CAPitalize Your Finances Christopher A. Panagiotu, CFP®, CRPS®

Today I’m going to dive into 10 essential personal finance goals everyone should aim to reach by age 40. Whether you're closing in on 40 or you’re just starting your financial journey, these principles are timeless and crucial for laying a solid financial foundation.

From eliminating bad debts – focusing on high-interest rates over balances – to strategically ramping up your retirement savings, I’m going over the steps you need to take to get yourself situated properly. I'll talk about how you can build an emergency fund, the importance of reevaluating financial priorities as life changes, and the necessity of having a well-prepared will to avoid future conflicts.

Are you financially prepared for age 40? Or are you falling a bit short? Let’s find out on today’s episode of CAPitalize Your Finances!

Today I’m venturing out into the Mind Pump headquarters for a candid chat with the one and only Adam Schafer, a world-renowned figure in the world of fitness.

How did Adam’s early challenges, like the loss of his father and growing up with financial instability, fuel his drive for success? What were the pivotal moments in his life that shaped his perspective on wealth and success? How did team sports, particularly basketball, help develop his business acumen, where leadership, teamwork, and adaptability are key factors to personal achievement?

Adam's story is a testament to the power of overcoming adversity, the pursuit of financial literacy, and the value of teamwork in achieving business success. Have a listen to this fascinating discussion with Adam Schafer and me on today’s episode of CAPitalize Your Finances!

Today I ventured into the Mind Pump headquarters to chat with the world-renowned fitness influencer and overall health guru, Sal Di Stefano. In a first-of-its-kind discussion, Sal shares with me his personal journey through the lens of finance as we compare the parallels between physical fitness and financial wellness.

As always, there’s so much to cover here. We got into Sal's early life as a child of Sicilian immigrants, his initial drive to transform his physique, and how that morphed into a deeper quest for health and personal growth. How did Sal go from his humble beginnings as an eager 18-year-old stepping into his role as a personal trainer to quickly rising to the top with effective client relationships?

Learn all about how Sal's pursuit of “fitness truth” mirrors the quest for financial wisdom, blending disciplines to uncover broader life truths. Tune in to this fascinating conversation with me and Sal Di Stefano on today’s episode of CAPitalize Your Finances!

I’ve got a REALLY compelling episode for you today. My special guest is financial influencer and real estate mogul Kris Krohn. With over 3 million followers, Kris has the knowledge and the experience to change people’s lives for the better. This is great stuff.

We’ll talk today about his real estate background, his holding company, how he built and values his businesses, and what his plans are over the next ten-plus years. How did he achieve his own financial independence at such a young age? How did he get through a pivotal financial crisis early in his marriage, and what advice does he have for those who are going through similar circumstances?

We’ve got SO much to talk about. Do not miss a single moment of today’s episode of CAPitalize Your Finances!

Is there a parallel between the principles of fitness and bodybuilding and the principles of investing?

In today’s podcast, I’m going to show you how the disciplined approach of legendary bodybuilder Mike Mentzer can also be used to create effective personal finance strategies. I’ll tell you about my own fitness journey, shaped by my early challenges with Crohn’s Disease, and give you some insight into the ways that focus and simplicity in bodybuilding can be applied to financial success.

Mike Mentzer taught that maximum effort in minimal sets yields the best results. I’ll show you how focusing on what truly matters – ignoring the crowd and following what's right but not necessarily popular – may make you a much better investor in the long run.

Get the full scoop on my latest episode of CAPitalize Your Finances!

Let’s be honest here – finances are complicated. We all want to make good money moves, but we often don’t know if we’ve made a good decision with our money until it’s too late. Wouldn’t it be great if we knew ahead of time how to do what’s right?

That’s exactly why you need to listen to today’s podcast. I’ve got 7 tips on how to be better with your money, and believe me, it was quite a task just trying to whittle the list down to just seven! Are you emotional about your financial choices? Can you spot a true financial professional? Are you aware of the importance of time horizon when it comes to making money decisions? These are just a few of the questions you should be asking yourself.

Join me for the 7 most important money tips you need to know on this episode of CAPitalize Your Finances!