268 episodes

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

Dev Raga Personal Finance this is money

    • Business

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.
Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

    415 Q&A: overtime, burn out, property v shares, productive assets and more

    415 Q&A: overtime, burn out, property v shares, productive assets and more

    ย In todayโ€™s episode Dev answers some of your questions, touching on:
    ๐Ÿ‘‰๐Ÿพ overtime and sustainability?
    ๐Ÿ‘‰๐Ÿฟ ways to pay back credit cards?
    ๐Ÿ‘‰๐Ÿป increase earning potential?
    ๐Ÿ‘‰ taxation for RNs,
    ๐Ÿ‘‰๐Ÿผ high income earns and trusts?
    ๐Ÿ‘‰๐Ÿฝ property vs shares
    Related episodes ๐ŸŽง
    ๐Ÿ‘‡
    348 income per unit time vs income per unit effort
    094 income and deductions!
    099 little known deductions!
    107 investment property deductions!
    045 what are REITs?
    203 what is diworsification?
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 38 min
    414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

    414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2

    In todayโ€™s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:
    ๐Ÿ‘‰๐Ÿฝ income protection and life insurance
    ๐Ÿ‘‰๐Ÿพ trauma insurance and TPD
    ๐Ÿ‘‰๐Ÿฟ claim rejections
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 41 min
    413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1

    413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1

    ย In todayโ€™s episode Dev interviews Phil Thompson - an insurance expert, touching on:
    ๐Ÿ‘‰๐Ÿพ the basics of insurance
    ๐Ÿ‘‰๐Ÿฟ difference of a financial advisor and insurance advisor
    ๐Ÿ‘‰๐Ÿป insurance via TV ads
    ๐Ÿ‘‰ the concept of self-insurance
    ๐Ÿ‘‰๐Ÿผ super vs non-super insurance
    ๐Ÿ‘‰๐Ÿฝ income protection and life insurance
    ๐Ÿ‘‰๐Ÿพ trauma insurance and TPD
    ๐Ÿ‘‰๐Ÿฟ claim rejections
    https://www.thisis.money/blog/2018/12/4/everything-you-need-to-know-about-life-insurance-yg3cr
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.



    Hosted on Acast. See acast.com/privacy for more information.

    • 47 min
    412 will and estate planning (Q&A with a lawyer) part 2

    412 will and estate planning (Q&A with a lawyer) part 2

    In todayโ€™s episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on:
    ๐Ÿ‘‰๐Ÿพ the role of the executor; administering the estate
    ๐Ÿ‘‰๐Ÿฟ probate vs grants
    ๐Ÿ‘‰๐Ÿป the role of the court
    ๐Ÿ‘‰ invalidity of the will
    ๐Ÿ‘‰๐Ÿผ who can challenge a will
    ๐Ÿ‘‰๐Ÿฝ digital assets
    Find out more about Marlee & the team at Nest Legal: www.nestlegal.com.au
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

    Hosted on Acast. See acast.com/privacy for more information.

    • 27 min
    411 will and estate planning (Q&A with a lawyer) part 1

    411 will and estate planning (Q&A with a lawyer) part 1

    In todayโ€™s episode Dev interviews special guest Marlee Viero who is a lawyer specialising in wills and estate planning. They chat about:
    ๐Ÿ‘‰๐Ÿพ what happens when you don't have a will?
    ๐Ÿ‘‰๐Ÿฟ do it yourself will kits
    ๐Ÿ‘‰๐Ÿป what is an executor?
    ๐Ÿ‘‰ what is a beneficiary?
    ๐Ÿ‘‰๐Ÿผ what is a guardian?
    ๐Ÿ‘‰๐Ÿฝ what about kids under 18?
    ๐Ÿ‘‰๐Ÿพ distribution of assets, special items, etc.
    ๐Ÿ‘‰๐Ÿฟ what is a testamentary trust?
    Find out more about Marlee & the Nest Legal team: www.nestlegal.com.au
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

    Hosted on Acast. See acast.com/privacy for more information.

    • 56 min
    410 an interview with AG (alternative investments, day trading + more)

    410 an interview with AG (alternative investments, day trading + more)

    In todayโ€™s episode Dev interviews special guest AG who day trades, touching on AG's experience with crypto and his personal investing philosophy. They chat about:
    ๐Ÿ‘‰๐Ÿพ what is cryptocurrency and how do you make money from it?
    ๐Ÿ‘‰๐Ÿฟ costs of trading
    ๐Ÿ‘‰๐Ÿป net worth and income
    ๐Ÿ‘‰ what is day trading and how one can compete with with "big people"
    ๐Ÿ‘‰๐Ÿผ is time included in return calculations
    ๐Ÿ‘‰๐Ÿฝ mainstream/traditional investments
    ๐Ÿ‘‰๐Ÿพ superannuation - where does it fit in?
    We hate email spam so we donโ€™t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.


    Hosted on Acast. See acast.com/privacy for more information.

    • 59 min

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