Clear Money Talk

Tim Clairmont
  • 5.0 (6)
  • INVESTING
  • UPDATED WEEKLY

Tim Clairmont MSFS™, LACP™, CEO & Founder of Clear Financial Partners and co-host Tyler Andrews CFP®, join you on Clear Money Talk to break down financial strategies and offer up creative solutions for your future. Listen as they talk about their passion for helping people reach financial independence through Education, Choice, Transparency, and Empathy. Clear Financial Partners is located at 15573 Bangy Rd., Ste. 100, Lake Oswego, Oregon 97035. For more information, please call us at 503-579-1000 or visit our website at clearFP.com Tim Clairmont & Tyler Andrews are Investment Advisor Representatives offering securities and advisory services through Cetera Advisor Networks LLC, a Broker/Dealer & Registered Investment Adviser, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisor Networks LLC. They should not be considered specific advice or recommendations for any individual. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect against loss in a declining market. Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

  1. 5D AGO

    Are You Chasing Returns or Building Real Wealth?

    t's easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often works against investors, and why patience and discipline matter more than perfect timing. The conversation also touches on time in the market versus timing the market, the role of taxes and planning, and why your financial plan not short-term returns, is the real MVP. If you've ever wondered whether you're investing with purpose or just reacting to the scoreboard, this episode offers helpful perspective. 🎧Listen on Apple Podcasts, Spotify, or watch on YouTube.

    24 min

  2. 5D AGO

    Just The Answer: Are You Chasing Returns or Building Real Wealth?

    It's easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often works against investors, and why patience and discipline matter more than perfect timing. The conversation also touches on time in the market versus timing the market, the role of taxes and planning, and why your financial plan not short-term returns, is the real MVP. If you've ever wondered whether you're investing with purpose or just reacting to the scoreboard, this episode offers helpful perspective. 🎧Listen on Apple Podcasts, Spotify, or watch on YouTube.

    6 min

  3. FEB 2

    Can You Talk About Money With Family Without Starting A Feud?

    In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore why money conversations inside families are often avoided and why avoiding them can create bigger problems down the road. They break down practical, real-world ways to approach sensitive financial conversations with spouses, children, and future beneficiaries, especially when it comes to wealth transfer, estate planning, and shared values. Rather than focusing solely on numbers, Tim and Tyler explain how leading with intent, communication, and clarity can help preserve both relationships and wealth across generations. This episode covers: Why 70% of wealth transfers fail due to poor communication, not poor planning How to talk about money using shared values instead of dollar amounts When transparency helps, and when too much detail can create conflict The role of trusted third parties in family financial discussions Tools that can help families stay aligned, including letters of intent, family meetings, and recorded messages If you've ever delayed a financial conversation because it felt uncomfortable, this discussion offers thoughtful context on how to approach it with intention and care, before assumptions and misunderstandings take over. Whether you're thinking about estate planning, educating the next generation, or simply improving financial communication at home, this episode provides perspective to help you start the conversation more clearly.

    30 min

  4. FEB 2

    Just The Answer: Can You Talk About Money With Family Without Starting A Feud?

    In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore why money conversations inside families are often avoided and why avoiding them can create bigger problems down the road. They break down practical, real-world ways to approach sensitive financial conversations with spouses, children, and future beneficiaries, especially when it comes to wealth transfer, estate planning, and shared values. Rather than focusing solely on numbers, Tim and Tyler explain how leading with intent, communication, and clarity can help preserve both relationships and wealth across generations. This episode covers: Why 70% of wealth transfers fail due to poor communication, not poor planning How to talk about money using shared values instead of dollar amounts When transparency helps, and when too much detail can create conflict The role of trusted third parties in family financial discussions Tools that can help families stay aligned, including letters of intent, family meetings, and recorded messages If you've ever delayed a financial conversation because it felt uncomfortable, this discussion offers thoughtful context on how to approach it with intention and care, before assumptions and misunderstandings take over. Whether you're thinking about estate planning, educating the next generation, or simply improving financial communication at home, this episode provides perspective to help you start the conversation more clearly.

    10 min

  5. JAN 19

    Just The Answer: Will AI Change the Way You Invest?

    Artificial intelligence is rapidly changing how people research, plan, and make financial decisions. But can AI really help you invest smarter, or does it introduce new risks? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore how AI is already influencing investing and financial planning, and where human judgment still matters most. You will learn: How artificial intelligence is changing investing and financial decision-making Where AI can be helpful for investors, including education, research, and organizing financial questions The risks of relying on AI for investment decisions, including bias, missing context, and overconfidence Why asking the right questions is critical when using AI tools How working with a financial advisor adds perspective AI cannot replicate Tim and Tyler also discuss generational differences in how people use technology, the concept of AI "hallucinations," and why AI works best as a supporting tool rather than a replacement for personalized financial planning. If you are curious about how AI fits into investing, retirement planning, and long-term financial strategy, this episode provides a balanced and practical perspective on how to use AI wisely without letting it drive your decisions

    7 min

  6. JAN 19

    Will AI Change the Way You Invest?

    Artificial intelligence is rapidly changing how people research, plan, and make financial decisions. But can AI really help you invest smarter, or does it introduce new risks? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore how AI is already influencing investing and financial planning, and where human judgment still matters most. You will learn: How artificial intelligence is changing investing and financial decision-making Where AI can be helpful for investors, including education, research, and organizing financial questions The risks of relying on AI for investment decisions, including bias, missing context, and overconfidence Why asking the right questions is critical when using AI tools How working with a financial advisor adds perspective AI cannot replicate Tim and Tyler also discuss generational differences in how people use technology, the concept of AI "hallucinations," and why AI works best as a supporting tool rather than a replacement for personalized financial planning. If you are curious about how AI fits into investing, retirement planning, and long-term financial strategy, this episode provides a balanced and practical perspective on how to use AI wisely without letting it drive your decisions

    33 min

  7. JAN 5

    Just The Answer: What Should Be On Your New Year Financial Checklist

    The beginning of a new year creates an opportunity to get organized, revisit priorities, and make thoughtful financial decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, walk through a practical, step by step New Year Financial Checklist designed to help you bring clarity to your financial life without pressure or perfectionism. From reviewing savings and retirement contributions to double checking beneficiaries, cash flow, insurance coverage, taxes, and investment alignment, this conversation focuses on actionable ideas you can implement right away. To make it even easier, we have created a free, downloadable New Year Financial Planning Checklist that mirrors the discussion in this episode. It is designed to be simple, approachable, and easy to work through at your own pace. You can tackle everything in one sitting or spread it out over the coming weeks. Download the checklist using the link in the episode description and use it as a guide to stay organized, intentional, and proactive throughout the year.  Your New Year Financial Planning Checklist - Clear Financial Partners This episode is about progress, not perfection. Small steps, taken consistently, can create meaningful momentum. Clarity is often the best place to begin.

    9 min

  8. JAN 5

    What Should Be On Your New Year Financial Checklist?

    The beginning of a new year creates an opportunity to get organized, revisit priorities, and make thoughtful financial decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, walk through a practical, step by step New Year Financial Checklist designed to help you bring clarity to your financial life without pressure or perfectionism. From reviewing savings and retirement contributions to double checking beneficiaries, cash flow, insurance coverage, taxes, and investment alignment, this conversation focuses on actionable ideas you can implement right away. To make it even easier, we have created a free, downloadable New Year Financial Planning Checklist that mirrors the discussion in this episode. It is designed to be simple, approachable, and easy to work through at your own pace. You can tackle everything in one sitting or spread it out over the coming weeks. Download the checklist using the link in the episode description and use it as a guide to stay organized, intentional, and proactive throughout the year.  Your New Year Financial Planning Checklist - Clear Financial Partners This episode is about progress, not perfection. Small steps, taken consistently, can create meaningful momentum. Clarity is often the best place to begin.

    39 min
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Ratings & Reviews

5
out of 5
6 Ratings

About

Tim Clairmont MSFS™, LACP™, CEO & Founder of Clear Financial Partners and co-host Tyler Andrews CFP®, join you on Clear Money Talk to break down financial strategies and offer up creative solutions for your future. Listen as they talk about their passion for helping people reach financial independence through Education, Choice, Transparency, and Empathy. Clear Financial Partners is located at 15573 Bangy Rd., Ste. 100, Lake Oswego, Oregon 97035. For more information, please call us at 503-579-1000 or visit our website at clearFP.com Tim Clairmont & Tyler Andrews are Investment Advisor Representatives offering securities and advisory services through Cetera Advisor Networks LLC, a Broker/Dealer & Registered Investment Adviser, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisor Networks LLC. They should not be considered specific advice or recommendations for any individual. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. A diversified portfolio does not assure a profit or protect against loss in a declining market. Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

Information

  • Creator
    Tim Clairmont
  • Years Active
    2021 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Show Website
    Clear Money Talk