Cold Showers and Budgets Jonathan Wheeler

You don't have to get it all perfect the first time you try, just as long as you keep on making progress each time you try.

Have a good eternity. That way, if you have a bad day, it won't matter.

In 2020, I will (a) never tell someone that I am too busy, (b) refuse to have difficult conversations over text or email, (c) write in a journal every day.

A technique that I use every day to focus on what's important without letting background noise crowd it out.

Money flows from those who do not have a plan to those who do. A big part of success is having a plan, not just with your money, but with your time, etc...

Mark Twain supposedly said, "Eat a live frog first thing in the morning and nothing worse will happen to you the rest of the day." I take cold showers so that I feel confident and in the drivers seat all day long.