Create Wealth

Sandeep Jethwani

In the Create Wealth podcast, we talk about the wealth creation journey of successful individuals. Each episode features a conversation on wealth generation, exploring different perspectives on money and investing.

  1. How to dominate in Real Estate | Ft. Karan Virwani, Managing Director and CEO, WeWork

    2월 6일

    How to dominate in Real Estate | Ft. Karan Virwani, Managing Director and CEO, WeWork

    From Grey Cubicles to Global Standards: Karan Virwani on Reinventing India's Office Culture & Real Estate Investing At 24, Karan Virwani walked into a WeWork in New York and had one thought: Indian offices deserve better than 5-foot cubicles, tube lights, and grey walls. As CEO of WeWork India and part of the Embassy Group (₹40,000 crore REIT), Karan made a contrarian bet that changed India's workspace landscape. When everyone told him to make WeWork cheaper for the Indian market, he refused. His conviction? Indians value quality and will pay for it if you don't compromise. That same contrarian thinking extends to how he believes Indians should approach real estate investing. In this episode, Karan breaks down: • Why most Indians are getting real estate investing wrong • The math behind REITs vs. direct property ownership (7-8% yields, but very different risk profiles) • Three ways to invest in real estate based on your risk appetite • How Embassy built an entire ecosystem—apartments, schools, office parks—for HNIs • The strategy behind scaling WeWork across India without diluting quality • Why global brands fail when they cut corners If you've ever wondered whether owning property in your name is the best investment strategy, or how India's commercial real estate landscape is evolving, this conversation will challenge your assumptions. #CreateWealthPodcast #Dezerv #Embassy #WeWork #RealEstate  Follow Sandeep Jethwani on: LinkedIn -  / sandeepjethwani   X -  / sandeepjethwani   Follow Dezerv on: LinkedIn -  / dezerv-in   Instagram -  / dezerv.in   X -  / dezervhq   Website: https://www.dezerv.in/?utm_source=You... 300,000+ wealth creators have reviewed their mutual fund portfolios and received an in-depth analysis of their investments. You can get started too - https://wealthcheckup.onelink.me/aenA...

    1시간 19분
  2. Unknown Billionaire of Pune | Ft. Anand Deshpande, Persistent Systems

    1월 16일

    Unknown Billionaire of Pune | Ft. Anand Deshpande, Persistent Systems

    From 2000 Employee Millionaires to $1.5B Revenue: Anand Deshpande on ESOPs, IPOs & the Future of Deep Tech In this episode, we sit down with Anand Deshpande, Founder, Chairman and Managing Director of Persistent Systems, to explore how he built one of India's most successful IT services companies while creating over 2000 employee millionaires through strategic ESOP implementation. Anand explains how ESOPs became central to Persistent's culture starting in 1999-2000, when employees didn't even understand what they were. He shares the 10-20-30-40% vesting structure designed to retain talent long-term, and why he simply told employees "just keep it, you'll not regret it" — advice that would prove transformative when the company went public in 2008-2010. The conversation traces Persistent's journey through the dot-com bust, the 2008 financial crisis, and eventual IPO. Anand discusses when a company is truly ready to go public, why rushing into an IPO can backfire, and how quarterly earnings calls force a certain kind of short-term thinking that founders must learn to manage. A key part of the discussion focuses on CEO traits and selling to leadership. After meeting 150 CEOs in 2008, Anand identified three patterns: CEOs focus on 7-8 priorities and delegate everything else 100%, they care about top-line growth over bottom-line, and they love to network. These insights completely changed how Persistent approached sales and positioned itself in the market. Anand also shares his hiring framework for senior leadership — looking for excellence in one of three areas: sales, technology domain expertise, or operations. Not okay at all three, but truly exceptional at one. The episode explores Anand's transition from CEO in 2019 after 30 years, his personal wealth management philosophy across four buckets (expenses, legacy portfolio, growth investments in AIFs, and philanthropy), and his vision for the future centered on three mega-trends: Energy, Biology, and Intelligence. This is a structured, first-principles conversation on wealth creation, leadership, strategic pivots, and backing the next wave of deep science innovation. Timestamps: 00:00 Highlights & Introduction 01:17 The Story of ESOPs at Persistent Systems 03:01 Designing an ESOP Policy: Vesting & Strike Price 04:42 When is a Company Truly Ready for an IPO? 06:12 Life After IPO: Quarterly Earnings & Investor Relations 07:06 3 Essential Traits of Every Successful CEO 09:49 How to Recruit and Build Senior Leadership 11:07 When should a Founder step down as CEO? 11:57 Anand Deshpande’s Personal Wealth Philosophy 13:41 Strategic Investing: AIFs, Direct Companies & Philanthropy 15:41 Future Opportunities in India: Energy, Biology & Intelligence 18:22 The Deep Tech Revolution: Engineering Biology 19:18 Time Management Secrets of a Global Leader 20:41 Conclusion & Final Insights #CreateWealthPodcast #Dezerv #persistentsystems #ESOPs #Technology Follow Sandeep Jethwani on: LinkedIn - https://www.linkedin.com/in/sandeepjethwani/ X - https://twitter.com/sandeepjethwani Follow Dezerv on: LinkedIn - https://in.linkedin.com/company/dezerv-in Instagram - https://www.instagram.com/dezerv.in/ X - https://twitter.com/DezervHQ Website: https://www.dezerv.in/?utm_source=YouTube&utm_medium=Video&utm_campaign=Tapan_Agarwal_CW_Podcast_Content 300,000+ wealth creators have reviewed their mutual fund portfolios and received an in-depth analysis of their investments. You can get started too - https://wealthcheckup.onelink.me/aenA/lxqjp1xq

    57분
  3. The Unheard story of Billionaire Vijay Shekhar Sharma

    2025. 12. 20.

    The Unheard story of Billionaire Vijay Shekhar Sharma

    In this episode, recorded at Product Unconference 2025, Sandeep Jethwani sits down with Vijay Shekhar Sharma to unpack how founders stay relevant across multiple technology cycles. Vijay explains how technology evolves in waves — from chips to PCs, operating systems to applications, mobile to cloud, data to AI and now agents. Every wave creates winners, and every winner eventually becomes the foundation for the next. Romanticising past success, he says, is the fastest way for companies to lose relevance. The conversation traces Paytm’s repeated reinventions, from payments to devices and now towards AI-led workflows. Vijay shares why pivots are rarely sudden decisions, how founders shift the centre of gravity of organisations over time, and why not everyone moves together during change. A key part of the discussion focuses on AI for small merchants. Building on the Soundbox that transformed digital payments, Vijay outlines a vision where AI becomes a thinking partner for kirana stores — helping them decide what sells, what doesn’t, when to stock up, when to push offers, and even when to advertise. Not AI for demos or dashboards, but AI for everyday business judgement. The episode also touches on leadership inside public companies, ESOP wealth creation, governance, and the parts of the journey that continue to weigh on founders even after scale and success. This is a candid, first-principles conversation on relevance, reinvention, and betting on the next wave, straight from the stage at Product Unconference 2025. #CreateWealthPodcast #Dezerv #PayTM #Product #Fintech Follow Sandeep Jethwani on: LinkedIn - https://www.linkedin.com/in/sandeepjethwani/ X - https://twitter.com/sandeepjethwani Follow Dezerv on: LinkedIn - https://in.linkedin.com/company/dezerv-in Instagram - https://www.instagram.com/dezerv.in/ X - https://twitter.com/DezervHQ Website: https://www.dezerv.in/?utm_source=YouTube&utm_medium=Video&utm_campaign=Tapan_Agarwal_CW_Podcast_Content 300,000+ wealth creators have reviewed their mutual fund portfolios and received an in-depth analysis of their investments. You can get started too - https://wealthcheckup.onelink.me/aenA/lxqjp1xq

    39분
  4. From being jobless to making ₹500Crores

    2025. 11. 28.

    From being jobless to making ₹500Crores

    Yoga Bar didn’t wait for India’s healthy snacking wave, it helped create it. In this conversation, Suhasini Sampath (Co-founder, Yoga Bar) takes us inside the product decisions and supply-chain discipline that shaped one of India’s most interesting FMCG stories. This is not the usual “D2C marketing playbook.” Yoga Bar was built on product first principles- clean labels, FDA-grade formulations, whole-ingredient recipes and vendor systems designed to hold up at scale. At a time when Indian shelves were dominated by palm oil, refined sugar and opaque labels, they chose the harder path: global standards at Indian price points. Suhasine’s notions on category leadership were something to write home about. She believes that a brand owning a meaningful share of a focused category can create far more long-term value than a larger brand operating in a cluttered, undifferentiated space. If you care about health, consumer brands, or building anything the hard (right) way, this conversation is worth your time. #CreateWealthPodcast #Dezerv #YogaBar #ConsumerBrands #HealthySnacking #FMCGIndia #StartupIndia Follow Sandeep Jethwani on: LinkedIn - https://www.linkedin.com/in/sandeepjethwani/ X - https://twitter.com/sandeepjethwani Follow Dezerv on: LinkedIn - https://in.linkedin.com/company/dezerv-in Instagram - https://www.instagram.com/dezerv.in/ X - https://twitter.com/DezervHQ Website: https://www.dezerv.in/?utm_source=YouTube&utm_medium=Video&utm_campaign=Tapan_Agarwal_CW_Podcast_Content 300,000+ wealth creators have reviewed their mutual fund portfolios and received an in-depth analysis of their investments. You can get started too - https://wealthcheckup.onelink.me/aenA/lxqjp1xq

    1시간 10분
  5. SBI made ₹1.63 lakh crore profit under him in just 4 years!

    2025. 11. 07.

    SBI made ₹1.63 lakh crore profit under him in just 4 years!

    Inside the mind of the man who managed more money than most countries’ GDPs. And until now, he’s never spoken on a podcast. For the first time, Dinesh Khara, former Chairman of the State Bank of India, joins Sandeep Jethwani for an unfiltered conversation about what it really takes to run a ₹50 lakh crore institution that touches 54 crore Indians. From handwritten ledgers in the 1980s to one of the world’s largest digital banking ecosystems today, Mr. Khara led SBI through a transformation few institutions have ever achieved. He tripled productivity, steered the bank through India’s largest merger, and built YONO — a digital-first platform that brought over 8 crore Indians online long before “fintech” became a buzzword. Under his leadership, SBI’s annual profit crossed ₹60,000 crore, the highest ever for an Indian bank, and its four-year cumulative profit exceeded the previous six decades combined. He led 230,000 employees, served 45 crore customers, and turned India’s oldest financial institution into a modern digital ecosystem, all while keeping it relevant to every generation since 1806. In this rare conversation, he opens up about how decisions are made when a single “yes” can move billions, what it takes to modernise trust at scale, and why he believes India’s banking system is just getting started. #CreateWealthPodcast #Dezerv #DineshKhara #SBI #StateBankOfIndia #SandeepJethwani Follow Sandeep Jethwani on: LinkedIn - /sandeepjethwani X - /sandeepjethwani Follow Dezerv on: LinkedIn - /dezerv-in Instagram - /dezerv.in X - /dezervhq 👉 Over 300,000 wealth creators have reviewed their mutual fund portfolios with Dezerv. Get started: https://bit.ly/47U7zQc

    1시간 16분

소개

In the Create Wealth podcast, we talk about the wealth creation journey of successful individuals. Each episode features a conversation on wealth generation, exploring different perspectives on money and investing.