Deeply Driven | Business History & Entrepreneur Stories

Deeply Driven Podcast | Insights into Business History and Entrepreneurship

Welcome to Deeply Driven, a podcast exploring business history and the journeys of entrepreneurs. We exist to share success stories and lessons from the world of business.

  1. How H.J. Heinz Built a Business Brand Customers Demanded

    MAR 23

    How H.J. Heinz Built a Business Brand Customers Demanded

    H.J. Heinz did not build his company by selling a bottle of ketchup. He built it by earning trust, shaping demand, and doing common things uncommonly well. In this episode, we trace how a boy working in the family garden at age eight grew into one of the sharpest builders in American business history. Long before Heinz became a household name, he was learning how to grow, haul, sell, observe, and improve—always with a deep belief that quality came first and growth came after.  We look at Heinz not only as a marketing genius, but as a founder who was far ahead of his time in process control, quality control, automation, and branding. He understood that if he could make a superior product and put the Heinz name on it, customers would begin asking for it by name—and once that happened, the grocer had little choice but to carry it. Heinz was not just selling food. He was building pull, trust, and a system that made quality visible.  The episode also follows Heinz through failure and recovery. After financial collapse, he chose to repay old debts even when he was not legally bound to do so, winning back goodwill and proving that character can be a business edge. From there, he pushed forward with new products, better production methods, strong branding, and a relentless habit of note-taking and observation. He studied everything from seeds to factory flow, pouring his profits back into the business and building a company that was cleaner, faster, and better run than almost anyone else in the trade.  This is a story about far more than condiments. It is about vision, standards, discipline, and the long work of making a business better before trying to make it bigger. Heinz shows us what can happen when a founder cares about the label, the product, the worker, the customer, and the process all at once. His life is a reminder that real greatness is often built step by step, with sharp eyes, clean standards, and a name people come to trust. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! Past Episodes Mentioned #3 Becoming Trader Joe | Business Masterclass from a Legend Sam Walton: Simple Ideas & Deep Business Impacts #16 How Jim Casey Turned Service Into UPS's Superpower Estée Lauder: Divine Purpose of Beauty If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    47 min
  2. #28 Henry Clay Frick - Trusted and Feared Business History Pioneer

    MAR 15

    #28 Henry Clay Frick - Trusted and Feared Business History Pioneer

    Henry Clay Frick helped forge the steel age, yet his rise came with fire, strain, and deep moral cost. Known as both trusted and feared, Frick stands as one of the most gripping and hard-edged figures in American business history. His life cuts to the heart of capitalism, power, and the price of getting what you want. Born weak in body but strong in will, Frick learned young that the world would not hand him much. He sharpened his mind, mastered figures, and found his path in the coke fields of Pennsylvania. There he built a vast fuel empire that fed the blast furnaces of a growing nation. While others drew back in hard times, Frick bought land, built ovens, cut waste, and pushed ahead. His gift was seeing the whole chain — coal, coke, rail, mills, cost, and output — and bending it to his gain. That skill made him vital to Andrew Carnegie. Together they helped build the American steel industry and reshape the Gilded Age. Carnegie had the grand vision. Frick had the hard hand. He prized order, control, low cost, and facts over feeling. He helped turn steel into one of the great engines of wealth in the United States. Yet Henry Clay Frick’s story cannot be told without Homestead. The Homestead Strike became one of the bloodiest labor clashes in American history and fixed Frick in the public mind as a symbol of ruthless industrial power. He could be fair in a deal, loyal to friends, and generous in private life. He could also be cold, unbending, and blind to the human hurt beneath the machine. This is what makes Frick so hard to shake. He was not simply a villain, nor merely a builder. He was a man who helped shape American entrepreneurship, business history, and industrial growth while showing how thin the line can be between strength and hardness, vision and control, wealth and human cost. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! Past Episodes #26 Andrew Carnegie Autobiography & His Deep Promise #27 Andrew Carnegie & Henry Clay Frick - Meet You In Hell How Sol Price Crafted the Retail Industry | Insights from Business History If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    1h 21m
  3. #27 Andrew Carnegie & Henry Clay Frick - Meet You In Hell

    MAR 2

    #27 Andrew Carnegie & Henry Clay Frick - Meet You In Hell

    In this Deeply Driven episode, we step into one of the hardest founder feuds in American business—Andrew Carnegie vs. Henry Clay Frick. Two men. One steel empire. And a bond that turns to spite so deep it lasts to the grave. We open in 1919 with a scene you can almost see. Carnegie is 83, sick in bed in his big Manhattan house. He asks for pen and paper, not like a rich old man passing the time—but like a man with a thorn still in him. He writes a letter to the one person he hasn’t spoken to in almost twenty years: Henry Clay Frick, his old partner, his old foe. Carnegie hands the note to his trusted man and sends him down Fifth Avenue, from one grand house to another. It’s not a long walk, but it carries decades of bad blood. The messenger isn’t just bearing a page—he’s bearing pride, hurt, and a last try at peace. Frick reads it. Then he looks up and gives a reply that lands like a door slam: he’ll meet Carnegie… in hell. From there, we roll back to the start, because you can’t grasp this grudge unless you know what made these men. Carnegie grows up in Dunfermline, Scotland, and he sees his father’s trade break under new machines. The steam loom doesn’t just change cloth—it wipes out the old way of life. That burn stays with Carnegie. He learns early: the world shifts, costs fall, and if you don’t shift with it, you get crushed. So Carnegie becomes a man of drive. He reads, he learns, he climbs. He trains his mind like a trap that won’t let go. He hunts for the next edge—new methods, new tools, new ways to cut waste and raise output. He isn’t only chasing wealth; he’s chasing scale. He wants to build big, build fast, and stay ahead. Frick is cut from harsher cloth. He is grit and rule, cost and control. Where Carnegie is smooth, Frick is blunt. Where Carnegie sells the dream, Frick runs the plant. He watches pennies like a hawk watches field mice. He will squeeze, press, and grind until the work yields what he wants. He’s the kind of man who can make a place run like a clock—and make people fear the gears. That mix—Carnegie’s big aim and Frick’s hard grip—becomes a force. And then comes the pull that locks them tight: steel. This is the age of smoke, rail, and fire—when America is being forged in mills and yards. Steel is not just metal. It is power. It is bridges, ships, rails, and city bones. And Carnegie and Frick are set on one thing above all: make it cheaper than the next man, and keep the gains for themselves. In this episode, you’ll hear how they chase cost cuts like hunters on a scent—how coke, ore, freight, plant flow, and new process all turn into moves on a board. You’ll see how Carnegie plays the long game with cash, deals, and timing, while Frick makes the day-to-day bite: terms, threats, and sharp choices that win now. But there’s a dark law in ties like this: the same traits that make a pair strong can also tear them apart. When two men both must steer, trust grows thin. When pride takes root, each slight gets stored like kindling. Bit by bit, the bond turns into a scorecard—who gave more, who took more, who should bow, who should pay. And all of it sits on top of another spark: labor. Mills run on men. Men break. Men push back. You’ll feel the strain that builds when owners chase lower cost and higher yield, while workers face long hours and hard risk. In the steel world, peace is rare, and blame is easy. Then comes the split: contracts, power grabs, and court fights. Each man digs in. Each wants the last word. Papers get drawn. Terms get twisted. Threats get made. And once they cross the line, there is no way back. The lesson here isn’t soft. It’s stark. You can win the market and still lose the bond that made the win. You can build a name that lasts a hundred years—and still lie awake with one old feud in your chest. In the end, these two men gain almost all they set out to gain—yet they can’t bring themselves to make peace. If you’re into founder stories about business history, then Andrew Carnegie & Henry Clay Frick is the raw truth of how big fortunes get made, this episode is for you.   Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! https://amzn.to/45R6rxC Past Episodes Mentioned #9 Sam Zemurray - The Banana Man (What I Learned) #16 How Jim Casey Turned Service Into UPS's Superpower If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    1h 18m
  4. #26 Andrew Carnegie Autobiography & His Deep Promise

    FEB 20

    #26 Andrew Carnegie Autobiography & His Deep Promise

    As a boy in Scotland, Andrew Carnegie watched his father carry the last of his hand-woven cloth to a manufacturer and wait to learn if there would be more work. The steam loom had made his father's craft worthless. A skilled man, a proud man, became a poor man. Carnegie never forgot it. He made a vow: he would cure that condition when he got to be a man. That vow drove everything. His family borrowed twenty pounds for passage to America, landing in Pittsburgh in 1848 with nothing. Carnegie went to work at thirteen — first as a bobbin boy for $1.20 a week, then firing a boiler in a cellar for two dollars, hiding nightmares about the steam gauges from his parents. He later said that none of the millions he earned gave him the happiness of that first week's pay. It meant he was no longer a burden. He was keeping the promise. A job as a telegraph messenger boy changed his path. He memorized every street, every business, every face in Pittsburgh. He taught himself the telegraph. At seventeen, Thomas Scott of the Pennsylvania Railroad hired him as a personal clerk. Scott became his mentor. One morning, with Scott absent and every train at a standstill, Carnegie gave unauthorized orders in Scott's name and ran the entire division himself. Scott never praised him directly — but he never gave the orders again. During the Civil War, Carnegie oversaw military railroads and telegraphs in Washington. He saw the future in the supply contracts flowing through the wires: iron, steel, bridges, rails. After the war he formed the Keystone Bridge Company, built bridges that never failed, and visited England where he witnessed the Bessemer steelmaking process — a technology that could produce tons of steel in minutes. His father had been destroyed by ignoring new technology. Carnegie would not make the same mistake. He opened the Edgar Thomson Steel Works in 1875 and introduced what competitors mocked: a company chemist and rigorous cost accounting. He said the industry was operating like moles burrowing in the dark. Carnegie insisted on knowing everything — what was inside every ton of ore, what every process cost, what every worker produced. That knowledge became his edge. He shed outside investments and committed to one principle: put all good eggs in one basket and watch that basket. He acquired the Frick Coke Company for fuel, vertically integrated from the mine to the finished rail, and reinvested every dollar. By 1900, Carnegie Steel produced more steel than all of Great Britain and had cut costs from $56 a ton to $11.50. In 1901, J.P. Morgan asked him to name his price. Carnegie wrote $480 million. Morgan accepted without negotiation. Carnegie took payment in gold bonds and immediately donated $4 million to families hurt in the Homestead Strike — the one wound that never healed. He gave away over $350 million, including 2,500 libraries worldwide. The boy who watched his father beg for the right to work built a company where no one could ever tell him no. Then he gave it all away. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! Past Episodes Mentioned Sam Walton: Simple Ideas & Deep Business Impacts #16 How Jim Casey Turned Service Into UPS's Superpower E18 Harry Snyder: In-N-Out and the Power of “Keep It Real Simple” Estée Lauder: Divine Purpose of Beauty #22 Leonard Lauder: How Small Details Craft Business #23 Michael A. Singer: Saying Yes to Life & Watching Everything Change #24 Jim Casey: Heart of Service Fuels Business Growth (UPS Founder) If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    1h 3m
  5. #25 Isadore Sharp: The Work You Don’t See That Built Four Seasons

    FEB 7

    #25 Isadore Sharp: The Work You Don’t See That Built Four Seasons

    This is the story of, Issy Sharp a quiet builder from Toronto who helped reshape the meaning of service, leadership, and workplace culture across the world. In this episode of Deeply Driven, we step inside the rise of Four Seasons and the steady, values-driven leadership of founder Isadore Sharp. What began as one small hotel in 1961 would grow into one of the most respected luxury brands in the world — and one of the longest-running companies ever named to Fortune’s list of the Best Places to Work, appearing every year from 1998 through 2020. Issy believed something simple but powerful. If you take care of your people, they will take care of your guests. And if you take care of your guests, the business will take care of itself. That sounds easy. It is not. Four Seasons built its name on trust, kindness, pride in craft, and steady day-by-day work. No shortcuts. No loud promises. Just clear values lived out through thousands of small acts — the way a guest is greeted, the way a team member is trained, the way leaders listen when problems show up. In this episode, we walk through how Issy shaped a culture that held strong through recessions, industry shifts, and rapid global growth. We also explore how Four Seasons earned one of the longest streaks ever on Fortune’s Best Companies to Work For list — proof that strong culture compounds over time. But this story is bigger than hotels. It is about the long game of leadership. It is about building teams that believe in the mission. It is about learning that service is not a slogan. It is a daily choice. If you lead a team, run a business, or dream of building something that lasts, this episode will speak to you. Four Seasons shows that true luxury is not marble floors or gold trim. True luxury is how people feel when they walk through your doors. This is the story of a founder who believed that the invisible parts of a company — trust, care, and purpose — often become the strongest parts of all. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! https://amzn.to/45R6rxC Big Shots Interviews with Issy Sharp How Issy Sharp Built The Four Seasons and Transformed The Hospitality Industry Forever (Part 1) An Unfiltered Conversation With The Founder of The Four Seasons: Issy Sharp (Part 2) Past Episodes Mentioned Estée Lauder: Divine Purpose of Beauty E18 Harry Snyder: In-N-Out and the Power of “Keep It Real Simple” #16 How Jim Casey Turned Service Into UPS's Superpower Sam Walton: Simple Ideas & Deep Business Impacts #10 Fred Rogers: Deep Business Lessons for Entrepreneurs   If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    50 min
  6. #24 Jim Casey: Heart of Service Fuels Business Growth (UPS Founder)

    JAN 30

    #24 Jim Casey: Heart of Service Fuels Business Growth (UPS Founder)

    Jim Casey built one of the largest companies in the world by holding onto a belief so simple it’s easy to overlook: service has no magic shortcuts. In this episode, we look at Jim Casey, the quiet, founder of United Parcel Service, and the lifelong philosophy that guided him from the streets of Seattle to the helm of a global enterprise. Casey started working as a messenger boy at a young age, driven less by ambition than by responsibility. From the very beginning, he learned something that never left him—anyone can move a package, but not everyone can be trusted to serve. Casey understood early that service isn’t glamorous. It’s repetitive. It’s costly. It requires discipline, honesty, and patience—especially on bad days. While competitors chased speed, scale, or clever tactics, Casey obsessed over something quieter: keeping promises, controlling costs, and empowering people to do their work well. He believed that real service compounds slowly, and that trying to rush it usually breaks the very thing you’re trying to build. Throughout his life, Casey repeated the same message to managers and employees alike. Service comes first. Not when it’s easy. Not when it’s profitable. But especially when it’s hard. He warned against shortcuts, tricks, and quick wins, insisting that the long road—done right—was actually the fastest way forward. In his view, putting reward ahead of service was like putting the trailer before the tractor. It might move for a moment, but it won’t get you where you want to go. This episode draws from Casey’s talks, his early experiences, and the culture he instilled at UPS over decades. It’s a reminder that the most enduring businesses aren’t built on hacks or slogans, but on habits—small things done well, day after day, year after year. If you’re building a business, leading a team, or simply trying to do meaningful work, Jim Casey’s life offers a timeless lesson: service isn’t magic—but it works. And when you commit to it fully, even the hard way becomes the right way. Past Episodes Mentioned #1 Henry Ford My Life and Work (What I Learned) #9 Sam Zemurray - The Banana Man (What I Learned) Kent Taylor and his Texas Roadhouse Dream Sam Walton: Simple Ideas & Deep Business Impacts #16 How Jim Casey Turned Service Into UPS's Superpower E18 Harry Snyder: In-N-Out and the Power of “Keep It Real Simple” Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! https://amzn.to/45R6rxC If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    39 min
  7. #23 Michael A. Singer: Saying Yes to Life & Watching Everything Change

    JAN 22

    #23 Michael A. Singer: Saying Yes to Life & Watching Everything Change

    There are some books that inform you. And then there are a few that quietly work on you, long after you’ve stopped listening. The Surrender Experiment by Michael A. Singer is one of those books. This episode is a little different from our usual founder story. Yes, there’s business here. Yes, there’s a remarkable company that grows into a hundred-million-dollar enterprise. But at the center of this story is something much more personal—and much more challenging: the idea of surrendering control over your own life. Michael Singer didn’t set out to build a company, a movement, or a legacy. In fact, he didn’t set out to build anything at all. What he did instead was make a radical decision early in his life: he would stop resisting whatever life placed in front of him. Not selectively. Not when it felt comfortable. But fully. That decision becomes the core of what he calls “the surrender experiment.” As you’ll hear in this episode, Singer’s life unfolds in ways that feel almost unbelievable—yet deeply human. From living in solitude and meditating in the woods, to being pulled into unexpected responsibilities, leadership roles, and eventually the world of software, finance, and corporate growth. At every step, his mind protests. It wants to say no. It wants control. It wants safety and predictability. And yet—he keeps letting go. If you’re anything like me, parts of this story may make you uncomfortable. There were moments while listening when I felt my own resistance show up immediately. My mind wanted to argue. To negotiate. To skip ahead. That reaction alone is part of the lesson. Singer isn’t asking us to abandon ambition or stop caring about outcomes. He’s pointing to something much subtler: the internal friction we carry when reality doesn’t match our preferences. What happens, he asks, if instead of fighting life, we work with it? Throughout the episode, we explore not just what happened to Singer, but what was happening inside him. How each unwanted situation became an opportunity to release fear. How discomfort became a teacher rather than a problem to solve. And how surrender, surprisingly, didn’t lead to passivity—but to clarity, effectiveness, and trust. This story also forces an uncomfortable question: how much of our stress comes not from what’s happening, but from our resistance to it? Singer’s journey doesn’t offer a formula to copy. It offers something more honest: an invitation to notice where we’re saying no internally, even as life continues to move forward. Whether you’re building a business, navigating uncertainty, or simply feeling worn down by the need to control outcomes, this episode gives you space to pause and reflect. At its heart, this is a deeply human story about learning to live with less inner conflict—and discovering that when you stop pushing against life, life often meets you with unexpected generosity. If this episode resonates, you’re not alone. That quiet recognition—the sense that someone has put words to something you’ve felt but never named—is exactly what Deeply Driven is about. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! https://amzn.to/45R6rxC Michael Singer Interview with Oprah The Untethered Soul: The Journey Beyond Yourself Past Episodes Mentioned #1 Henry Ford My Life and Work (What I Learned) Kent Taylor and his Texas Roadhouse Dream #16 How Jim Casey Turned Service Into UPS's Superpower Estée Lauder: Divine Purpose of Beauty #22 Leonard Lauder: The Power of Small Details   If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    1h 14m
  8. #22 Leonard Lauder: How Small Details Craft Business

    JAN 13

    #22 Leonard Lauder: How Small Details Craft Business

    Leonard Lauder grew up in a kitchen that smelled like face cream. His mother Estée cooked cosmetics on the stove while he watched. Women would ring the doorbell, get facials in the bedroom, and leave with glowing skin and a few jars in their purse. 80 years later, Leonard sits down to write his memoirs. Where does he start? That kitchen. This episode tells the story of how Leonard took his mother's small business and turned it into a global beauty empire. The book is called The Company I Keep - My Life in Beauty, and it reads like a playbook. Leonard learned business by osmosis. At six years old, he could tell which outfits suited which women. At ten, he sold military patches to classmates and put every dollar in the bank. At thirteen, he worked in the family factory after school, typing invoices for twenty-five cents an hour. He wasn't just "a" billing clerk - he was "the" billing clerk. One scene stands out. Leonard sits at a dinner table with his parents, their accountant, and their lawyer. His parents announce they want to go wholesale. The experts beg them to stop. "You'll lose everything!" But Estée and Joe push forward anyway. Their response stuck with Leonard for life: "Good accountants and lawyers make good accountants and lawyers. But we make the business decisions." The episode traces Leonard's path from that kitchen to Wharton, then to the Navy, where he learned he wasn't the smartest guy in the room. He finished 12th out of 24 in officer training. That humbled him. He made a vow: hire people smarter than yourself. The head of sales should sell better than you. The copywriter should write better copy. Never feel threatened by talent. Celebrate it. After the Navy, Leonard went skiing in Vermont. Blue sky, fresh snow. He made a choice on that slope. Estée Lauder would be his life's work. His goal? Make it the General Motors of beauty - multiple brands, multiple products, global reach. He did just that. When ad firms turned them away for not having enough money, Estée bet everything on free samples. Not tiny packets - full-size products that lasted 60 days. Women lined up down the block. When Leonard saw he'd oversold his college film club (1,500 members, 800 seats), he started a second club to compete with his first. No one knew he ran both. That lesson became Clinique - a brand built to compete against Estée Lauder itself. Leonard watched everything. He visited stores on his honeymoon. He planned family trips around counter visits. He saw a woman in China unbutton her dull coat to reveal bright red silk underneath. Hidden beauty. That's how he knew to expand into China. The episode also covers his concept of lateral creativity - taking ideas from anywhere and using them in business. An architect told him about planting young trees to replace old ones when they die. Leonard thought: we need young brands to understudy our flagship. That insight led to buying MAC and Bobbi Brown and developing an acquisition playbook. By the end of his run, Estée Lauder had 25 brands in 150 countries. But when asked what he's most proud of, Leonard doesn't talk about products or sales. He talks about mentoring people. This book belongs on the shelf next to Sam Walton and Trader Joe. It's a masterclass hidden inside a memoir. Deeply Driven Books (Amazon Affiliate) - 100% of commissions will be donated to help support Children’s Literacy! https://amzn.to/45R6rxC Past Episodes Estée Lauder: Divine Purpose of Beauty #16 How Jim Casey Turned Service Into UPS's Superpower #3 Becoming Trader Joe | Business Masterclass from a Legend Sam Walton: Simple Ideas & Deep Business Impacts If you enjoyed this episode, please leave us a review. It would greatly help the show and we thank you in advance for all your tremendous support.   Deeply Driven Newsletter Welcome!   Deeply Driven Website Deeply Driven   X Deeply Driven (@DeeplyDrivenOne) / X   Substack https://larryslearning.substack.com/     Thanks for listening friends!

    1h 5m

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Welcome to Deeply Driven, a podcast exploring business history and the journeys of entrepreneurs. We exist to share success stories and lessons from the world of business.