Covered.

Bozzuto Insurance Services
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Real insurance conversations for California business owners since 1981.

Episodes

  1. Aug 17

    Liquor Liability Insurance Explained

    Liquor liability or host liquor liability? Turns out operating hours and how you make your money actually decide which one applies to you. In this episode of Covered, we get into the difference between the two, why general liability policies eventually get pushed to their limit (which is exactly why cyber and EPLI became their own separate coverages), and what happens when your business is considered higher risk and ends up in the surplus market. Spoiler: that's exactly when having a broker in your corner who actually checks a carrier's financial rating matters most.

  2. Aug 3

    Why Insuring Contractors Is So Complicated

    Construction is one of the hardest industries to insure, and it changes depending on the trade. In this episode, we break down the core policies every contractor needs (general liability, workers' comp, cyber, EPLI, and more), why residential tract housing is riskier to insure than commercial work, and how we help clients navigate the claims process when something goes wrong.

  3. Jul 31

    Welcome to Covered.

    Welcome to the Covered Podcast, powered by Bozzuto Insurance. In this episode, we learn the history behind this 45-year-old family-owned company.

  • 3 Episodes

About

Real insurance conversations for California business owners since 1981.

Information

  • Creator
    Bozzuto Insurance Services
  • Years Active
    2026
  • Episodes
    3
  • Rating
    Explicit
  • Copyright
    © Copyright 2026 All rights reserved.
  • Show Website
    Covered.