Rentvesting

Steve Williams

Ready to dive into rentvesting & property investing? Visit wpropertyadvisory.com.au to start your journey today.Join host Steve Williams on "Rentvesting" - as he discusses getting on the property ladder and property investment options in Australia. Each episode delivers actionable strategies and insider knowledge for Australians looking to buy property - in particular 'rentvesting' strategies.Steve and expert guests share real-world insights, market analysis, and step-by-step guidance to help you transition from an uncertain beginner to a confident property buyer.Subscribe to stay up to date with the latest.

  1. 08/21/2025

    Australian Housing Crisis 2025: 7 Real Solutions for First Home Buyers

    If you're drowning in the Australian housing affordability crisis, watching house prices in Australia soar while your deposit savings barely move, you're not alone. For first home buyers in Australia, the market has never been tougher. With dwelling values now 8x the average income, mortgage repayments consuming 50% of household earnings, and rent taking up 33% - the dream of owning property feels out of reach. This episode breaks down the harsh reality with data that will shock you. But it’s not all doom and gloom. I also share seven actionable strategies that real first home buyers are using right now to get into the Australian property market faster - including: ✔️ The guarantor loan strategy that doesn’t require upfront family cash ✔️ The First Home Guarantee Scheme and key changes coming January 2026 ✔️ How rentvesting can help you buy where you can afford - and live where you love ✔️ Why changing your expectations (not your dreams) can open more doors ✔️ Leveraging spare rooms to improve cash flow and meet mortgage commitments ✔️ Co-buying with friends or family - and what you need to know legally ✔️ Tips on cutting expenses or increasing income to save faster and borrow more Whether you're trying to figure out how to buy your first home, looking into government grants for first home buyers, or considering rentvesting as a strategy - this episode is packed with real-world advice based on current market data and years of experience helping buyers like you. Key Points 00:00:00 Housing Crisis Reality 00:01:20 The Data 00:02:20 Affordability Metrics 00:04:00 Supply Shortage 00:05:20 Population Growth Impact 00:06:40 Household Size Changes 00:08:00 Seven Solutions 00:09:20 Rentvesting Option 00:10:40 Joining Forces 00:11:40 Final Recommendations Stop waiting for a crash that isn’t coming. Learn how to get into the property market - even if you thought it was impossible. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    13 min
  2. 07/25/2025

    Are Buyers Agents Worth It? (Do You REALLY Need one?)

    What is a buyers agent… what does a buyers agent do… and is a buyers agent WORTH IT? Property expert Steve Williams steps outside his role as a buyers agent to give you the answer to these questions and more. Having spoken to hundreds and hundreds of skeptical and worried buyers, Steve lays out the real problems that a buyers agents can solve. And when a buyers agent may or may not make sense for you. He also shares a cautionary tale from his 20s - how a simple mistake cost him $300–$400 a week for over a decade with minimal growth. Whether you’re a first-time buyer, time-poor professional, or someone spinning your wheels in the current property market, this episode helps you decide: 👉 Should you pay for a buyers agent? 👉 What do buyers agents actually bring? 👉 And how do you choose the right buyer’s agent for your goals and budget? Key Points 00:00:00 Is it worth it? 00:01:00 Common buyer problems 00:02:20 Data interpretation 00:05:00 Time factor costs 00:06:00 Emotional support 00:08:20 Due diligence 00:09:20 Choosing the right agent 00:11:00 Pricing and value 00:12:00 When agents help most From the emotional rollercoaster of buying… to the overlooked opportunity costs of waiting too long… this episode is packed with practical advice to help you buy property smarter. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    13 min
  3. 07/18/2025

    Interest Only vs Principal and Interest: Which Loan Is Better for Investment Properties?

    Interest Only vs Principal and Interest: Which Loan Is Better for Investment Properties? Access the property cash flow calculator now → https://www.wpropertyadvisory.com.au/free-property-investor-tools The loan repayment strategy you choose today could shape your investment success for decades. So are you better off with an interest-only loan or principal and interest repayments? In this episode, I explore the interest-only vs principal and interest debate for investment properties in Australia. I hold nothing back as I share clear examples and real cash flow numbers. Tune in to discover: ✅Why interest-only loans might hurt your borrowing power ✅How your decision impacts your borrowing capacity, tax deductions, and cash flow ✅The real cash flow difference between the two options on a $750K property ✅How to use an offset account for flexibility and future investing ✅When and why to refinance or switch between repayment types ✅How I personally structure my own investment property portfolio This is a must-watch for first-time investors, rentvesters, and experienced property owners who want to optimise their investment loan structure for maximum growth and minimum risk. Key Points 00:01:20 Interest Only Benefits 00:01:40 Borrowing Capacity  00:02:20 Interest Only Periods 00:03:00 Principal Benefits 00:04:20 Cash Flow Numbers 00:06:00 Mortgage Calculations 00:07:00 Refinancing Strategy 00:08:00 Offset Account Approach Whether you're preparing to meet a mortgage broker, or simply want to understand your options better, this video will give you clarity and confidence before locking in a loan. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    10 min
  4. 07/10/2025

    $126k Equity Boost In 9 Weeks Renovating A METH HOUSE | Full Walkthrough + Budget Breakdown

    Most investors would run from a meth-contaminated property - but I saw an opportunity. In this episode of Rentvesting, I take you inside my most challenging property renovation yet: transforming a meth house in Western Australia and turning it into a stunning rental property. From a trashed, toxic mess to a family-ready home, I’ll walk you through the entire property transformation, including: ✅ How I found this off-market deal ✅ The difference between a meth cookhouse vs smokehouse ✅ My full meth testing and professional remediation process ✅ A line-by-line renovation budget breakdown ✅ Strategic decisions like keeping a damaged pool ✅ And the final profit - over $126,000 in under 10 weeks (This episode is best viewed on YouTube) This is a real estate case study on how to handle distressed property renovation, turn problem properties into profits, and build serious equity through smart investing. Key Points 00:00:00 Property Discovery 00:04:40 Finding Off-Market Deals 00:05:40 Cookhouse vs Smokehouse 00:07:00 Meth Testing Process 00:08:40 Professional Cleaning 00:10:00 Renovation Budget Breakdown 00:14:00 Property Transformation Results 00:15:40 Final Numbers Analysis Whether you're a new or experienced investor, this video shows what it's really like to tackle a meth-contaminated house renovation - from risk assessment to final valuation. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    17 min
  5. 07/04/2025

    Should You Sell Your Investment Property in 2025?

    Is 2025 the right time to sell your investment property? With property prices predicted to hit record highs across all capital cities and interest rates expected to fall, timing your exit is more important than ever. In this episode of Rentvesting, Steve Williams reveals the crucial data every Australian property investor needs to know - including forecasts for capital city property growth, housing supply shortages, and how interest rate cuts may impact the real estate market in 2025. He also breaks down the Australian property market forecast 2025 to help you make smarter decisions about whether to sell your rental property now. From regional property growth to housing affordability and capital gains tax implications, Steve covers everything you need to weigh up - including personal factors like transaction costs, opportunity costs, and the risks of reinvesting in similar-performing markets. You’ll also hear about how population growth and migration trends are fueling demand, and why listening to a real estate agent’s advice could cost you thousands. Instead, Steve explains how to get unbiased advice from trusted professionals, so you don’t make a costly mistake. Key Points 00:00:40 Long-term investment goals 00:01:20 Current market growth factors 00:02:00 Property price forecasts 00:03:00 Interest rate predictions 00:04:20 Population growth data 00:06:40 Housing supply shortage 00:08:40 Personal selling circumstances 00:10:20 Transaction cost considerations 00:11:00 Real estate agent warning 00:12:40 Getting unbiased advice This episode gives you a complete framework for deciding if selling now makes sense for you - or if holding onto your property will deliver better results. Especially as Australian property prices continue to rise. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    13 min
  6. 06/27/2025

    Why Melbourne Is NOT the Next Perth for Property Investors

    Thinking of investing in Melbourne property, expecting another Perth-style boom? Think again. In this episode, Steve Williams unpacks the real story behind the Melbourne property market - revealing why it's a completely different beast with unique risks and challenges. Melbourne has quickly become Australia's new property investment hotspot, attracting attention from investors nationwide. But while the headlines scream growth, the numbers tell a different tale. A typical Melbourne investment property priced between $650K–$900K offers much lower rental yields than Perth and comes with Australia’s highest land tax, skyrocketing stamp duty costs, and strict rental property regulations that could cost you thousands before a tenant even moves in. Steve dives deep into the latest CoreLogic property data, showing: ⚠️Vacancy rates in key investor-heavy suburbs ⚠️Rental growth in Melbourne compared to Perth ⚠️Suburbs flooded with new building approvals This episode highlights the hidden costs and crucial differences in property investment strategy between Melbourne and Perth. If your goal is positive cash flow, Melbourne may not be the place. But if you’re chasing long-term capital growth - timing and suburb selection are everything. Key Points 00:01:00 Melbourne Investment Basics 00:03:00 Property Growth Cycle 00:04:00 Melbourne Price Data 00:05:00 Sales Volume  00:06:00 Rental Yields  00:08:00 Population Growth Comparison 00:09:00 Investment Property Locations 00:11:00 Building Approval Levels 00:13:00 Land Tax  00:15:00 Tenant Requirements 00:16:00 Housing Supply Red Flag Is Melbourne a good place to invest in 2025? Watch the full breakdown to uncover the risks, potential rewards, and expert insights you won’t find in mainstream headlines. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    19 min
  7. 06/20/2025

    Should You Buy an Investment Property Now? Here’s THE TRUTH

    Australia's property market in 2025 is sending mixed signals, leaving many first-time property investors paralysed by indecision. With interest rates dropping, a growing housing supply crisis, and average home prices surpassing $1 million, the question many are asking is: "Is now a good time to buy property in Australia?" In this episode, we break down a three-pillar framework to help you decide whether to buy an investment property in 2025 - or wait. We explore: ✅ National property market analysis: including supply and demand trends, interest rate forecasts, and the impact of international migration. ✅ Personal financial readiness assessment: learn what it really takes beyond just having a deposit, including borrowing capacity, cash flow, and life stage considerations. ✅ Overcoming common fears and mental barriers: discover how to confidently enter the Australian property market or determine if you’re better off waiting. Timestamps: 00:01:00 National Market Analysis 00:02:20 Interest Rate Impact 00:04:40 Housing Supply Crisis 00:06:00 Migration Demand Trends 00:07:40 30-Year Price Perspective 00:09:00 Personal Readiness Assessment 00:11:20 Overcoming Investment Fears 00:12:20 Financial Requirements Breakdown 00:14:00 Action vs Perfection Mindset Whether you're wondering “should I invest in property or wait for prices to drop?” or you're finally ready to start property investing - this episode gives you the facts, frameworks, and confidence to move forward. ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    17 min
  8. 06/13/2025

    Are Investment Properties Worth It? Full Cashflow & Growth Forecast (Australia 2025)

    You may hear property people shout out things like, “cash flow positive”, “massive returns”, “yada yada”... But in this episode, I break down the actual costs you could expect, weekly cash flow position, and long-term capital growth projections - so you can confidently plan your property investing strategy for 2025 and beyond. Buying an investment property seems like a pathway to immediate passive income. But the reality is more complex. Many first-time investors face weekly holding costs before their property becomes cashflow positive. By understanding the true financial commitment upfront - including stamp duty costs, land tax, and property management fees - you’ll avoid costly surprises and make smarter decisions about growing your property portfolio. In this comprehensive episode, I analyse a real-world $650,000 investment property scenario, breaking down: ✅Upfront purchasing costs across multiple Australian states (WA, VIC, QLD, NSW) ✅Ongoing weekly cash flow analysis and holding cost breakdown ✅How rental yields between 3.8% to 4.5% impact your returns ✅Negative gearing tax benefits and depreciation realities ✅Long-term growth forecasts using conservative projections ✅How to estimate your timeline for achieving positive cash flow in property investing You'll also learn why even properties that cost money each week can still generate substantial wealth. Key Points 00:01:00 Investment Property Basics 00:02:20 Upfront Buying Costs 00:05:20 State Stamp Duty Variations 00:07:40 Weekly Cashflow Analysis 00:11:20 Holding Cost Breakdown 00:12:20 Negative Gearing Benefits 00:13:20 Growth Projections Method 00:14:40 Long-term Wealth Building 00:16:00 Cashflow Positive Timeline Ready to see the real numbers behind property investment success? Listen now to discover the truth about property investing, and whether it aligns with your financial goals. == 👉👉YOUR FREE CASH FLOW TOOL: https://www.wpropertyadvisory.com.au/free-property-investor-tools == NOTE: This particular episode is best viewed on YouTube due to screen sharing: https://www.youtube.com/watch?v=kwpSX6UY_tw ==== Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio. Subscribe to Rentvesting for weekly, actionable insights Follow us for more: 📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools! 👥 FB Group - https://m.facebook.com/groups/rentvestingmastery 📸 Instagram - https://www.instagram.com/wpropertyadvisory/ - ☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact - Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

    18 min

About

Ready to dive into rentvesting & property investing? Visit wpropertyadvisory.com.au to start your journey today.Join host Steve Williams on "Rentvesting" - as he discusses getting on the property ladder and property investment options in Australia. Each episode delivers actionable strategies and insider knowledge for Australians looking to buy property - in particular 'rentvesting' strategies.Steve and expert guests share real-world insights, market analysis, and step-by-step guidance to help you transition from an uncertain beginner to a confident property buyer.Subscribe to stay up to date with the latest.