281 episodes

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

Dev Raga Personal Finance Dev Raga

    • Business

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

    428 economics of EVs: Tesla M3 265,000km - the end!

    428 economics of EVs: Tesla M3 265,000km - the end!

    Dev Raga continues his tradition of comparing his Tesla Model 3 SR+ which he purchased in 2019 with his previous Diesel. In this episode we focus on the economics of EVs, and whether it makes sense to purchase in EVs in the:
    πŸ‘‰πŸΎ current climate of high costs of living
    πŸ‘‰πŸΏ petrol/diesel prices
    πŸ‘‰πŸ» servicing costs
    πŸ‘‰ all the features EV's offer
    πŸ‘‰πŸΌ the annoying bits of Model 3
    And by the time this episode has aired, Dev has traded it in for a new Model 3 2024 model.
    Related episodes 🎧
    πŸ‘‡
    058 the economics of electric cars!
    093 EV cost analysis: 12 months of driving a Tesla
    123 EVs: 100,000km Tesla Model 3 update
    225 EVs: 150,000km Tesla Model 3 update
    324 EVs: 200,000km Tesla Model 3 update
    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

    Hosted on Acast. See acast.com/privacy for more information.

    • 1 hr 1 min
    427 Vanguard Super deep dive

    427 Vanguard Super deep dive

    In today’s episode Dev interviews Renee from Vanguard, touching on:
    πŸ‘‰πŸΎ about VG Super
    πŸ‘‰πŸΏ the fees
    πŸ‘‰πŸ» is it different to Super structures offered elsewhere?
    πŸ‘‰ who owns the assets?
    πŸ‘‰πŸΌ who is the back-up?
    πŸ‘‰πŸ½ tell us about the auto-adjust
    πŸ‘‰πŸΎ what are the products VG offers
    πŸ‘‰πŸΏ what about capital gains?
    πŸ‘‰πŸ» can I switch without taxes?
    Related episodes 🎧
    πŸ‘‡
    402 an interview with Balaji Gopal from Vanguard Australia
    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 32 min
    426 full-time locuming, choosing a subspecialty, side hustling + more (a chat with Dr Chris)

    426 full-time locuming, choosing a subspecialty, side hustling + more (a chat with Dr Chris)

    In today’s episode, Dev interviews Dr. Chris, touching on:
    πŸ‘‰πŸΎ what is his savings rate?
    πŸ‘‰πŸΏ getting the perspective of a doctor for locuming
    πŸ‘‰πŸ» his side hustle
    πŸ‘‰ views on debt
    πŸ‘‰πŸΌ his medical training and subspecialty
    πŸ‘‰πŸ½ does he maximize his superannuation?
    πŸ‘‰πŸΎ views on children and FI
    πŸ‘‰πŸΏ his investing philosophy
    πŸ‘‰πŸ» money wins
    Related episodes 🎧
    πŸ‘‡
    307 money wins: an interview with Dr Nick

    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 1 hr 2 min
    425 passive income as a doctor, reaching financial literacy, locuming + more (a chat with Dr Dan)

    425 passive income as a doctor, reaching financial literacy, locuming + more (a chat with Dr Dan)

    In today’s episode Dev interviews Dr. Dan, touching on:
    πŸ‘‰πŸΎ what is his savings rate?
    πŸ‘‰πŸΏ what is his locum/side hustle?
    πŸ‘‰πŸ» his story of how he got into med
    πŸ‘‰ reaching financial literacy
    πŸ‘‰πŸΌ his views on debt
    πŸ‘‰πŸ½ his views on children and GI
    πŸ‘‰πŸΎ private or public schools
    πŸ‘‰πŸΏ will & estate planning
    Related episodes 🎧
    πŸ‘‡
    307 money wins: an interview with Dr Nick

    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 51 min
    424 what are REITs

    424 what are REITs

    In today’s episode Dev explains REITs, touching on:
    πŸ‘‰πŸΎ what is a trust?
    πŸ‘‰πŸΏ what is a REIT?
    πŸ‘‰πŸ» various types of REITs
    πŸ‘‰ things to consider with REITs
    πŸ‘‰πŸΌ non-existent REITs
    πŸ‘‰πŸ½ open-ended and close-ended
    Related episodes 🎧
    πŸ‘‡
    045 what are REITs?
    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 16 min
    423 the experience of owning a Telsa (interview with an EV YouTuber)

    423 the experience of owning a Telsa (interview with an EV YouTuber)

    In today’s episode Dev interviews Tom of Ludicrous Feed, touching on:
    πŸ‘‰πŸΎ why did he buy an EV?
    πŸ‘‰πŸΏ batteries and charging
    πŸ‘‰πŸ» the driving experience
    πŸ‘‰ manufacturing myths
    πŸ‘‰πŸΌ his personal experience
    πŸ‘‰πŸ½ is China a threat?
    πŸ‘‰πŸΎ his investing journey
    YouTube channel: youtube.com/ludicrousfeed and also my website: ludicrousfeed.com
    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

    Hosted on Acast. See acast.com/privacy for more information.

    • 54 min

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