Beyond the Paycheck

Aura Finance

Beyond the Paycheck brings you candid conversations with CHROs and top people leaders who are rethinking how compensation and benefits impact more than just employee bank accounts. From the first paycheck to financial wellness programs, we explore how money shapes identity, equity, purpose, and power at work, and how forward-thinking companies are using pay and perks to transform lives, not just attract talent. This podcast is sponsored by Aura Finance, the financial wellness platform designed to help employees feel confident, secure, and in control of their money. See more at aurafinance.io

  1. 1d ago

    What 50% benefits renewals mean for your paycheck

    SummaryWhat happens when benefits renewal costs rise 15% to 50% while wages rise 3%? In this episode of Beyond the Paycheck, host Kelsey Willock Jones sits down with Chuck Heaton, Vice President of Human Resources and Chief Compliance Officer at Perma-Pipe, to talk about the "Armageddon year" brokers are warning about and whether it marks the beginning of the end of company-provided benefits. Drawing on more than 30 years in HR across textiles, retail, oil and gas, and manufacturing, Chuck shares why payroll errors are same-day emergencies for people living paycheck to paycheck, why the spouse or partner is often the real benefits decision maker at open enrollment, how a total rewards transparency play won a union over to company benefits, and what fiduciary responsibility really means for employees' retirement money. A candid conversation for HR, benefits, and finance leaders navigating the toughest renewal cycle in decades. Chapters 00:00 Welcome and Chuck's path through 30 years of HR 03:05 A first paycheck at Shaw Industries and where the money went 05:00 Payroll errors are same day emergencies 06:55 The spouse is often the real benefits decision maker 07:45 Supporting the whole person without wasting benefits spend 09:30 The total rewards play that won over a union 12:05 The benefits Armageddon: renewals up 15 to 50% 15:35 Fully insured, self insured, and the stop loss squeeze 16:55 Financial wellbeing and a company's fiduciary duty 21:10 Staying current with brokers and peer networks Takeaways Benefits renewal costs are rising 15% to 50% this year while US wage increases sit around 3 to 3.5%, and the usual fixes of switching carriers and raising deductibles are running out of road. Payroll errors are same-day emergencies, not next-cycle fixes, because employees living paycheck to paycheck face immediate rent, mortgage, and late-fee consequences. The spouse or partner is often the real benefits decision maker, so open enrollment communication should reach the household through home mailers and sessions partners can attend. Total rewards transparency changes behavior: showing employees exactly what the company spends on their benefits won a union over to company coverage. Companies carry a true fiduciary responsibility for retirement money, from lowering 401(k) fees to educating employees on the real cost of loans and hardship withdrawals. Connect with the GuestLinkedIn: https://www.linkedin.com/in/chuckheaton/Website: https://www.permapipe.com Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    What 50% benefits renewals mean for your paycheck
  2. 6d ago

    What a culture program did that a 10% raise for 100,000 workers couldn't

    Summary How do you make a case for people programs when the spreadsheet won't back you up? In this episode of Beyond the Paycheck, host Kelsey Willock Jones talks with Kyle Taylor, Head of HR at Revature, about the one word definition of strategy he brings to every compensation conversation, the pendulum effect that quietly teaches employees to stop reading their own bonus plan, and what DHL funded that most companies only talk about. Taylor shares how DHL tied employee survey scores to every people leader's incentive plan, how a culture program did what a 10 percent raise across 100,000 frontline workers could not, and why he plants a flag with a pivot condition instead of asking for an open ended budget. Along the way: the paper route that never paid, the escalation committee for employees with no local advocate, and the AI shift he thinks HR leaders are least prepared for. A conversation for HR and total rewards leaders who have to sell an investment before they can prove it. Chapters 00:00 Introduction, Revature, and the hire, train, deploy model 02:30 A paper route, a missing paycheck, and a lesson in getting it in writing 03:45 Strategy is tradeoffs, and most comp decisions hide them 05:05 The escalation committee for associates who fall through the cracks 07:15 What DHL got right, employee survey scores in every manager's bonus 09:00 Teaching 100,000 people why the package matters 11:30 Making the case for engagement when the spreadsheet won't 14:25 The bonus pendulum and the seven goal trap 17:55 Financial wellbeing at the individual and population level 20:30 The AI manifesto and the shift HR isn't ready for Takeaways -Strategy is just tradeoffs, and the job of HR in a compensation conversation is to make those tradeoffs visible so the decision gets made eyes open rather than by instinct. -Bonus plans swing on a pendulum, from revenue to gross profit to contribution and back, and from two big KPIs to seven small ones, until the plan stops moving the needle entirely. -The real cost of an annually shifting bonus plan is not plan design, it is that employees learn to tune out, and compensation feels personal in a way that other policy does not. -DHL made employee survey scores part of the incentive plan for every leader with direct reports, which turned engagement results from an unread report into something leaders competed over. -Ask for a bounded bet instead of a belief system: set provable assumptions, plant a flag on what improvement looks like, and commit to pivoting if it does not land. Connect with the Guest LinkedIn: https://www.linkedin.com/in/kyletaylor-1/ Website: https://www.revature.com Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    What a culture program did that a 10% raise for 100,000 workers couldn't
  3. Sep 1

    The Game Boy rule: how DaBella teaches delayed gratification at work

    Summary Jeremy Stick, CHRO at DaBella, joins host Kelsey Willock Jones on Beyond the Paycheck to trace a line from his first paycheck, $2.35 an hour washing dishes in a junior high cafeteria, to the way he builds benefits education and development strategy for twenty six hundred employees across twenty eight states. The conversation covers why he trains people so they can leave and then treats them well enough to stay, how he uses regrettable turnover to make the financial case for people programs when the spreadsheet does not obviously support it, and why the moment someone gets a raise is the single best moment to talk to them about money. Along the way he unpacks how he takes the fear out of high deductible plans and HSAs with a simple Excel breakdown, a wellness program that went sideways, and why he thinks the return to office shift is going to trigger a talent war most HR leaders are underestimating. Built for CHROs, HR leaders, and total rewards teams who want practical language for defending people investments and teaching financial wellness in a workforce focused on right now. Chapters 00:00 Introduction 00:42 Meet Jeremy Stick, CHRO at DaBella 01:52 The first paycheck and the first Game Boy 02:53 Why delayed gratification drives benefits education 04:11 Stumbling into HR from educational psychology 06:02 Train them so they can leave 07:02 Measuring regrettable turnover 09:14 A wellness program that spiraled 11:10 Taking the fear out of HSAs and 401(k)s 13:56 Lifestyle creep and the raise conversation 16:20 The return to office shift 19:12 My name is Jeremy, not HR Takeaways -Train and develop people so they could leave, then treat them well enough that they stay, and call it a graduation when the next step genuinely is not available internally. -Track regrettable turnover as its own line, then price the six month lag of three months to backfill plus three months to ramp, including the load it shifts onto remaining employees. -Take the emotion out of benefits by showing the math, breaking down premiums, a worst case out of pocket cost, HSA contributions, and tax deferment in a simple spreadsheet. -Catch employees at the raise, because the highest leverage financial advice is to keep spending where it was rather than scaling it to the new salary. -A 401(k) is a time horizon problem before it is a knowledge problem, so frame it as the Game Boy later instead of the candy now. Connect with the Guest LinkedIn: https://www.linkedin.com/in/jeremystick/ Website: https://www.dabella.us Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    The Game Boy rule: how DaBella teaches delayed gratification at work
  4. Aug 27

    Start With a Smile: Why Saving $2,000 on an Offer Costs You More

    Summary What if the most valuable benefit in your package is the one without a line item? In this episode of Beyond the Paycheck, host Kelsey Willock Jones sits down with Robert Lazenby, Senior Director of Total Rewards at Hays, to explore why flexibility beats richer perks, why financial stress is a business issue disguised as a personal issue, and why the next decade of benefits belongs to healthcare savers rather than healthcare consumers. Bob shares his path from frontline sales to total rewards, the story of a denied healthcare bill stuck to an employee's refrigerator, and how Hays is using HSAs, auto-enrollment, and year-round communication to build real financial security. A candid conversation for HR and total rewards leaders rethinking what support for the whole person actually means. Chapters 00:00 Welcome and introduction 01:45 From frontline sales to total rewards 03:05 First paycheck and a first lesson in money 04:15 Start them with a smile 06:15 Flexibility as the most valuable benefit 10:15 A wellbeing experiment that backfired 13:10 Financial stress as a business issue 15:50 HSAs and financial education at Hays 17:55 The shift to healthcare savers 20:15 Final thoughts beyond the paycheck Takeaways -Flexibility is one of the most valuable benefits an organization can offer because it gives employees more capacity in their lives without adding cost to the business. -Financial stress is a business issue disguised as a personal issue, affecting engagement, productivity, retention, and wellbeing. -HSAs are among the most underutilized and least understood financial vehicles, especially for younger workers, and can build long-term wealth when funded early and invested. -The next five to 10 years will bring a shift toward helping employees become healthcare savers rather than just healthcare consumers as traditional plan costs become unsustainable. -Year-round communication, auto-enrollment, and easy enrollment are what turn benefits from November decisions into tools employees actually use. Connect with the Guest LinkedIn: https://www.linkedin.com/in/boblazenby03/ Website: https://www.hays.com Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    Start With a Smile: Why Saving $2,000 on an Offer Costs You More
  5. Aug 25

    When the Best Benefits Can't Be Justified by a Spreadsheet

    Summary What do you do when the best benefits can't be justified by a spreadsheet? In this episode of Beyond the Paycheck, host Kelsey Willock Jones talks with Ann Meyers Piccirillo, CHRO of JDA TSG, about growing a company from 100 to 13,000 employees and building benefits for a workforce most benefits systems forget. Ann shares her case for strategic ROI alongside quantitative ROI, told through the surprise success of grandparent leave; the concierge healthcare experiment that went unused for two years and what its failure revealed about what employees really want; and the cafeteria-style healthcare plan she's building for seasonal workers, anchored in telehealth. A conversation for HR and benefits leaders who want to design for the people they actually employ. Chapters 00:00 Introduction and meet Ann Meyers Piccirillo 01:45 A paper route and a first paycheck spent on candy 03:30 Opening doors for a seasonal workforce 06:45 Telehealth and building a cafeteria plan 09:45 Grandparent leave and meeting people where they are 12:00 Strategic ROI vs the spreadsheet 14:45 The benefits experiment nobody used 18:15 Positioning back office teams as revenue drivers 21:45 AI as a coworker, people as the differentiator 25:15 Tap yourself: don't wait for permission Takeaways -Strategic ROI belongs alongside quantitative ROI: benefits like grandparent leave cost money and return nothing measurable, yet convert into productivity, loyalty, and referrals over time. -Fight for the benefits you believe in before the financial return shows up, because strategic return translates into financial return. -A concierge discount healthcare package went essentially unused for two years because employees didn't want to be their own benefits broker; they wanted a traditional, trusted network model. -Negative feedback is the clearest signal you'll get: people speak up loudly about what they don't like, and that clarity is shaping the next iteration of the benefits plan. -For seasonal and hourly workers locked out of traditional coverage, a cafeteria-style plan anchored in telehealth plus validated point solutions can close the healthcare gap. Connect with the Guest LinkedIn: https://www.linkedin.com/in/annpiccirillo/ Website: https://www.jdatsg.com Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    When the Best Benefits Can't Be Justified by a Spreadsheet
  6. Aug 20

    The $20 Million Benefits Investment Employees Forgot in a Year

    SummaryWhat do employees actually need from their rewards package? In this episode of Beyond the Paycheck, host Kelsey Willock Jones talks with Eric Gutierrez, VP of Total Rewards at Point B, about why total rewards leaders should stop tinkering with programs and start managing the overall work experience, the $20 million healthcare premium investment whose most lasting return came from leaders rather than employees, and his controversial take on the financial wellness industry: budgeting programs are cute, but what people need is a living wage that keeps up with inflation. Along the way: the war for DNA-role talent that never pauses, return on employee sentiment as a companion to financial ROI, and the psychological shift coming as AI moves from tool to collaborator. A conversation for HR and total rewards leaders who want benefits people actually feel. Chapters 00:00 Introduction and meet Eric Gutierrez 02:45 Inside Point B and the consulting transformation 04:15 Band camp, a Chevy Camaro, and a first paycheck 05:40 A meritocracy worldview and controlling your destiny 07:30 The war for talent and protecting DNA roles 10:10 Beyond programs: the work environment as the value proposition 12:55 Return on employee sentiment vs the spreadsheet 14:30 The $20 million healthcare premium investment 17:05 The financial wellness hot take: a living wage first 20:35 The AI shift HR isn't ready for Takeaways -Once pay passes a threshold, culture, challenging work, and a path for advancement matter as much as comp and benefits, yet in too many companies the work environment happens by accident. -Return on employee sentiment belongs alongside financial ROI when making the case for people investments the spreadsheet can't obviously support. -A $20 million healthcare premium investment at a thin-margin firm was forgotten by employees within a year, but leaders retold the story for years, proving that costly people decisions pay out in lasting lore. -Financial wellness training is no substitute for a living wage: if grocery bills outpace paychecks, budgeting classes and 401(k) education don't matter. -Even in an employer-friendly market, the war for a company's DNA roles never pauses; rest on your laurels and you'll be chasing that talent externally even more. Connect with the GuestLinkedIn: https://www.linkedin.com/in/ergutierrez/Website: https://www.pointb.com Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    The $20 Million Benefits Investment Employees Forgot in a Year
  7. Aug 18

    The Financial Wellness Pilot That Cut Turnover From 50% to 14%

    SummaryWhat does it take to keep frontline employees past their first year? In this episode of Beyond the Paycheck, host Kelsey Willock Jones talks with Catherine Johnson, EVP and Chief People Officer at Travis Credit Union, about the financial wellness pilot that helped cut first-year frontline turnover from 50% to 14%, how she won leadership approval by framing HR investments the way the business tests new products, and why the one size fits all benefits catalog is headed for extinction. Along the way: the $5,250 tuition benefit nobody used until bandwidth entered the plan, dependent care that now spans children and aging parents, and the case for letting employees curate benefits to their stage of life. A conversation for HR and total rewards leaders building benefits people actually feel. Chapters 00:00 Introduction and meet Catherine Johnson 02:00 Inside Travis Credit Union's workforce 03:15 A paper route, a bicycle, and the meaning of a paycheck 05:00 Supporting the whole employee at Travis 08:15 Where companies fall short on benefits 10:15 The financial wellness pilot that contributed to lower turnover from 50% - 14%. 12:30 Pitching HR investments like product tests 13:05 The $5,250 tuition benefit nobody used 15:15 Staying current and listening for unexpected benefits 17:05 The personalized benefits shift HR isn't ready for Takeaways A financial wellness pilot built on two hypotheses, that cared-for employees stay and that employees who trust the tool serve members better, helping cut first-year frontline turnover from 50% to 14%.Framing HR investments the way the business already tests products, pilot in one market and then make a go or no go call, is what finally won leadership approval.A benefit without bandwidth is a flop: tuition reimbursement jumped from $250 to $5,250 and usage still fell to zero until Travis started planning learning time into the workday.The annual one size fits all benefits catalog assumes every benefit holds the same value for every employee; life-stage curation, from elder care to pet bereavement leave, is the next shift.Listening channels beat headlines: twice-yearly employee benefit surveys and a Northern California credit union rewards network surface needs that never make the news. Connect with the GuestLinkedIn: https://www.linkedin.com/in/cjohnson5/Website: https://www.traviscu.org Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    The Financial Wellness Pilot That Cut Turnover From 50% to 14%
  8. Aug 13

    Benefits Are Table Stakes, Education Is the Differentiator

    SummaryWhat happens when AI runs more of HR than people do? In this episode of Beyond the Paycheck, host Kelsey Willock Jones sits down with Kelsey Browning, VP of People Operations at Invisible Technologies, who has spent 12 years practicing full stack HR at tech companies in moments of change. Kelsey explains why benefits are table stakes rather than a differentiator, why most employees don't understand the benefits they already have, and how she maps the employee lifecycle like a customer lifecycle to find the moments that matter. Then she looks ahead to the leaner, AI-powered HR team built around generalists with many specialties, and raises the questions nobody has answered yet: how do you compensate someone doing the job of five people, who's accountable when the AI is wrong, and how will the next generation of specialists ever get built? A sharp, practical conversation for HR, people ops, and total rewards leaders navigating the AI transition. Chapters 00:00 Welcome to Beyond the Paycheck 00:45 Kelsey's path through full stack HR 02:00 A Best Buy first job and a first paycheck saved in a CD 04:45 Start with the employee value proposition 06:25 Benefits are table stakes 07:30 White glove moments only small companies can deliver 08:40 Mapping the employee lifecycle for moments that matter 10:30 Making the case when the spreadsheet says no 13:30 A benefits rollout that went sideways 19:05 The AI generalist and the accountability question Takeaways -Benefits are table stakes, not a differentiator. Most employees are not educated about the benefits they already have, so education often beats expansion. -Map the employee lifecycle the way you'd map a customer lifecycle, then invest in the moments that matter. Your demographics tell you where those moments will be. -Smaller companies win on white glove care: handling edge cases directly with the broker instead of routing people through tickets and multi-day waits. -AI is pushing HR toward lean teams of generalists with many specialties, a profile that is rare, hard to develop, and even harder to compensate fairly. -Before automating HR work, decide who is accountable when the AI is wrong, and remember that removing entry-level work removes the path the next generation needs to build specialties. Connect with the Guest LinkedIn: https://www.linkedin.com/in/kelseybrowning/Website: https://www.invisibletech.ai Sponsor Aura Finance helps you simplify compensation and benefits planning by bringing everything into one streamlined platform. No more juggling spreadsheets, disconnected tools, or manual calculations—Aura gives you a single place to design, compare, and communicate total rewards packages with confidence. With AI-powered insights, it takes the guesswork and busywork out of comp decisions, helps you spot pay equity gaps early, and makes it easy to model scenarios that keep your teams engaged and your budgets on track. See a demo at https://www.aurafinance.com/

    Benefits Are Table Stakes, Education Is the Differentiator

Ratings & Reviews

5
out of 5
11 Ratings

About

Beyond the Paycheck brings you candid conversations with CHROs and top people leaders who are rethinking how compensation and benefits impact more than just employee bank accounts. From the first paycheck to financial wellness programs, we explore how money shapes identity, equity, purpose, and power at work, and how forward-thinking companies are using pay and perks to transform lives, not just attract talent. This podcast is sponsored by Aura Finance, the financial wellness platform designed to help employees feel confident, secure, and in control of their money. See more at aurafinance.io