Constructive Conversations

Constructive Capital

Constructive Conversations Hosted by Olivia Anthony | Presented by Constructive Capital Insightful discussions for professionals in private lending and real estate investing. Constructive Conversations brings together industry leaders, innovators, and subject matter experts to explore the trends, technologies, and strategies shaping real estate finance. Hosted by Olivia Anthony of Constructive Capital, each episode delivers practical insights designed to inform, inspire, and support growth in a competitive market. Whether you’re a lender, investor, or industry professional, this podcast offers expert perspectives to help you make smarter decisions and stay ahead of the curve. Key Topics: Private lending · Real estate investing · Market trends · Technology & innovation · Risk management · Leadership in finance

Episodes

  1. S2E1 - Constructive Conversations | A Conversation with TrustPoint AI

    12/04/2025

    S2E1 - Constructive Conversations | A Conversation with TrustPoint AI

    Welcome to Season 2, Episode 1 of Constructive Conversations! Sponsored by Liquid Logics  Your go-to source for real talk on private lending, real estate investing, and the professionals shaping the future of the industry. In this episode of Constructive Conversations, host Olivia Anthony sits down with John Adratus and John Ryan, co-founders of TrustPoint AI, along with Megan Casselton, Chief Credit Officer at Constructive Capital. Together, they explore how AI, data analytics, and workflow automation are transforming construction and rehab lending. From standardizing processes to improving risk management and borrower experience, the discussion highlights why technology is quickly reshaping private lending and what it means for brokers, lenders, and investors.  0:00 Introduction to speakers  6:29 How it all began for TrustPoint AI  11:14 How does TrustPoint AI work  20:00 How does TrustPoint AI help a broker  33:32 Tech is shaping private lending and the capital market. Where is this all heading?  48:28 What is the one word or phrase that summarizing the biggest opportunity for tech in the industry  49:57 Conclusion | Wrap-Up  ________________________________________  🔑 Key Takeaways   ✔️ Origins of TrustPoint AI: Born from the need for transparency and reliability in construction lending, evolving from a consumer problem into an enterprise-grade solution.  ✔️ Industry Shift: The real estate lending industry is rapidly moving toward institutionalization, mirroring the tech adoption curve seen in consumer mortgages—but at a much faster pace.   ✔️ Core Solutions: TrustPoint AI provides asset management, portfolio analytics, and predictive tools that reduce risk, streamline workflows, and enable data-driven decisions.   ✔️ Broker & Lender Benefits: Faster draw requests, transparent communication, and better capital execution create a seamless borrower experience that drives repeat business.   ✔️ Partnership Impact: The collaboration between TrustPoint AI and Constructive Capital helps scale operations, reduce costs, and strengthen capital partnerships.  👍 Like, comment, and subscribe for more in-depth conversations on private lending, real estate finance, and innovative investment strategies!  🔔 Hit the bell so you never miss an episode! #Trustpointai #RealEstateInvesting #DSCRLoans #RentalLoans #BlanketLoans #ConstructiveConversations #LiquidLogics Home | Constructive Capital Nationwide provider of Stable Capital for Business Purpose Real Estate Loans.

    51 min
  2. EP5 - Constructive Conversations | Liquid Logics - Success is Not Permanent

    06/26/2025

    EP5 - Constructive Conversations | Liquid Logics - Success is Not Permanent

    Welcome to Episode 5 of Constructive Conversations! Your go-to source for real talk on private lending, real estate investing, and the professionals shaping the future of the industry. In this episode of Constructive Conversations, host Olivia Anthony sits down with Sam Kaddah, CEO of Liquid Logics, and Alex Kaddah, the company’s COO, to explore how technology is revolutionizing private and hard money lending. Founded in 2004, Liquid Logics has grown into a powerful cloud-based loan management platform trusted by lenders across the country. Sam shares the company’s origin story, key milestones, and how major events like the 2008 recession and COVID-19 pandemic shaped their trajectory. Alex offers insight into his personal journey into leadership and how the company is innovating through AI, automation, and client-centric service. 🔍 Topics Covered: The founding and growth of Liquid LogicsKey industry milestones (2008 crash, COVID-19 impact)Alex’s path to becoming COOWhat sets Liquid Logics apart from other platformsThe power of customization and AI integrationReal client success storiesPartnership with Constructive CapitalArticle: Demystifying AI: What Private Lenders Need to Know (https://www.liquidlogics.com/demystifying-ai-what-private-lenders-need-to-know/)🔔 Subscribe for more in-depth conversations on private lending, real estate finance, and innovative investment strategies! #PrivateLending #Fintech #LoanManagement #LiquidLogics #RealEstateTech #AIinFinance #ConstructiveConversations

    45 min
  3. E4 - Constructive Conversations | A Conversation with Megan Castleton, Constructive's CCO

    05/22/2025

    E4 - Constructive Conversations | A Conversation with Megan Castleton, Constructive's CCO

    Welcome to Episode 4 of Constructive Conversations! Your go-to source for real talk on private lending, real estate investing, and the professionals shaping the future of the industry. In this episode, host Olivia Anthony is joined by Megan Castleton, Chief Credit Officer at Constructive Capital. Megan dives into the details of DSCR (Debt Service Coverage Ratio) loans, Residential Transition loans (RTL), and Blanket loans—breaking down what they are, how they work, and when to use them. She also shares her personal journey into the world of private lending and what led her to join Constructive Capital. 🎙️ Whether you're a seasoned investor or just getting started, this episode is packed with valuable insight from one of the industry's top credit minds. 📢 Who should watch?  ✔️ Real estate brokers and investors looking to better understand creative financing strategies ✔️ Private lenders seeking deeper credit and risk assessment knowledge ✔️ Professionals exploring a career in private lending 🚀 Resources & Links from the Episode: ✅ Learn more about Constructive Capital: https://www.constructiveloans.com/ ✅ Explore DSCR (https://www.constructiveloans.com/rental-property-capital) and Fix & Flip (https://www.constructiveloans.com/fix-flip) ✅ Liquid Logics – Smart Loan Origination Software: https://www.liquidlogics.com/ 💡 This episode is made possible by our partners at Liquid Logics, providing cutting-edge loan origination technology for private lenders. 👍 Subscribe for more in-depth conversations on private lending, real estate finance, and innovative investment strategies! #PrivateLending #RealEstateInvesting #DSCRLoans #RentalLoans #BlanketLoans #ConstructiveConversations #WomenInFinance #CreditRisk #ConstructiveCapital #BrokerTips #InvestorEducation #LiquidLogics

    36 min
  4. E3P1 - Constructive Conversations | AAPL: Strategy, People & Purpose

    05/20/2025

    E3P1 - Constructive Conversations | AAPL: Strategy, People & Purpose

    Welcome to Episode 3 – Part 1 of Constructive Conversations: The AAPL Series Your inside track to the leaders and ideas shaping private lending and real estate investing. In this two-part episode, Olivia Anthony of Constructive Capital sits down with two powerhouse voices from the American Association of Private Lenders (AAPL) — Linda Hyde, President, and Kat Hungerford, Digital Project Manager. Together, they dive into AAPL’s mission to elevate the private lending industry through education, ethics, and legislative advocacy. From building community to setting industry standards, Linda and Kat offer a behind-the-scenes look at how AAPL is supporting lenders across the country and helping shape the future of private real estate finance. 👀 In Part 1, we explore: • AAPL’s growth and impact in the private lending space • Linda’s leadership journey and vision as President • Kat’s role in leading digital initiatives that advance AAPL’s mission • The increasing importance of ethics and education in a shifting market • A candid conversation on the rise of fraud in the industry — and what lenders can do to stay ahead • Exciting upcoming AAPL events that bring the lending community together 📌 If you're a private lender, real estate investor, or industry professional, this episode is packed with insights you won’t want to miss. 🔗 Links from the Show: 👉 American Association of Private Lenders (AAPL) 👉 Constructive Capital 👉 Liquid Logics – Smart Loan Origination Software 🎧 Part 2 drops soon! 👍 Don’t forget to like, subscribe, and share with your network! #ConstructiveConversations #AAPL #PrivateLending #RealEstateInvesting #LenderLeadership #WomenInFinance #AAPLCommunity #PrivateLendersUnite #EthicalLending #FraudPrevention #AAPLEvents

    34 min
  5. E3P2 - Constructive Conversations | AAPL: Strategy, People & Purpose

    05/20/2025

    E3P2 - Constructive Conversations | AAPL: Strategy, People & Purpose

    Welcome to Episode 3 – Part 2 of Constructive Conversations: The AAPL Series Your behind-the-scenes access to the people and ideas shaping private lending and real estate investing. In Part 2 of this special two-part conversation, Olivia Anthony of Constructive Capital continues her discussion with Linda Hyde, President of the American Association of Private Lenders (AAPL), and Kat Hungerford, Digital Project Manager. This time, the conversation dives even deeper — exploring how AAPL is driving innovation, advocating for ethical practices, and creating a stronger, more connected private lending community. Linda and Kat open up about the challenges and opportunities facing lenders today, and how AAPL’s forward-thinking initiatives are preparing the industry for the future. In Part 2, we unpack: • How AAPL is influencing legislative efforts that impact private lending • The role of technology in shaping the next era of real estate finance • New strategies for fraud prevention and ethical lending • Insights into building a thriving lending business in a changing market • What’s ahead for AAPL — and why now is the time to get involved Whether you’re a private lender, real estate investor, or industry professional, this episode delivers actionable insights and expert perspectives you need to stay competitive. Links from the Show: 👉 American Association of Private Lenders (AAPL) 👉 Constructive Capital 👉 Liquid Logics – Smart Loan Origination Software 🎧 Listen to Part 1 if you haven't already — and stay tuned for more powerful conversations ahead! 👍 Like, subscribe, and share to keep the conversation going. #ConstructiveConversations #AAPL #PrivateLending #RealEstateInvesting #LenderLeadership #WomenInFinance #AAPLCommunity #PrivateLendersUnite #EthicalLending #FraudPrevention #AAPLEvents

    17 min
  6. E2 - Constructive Conversations | The Future of Property Valuations with RicherValues

    05/20/2025

    E2 - Constructive Conversations | The Future of Property Valuations with RicherValues

    Welcome to Episode 2 of Constructive Conversations! This podcast is your go-to source for insights into private lending, real estate investing, and the industry leaders shaping the future. In this episode, Olivia Anthony, host and industry expert from Constructive Capital, sits down with Rodney Mollen and Ryan Mollen from RicherValues, a cutting-edge platform that leverages AI to analyze property values. They discuss how technology is transforming real estate valuation, the impact of data-driven insights on investment decisions, and what lenders and investors need to know about leveraging AI for smarter deals. 📢 Who should watch? ✔️ Real estate investors looking for accurate property valuations ✔️ Private lenders seeking better risk assessment tools ✔️ Industry professionals curious about AI-driven real estate trends 🚀 Resources & Links from the Episode: ✅ RicherValues – AI-Powered Property Valuations ✅ Constructive Loans – Innovative Lending Solutions: ✅ Liquid Logics – Smart Loan Origination Software 👍 If you enjoyed this episode, like and subscribe for more expert conversations on private lending, real estate investing, and financial strategies! 🔔 Turn on notifications so you never miss an episode! #PrivateLending #RealEstateInvesting #AIinRealEstate #PropertyValuation #LendingStrategies #RealEstateTech #ConstructiveConversations #RicherValues

    25 min
  7. E1 - Constructive Conversations | Women in Private Lending with Ruby Boulanger, CMO of Geraci LLP

    05/19/2025

    E1 - Constructive Conversations | Women in Private Lending with Ruby Boulanger, CMO of Geraci LLP

    Welcome to the 1st episode of Constructive Conversations! This podcast is your go-to source for insights into private lending, real estate investing, and the industry leaders shaping the future. In this episode, Olivia Anthony, host and industry expert from Constructive Capital, sits down with Ruby Boulanger, CMO at Geraci LLP, to discuss the evolving role of women in private lending. They explore market trends, legal challenges, and innovative strategies in real estate finance—all from a marketing and legal perspective. 📢 Who should watch? ✔️ Private lenders looking for industry insights ✔️ Real estate investors seeking financial and legal strategies ✔️ Professionals curious about the future of private lending 🚀 Resources & Links from the Episode: ✅ Constructive Loans – Innovative Lending Solutions - https://www.constructiveloans.com/ ✅ Liquid Logics – Smart Loan Origination Software - https://www.liquidlogics.com/ ✅ Women in Private Lending – A Community for Women in the Industry - https://www.womeninprivatelending.com/ ✅ Geraci Law Firm – Legal Services for Lenders & Investors - https://geracilawfirm.com/ 👍 If you enjoyed this episode, like and subscribe for more expert conversations on private lending, real estate investing, and financial strategies! 🔔 Turn on notifications so you never miss an episode! #PrivateLending #RealEstateInvesting #WomenInFinance #MortgageLending #LendingStrategies #RealEstateFinance #ConstructiveConversations #GeraciLLP

    20 min

About

Constructive Conversations Hosted by Olivia Anthony | Presented by Constructive Capital Insightful discussions for professionals in private lending and real estate investing. Constructive Conversations brings together industry leaders, innovators, and subject matter experts to explore the trends, technologies, and strategies shaping real estate finance. Hosted by Olivia Anthony of Constructive Capital, each episode delivers practical insights designed to inform, inspire, and support growth in a competitive market. Whether you’re a lender, investor, or industry professional, this podcast offers expert perspectives to help you make smarter decisions and stay ahead of the curve. Key Topics: Private lending · Real estate investing · Market trends · Technology & innovation · Risk management · Leadership in finance