The Ryan Dsouza Podcast

Ryan Dsouza

Slow takes only. New episodes on YouTube,Spotify & Apple Podcasts.

  1. Jun 19

    Ravi Handa: Should You Leave India? (FIRE, Moving Abroad & the 1% Trap)

    In this episode, I sit down with Ravi Handa — ex teacher turned edtech founder (his business was acquired by Unacademy), who FIRE'd at 40 and now lives in Jaipur — to make the case for why most ambitious young Indians should seriously consider leaving the country.We cover two big things. First, the move-abroad argument: why he thinks you should take a decade-plus view rather than a 2–5 year one, why India's growth story can be intact while still being a worse bet for you as an individual, and the quality-of-life basics India doesn't deliver even for the 1% — clean water, clean air, unadulterated food, and education beyond the top 5% of institutions. We get into "scarcity mindset" and "crab mentality," why taxes feel like a raw deal for the top 2%, who this advice actually applies to (and why it's easier the higher up the ladder you are), and why 35 is roughly the deadline.Then we pivot to FIRE — the five lucky breaks that let him retire at 40, why you shouldn't anchor on retiring at 35 or 40, how cost of living in India is "not a monolith" (Jaipur vs Bangalore), and why he's building again despite preaching financial independence.More on Ravi ,Handa Uncle : https://www.handauncle.com/Twitter : https://x.com/ravihanda?lang=enLinkedin : https://in.linkedin.com/in/ravihandaInstagram : https://www.instagram.com/ravihanda/?hl=enFacebook : https://www.facebook.com/ravihanda/YouTube : https://www.youtube.com/user/ravihandaPodcast Socials :Instagram : https://www.instagram.com/decentmakeoverTwitter : https://twitter.com/decentmakeovrLinkedin : https://www.linkedin.com/in/ryan-dsouza-74542b295/PODCAST INFO:Podcast website: https://anchor.fm/ryandsouzaApple Podcasts: https://apple.co/3NQhg6SSpotify: https://spoti.fi/3qJ3tWJAmazon Music: https://amzn.to/3P66j2BGoogle Podcasts: https://bit.ly/3am7rQcGaana: https://bit.ly/3ANS4v1RSS: https://anchor.fm/s/609210d4/podcast/rss

    1h 7m
  2. May 30

    The Real AI Goldmine Isn't Foundation Models | Bhavik Vasa (GetVantage)

    At Mumbai Tech Week 2026, the conversation around “AI in Action” is shifting from hype to real-world execution.In this deep-dive conversation, GetVantage Founder Bhavik Vasa joins Ryan to discuss why India’s biggest AI opportunity isn’t in building trillion-parameter LLMs — but in Applied AI powered by proprietary enterprise data, digital infrastructure, and embedded finance.From MSME lending and OCEN to cashflow-based financing, underwriting automation, due diligence, and workflow intelligence — this episode explores how India can become a global powerhouse in AI-led economic productivity.Key topics covered:•⁠ ⁠Why AI FOMO around public LLMs is fading•⁠ ⁠The rise of Small Language Models (SLMs)•⁠ ⁠Proprietary data as the real competitive moat•⁠ ⁠India Stack, UPI, GST & the MSME credit gap•⁠ ⁠How GetVantage uses Applied AI for underwriting•⁠ ⁠GrowthSahay, OCEN & embedded finance infrastructure•⁠ ⁠Revenue-based financing vs founder dilution•⁠ ⁠AI-powered due diligence & tender automation•⁠ ⁠The future of invisible finance and automated enterprise workflowsIf you're attending Mumbai Tech Week, building in AI, fintech, SaaS, embedded finance, digital lending, or enterprise infrastructure — this conversation is for you.Keywords:Mumbai Tech Week, MTW 2026, AI in Action, Applied AI, Proprietary Data, Small Language Models, SLMs, India AI ecosystem, Embedded Finance, OCEN, Revenue Based Financing, MSME Credit Gap, Digital Lending India, India

    43 min
  3. May 12

    Effective Altruism & Animal Advocacy in India - Aditya Karanam

    In this episode, I sit down with Aditya Karanam — part of the Effective Altruism community in India and an animal advocate working with Electric Sheep and Animal Ethics — to figure out what it actually means to "do good" well.We cover two big things. First, the basics of Effective Altruism: what it is, where it came from, and the three things the community uses to decide which problems to work on first (scale, neglectedness, and tractability). Why so much of the EA crowd seems to come from tech, what counts as an "EA intervention," and what the community in India actually looks like today.Then we pivot to animal advocacy — why Aditya has chosen this cause over every other one, what factory farming in India actually looks like (we're the second-largest beef producer in the world, by the way), and whether tech like lab-grown meat is the answer or just part of it.I push back through a lot of it — I'm a meat eater myself — so this is less a lecture and more me trying to figure it out in real time.EPISODE LINKS:Electric Sheep : https://www.electricsheep.is/Aditya's Linkedin : https://in.linkedin.com/in/aditya-s-karanam-84859b10280,000 Hours : 80000hours.orgGiving What We Can — givingwhatwecan.orgPodcast Socials :Instagram : https://www.instagram.com/decentmakeoverTwitter : https://twitter.com/decentmakeovrLinkedin : https://www.linkedin.com/in/ryan-dsouza-74542b295/PODCAST INFO:Podcast website: https://anchor.fm/ryandsouzaApple Podcasts: https://apple.co/3NQhg6SSpotify: https://spoti.fi/3qJ3tWJAmazon Music: https://amzn.to/3P66j2BGoogle Podcasts: https://bit.ly/3am7rQcGaana: https://bit.ly/3ANS4v1RSS: https://anchor.fm/s/609210d4/podcast/rss

    1h 15m

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Slow takes only. New episodes on YouTube,Spotify & Apple Podcasts.