Digital Bytes by Team Blockchain Radio; Powered By Cyber.FM

James Tylee / Jonny Fry

Each week on the Digital Bytes Show, James Tylee, founder Cyber.FM in the USA, talks to Jonny Fry from TeamBlockchain reviewing the latest Digital Bytes. They explore how, where and why Blockchain technology and/or Digital Assets are being used in various industries and jurisdictions globally. Cyber.FM Radio, a product of Distributed Ledger Performance Rights Organization (DLPRO LLC), was established in 2008 and has 4.6 million listeners across 140 countries.

  1. Oct 8th, 2025: Are We to See Dollarization of the UK? The Bank of England's Struggle with the USD Stablecoin Revolution w/ James Tylee

    OCT 13

    Oct 8th, 2025: Are We to See Dollarization of the UK? The Bank of England's Struggle with the USD Stablecoin Revolution w/ James Tylee

    Could Britain accidentally become financially American? The Bank of England governor's shocking endorsement of stablecoins in the Financial Times has sparked a fascinating debate about the UK's potential "dollarization." James Tylee, a Wall Street veteran with 20 years of algorithmic trading experience, joins Johnny Fry to explore how USD-backed stablecoins might extend American financial dominance to British shores. With the $250 billion stablecoin market overwhelmingly dollar-denominated, while euro and yen versions languish, the implications are staggering. The hosts reveal how major banks like Barclays and Goldman Sachs are planning G7 stablecoins that could unlock $500 trillion in US assets globally. Meanwhile, Britain—once the crypto regulation leader—has watched America surge ahead, forcing UK regulators to reconsider their approach. Perhaps most surprising: while only 5% of Britons own stocks, 12% hold cryptocurrency, meaning young traders now understand dollars better than pounds. Despite London handling 38% of global forex trading, the conversation raises critical questions about monetary sovereignty in the digital age. From regulatory nightmares around tracking digital assets to the complexities of cross-border monetary policy, this episode unpacks the unintended consequences of embracing American-dominated stablecoins. Listen now to discover how Britain might be sleepwalking into financial Americanization. Full article here

    18 min
  2. Sep 24th: From E-commerce to D-commerce: Why the Future of Trade is Decentralised with Helen Disney, Founder of Unblocked

    SEP 30

    Sep 24th: From E-commerce to D-commerce: Why the Future of Trade is Decentralised with Helen Disney, Founder of Unblocked

    AI agents could be handling $1.7 trillion worth of your shopping decisions by 2030 – and Helen Disney, founder of Unblocked, explains exactly how this transformation will unfold. In this fascinating return to Digital Bytes, Disney breaks down the evolution from traditional e-commerce to "d-commerce" – decentralized commerce powered by blockchain technology and cryptocurrency. She envisions a future where AI agents automatically execute purchases based on your preferences, using smart contracts and digital money to eliminate intermediaries and reduce costs. Disney explores how programmable money through stablecoins and cryptocurrencies offers unprecedented transparency and frictionless global payments. She discusses the shift from centralized platforms with data monopolies to decentralized systems that give users true ownership of their digital assets and rewards. The conversation covers practical applications already emerging: freelancers accessing worldwide markets with instant cross-border payments, fractional ownership of real-world assets like property and artwork, and tradeable reward tokens that work across multiple platforms rather than being locked into single ecosystems. While acknowledging adoption challenges, Disney argues that decentralization offers choice rather than replacement – particularly benefiting micro-entrepreneurs in developing countries who can now access stable digital currencies and yield-bearing opportunities. Listen to discover how d-commerce could revolutionize your shopping experience and create new economic opportunities worldwide. Decentralised commerce (d-commerce) offers benefits such as reduced fees, enhanced transparency and direct peer-to-peer transactions powered by blockchain and AI. It democratises trade by enabling shared ownership and real-time supply chain traceability. However, risks include regulatory uncertainty, complex user experiences, cybersecurity threats and challenges in replacing centralised logistics and dispute resolution systems. These hurdles must be overcome to unlock d-commerce’s potential as a fairer, more resilient alternative to centralised e-commerce platforms. Full article here

    22 min
  3. Sept 10th / 17th: How Dark Pools Could Reshape Digital Markets with/ James Tylee

    SEP 23

    Sept 10th / 17th: How Dark Pools Could Reshape Digital Markets with/ James Tylee

    Dark pools, long used in traditional finance, are entering crypto whereby bringing stability but challenging decentralisation. By shielding trades from public view, they reduce slippage and protect against predatory strategies such as front-running. For institutions and whales, they unlock liquidity without destabilising markets. Yet this privacy clashes with blockchain’s ethos of transparency and raises regulatory concerns. But whilst dark pools could mature crypto markets, they risk reintroducing opacity and centralisation. Their impact will be pivotal: less a silver bullet than a sign of digital finance’s uneasy evolution. Dark pools promise liquidity and stability, but their entry into crypto clashes with blockchain’s ethos of transparency. Opaque and centralised by design, they risk reviving structures crypto aimed to replace. Anonymity protects investors from slippage and predatory trading but also enables illicit finance, inviting regulatory scrutiny. Technically, secrecy on public blockchains demands hybrid models that compromise decentralisation for speed, sparking criticism from purists. Yet atomic settlement and AI-driven hyper-trading reveal their transformative potential. Dark pools underscore crypto’s central tension: balancing transparency, efficiency, security and oversight, whilst for retail investors, dollar-cost averaging remains the most pragmatic shield against volatility.

    19 min

About

Each week on the Digital Bytes Show, James Tylee, founder Cyber.FM in the USA, talks to Jonny Fry from TeamBlockchain reviewing the latest Digital Bytes. They explore how, where and why Blockchain technology and/or Digital Assets are being used in various industries and jurisdictions globally. Cyber.FM Radio, a product of Distributed Ledger Performance Rights Organization (DLPRO LLC), was established in 2008 and has 4.6 million listeners across 140 countries.