Beyond the Market

Anthony Cotter
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  • Investing
  • Updated Weekly

Wecome to Beyond the Market with Anthony Cotter. In this podcast we learn how to become a great investor, think and invest for the long term and ignore the short term noise in the market, news and social media.

  1. 2d ago

    Episode 65 - Why I stopped reading finance books

    In this episode of Beyond the Market, I talk about why I’ve stopped reading finance books. For years, almost everything I read was non-fiction, investing books, business books, self-help books and autobiographies. All of which are books types of books that I enjoy and some of those books have shaped the way I think about money, investing, compounding and long-term wealth building. But after reading finance books for well over a decade, I started to notice the same patterns repeating: Think long term. Control your emotions. Don’t panic. Don’t overtrade. Let compounding work. Avoid doing stupid things. All valuable lessons. But at some point, reading another investing book stops adding to your investing, just ends up being an ego boost or worse procrastination. I talk about some of the patterns that I see in investing books and how some of them are not worth the time to read let alone the paper they are printed on. Some of the books that have influenced me, including The Psychology of Money, The Joys of Compounding and Richer, Wiser, Happier. I also explain why I now read more fiction which has helped me understanding people, behaviour and emotions more and made me a better speaker, writer and thinker. If you have enjoyed this, make sure that you review it wherever you listen to your podcasts. Dont forget to follow @anthonycotterfinance on Instagram and TikTok.

    34 min

  2. Jun 22

    Episode 64 - How I really made my first £100k

    In this episode of Beyond The Market, I’m sharing exactly how I built my first £100,000 invested and why it took far longer than people might expect. This is not a story about finding the next Nvidia, making one brilliant stock pick, or becoming an overnight investing genius. It is a personal look at my real investing journey,, saving money, moving to London, using ready-made portfolios, sitting in too much cash, trying to pick individual stocks, and eventually learning that consistency beats complexity. I talk about the mistakes I made in my first 8 years of investing, including trading, letting ego drive decisions, waiting for certainty, and being good at saving but slow to actually put money to work. If you are a UK professional in your 30s or 40s, earning well but still wondering why you have not built a serious investment portfolio, this episode is to help you understand that you don't have to be perfect. The first £100,000 invested is not about brilliance. It is about behaviour, automation, patience, long-term investing, and building the habit of consistently investing your money before perfection becomes another excuse to delay. It is slower, duller, and more normal than social media usually suggests too.

    29 min

  3. Jun 15

    Episode 63 - The difference between professional finance and your investing. Professional finance is complex.

    When people hear “I work in finance”, they often assume that means one thing. It doesn’t. Finance is huge. Professional investing, investmnet banking, public markets, pensions, real estate, financial advice and accounting all sit under the same broad umbrella, but they are very different worlds. In this episode of Beyond The Market, I talk about the difference between professional finance and individual investing, and why the complexity of the professional world does not need to be copied by normal investors. Professionals are often trying to beat benchmarks, deploy large amounts of capital, manage risk, find mispriced assets and compete for other people’s money. That creates complexity. Individual investors are playing a different game. You do not need an investment committee, a financial model, a team of lawyers or a quarterly performance review to build wealth over time. In fact, individual investors have some powerful advantages: no client pressure, no benchmarking, no need to look clever, and the ability to invest consistently over decades. Professional finance can be complex because the problems are complex. Your investing does not need to be. Make sure you follow @anthonycotterfinance on TikTok and Instagram for more anti-hype investing content.

    29 min

  4. Jun 8

    Episode 62 - Why Investing Is Simple, But Not Easy

    Investing can be simple, but that does not mean it is easy. In this episode of Beyond the Market, I talk about why investing feels so difficult for normal people, not because buying an investment is necessarily complicated, but because the psychology behind it is hard. Most people want certainty before they invest. They want to know they are making the right decision, that they will not lose money, and that their investments will be enough for the future. But investing does not offer certainty. It involves risk, patience, doubt, delayed gratification and the ability to keep going when progress feels painfully slow. I also discuss why social comparison makes investing harder. When people around you are spending money on traditional shows of wealth such as houses, cars, clothes and holidays whilst, quietly investing for the long term can feel boring, invisible and unrewarding. But that is often where real wealth is built. If you are a high earner who is good with money but still feels unsure about investing or is investing and think that although you are keeping it simple it is hard, this episode will help you understand why . Follow Beyond the Market for more. Don't forget to follow @anthonycotterfinance on Instagram and TikTok for more

    25 min

  5. Jun 1

    Episode 61 - You probably don't have a rock bottom story, and that is perfectly normal

    Not every investing journey starts with some dramatic transformational story. In this episode of Beyond the Market, I talk about why the most relatable investing stories are often the least dramatic. I have been investing for over 15 years, worked in finance for over 10, and built a multiple six-figure investment portfolio, but I have never had a huge financial transformation moment. No bankruptcy.No spending addiction.No dramatic debt payoff story. But that does not mean there were no mistakes. There have been many such as thinking I needed to invest into individual stocks or over thinking investments. But what I have noticed is that sometimes online it can feel that everyone has a transformational story and if you don't have this it can feel like you have nothing to say or do and stuck in this middle ground. To me makes content more relatable because most of us are in the same situation. That can often be holding you back, not bad enough to do something about your situation. Follow @anthonycotterfinance on Instagram / TikTok for more on long-term investing and how to grow your wealth.

    21 min

  6. May 25

    Episode 60 - Why Stock Picking Is Probably a Waste of Your Time

    In this episode, I’m talking about why most people probably don’t have the time to properly invest in individual stocks. Stock picking sounds exciting. You imagine finding the next Nvidia, buying Bitcoin early, or becoming the next Warren Buffett. But doing it properly takes serious time, research and discipline. You need to understand the company, its accounts, competitors, valuation, risks and whether the price actually makes sense. And the data shows how hard this really is. Most professional fund managers fail to outperform the market after fees. In 2024, 65% of active large-cap US equity funds underperformed the S&P 500, and over the 10 years to June 2025, only 8% of active US large-cap funds reportedly beat the average market. So if professionals struggle to beat the market, is spending your limited free time researching individual stocks really the best use of your energy? I also talk about why I personally hold a large part of my portfolio in ETFs, why simple diversified investing is often the better route, and why investing should help you build freedom, and not becoming another stressful job. This episode is for anyone who wants to invest, build wealth, and make smarter long-term decisions without overcomplicating the process. If you enjoyed this episode, make sure that you follow @anthonycotterfinance on Instagram and Spotify

    27 min

  7. May 18

    Episode 59 - Why online investment calculators are wrong, but that is fine.

    You’ve probably seen the example: invest £500 per month into a diversified fund for 30 years at 7% and you could end up with over £600,000. The maths is technically right. But the way most people interpret it is wrong. In this episode, I break down the problem with online investment calculators, why inflation changes the way you should think about future portfolio values, and why £600,000 in 30 years is not the same as £600,000 today. I cover the different types of returns between nominaland inflation adjusted , why simply knocking inflation off your expected return can create confusion, and why a flat monthly investment is very different from an inflation adjusted one. But this is not an argument against investing. It is the opposite. The goal is not to obsess over perfect forecasts. The goal is to understand the direction of travel, start compounding, and build towards meaningful milestones like your first £100k invested. Because while the calculators are imperfect, the bigger mistake is using complexity as another excuse to do nothing. For UK professionals who know they should be investing but keep waiting for the “right” moment, this episode will help you think more clearly about long-term wealth, inflation, and why starting still matters. Make sure that you follow @anthonycotterfinance on Instagram and TikTok.

    26 min

  8. May 11

    Episode 58 - I was a victim of financial fraud

    I recently became the victim of financial fraud. I would say that I’m sensible with money. I know where my money is going, and how much I should have in my bank accounts. So when I spotted an unknown £900 transaction on my credit card, I was shocked and did all I could to get it back. In this episode, I talk through exactly what happened, from the moment I realised the money was taken which lead to a failed card transaction at a train station. I also explain the frustrating process of reporting it to the bank and how I fought my case to get the money back. Whilst this is a frustrating, stressful and annoying experience for me, it is a reminder that financial fraud can happen to anyone, in completely normal situations, when you least expect it.

    24 min
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About

Wecome to Beyond the Market with Anthony Cotter. In this podcast we learn how to become a great investor, think and invest for the long term and ignore the short term noise in the market, news and social media.

Information

  • Creator
    Anthony Cotter
  • Years Active
    2025 - 2026
  • Episodes
    65
  • Rating
    Clean
  • Copyright
    © Anthony Cotter
  • Show Website
    Beyond the Market