Bringing It Home with KHC Kentucky Housing Corporation

The staff at Prost Mortgage Group has amassed nearly four decades of experience helping families buy homes with FHA, VA, rural housing, and other loans. Ken Prost, the firm's principal mortgage advocate, has been a regular at the KHC Top Producer Awards, taking home the Top Lender and Top MCC Lender in 2023.
For this episode, we visited the Prost Mortgage Group office to speak with Ken Prost, Brach Manager Danielle Prost, and Loan Officer Becky Astaiza about the state of affordable housing in Northern Kentucky, opportunities for homebuyers, and their outreach to the Hispanic community.

Kentucky Housing Corporation (KHC) administers two programs for the Commonwealth designed to keep Kentuckians housed. The Eviction Diversion Program (EDP) helps eligible renters with an active eviction case avoid homelessness by providing back rent or access to alternative housing. The Homeowner Assistance Fund (HOAF) helps eligible homeowners avoid homelessness by providing assistance for up to six months of missed mortgage payments or payments for utilities. So far, KHC has allocated over $34 million from HOAF. EDP began earlier this year.
In this episode of Bringing It Home, we speak with the two people at KHC responsible for administering the programs: EDP Program Manager Christine Amburgey and HOAF Program Manager Miranda Cornish.
We also speak with Libby Ludwig of Apprisen, a nonprofit financial services organization that helps homeowners navigate HOAF and work their way back to financial freedom.

Kentucky Housing Corporation (KHC) serves Kentucky homebuyers with a variety of loan products, down payment assistance, closing cost grants, excellent customer service, and more. In this episode, we speak with two veteran real estate professionals who have worked with these and other KHC products: Cheryl Johnson from eXp Realty and Marcia Duncan from Homepage Realty. We discuss the challenges and opportunities facing homeowners in 2024.

For the past two years, KHC and the West Virginia Coalition to End Homelessness (WVCEH) have hosted an annual summit on preventing and ending rural homelessness. The Summit is a unique and collaborative training week for providers in the KY and WV Balance of State Continuums of Care, providing members with the opportunity to network among peers, ask questions of the experts, explore and refine leadership skills in the space of ending homelessness, and engage in meaningful, solution-driven conversations.
In this episode, we speak with Kenzie Strubank from KHC and Amanda Sisson from the West Virginia Coalition to End Homelessness about the Summit and their partnership and the impact of the summit. We also speak with two attendees about their experience at the event.

Recovery Kentucky was created to help Kentuckians recover from substance abuse, which often leads to chronic homelessness. There are 13 Recovery Kentucky centers across the Commonwealth. They are in Bowling Green, Campbellsville, Erlanger, Florence, Grayson, Harlan, Henderson, Hopkinsville, Owensboro, Paducah, Richmond, Somerset, and Knott County. These centers provide housing and recovery services for up to 2,000 Kentuckians across the state.
In this episode, we speak with Mike Townsend, who oversees the Recovery Kentucky program for Kentucky Housing Corporation (KHC), and Stephanie McCarty, director of recovery services at the Women's Additions Recovery Manor (WARM) in Henderson, about the program's history, philosophy, and impact.

Each year, KHC and partners across the state conduct the K-Count, a census of persons experiencing homelessness on a single night in January. The U.S. Department of Housing and Urban Development (HUD) requires this count to demonstrate the need for resources for housing and services for homeless persons in each community.
In this episode, we spoke with Shaye Rabold, Continuum of Care (CoC) planning and technical administrator at KHC, and Beverly Isom, supportive services director at KCEOC, to better understand the K-Count and how and why it is carried out across the Commonwealth.