Comply on the Fly

M3 Insurance
  • 5.0 (4)
  • BUSINESS
  • UPDATED WEEKLY
Comply on the Fly

Human resource managers are facing more demands than ever, with complex compliance issues adding to the challenge. That’s where Comply on the Fly. Our specialized compliance advisors provide tailored, timely insights and answers to the most common employee benefits questions—all in just 5 minutes or less per episode. Our dedicated team stays on top of both local and federal developments, breaking down complex regulations into clear, straightforward language to keep you informed and prepared for what’s ahead. Count on M3 and Karen B to simplify compliance so you can focus on what matters most. The information provided is a summary of laws and regulations relating to employee benefit plan compliance. This information should not be construed as legal advice. In all cases, employers should consult with their own legal counsel.

  1. JUN 3

    PCORI Fees

    On this episode of Comply on the Fly, host Karen B breaks down the 2025 PCORI (Patient Centered Outcomes Research Institute) fees—what they are, who owes them, and how to pay. While fully insured employers may be off the hook, those with HRAs and other self-funded plans should take note.   Karen explains how the fees apply based on plan type and coverage year and details the updated per-covered-life amounts for plans ending in 2024. She also outlines the acceptable methods for calculating covered lives and walks through the process of filing the IRS Form 720, including important dates and notices.   If you are sponsoring a self-insured or HRA-integrated plan, this episode offers a practical and timely guide to filing your PCORI correctly. _______________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    6 min

  2. MAY 20

    2026 HSA Limits

    On this episode of Comply on the Fly, host Karen B. highlights the key numbers from IRS Revenue Procedure 2025-19 around the 2026 HSA and HDHP limits. She details the updated minimum deductible and maximum out-of-pocket (MOOP) thresholds for single and family coverage, along with the new HSA contribution limits.  If you're responsible for plan design or HSA administration, stay compliant by tuning into this quick update on the 2026 thresholds. _______________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    3 min

  3. MAY 6

    Self-Funded Plan Considerations

    On this episode of Comply on the Fly, host Karen B covers the core compliance considerations for employers moving from a fully insured to a self-funded health plan. While self-funding can offer greater cost control, it also brings added compliance responsibilities. Karen walks through high-level obligations under ERISA, HIPAA, and the ACA—such as the need for updated plan documentation, direct handling of PHI, and obligations like PCORI fee payments and 1095-C reporting. She also touches on new transparency requirements, including prescription drug data reporting and gag clause attestations. If you're exploring or implementing self-funding, this episode offers a helpful compliance overview to keep you on track. _______________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    4 min

  4. APR 22

    Employer HSA Contributions

    On this episode of Comply on the Fly, host Karen B unpacks the ins and outs of employer contributions to Health Savings Accounts (HSAs)—a benefit that can offer significant value to both employees and organizations. She breaks down what makes an employee eligible to receive HSA contributions, what employers are (and aren’t) responsible for verifying, and how timing and contribution limits can affect both compliance and employee tax liability. Whether you're already offering HSA contributions or just exploring the option, this quick episode is packed with practical tips and compliance clarity. Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.  _________________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    4 min

  5. FEB 25

    Medicare Financial Incentives

    In this episode of Comply on the Fly, host Karen B tackles a common employer question: Can we pay for an employee’s Medicare or Medicare supplement premiums? The short answer? No. Doing so would violate Medicare Secondary Payer (MSP) rules, which prevent employers from incentivizing employees to switch from their group health plan to Medicare. Understand the key MSP restrictions, the rare exceptions, and what employers can do. If you're an employer navigating Medicare eligibility in the workplace, this episode delivers the critical do’s and don’ts, saving you from costly compliance missteps. Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.  _____________________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    3 min

  6. FEB 11

    ACA Penalty Calculations

    In this episode of Comply on the Fly, Karen dives into the timely topic of ACA affordability and why employers should prioritize analyzing their coverage offers early. With 2024 reporting season upon us, Karen breaks down how to calculate affordability using federal poverty levels or wages, offering real-world examples to guide decisions. Learn how to ensure compliance and avoid unnecessary expenses while making informed decisions that support your employees’ well-being and your bottom line. Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.  _____________________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    5 min

  7. JAN 28

    5500 Filings

    Keeping your business compliant with ERISA requirements isn’t just about checking a box—it’s about safeguarding your employees and your organization from unnecessary risks. In this episode of Comply on the Fly, we dive into a critical topic every employer needs to know: Form 5500 filing for health and welfare benefit plans under ERISA. If your plans have over 100 participants, this requirement is non-negotiable. Tune in as we break down what it means, what’s required, and how to stay ahead of compliance deadlines. Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.  _____________________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    6 min

  8. JAN 14

    ACA Reporting Changes

    Two recently signed bills are bringing much-needed relief for employers navigating ACA reporting. In this episode of Comply on the Fly, Karen B breaks down the latest updates that simplify compliance and reduce administrative headaches. Learn how the new laws provide more flexibility in distributing 1095-B and 1095-C forms and extend deadlines for responding to penalty letters. These changes could save you time, help you avoid penalties, and make staying compliant easier than ever. Tune in to discover how these updates can streamline your ACA reporting process! Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.  _____________________________________________________________________ Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

    4 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

Human resource managers are facing more demands than ever, with complex compliance issues adding to the challenge. That’s where Comply on the Fly. Our specialized compliance advisors provide tailored, timely insights and answers to the most common employee benefits questions—all in just 5 minutes or less per episode. Our dedicated team stays on top of both local and federal developments, breaking down complex regulations into clear, straightforward language to keep you informed and prepared for what’s ahead. Count on M3 and Karen B to simplify compliance so you can focus on what matters most. The information provided is a summary of laws and regulations relating to employee benefit plan compliance. This information should not be construed as legal advice. In all cases, employers should consult with their own legal counsel.

Information

  • Creator
    M3 Insurance
  • Years Active
    2021 - 2025
  • Episodes
    131
  • Rating
    Clean
  • Copyright
    © Copyright 2024 All rights reserved.
  • Show Website
    Comply on the Fly

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