governance. They also explore the FCA’s findings on financial promotion approvers, the importance of Consumer Duty in promotion approvals, and the regulatory risks of relying on templates and inadequate oversight. The pair then provide a quick-fire overview of key updates from FCA Handbook Notice 141, including changes to consumer credit reporting requirements and amendments to UK EMIR clearing thresholds for commodity derivatives. Finally, they discuss the FCA’s call for new members of the Smaller Business Practitioner Panel and why it represents an important opportunity for senior leaders in smaller regulated firms to help shape future regulation.

    8분

  6. 5월 29일

    Cyber Frontiers: Navigating Risks and Innovation in Financial Services

    In this episode of Beyond the Buzz, we break down the rapid rise of frontier AI and why regulators are starting to sound the alarm. From cyber risks that could escalate at machine speed to the growing responsibility on senior management, the message is clear: doing the basics well is no longer enough. We also explore a more supportive side of the FCA as it expands its Scale-up Unit, offering hands-on guidance for fast-growing firms navigating regulation. Plus, we unpack a staggering real-world cyber failure that led to a £963,900 fine, showing exactly how small weaknesses can spiral into major incidents. To round things off, we look at ChatGPT’s move into personal finance in the US and what it could mean for UK firms, advisers, and the future of financial advice.

    8분

  7. 5월 21일

    The Duty Never Sleeps

    This week on Beyond the Buzz, we unpack another busy week in financial regulation. We start with the FCA’s ban and £755,000 fine against a former wealth management director who continued advising on DB pension transfers without the required professional indemnity insurance and why the regulator says this was a serious failure of integrity. We also dive into the FCA’s latest Consumer Duty warning during the cost of living crisis, including what firms should be doing now to monitor outcomes, support vulnerable customers, and reassess fair value. Plus:  The FCA’s upcoming review of bereavement processes  Nikhil Rathi’s call for a more coordinated fight against financial crime  What the King’s Speech and the proposed “Enhancing Financial Services Bill” could mean for firms From accountability and affordability to regulatory reform, we break down the key developments and what they mean in practice for advisers and firms alike.

    7분

  8. 5월 15일

    Bereavement Reviews, Consumer Duty Pressures and AI Compliance in Focus

    Rachel Macrae and Vicky Pearce unpack another busy week in financial services regulation, covering the FCA’s upcoming bereavement review, new Regulatory Priorities returns, and growing scrutiny around vulnerable customer outcomes under Consumer Duty. They also discuss the ongoing debate around fair value assessments, recent enforcement action linked to unlawful financial promotions, and the importance of strong governance when using AI in regulated firms following the publication of their latest article in the PIMFA Journal.

    6분
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소개

Stay up to date with the latest in financial advisory and wealth management regulation. Each week, we break down key regulatory changes, compliance trends, and industry insights to keep you informed. Whether you're a financial adviser, wealth manager, or compliance manager, our expert analysis ensures you stay on top of the rules that matter. Tune in for clear, concise, and actionable updates - because compliance should never be an afterthought.

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  • 제작진
    Vicky Pearce, Rachel MacRae
  • 방송 연도
    2026년
  • 에피소드
    64
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    © 2026 B-Compliant Ltd