Conversations with Constance Constance Carter

Join Constance Carter as she delves into the current realities and strategies of the housing market in today's economy. Don't miss her expert advice on why now is the right time to buy and how to capitalize on available resources.
- Understand why you shouldn't wait for interest rates to drop before buying a home and the benefits of refinancing later.
- Learn about the effects of hedge funds buying properties in bulk and how it limits market entry for regular buyers.
- Discover down payment assistance programs and resources for potential homebuyers across the country.
- Explore nine affordable locations that offer great job opportunities for those considering relocation.
- Gain insights into upcoming training sessions aimed at educating parents and young adults on how to invest in real estate efficiently.

Join Constance and special guest DJ as they delve into the tender topic of black love post-divorce and the journey to healing a broken heart. Explore the complexities of starting over and loving again in a candid conversation that uncovers both personal experiences and universal truths.
- The vital role of therapy in healing after a divorce, and the challenges unique to the black community
- Balancing the act of dating with emotional healing, while navigating the world of dating apps and modern relationship expectations
- The significance of self-respect, trust, and leadership in a relationship, and how past experiences shape future connections
- The importance of ambition, personal growth, and clear intentions when seeking a partner, especially later in life post-divorce
- Constance and DJ's perspectives on dealing with heartbreak, the stigma of therapy, and the journey towards healing and self-discovery

Uncover the secrets to boosting your credit score and taking control of your financial future with Constance Carter. Dive into this comprehensive Credit Q&A session where we debunk myths and offer smart strategies for a better credit life.
- Learn how late payments and credit card balance management can make or break your credit score.
- Discover the critical differences between FICO and non-FICO scores with tips on getting the most accurate credit assessment.
- Find out why paying off collections might not always be in your favor and strategies to negotiate better terms.
- Explore the importance of financial literacy and how education can equip you to utilize credit for wealth building.
- Get expert insights into managing business credit, the long-term effects of bankruptcy, and effective ways to use credit card rewards to your advantage.

In this compelling episode, Constance Carter reflects on the profound impact of parental support and the power of speaking life into existence. Watch as Constance and her daughter Chayil delve into the inspiring journey of Kanye West as showcased in his documentary.
- Discover the key role parents play in fostering their children's success and the enduring influence of Kanye's mother on his career.
- Explore the significance of speaking positive affirmations and how envisioning one's future can shape reality.
- Learn how rejection should be faced head-on, acknowledging that perseverance in the face of adversity is crucial.
- Gain insights into the power of consistency and determination in achieving long-term goals, regardless of immediate outcomes.
- Reflect on the three essential life lessons extracted from Kanye West's experiences that can be applied to anyone's journey toward success.

Constance Carter digs deep into the alarming trends of black spending power versus net worth and offers solid, actionable strategies to reverse the course. Find out how to harness your financial power and close the wealth gap with sustainable practices and smart investments.
- Discover the importance of adjusting your mindset for saving and preparing for homeownership as a solid wealth-building strategy.
- Learn about the significance of credit health and how a robust credit score can unlock financial opportunities and better housing options.
- Explore how to monetize your intellectual property and skills to create a sustainable business and boost your economic footprint.
- Gain insight into smart investment practices, from real estate to stocks, to diversify and strengthen your financial portfolio.
- Uncover the potential of life insurance as a tool for becoming your own bank and securing a more prosperous financial future.

Explore the hidden realities of appraisal discrimination in the housing market with Constance Carter. In this eye-opening episode, Constance reveals the unfair practices affecting home values based on race.
- Discover what appraisal discrimination entails and why it's an issue in real estate.
- Learn about the lack of scientific standards in appraisals, leading to potential bias.
- Hear a case study where a Black couple's home is undervalued by $500,000 due to racial profiling.
- Understand the systemic bias in home valuations and its impact on wealth building for minorities.
- Find out why it's crucial to file complaints and how a landmark case is changing the appraisal industry.