ADJUSTED

Berkley Industrial Comp

This is more than just a claims podcast. ADJUSTED, brought to you by Berkley Industrial Comp, is committed to changing the workers’ compensation insurance space to allow for a more holistic approach focusing on outcomes as well as the employer/injured worker experience. In an age where so much has become automated, we believe people matter! Together, we will take a deep dive with industry leaders who are changing the landscape of Workers’ Compensation to offer a new perspective on insurance. We are thrilled to have you join us in our journey and hopefully have some fun along the way. For more ADJUSTED content, visit the Berkley Industrial Comp blog at https://www.berkindcomp.com/blog/. Music by Cameron Runyan. Email camrunyan9@gmail.com for inquires. For all other inquiries, email marketing@berkindcomp.com.

  1. SEP 15

    Unlocking Recovery: Behavioral Science as the Game Changer in Workers’ Comp Neurorehabilitation

    What if the secret to successful return-to-work for brain and spinal injury claimants lies not only in physical recovery, but in how we understand—and change—behavior? At Craig Hospital, Board Certified Behavior Analyst Arielle Reindeau reveals a pioneering model where behavioral science drives better therapy participation, faster progress, and ultimately, greater independence. Learn why insurers and agents increasingly see the value in specialized rehabilitation centers that treat behaviors as modifiable variables—not fixed obstacles. Through remarkable case studies, you’ll hear how Craig Hospital blends intensive medical care, neuropsychology, family guidance, and data-driven behavioral interventions to overcome aggressive outbursts, refusal of care, and so-called “difficult” patient labels. In this episode, discover actionable insights that can help you advocate for smarter claims strategies—potentially lowering costs and improving claimant outcomes. Explore the financial and human impact of integrating behavior analysis into every step of recovery, and start thinking differently about the path to independence for your insureds. Ready to understand the future of workers’ comp? This is the episode your bottom line—and your client's families—can’t afford to miss. Season 10 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Matthew Yehling. If you want to reach out to anyone at Berkley Industrial Comp, call 1-800-448-5621. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    37 min
  2. SEP 1

    Season 9 Wrap Up

    What makes workers' compensation work better? Our Season 9 wrap-up brings together key voices from across the industry to reflect on the episodes that shaped our understanding of what truly matters in claims management. The conversation takes a fascinating turn when Matt Yehling shares how going beyond minimum requirements created life-changing results for an injured worker needing a prosthetic limb. Rather than settling for local options, the team flew him to a specialized facility in Atlanta, resulting not just in a better prosthetic, but in full return to work and renewed quality of life. This powerful story exemplifies how investing more upfront often creates better long-term outcomes for everyone involved. Responsiveness emerges as a critical theme throughout the discussion. As Luella Alcorn points out, every phone call represents an opportunity to build trust, while Chris Drake highlights how accessibility prevents unnecessary litigation. When comparing frustrating automated systems to speaking with an actual person who addresses concerns immediately, the panel agrees that human connection remains irreplaceable in claims management. The conversation shifts to the importance of education, with Jeremy Morrison explaining how demystifying complex concepts like experience modification factors helps businesses make better decisions about safety. Meanwhile, Luella's experience with the RISE Professional Group demonstrates how mentorship and professional development are addressing the industry's concerning 70% turnover rate in some claims organizations. After five years and over 29,000 downloads, the Adjusted podcast continues to showcase the human side of workers' compensation. The team's commitment to empathy, education, and responsiveness proves that the most successful outcomes happen when we treat claims not just as files, but as people with stories that matter. Help us reach more people by sharing, subscribing, and leaving a five-star review wherever you get your podcasts. Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host from Episodes in Season 9. If you want to reach out to anyone at Berkley Industrial Comp, call 1-800-448-5621. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    46 min
  3. AUG 18

    Identifying Fraud Indicators in Claims

    The digital revolution has transformed insurance fraud investigation from cassette tapes to AI algorithms, yet the foundational skills remain surprisingly human. Larry Henning, Senior Vice President of Anti-Fraud and Special Investigations at Allied Universal Services, brings 47 years of investigative expertise to this eye-opening conversation about the evolving landscape of insurance fraud detection. "God gave you one mouth and two ears for a reason," Henning remarks, highlighting that despite technological advancements, active listening remains the most powerful tool in an investigator's arsenal. He shares a compelling story from early in his career when simply listening carefully revealed a confession that an experienced adjuster had completely missed—a moment that nearly caused him to crash his car in disbelief. The episode explores how inconsistency across different tellings of the same story serves as the primary red flag for potential fraud. When someone reports an incident to their employer, tells friends, and describes it to medical providers, variations between these accounts warrant deeper investigation. Henning offers practical advice for claims professionals on conducting effective interviews, emphasizing the importance of following up on every person, place, thing, or event mentioned in a claimant's story. Technology's impact on fraud investigation is examined in depth—from social media algorithms that can search hundreds of platforms simultaneously to geo-intelligence tools capable of identifying witnesses by searching posts from specific locations and timeframes. These digital advances are balanced with traditional "boots on the ground" techniques like locating security footage, creating a powerful combination for uncovering the truth. Whether you're a claims professional seeking to sharpen your fraud detection skills or simply curious about how investigators separate fact from fiction, this episode offers valuable insights into the art and science of insurance fraud investigation. Subscribe now to hear more conversations with industry experts who are making a difference in the world of claims. Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Chris Drake. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    44 min
  4. AUG 4

    Rewiring the Brain: From Downward to Upward Spiral with Alex Korb

    What happens in your brain after a workplace injury? When physical pain meets anxiety, sleep disruption, and the stress of uncertain recovery, it can trigger a neurological downward spiral that feels impossible to escape. But neuroscience offers powerful insights into breaking this cycle. In this fascinating conversation with Dr. Alex Korb, neuroscientist, anxiety coach at UCLA, and author of "The Upward Spiral," we explore the brain circuits that drive our emotional responses to injury and the science-backed strategies that can reverse negative patterns. Dr. Korb explains how our brains create habitual responses to stress and why self-criticism—a strategy that may have served us well throughout our careers—often becomes our biggest obstacle during recovery. You'll discover why acknowledging emotions is crucial (hint: ignored feelings don't disappear, they manifest physically), how setting tiny goals creates dramatic chemical changes in the brain, and why your emotional sensitivity might actually be your greatest strength. Dr. Korb uses the brilliant analogy of a Ferrari versus a Camry to illustrate why your emotionally responsive brain isn't broken—it just needs different handling techniques. For workers' compensation professionals, this episode offers invaluable insights into supporting injured workers through both physical and emotional recovery. For anyone struggling with anxiety, pain, or setbacks, Dr. Korb provides practical, accessible strategies drawn from cutting-edge neuroscience that can help transform recovery from a downward spiral into an upward one. The journey begins with understanding that your brain's response makes perfect sense—and small changes can create remarkable results. Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host Matt Yehling, Directory of Claims at Midwest Employers Casualty. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    51 min
  5. JUL 21

    Beyond Coverage: How Berkley Industrial Comp Delivers More For Our Insureds

    In this special edition of Adjusted, the podcast joins the conversation of a recent Webinar that Berkley Industrial Comp shared with their insureds and agents-Beyond Coverage: How Berkley Industrial Comp Delivers More For Our Insureds.  When workplace accidents happen in high-hazard industries, having the right workers' compensation partner can make all the difference. Berkeley Industrial Comp stands apart through their focus on expertise, service, and innovative approaches tailored specifically for businesses facing significant workplace risks. What truly differentiates Berkeley Industrial Comp? It starts with their claims team, where adjusters maintain substantially lower caseloads than industry standards and average 15 years of experience. This expertise translates into proactive claims handling and creative solutions that optimize outcomes while staying within statutory guidelines. Their empathetic resolution model puts injured workers first, recognizing that caring about people leads to better results and lower costs for everyone involved. The risk management team brings nearly a century of combined field experience from the very industries they serve. Unlike checkbox-focused inspections, Berkeley's safety consultants understand your operations because they've worn the boots and done the work themselves. This yields practical, achievable safety recommendations that actually reduce claims - as evidenced by clients who've seen 40% reductions in frequency and dramatic improvements in experience modification ratings. Perhaps most uniquely, Berkeley's Business Engagement Unit eliminates the frustration of being transferred between departments or waiting for return calls. Their team answers live and is trained across multiple specialties to resolve issues on the first contact. The MedCall service provides 24/7 access to emergency room physicians with occupational medicine experience, ensuring injured workers receive appropriate care while creating documentation that protects all parties. The results speak for themselves - from helping amputees return to heavy equipment operation through innovative prosthetics to engineering solutions that eliminate repetitive motion injuries. Berkeley Industrial Comp delivers on their promise to do right, think differently, and never forget to care about the people they serve. Want to experience the difference? Reach out today to learn how Berkeley can customize their services to your unique needs and help you create a safer, more productive workplace with lower insurance costs over time. 🎧 Like, follow, and leave a five-star review to help us bring these insights to more listeners! Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    53 min
  6. JUN 23

    Mastering the Art of Listening: A Conversation with Tim Hast

    The art of listening might be the most undervalued skill in our professional toolkit. In this enlightening conversation with executive coach Tim Hast, author of "Powerful Listening, Powerful Influence," we explore why truly hearing others is so challenging yet so essential. Tim shares his journey from trauma counselor to executive coach, discovering that regardless of industry or position, many leaders receive feedback that they simply don't listen well enough. As host Greg Hamlin reveals his own surprising 360-review feedback about his listening skills, we learn that perceiving ourselves as good listeners and actually making others feel heard are entirely different matters. Why do we struggle to listen effectively? Tim introduces us to the concept of HALT (Hungry, Angry, Lonely, Tired) – conditions that severely impair our ability to focus on others. Even more fundamentally, our natural tendency to make everything about ourselves creates a significant barrier. From childhood, we're conditioned to believe the world revolves around us, making genuine listening a conscious choice rather than our default setting. The heart of the episode revolves around Tim's transformative "R-listening" approach – Active, Reflective, Empathic listening – and his four practical steps anyone can implement immediately: listen patiently, with your body, with your voice, and with your mind. These techniques have the power to revolutionize both professional relationships and personal connections alike. For workers' compensation professionals dealing daily with individuals experiencing trauma, pain, and frustration, these listening skills aren't just nice-to-have – they're essential for building trust, resolving complex cases, and truly serving claimants. The parallels between effective claims handling and powerful listening are unmistakable. Whether you're managing a department, working directly with injured workers, or simply trying to improve your relationships, this episode offers practical wisdom that can be implemented today. As Tim reminds us, when we truly listen, we give others the gift of feeling understood – perhaps the most powerful influence we can have. Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin and guest co-host  Matt Yehling, Directory of Claims at Midwest Employers Casualty. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    49 min
  7. JUN 9

    Unraveling Workers Comp: How Experience Mods Impact Your Rates

    Late-reported workers' compensation claims cost 45% more than those reported promptly – a startling statistic that reveals how critical timing can be when managing your company's experience modification factor. This hidden multiplier determines whether your business pays more or less for workers' comp insurance and, for contractors especially, can determine whether you qualify for jobs at all. Jeremy Morrison, Director of Underwriting at Berkeley Industrial with 20 years in workers' compensation, breaks down the complex world of E-mods with refreshing clarity. He explains how the classification system uses three years of historical data to compare your company's performance against similar businesses in your industry. The resulting math produces a multiplier that can significantly impact your bottom line – particularly as your business grows. We tackle common misconceptions about claims management, including why paying medical-only claims out-of-pocket often backfires financially. Jeremy explains how these claims are heavily discounted in the E-mod calculation and why prompt reporting nearly always saves money in the long run. We also explore why the system penalizes frequency more than severity, capping the impact of any single large claim on your rating. Perhaps most valuable is our discussion about partnership. The strongest workers' comp programs emerge when claims adjusters, underwriters, risk management specialists, and business owners communicate openly about goals and challenges. When everyone understands how their role impacts the others, better outcomes naturally follow. For workers' compensation success, we truly believe that teamwork makes the dream work. Think differently, care deeply, and discover how proper claims handling can transform your experience modification factor from a mysterious penalty into a competitive advantage. Subscribe, leave a review, and join us every two weeks for more insights that help you protect what matters. Season 9 is brought to you by Berkley Industrial Comp. This episode is hosted by Greg Hamlin. Visit the Berkley Industrial Comp blog for more! Got questions? Send them to marketing@berkleyindustrial.com For music inquiries, contact Cameron Runyan at camrunyan9@gmail.com

    34 min
5
out of 5
37 Ratings

About

This is more than just a claims podcast. ADJUSTED, brought to you by Berkley Industrial Comp, is committed to changing the workers’ compensation insurance space to allow for a more holistic approach focusing on outcomes as well as the employer/injured worker experience. In an age where so much has become automated, we believe people matter! Together, we will take a deep dive with industry leaders who are changing the landscape of Workers’ Compensation to offer a new perspective on insurance. We are thrilled to have you join us in our journey and hopefully have some fun along the way. For more ADJUSTED content, visit the Berkley Industrial Comp blog at https://www.berkindcomp.com/blog/. Music by Cameron Runyan. Email camrunyan9@gmail.com for inquires. For all other inquiries, email marketing@berkindcomp.com.