Business & Exit Planning Simplified

Joe Curry
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The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose.

  1. FEB 3

    Ep 20: Why Most Business Owners Overestimate Their Exit. How to Avoid a Costly Wake-Up Call

    Many business owners assume their business sale will fund retirement—but most overestimate what their business is actually worth. In this episode of Business and Exit Planning Simplified, Joe Curry explains why 80% of businesses never sell, the real drivers of business value, and how exit planning must be integrated with retirement income planning to avoid costly surprises. ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe/ Website: https://matthewsandassociates.ca/business-owners/ Website: https://www.retirementplanningsimplified.ca/ ABOUT BUSINESS & EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose. DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

    13 min

  2. JAN 20

    Ep 19: The Five Ds: Why Most Business Owners Exit Before They’re Ready

    Most business owners don’t plan to exit suddenly — but life often has other plans. In this episode, Joe Curry breaks down the Five Ds of exit planning and explains how divorce, disagreement, disability, distress, and death can force unplanned exits if you’re not prepared. RESOURCES Exit Planning Institute Blog: How to Protect Your Business from the 5 D’s – you can find the link to download the 5 D’s infographic at the bottom of this blog post Exit Planning Basics for Business Owners https://retirementplanningsimplified.ca/blog Explore Joe’s Previous Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business Value Ep 10: How Clean Financials Boost Business Value and Improve Exit TermsEp 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth PotentialEp 12: Reducing Dependency Risk to Maximize Business Value and Attract BuyersEp 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is WorthEp 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business ValuationEp 15: Monopoly Control: How to Carve Out a Niche So Strong You Can Set the PriceEp 16: How to Boost Business Value Through Client Loyalty and FeedbackEp 17: Why Owner Independence Is the Key to a Sellable Business | Hub & Spoke Explained ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit...

    9 min

  3. JAN 6

    Ep 18: The Three Legs of Exit Planning: Business, Personal, and Financial

    A successful business exit takes more than a great sale price. In this episode, Joe Curry explains the three critical legs of exit planning—business readiness, personal readiness, and financial readiness—and why overlooking any one of them can derail your retirement. Learn how to exit your business with confidence, clarity, and purpose. Resources True Wealth Roadmap™ Process – Aligning business exit proceeds with retirement income and legacy goals Retirement Planning Simplified Podcast Blog – Related insights from Joe’s retirement focused podcast Explore Joe’s Previous Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business Value: Ep 10: How Clean Financials Boost Business Value and Improve Exit TermsEp 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth PotentialEp 12: Reducing Dependency Risk to Maximize Business Value and Attract BuyersEp 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is WorthEp 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business ValuationEp 15: Monopoly Control: How to Carve Out a Niche So Strong You Can Set the PriceEp 16: How to Boost Business Value Through Client Loyalty and FeedbackEp 17: Why Owner Independence Is the Key to a Sellable Business | Hub & Spoke Explained ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified...

    9 min

  4. 12/23/2025

    Ep 17: Why Owner Independence Is the Key to a Sellable Business | Hub & Spoke Explained

    In this final episode of the Eight Drivers of Business Value series, Joe Curry explains why the hub and spoke model is one of the biggest threats to business value and exit success. Learn how reducing owner dependence can increase valuation, reduce buyer risk, and create a business that’s easier — and more enjoyable — to run. Resources Traction by Gino WickmanEight Drivers of Business Value eBook - available by request via info@retirementplanningsimplified.caExplore Joe’s Previous Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business ValueEp 10: How Clean Financials Boost Business Value and Improve Exit TermsEp 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth PotentialEp 12: Reducing Dependency Risk to Maximize Business Value and Attract BuyersEp 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is WorthEp 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business ValuationEp 15: Monopoly Control: How to Carve Out a Niche So Strong You Can Set the PriceEp 16: How to Boost Business Value Through Client Loyalty and Feedback ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about...

    13 min

  5. 12/09/2025

    Ep 16: How to Boost Business Value Through Client Loyalty and Feedback

    Customer satisfaction isn’t just good business — it’s a core driver of company value when you eventually exit. In this episode, Joe Curry breaks down how loyal, engaged clients make your business more transferable, why buyers rely on data (not assumptions), and what simple systems you can put in place today to increase your valuation. Resources ·  Learn more about The Value Builder System and its eight key drivers of company value ·  Explore Joe’s Previous Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business Value Ep 10: How Clean Financials Boost Business Value and Improve Exit TermsEp 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth PotentialEp 12: Reducing Dependency Risk to Maximize Business Value and Attract BuyersEp 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is WorthEp 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business ValuationEp 15: Monopoly Control: How to Carve Out a Niche So Strong You Can Set the Price   ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe/ Website: https://matthewsandassociates.ca/business-owners/ Website: https://www.retirementplanningsimplified.ca/   ABOUT BUSINESS & EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching...

    14 min

  6. 11/25/2025

    Ep 15: Monopoly Control: How to Carve Out a Niche So Strong You Can Set the Price

    In this episode, Joe Curry breaks down how business owners can achieve monopoly control—not by eliminating competition, but by becoming the only obvious choice for their ideal clients. Learn how narrowing your focus, deepening your expertise, and creating an integrated client experience can help you command premium pricing, improve margins, and grow your company’s value before exit. Key Takeaways Monopoly control isn’t about having no competition — it’s about being the only logical choice for your target clients because of your unique positioning and value. Specialization creates pricing power. When you go deep into a niche, you stop competing on price and start setting it. Build systems and intellectual property that make your process hard to replicate and your business indispensable to clients. Integrated client experiences create dependency. Make your services so valuable and embedded that switching feels like a downgrade. The result is higher EBITDA and valuation. By tightening your focus and strengthening your moat, you increase both profit and buyer appeal. Resources Learn more about The Value Builder System and its eight key drivers of company valueExplore Joe’s Previous Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business Value: Ep 10: How Clean Financials Boost Business Value and Improve Exit Terms Ep 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth Potential Ep 12: Reducing Dependency Risk to Maximize Business Value and Attract Buyers Ep 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is Worth Ep 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business Valuation ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe/ Website: https://matthewsandassociates.ca/business-owners/ Website: a href="https://www.retirementplanningsimplified.ca/" rel="noopener noreferrer"...

    7 min

  7. 11/11/2025

    Ep 14: The Power of Predictability: Why Recurring Revenue Drives Higher Business Valuation

    Most business owners focus on top-line sales — but buyers care about predictability. In this episode of Business & Exit Planning Simplified, Joe Curry breaks down why recurring revenue is one of the eight key drivers of a valuable business and how even service-based companies can create stable, dependable income streams that boost both business value and peace of mind. Key Takeaways Predictable income increases business value. Buyers pay more for businesses with stable, recurring cash flow because it reduces risk and signals reliability. Recurring revenue isn’t just for tech companies. From cleaning services to barbershops, any service business can build repeat income with creativity. Memberships and subscriptions drive loyalty. Regular, ongoing customer relationships smooth revenue and strengthen retention. Simple shifts make a big difference. Retainer models or maintenance contracts can transform one-time sales into sustainable income streams. It’s not just about selling someday. Predictable revenue makes running your business easier, less stressful, and more resilient — whether you sell or keep it.   Resources Matthews + Associates Business Owner Advisory ServicesPrevious Business & Exit Planning Simplified Podcast Episodes on the 8 Key Drivers of Business ValueEp 10: How Clean Financials Boost Business Value and Improve Exit Terms Ep 11: Boosting Your Company’s Valuation: Strategies for Highlighting Growth PotentialEp 12: Reducing Dependency Risk to Maximize Business Value and Attract BuyersEp 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is Worth ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified Podcast, and the Your Retirement Planning Simplified Podcast and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe/ Website: https://matthewsandassociates.ca/business-owners/ Website: a href="https://www.retirementplanningsimplified.ca/" rel="noopener noreferrer"...

    7 min

  8. 10/28/2025

    Ep 13: The Valuation Teeter Totter: How Working Capital Impacts What Your Business Is Worth

    In this episode of Business & Exit Planning Simplified, Joe Curry breaks down the “valuation teeter-totter” — a simple but powerful concept showing how your business’s cash requirements directly impact its value. Learn three practical strategies to free up working capital, improve cash flow, and make your company more attractive to buyers when planning your business exit. KEY TAKEAWAYS Understand the Valuation Teeter-Totter: The more cash your business needs to operate day to day, the less it’s worth to potential buyers — and vice versa. Accelerate Receivables: Get paid faster for the value you deliver. Introducing deposits, strategy fees, or retainers can improve cash flow and strengthen client relationships. Extend Payables: Negotiate longer payment terms with vendors to preserve your working capital without damaging key relationships. Optimize Inventory: For product-based businesses, reduce excess stock and align ordering cycles with real demand to free up tied capital. Boost Business Value Before Exit: Simple cash flow improvements can significantly increase your company’s valuation and make it more appealing to serious buyers. CALL TO ACTION Book: Money Models by Alex Hormozi — frameworks for building cash flow and pricing structures. The first 20 listeners can request a free copy of Money Models by emailing info@retirementplanningsimplified.ca ABOUT JOE CURRY Joe Curry is the host of Business and Exit Planning Simplified podcast, and Your Retirement Planning Simplified podcast, and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe/ Website: https://matthewsandassociates.ca/vsl/ Website: https://www.retirementplanningsimplified.ca/ ABOUT BUSINESS & EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose.   DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not...

    9 min
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The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose.

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