CreditGauge LIVE

VantageScore
  • 5.0 (1)
  • BUSINESS NEWS
  • UPDATED MONTHLY

The most comprehensive and timely look at U.S. consumer credit health. Hosted by VantageScore experts Jeff Richardson, Susan Fahy, and Atif Mirza with special guests from across financial industries.

  1. 6H AGO

    Mortgage Delinquencies Rise as Early-Stage Credit Stress Broadens Across Borrowers

    In the February edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health. This month, they’re also joined by Tony Hutchinson, EVP and Head of Public Affairs at VantageScore, who shares the latest news regarding the FHFA's decision to include VantageScore 4.0 in the mortgage marketplace. Insights from the latest VantageScore CreditGauge™: ➡️ Early-Stage Delinquencies Rise ➡️ Lower Credit Tiers Grow ➡️ Originations Increase Month-Over-Month For more on how FICO Classic maps to VantageScore 4.0, visit: https://vantagescore.co/3MEy6Lr Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    12 min

  2. TRAILER

    Introducing: CreditGauge LIVE

    The most comprehensive and timely look at U.S. consumer credit health. Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    1 min

  3. JAN 26

    Average VantageScore Credit Score Drops

    In the January edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Silvio Tavares, President and CEO at VantageScore, who shares how lenders can improve lending capabilities in 2026. Insights from the latest VantageScore CreditGauge™:  ➡️ Average VantageScore Declines ➡️ Subprime Credit Tier Grows as Prime Tier Contracts ➡️ Overall Credit Delinquencies Increase Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    14 min

  4. 12/17/2025

    Late Stage Delinquencies Rise As "K" Shaped Economy Persists

    In the December edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Mani Massoomi, Chief Risk Officer at Patelco Credit Union, who shares insights into the trends affecting consumer credit usage. Insights from the latest VantageScore CreditGauge™:  ➡️ Late Stage Delinquencies Increase ➡️ Personal Loan and Credit Card Originations Rise ➡️ Average Credit Balances Climb While Utilization Remains the Same Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    12 min

  5. 11/19/2025

    Low-Income Consumers Experience Economic Stress

    In the November edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Dr. Rikard Bandebo, EVP, Chief Strategy Officer, and Chief Economist at VantageScore, who shares insights into the latest economic trends affecting consumers. Insights from the latest VantageScore CreditGauge™:  ➡️ Low-Income Consumers Experience Economic Stress ➡️ Overall Credit Balances Increase ➡️ Mortgage Delinquencies Show Significant Increase Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    6 min

  6. 10/27/2025

    New Consumer Credit Activity Cools Off After a Hot Summer

    In the October edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Dr. Andrada Pacheco, EVP and Chief Data Scientist at VantageScore, who shares the latest data analysis comparing VantageScore 4.0 to FICO Classic for mortgages. Insights from the September 2025 VantageScore CreditGauge™:  ➡️ New Consumer Credit Activity Slows ➡️ Mortgage Credit Delinquencies Rise ➡️ Early-Stage Delinquencies at Year-to-Date High Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    9 min

  7. 09/23/2025

    Consumer Credit Quality Deteriorates Across Most Credit Categories

    In the September edition of CreditGauge LIVE, VantageScore hosts Jeff Richardson and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Dr. Rikard Bandebo, VantageScore EVP, Chief Strategy Officer, and Chief Economist, who shares key insights into the auto loan market.   Insights from the August 2025 VantageScore CreditGauge™:   ➡️ Consumer Credit Quality Deteriorates  ➡️ Superprime and Subprime Delinquency Rates Rise ➡️ Personal Loan Credit Originations Up Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    8 min

  8. 08/22/2025

    Late-Stage Delinquencies Increase, Driven by Auto Loans and Mortgages

    In the August edition of CreditGauge LIVE, VantageScore hosts Ola Fadahunsi, Susan Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.  This month, they’re also joined by Jay Budzik, SVP, Director of AI & Machine Learning Operations at Fifth Third, who shares key insights into consumer credit.   Insights from the July 2025 VantageScore CreditGauge™:   ➡️ Late-Stage Credit Delinquencies Increase ➡️ Auto Loans and Mortgages Drive Delinquencies ➡️ Average VantageScore Credit Score Declines Updated monthly, VantageScore’s CreditGauge LIVE features the latest newsmakers and insights into consumer credit health. Download the full CreditGauge analysis for free at vantagescore.com/lenders/credit-gauge.

    10 min
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About

The most comprehensive and timely look at U.S. consumer credit health. Hosted by VantageScore experts Jeff Richardson, Susan Fahy, and Atif Mirza with special guests from across financial industries.

Information

  • Channel
    VantageScore
  • Creator
    VantageScore
  • Years Active
    2025 - 2026
  • Episodes
    15
  • Rating
    Clean
  • Copyright
    © 2026 CreditGauge LIVE
  • Show Website
    CreditGauge LIVE

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