Chain Reactions

Subah and Vihaan

Chain Reactions explores the moments that triggered remarkable outcomes. An ad-hoc podcast. Proudly sponsored by Atomik Growth.

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  1. How Srivatsan Sridhar Built Skydo to Eliminate Foreign-Exchange Costs for Indian Exporters

    2025. 05. 22.

    How Srivatsan Sridhar Built Skydo to Eliminate Foreign-Exchange Costs for Indian Exporters

    Srivatsan Sridhar, co-founder of Skydo, is building a cross-border operating system that's transforming how Indian businesses receive international payments. In this conversation, we dive into how Skydo enables 0% FX fees for freelancers and businesses, making them the cheapest option in the market. Srivatsan shares how traditional payment methods like PayPal and wire transfers cost Indian exporters up to 8% in hidden fees – a problem Skydo directly solves with local collection accounts and transparent pricing. The discussion covers Srivatsan's journey from running his family business to co-founding a fintech startup, the importance of finding the right co-founder with complementary skills, and how persistence helped secure crucial banking partnerships. We also explore Skydo's approach to building an MVP, their fundraising strategy, and how they've processed over $300 million in annual payments. Connect with Srivatsan: https://www.linkedin.com/in/srivats80/ Connect with Subah: https://www.linkedin.com/in/subah-wadhwani/ Email: admin@atomikgrowth.com Start your podcast: https://atomikgrowth.com 00:00 Trailer 01:07 What is Skydo and how it works 03:08 Cost comparison: PayPal vs wire transfers vs Skydo 06:10 The cognitive overload problem for international clients 07:26 Building a cross-border operating system 09:37 Growing up in an entrepreneurial family 13:02 Finding self-motivation and academic excellence 14:45 Why he returned from the US to India 19:30 Getting a scholarship and the decision to study abroad 20:10 Starting with entrepreneurship first, then finding the idea 22:40 Meeting his co-founder at Ola 25:14 Complementary skillsets in co-founding partnerships 26:51 Why venture capital vs bootstrapping 30:08 The credibility factor of VC backing 31:42 Hiring philosophy: mindset over pedigree 34:47 Building an MVP with spreadsheets 36:42 Getting first customers through Twitter 38:10 Multiple layers of product-market fit 41:06 The process of getting PACB entity approval 43:54 Building international banking partnerships 47:11 How money moves through Skydo's infrastructure 51:10 Regulations as enabler, not blocker 55:09 Customer onboarding and KYC process 57:54 Revenue model and transparency in pricing 01:01:41 Fraud detection and AI implementation 01:05:30 Competition with Revolut's India launch 01:08:08 Could you build this without college? 01:09:43 Fintech opportunities in crypto and IoT 01:11:48 Advice to younger self: be bolder

    1시간 13분
  2. Bert Mueller on Scaling California Burrito, IPO, Delivery, and Surviving Chaos

    2025. 05. 02.

    Bert Mueller on Scaling California Burrito, IPO, Delivery, and Surviving Chaos

    Bert Mueller landed in Bengaluru at 22 and turned a single burrito joint into California Burrito’s 100-plus-store Mexican fast-casual empire across India. Expect candid takes on staffing, frugality-over-VC cash, mall vs. airport launches, and why a 2030 IPO dream keeps him obsessing over beans, bowls, and burrito-worthy value. Chapters 0:00 – Trailer & Chain Reactions2:50 – Indian Consumer Fit4:00 – Operations & Freshness6:30 – Organization & Leadership8:30 – Tech, Delivery & App Strategy10:30 – Long-Term Vision12:00 – Early Fundraising Journey14:30 – Focus Over Distraction16:30 – Personal Ties to Mexico18:30 – Delivery & Platform Commissions20:30 – ONDC & Market Disruption22:30 – Indian Consumers & Value Expectations24:30 – Growth Strategy: Pune, Not Mumbai27:00 – Going Global? Not Yet28:30 – Lessons From Doing Business in India30:00 – Straight Talk & Core Values32:00 – Co-Founders & Early Struggles34:30 – Staying Scrappy, Not VC-Backed36:00 – Choosing Cities & Formats38:30 – International Expansion & Franchising40:30 – Adapting to Indian Business Culture43:00 – First Betrayal & Lessons on Trust44:30 – Resilience & Delusional Optimism46:00 – Marketing Learnings Post-COVID47:30 – Indian Holidays & Food Occasions49:00 – Racism, Etiquette & Cultural Fit51:00 – Corruption, Compliance & “Let India Be India”53:00 – Advice to His 22-Year-Old Self Connect Bert MuellerVihaan KhannaSubah Wadhwani Email: admin@atomikgrowth.com Start your podcast: https://atomikgrowth.com

    1시간 1분

소개

Chain Reactions explores the moments that triggered remarkable outcomes. An ad-hoc podcast. Proudly sponsored by Atomik Growth.