Deeply Invested: Manage Money, Budget, Save, Invest, Build Wealth

Your Money Style

Welcome to Deeply Invested, the podcast where personal finance and career growth are made not so serious, but always practical. Hosted by Maddie and Meghan, who have built their finances from the ground up, this podcast helps listeners take control of their money, grow their wealth, and level up their careers. Maddie and Meghan share real and messy stories from their own journeys because they’ve been there and made plenty of mistakes along the way. Their goal is to ensure others don’t have to repeat them. For anyone feeling overwhelmed by money talk, Deeply Invested keeps things light, relatable, and full of easy, actionable advice. Whether someone is just starting their wealth-building journey or fine-tuning their approach, each episode is designed to make personal finance feel more approachable and less intimidating. For anyone ready to take control of their finances without feeling stressed or judged, Deeply Invested is the podcast for them. Subscribe now to join the journey of making money talk fun and accessible. Plus, follow on Instagram at your.money.style and visit www.liveyourmoneystyle.com for even more resources.

  1. 2D AGO

    CFO Corner Week 6: How to Create Budget Categories That Actually Work

    Many budgets fail because the categories don't reflect real life. This week on CFO Corner, create 5-8 simple budget categories that match how you actually live - not someone else's template. Your budget should work for your life, not force your life to work for your budget. In This Episode: Why budget categories are decision-making tools (not just buckets) The sweet spot: 5-8 core categories How to build categories from your real spending Category bucket examples: Housing, Food, Transportation, Lifestyle, Savings, Fixed Bills, Flex How to customize for your current life season 5 common budget category mistakes to avoid Key Takeaway: Create categories that reflect how you actually spend, not how you think you should spend. Categories are guides, not rules. Build awareness first, not perfection. Your Action This Week: Create 5-8 budget categories. Ask: "Does this reflect my real spending or my aspirational spending?" Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: hello@liveyourmoneystyle.com

    14 min

  2. 4D AGO

    Renting Isn’t Throwing Money Away - And Buying Isn’t Always Smart

    Should you buy a house or keep renting? In this episode, Maddie and Meghan break down the real costs of both - beyond just the mortgage payment - and help you figure out what actually makes sense for YOUR life, timeline, and goals. This isn't about what looks good on paper. It's about making the housing decision that supports the life you want. Plus, Meghan shares the real story of her first condo purchase. In This Episode: Why the "American Dream" pressure doesn't work for everyone The real cost of renting (it's more predictable than you think) The real cost of owning (mortgage is just the starting point) Stability vs. flexibility: what are you prioritizing right now? Why timeline matters: the 7-year rule explained Hidden factors people forget (opportunity cost, maintenance, liquidity) When buying makes sense vs. when renting makes sense Key Insights: Your rent is the MAXIMUM you'll pay. Your mortgage is the MINIMUM. A $500K home at 6.168% interest = $978K total spent (including interest) Plan to stay 7+ years for buying to make financial sense That $100K down payment invested at 8% for 10 years = $216K vs. $134K in home equity at 3% appreciation Renting isn't "throwing money away" - it's paying for flexibility and lower risk Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: hello@liveyourmoneystyle.com

    35 min

  3. FEB 5

    CFO Corner: It's Tax Season - Here's Your First Move

    Tax season is here! This week on CFO Corner, we're organizing your tax documents and reviewing W-2s and 1099s for accuracy. This 10-minute action prevents errors, delays, and last-minute stress. You're not filing taxes today - you're getting organized and catching mistakes early so everything runs smoothly later. In This Episode: Why organizing tax documents NOW saves hours later How to review W-2s and 1099s for accuracy What to check: names, SSN, amounts, employer info How to create one central tax folder (physical or digital) What to do if you spot errors (contact employers NOW) Creating a "still waiting on" tracking list What You'll Do: ✓ Review income forms for obvious errors ✓ Create one central tax folder ✓ Make a list of missing documents ✓ Set yourself up to stay ahead of deadlines Key Takeaway: This takes 10 minutes now but saves hours of chaos in April. This is how a CFO stays ahead of deadlines instead of reacting to them. Resources: Related Episode: Build Your 2026 Money Calendar Next week: Budget categories that fit YOUR life! Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: hello@liveyourmoneystyle.com

    15 min

  4. FEB 3

    Why Your First $100K Feels Impossible (and Why It Gets Easier After That)

    Have you ever looked at your accounts and thought, "I'm doing everything right - why does this still feel so slow?" The first $100K is the hardest money you'll ever build. Maddie and Meghan explain why it feels so discouraging, what changes after you hit that milestone, and how to stay motivated before compounding kicks in. This episode validates your frustration and gives you the strategies to keep going. In This Episode: Why the first $100K feels impossible (3 core reasons) The math: Why early contributions do 90% of the work What actually changes after $100K (compounding becomes visible) 4 strategies to stay motivated during the slow phase Why you're not behind - you're just in the foundation-building stage Resources: Investment Calculator Investing Made Simple Guide (free download) Related Episode: The Automation Episode Related Episode: The Comparison Trap Related Episode: Calculating Your Net Worth Key Takeaway: The first $100K tests your patience. The rest rewards it. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com   Email us: hello@liveyourmoneystyle.com

    25 min

  5. JAN 29

    CFO Corner Week 4: Build Your 2026 Money Calendar in 10 Minutes

    Welcome to CFO Corner! This week, we're building your 2026 money calendar in just 10 minutes. This simple visibility tool shows when money moves in and out of your life - preventing missed payments, eliminating surprise expenses, and reducing financial stress all year long. Meghan guides you through setting it up step-by-step as you listen. In This Episode: Why a money calendar matters (and what it actually is) 5 simple steps to build your calendar in real time How to add paydays, bills, annual expenses, and tax dates Why this creates clarity without constant maintenance How to keep it updated with minimal effort What You'll Build: A simple tool that shows: ✓ When you're getting paid ✓ When bills are due ✓ Annual expenses before they hit ✓ Cash flow gaps to plan around ✓ Financial goals and milestones Key Takeaway: In less than 10 minutes, you'll build a tool your future self will use all year. No more missed payments. No more surprise expenses. Just clarity and confidence. Resources: Free 2026 Money Calendar Template Sinking Fund Episode CFO Corner Week 1 Episode Next week: Tax preparation made simple Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten

    13 min

  6. JAN 27

    Should You Take a Pay Cut for Work-Life Balance? How to Decide

    Should You Take a Pay Cut for Work-Life Balance? How to Decide You're exhausted and constantly thinking about work - but your paycheck looks great. Or you get an exciting offer with a lower salary. What do you do? This episode breaks down when taking less money for work-life balance makes financial sense, the red flags to watch for, and a practical framework to help you decide without regret. In This Episode: Why this decision is so common right now (burnout culture, shifting values) The hidden costs of high-stress roles you're not tracking When a pay cut can be a smart financial move Red flags: When NOT to take less money A 5-question decision framework you can use today Alternatives to consider before quitting How to make this choice intentionally, not reactively Key Takeaway: Money is meant to support your life - not trap you in one. The right choice is the one that supports your life now AND doesn't sabotage future you. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style

    21 min

  7. JAN 22

    CFO Corner Week 3: How to Set Financial Goals for 2026

    This week we're turning awareness into action by setting 1-3 specific financial goals for the year. What You'll Do: Review insights from Week 1 (spending) and Week 2 (net worth) Choose 1-3 goals from these categories: Emergency Fund, Debt Payoff, Investing, or Savings Goal Write down each goal with a specific number and deadline Put goals somewhere visible to reference throughout the year Key Takeaway: Focus beats quantity. Pick 1-3 goals max that matter to YOUR life and priorities. Make them specific: "Save more" ❌ vs. "Save $3,000 for emergency fund" ✅ Next Week: Set up your Money Calendar to map out bills, paydays, and annual expenses for the entire year. Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: hello@liveyourmoneystyle.com

    10 min

  8. JAN 20

    The Automation Episode: Build Your Money System in 30 Minutes

    Description: This isn't a theory episode - it's a do-it-with-us episode. We're walking you through exactly how to automate your finances, from savings to retirement contributions to bill payments. Grab your phone or laptop and set up at least one automation while you listen. Even one small automated transfer will compound into thousands of dollars over time. What You'll Learn: The 4-tier automation hierarchy (what to automate first) Step-by-step instructions for automating savings, bills, retirement, and debt payments Common automation mistakes and how to avoid them How to increase your automation over time Action Items: Automate at least ONE financial task during this episode Review your automation quarterly and increase amounts gradually Resources Mentioned: Blog Post: How to Choose the Right Investment Account for You Free Download: Investing Made Simple Guide Contact: hello@liveyourmoneystyle.com Read the full Show Notes Here!   Thanks to our sponsor:   Rakuten   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com Email us: hello@liveyourmoneystyle.com

    26 min
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Welcome to Deeply Invested, the podcast where personal finance and career growth are made not so serious, but always practical. Hosted by Maddie and Meghan, who have built their finances from the ground up, this podcast helps listeners take control of their money, grow their wealth, and level up their careers. Maddie and Meghan share real and messy stories from their own journeys because they’ve been there and made plenty of mistakes along the way. Their goal is to ensure others don’t have to repeat them. For anyone feeling overwhelmed by money talk, Deeply Invested keeps things light, relatable, and full of easy, actionable advice. Whether someone is just starting their wealth-building journey or fine-tuning their approach, each episode is designed to make personal finance feel more approachable and less intimidating. For anyone ready to take control of their finances without feeling stressed or judged, Deeply Invested is the podcast for them. Subscribe now to join the journey of making money talk fun and accessible. Plus, follow on Instagram at your.money.style and visit www.liveyourmoneystyle.com for even more resources.

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