Debt Doctor

Bill Bymel
  • 5.0 (4)
  • INVESTING
  • UPDATED WEEKLY

America's most qualified Debt Doctor, Bill Bymel, delivers the definitive prescription for navigating the complex world of distressed real estate debt and specialty finance to help you identify, acquire, and monetize undervalued real estate assets. Whether you're building your investment strategy, managing a distressed portfolio, seeking alternative investment opportunities, or protecting capital in uncertain times, you'll discover how seasoned professionals leverage, capitalize, and transform market volatility into double-digit returns to increase their investments, influence, and impact.

  1. 16H AGO

    The Commercial Real Estate Reckoning

    Commercial real estate risk is building beneath the surface and most of the market still isn’t acknowledging it.    Mendy Pollack, a veteran operator in commercial real estate and non-performing loans, joins Debt Doctor to reveal the growing stress inside the CRE market.    From his transition out of mortgage brokerage into distressed note buying, to hard lessons learned during the 2008 financial crisis, this conversation pulls back the curtain on borrower psychology, bank exposure, and why common sense has become a rare asset in commercial real estate.   We discuss the unique complexity of commercial real estate versus residential, the risks hiding inside high-leverage structures, and why commercial mortgage distress may accelerate as refinancing pressure builds.    If you're watching commercial real estate, distressed debt, or bank risk exposure, this conversation will sharpen your lens.   About Our Guest: Mendy Pollack is Managing Principal, Ironwood Realty Capital https://www.ironwoodcre.com/, a highly specialized firm focusing on the acquisition of and investment in underperforming commercial real estate assets. Connect further with Mendy on LinkedIn https://www.linkedin.com/in/mendypollack/.   📲 Watch the full conversation and share your take in the comments.   🎧 Also available to listen on your favorite podcast platform.    🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, and smart investing that builds both wealth and impact.   👉 If you enjoy what you hear please share.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠ https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠ https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #DebtDoctor #CommercialRealEstate #NonPerformingLoans #CREMarket #DistressedDebt #BankRisk #RealEstateInvesting   The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    43 min

  2. FEB 11

    Inside the Exclusive Alternative Asset of Distressed Aircraft

    Distressed aircraft investing sits at the intersection of hard assets, market intelligence, and disciplined risk management.    Aviation specialist Dave Coleman is one of only about thirty individuals worldwide that operates in this ultra exclusive highly opportunistic niche market and thoroughly understands the full spectrum of how distressed aircraft transactions actually work.   Having grown up with his father in the industry and flying planes before he could even see over the control panel, Dave generously schooled us in detail on why aircraft fall into distress, how refurbishment costs can eclipse market value, and why trust and information asymmetry drive pricing more than numbers alone.    About Our Guest: David Coleman is President of Coleman Jet Solutions https://colemanjets.com/, a fiduciary advisor assisting clients with investment opportunities in distressed aircraft, including what to look for when considering a purchase, how to navigate the sale, and the potential tax benefits of purchasing a plane for business. Connect further with Dave on LinkedIn  https://www.linkedin.com/in/david-coleman-05730217/. And you can watch the story of Dave's Piper Turbo Seminole restoration here A Wreck Rises - Bringing New Life to a Turbo Seminole. 📲 Watch the full conversation and share your take in the comments.   🎧 Also available to listen on your favorite podcast platform.    🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, and smart investing that builds both wealth and impact.   👉 If you enjoy what you hear please share.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #DebtDoctor #DistressedAssets #AlternativeInvesting #AviationFinance #SpecialtyAssets #AssetValuation #RiskManagement   The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    47 min

  3. FEB 4

    Coffee with Bill: The Next Credit Storm Quietly Forming

    The next financial storm won’t start with banks — it’s forming inside collateralized loan obligations and the private credit markets few are paying attention to.   Grab your coffee and slow down for a minute. This is one of those credit conversations you don’t rush past.   I walk through why CLO risk is building beneath today’s booming stock market and inflated real estate values. Rising costs, compressed margins, and higher interest rates are colliding with declining credit quality — a combination that feels uncomfortably familiar if you lived through the Great Financial Crisis.   Let's decode how CLOs are structured, why non-institutional borrowers dominate these deals, and why private equity exposure to private credit may be setting the stage for a broader reckoning by 2026.    📲 Watch the full conversation and share your take in the comments.   🎧 Also available to listen on your favorite podcast platform.    🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, and smart investing that builds both wealth and impact.   👉 If you enjoy what you hear please share.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #CLOrisk #PrivateCredit #LeveragedLoans #CreditMarkets #FinancialRisk #MarketCycles #DebtDoctor   The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    32 min

  4. JAN 28

    CMBS Reality Check

    Commercial mortgage backed securities are no longer an abstract risk, they’re a daily negotiation.    In my latest conversation with Michael Cohen, we're getting real about what’s actually happening inside CMBS loan workouts, extensions, and borrower-lender negotiations, with a sharp focus on New York City, hotels, and multifamily assets.   And candid about why documentation matters more than optimism, why integrity still carries weight in distressed negotiations, and how borrowers can approach lenders with a proven plan instead of false hope.    Our discussion builds on themes first explored in a prior episode, CMBS Loan Maturities Are the Real Stress Test, where CMBS maturities and structural pressure were laid out. This episode shows how those pressures are now playing out in real time.   If you want to understand how CMBS decisions are really being made, and what proactive borrowers are doing differently right now, this conversation delivers clarity without hype.   About Our Guest: Michael Cohen is the Founder and Managing Partner of Brighton Capital Advisors, a commercial real estate advisory firm specializing in representing borrowers and their attorneys in CMBS and CLO loan servicing workouts. Connect further with Michael on LinkedIn.   📲 Watch the full conversation and share your take in the comments.   🎧 Also available to listen on your favorite podcast platform.    🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, and smart investing that builds both wealth and impact.   👉 If you enjoy what you hear please share.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠⁠⁠or REVIVE ⁠⁠⁠⁠your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #CMBS #CommercialRealEstate #DistressedDebt #RealEstateFinance #LoanWorkouts #Multifamily #DebtDoctor   The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    58 min

  5. JAN 21

    Extend and Pretend is a Strategy

    The phrase extend and pretend gets tossed around like it’s a stall tactic, but in today’s real estate market, it’s far more strategic than people realize.   Listen in as I break down how lenders are actually using extend and pretend to manage distressed loans without triggering unnecessary foreclosures. We talk through enforcement tools banks already have, how covenant violations come into play even when payments are current, and why maturity extensions have become one of the most widely used pressure valves in the system.   The mortgage market is under real stress. Rising cap rates, declining values, and tighter cash flows are exposing weaknesses that were easy to ignore when rates were low. The question isn’t whether lenders will act, it’s how they act, and whether communication and creativity can prevent a repeat of past crises.   This conversation is about what’s really happening behind the scenes and why extend and pretend is less about denial and more about control.   📲 Watch the full conversation and share your take in the comments.   🎧 Also available to listen on your favorite podcast platform.    🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, housing, and smart investing that builds both wealth and impact.   👉 If you enjoy what you hear please share.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #ExtendAndPretend #DistressedDebt #MortgageMarket #LoanModifications #RealEstateRisk #PrivateCredit #DebtDoctor    The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    46 min

  6. JAN 14

    Financial Freedom Starts With Knowing Your Investor DNA

    Financial freedom isn’t about chasing the highest returns, it starts with understanding your investor DNA. Investing without knowing your personal investor DNA, is when even “good” strategies can lead to frustration instead of freedom. My guest, Russ Morgan, shares what purposeful wealth really means and why so many people feel stuck despite doing everything “right.” We talk about the flaws baked into traditional retirement vehicles, how chasing high returns often backfires, and why passive income must be designed to outpace real life expenses to create true financial freedom and wealth.  If you’ve ever wondered why the system feels stacked against you, this conversation confirms why, and the shift we’re seeing toward individuals reclaiming personal responsibility and control over their financial futures.  About Our Guest: Russ Morgan, known as The Idea Guy, is co-Founder and Partner of Wealth Without Wall Street, providing education on how to increase cash flow and create passive income all without the help of Wall Street, and co-host of the Wealth Without Wall Street podcast. Take the assessment to reveal your investor DNA at https://go.wealthwithoutwallstreet.com/debtdoctor. Connect further with Russ on LinkedIn https://www.linkedin.com/in/russ-morgan-72595519/. 📲 Watch the full conversation and share your take in the comments. 🎧 Also available to listen on your favorite podcast platform.   🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, housing, and smart investing that builds both wealth and impact. 👉 If you enjoy what you hear please share.  First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.  Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.  To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com. #FinancialFreedom #PassiveIncome #PurposefulWealth #InvestorEducation #WealthStrategy #FinancialLegacy #DebtDoctor    The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    42 min

  7. JAN 7

    CMBS Loan Maturities Are the Real Stress Test

    CMBS loan maturities are becoming one of the most important stress points in commercial real estate and many borrowers still aren’t prepared for what’s ahead. In this episode of Debt Doctor, I sit down with debt resolution expert Michael Cohen to break down what’s really happening inside today’s CMBS market. We talk candidly about price discovery, special servicing dynamics, and why proactive borrower strategy matters more now than at any point in the cycle. As CMBS loan maturities stack up across office, multifamily, and mixed-use assets, the margin for error is shrinking. Discounted payoffs remain rare, private credit is abundant but complex, and special servicers are under increasing pressure to move loans forward — not wait.  This conversation is a clear-eyed look at how borrowers should be thinking about communication, preparation, and optionality as the CMBS landscape continues to evolve. About Our Guest: Michael Cohen is the Founder and Managing Partner of Brighton Capital Advisors https://brightoncapitaladvisors.com, a commercial real estate advisory firm specializing in representing borrowers and their attorneys in CMBS and CLO loan servicing workouts. Connect further with Michael on LinkedIn https://www.linkedin.com/in/michaelcohen36/. 📲 Watch the full conversation and share your take in the comments. 🎧 Also available to listen on your favorite podcast platform.  🔔 Subscribe to stay informed on the trends and strategies reshaping the distressed debt market and for weekly investor intelligence insights on distressed debt, loan resolution, housing, and smart investing that builds both wealth and impact. 👉 Like and share. First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios. Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.  To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #CMBS #CommercialRealEstateDebt #LoanMaturities #SpecialServicing #PrivateCredit #DistressedCRE #DebtDoctor The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    54 min

  8. 12/31/2025

    Reading the Storm at Year’s End

    As this year comes to a close, the storm doesn’t feel abstract anymore.    From conversations in my recent travel to Dubai and Abu Dhabi to the quiet patterns emerging back home, I found myself noticing the same undercurrent everywhere I went. People are bracing. Families are recalibrating. Financial stress is no longer isolated, it’s global. There's a growing sense that it's time for a financial reset.   In this year-end reflection, I share what travel revealed about human commonality, why rising searches around mortgages and bankruptcy matter, and how demographic shifts and climate pressures are quietly reshaping our financial reality.    And I'm excited for the upcoming release of my second book, The Storm, exploring how social change, economic stress, and environmental forces are converging and why moments of disruption often create the clearest opportunities for reset.   First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.   Schedule a consultation with Bill to ELEVATE ⁠⁠⁠https://billbymel.com/investor/⁠⁠⁠ or REVIVE ⁠⁠⁠https://billbymel.com/advisor/⁠⁠⁠ your portfolio today.   To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.   #FinancialReset #EconomicSignals #GlobalMarkets #PersonalFinance #DistressedDebt #TheStorm #DebtDoctor    The music in this video is copyrighted and used with permission. Music: Snappy by Jonathan Boyle Source: https://www.premiumbeat.com License: Creator License #7035351

    9 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

America's most qualified Debt Doctor, Bill Bymel, delivers the definitive prescription for navigating the complex world of distressed real estate debt and specialty finance to help you identify, acquire, and monetize undervalued real estate assets. Whether you're building your investment strategy, managing a distressed portfolio, seeking alternative investment opportunities, or protecting capital in uncertain times, you'll discover how seasoned professionals leverage, capitalize, and transform market volatility into double-digit returns to increase their investments, influence, and impact.

Information

  • Creator
    Bill Bymel
  • Years Active
    2025 - 2026
  • Episodes
    49
  • Rating
    Clean
  • Copyright
    © Bill Bymel
  • Show Website
    Debt Doctor