Doctors Eyes Only

Vestia Personal Wealth Advisors, with Partner and CEO Lauren Oschman CFP®
  • 5.0 (18)
  • EDUCATION
  • UPDATED BIWEEKLY

The Doctors Eyes Only podcast is built for physicians who know that real wealth goes beyond numbers. Hosted by Vestia Personal Wealth Advisors, each episode brings timely insight for doctors navigating the intersections of life, medicine, and money. Whether you’re optimizing your career path, building a private practice, or planning for retirement, you’ll hear from fellow physicians and subject matter experts who understand the complexities you face. Join us twice a month for physician-focused conversations that offer practical takeaways and inspire you to create Wealth That Matters®.

  1. APR 29

    Wills vs Trusts for Physicians: What Many Estate Plans Miss

    In this episode of Doctor’s Eyes Only®, Lauren Oschman walks through estate planning for physicians from a practical, financial planning perspective. This is meant to be an orientation to how estate planning works, how assets transfer, and what needs to happen for a plan to function the way you intend. You can use the timestamps below to follow along: 00:00 A Common Issue with Estate PlanningLauren starts by sharing something she sees often when working with physicians. The documents are in place, but the trust is not funded and the accounts are not aligned, so the plan does not work the way it was intended. 01:00 What This Episode CoversThis is a high-level overview of estate planning for physicians. Lauren explains that this is from a financial planning perspective and that legal details should come from an estate planning attorney. 02:00 The Core Estate Planning DocumentsShe walks through the main components of an estate plan, including a will, a revocable living trust in many cases, healthcare and financial powers of attorney, and a living will. She also emphasizes the importance of keeping an organized record of accounts and passwords so your family knows where to start. 03:30 How Assets TransferLauren explains that assets transfer in different ways. Some pass by contract through beneficiary designations, like retirement accounts and life insurance. Others, like bank and brokerage accounts without beneficiaries, typically go through probate. She also explains how POD and TOD designations work, along with joint ownership. 05:30 What Probate Looks LikeShe describes what happens when assets go through probate, including the time it can take, the involvement of the court system, and the amount of work required from the executor. 07:30 Will-Based Estate PlansLauren explains how a will-based plan works, including situations where a trust is created within the will after death. Even in those cases, assets still go through probate. 08:45 Trust-Based Estate PlansShe then walks through how a revocable living trust works differently. The trust exists during your lifetime, and assets can be titled into it. If something happens, a successor trustee can step in and manage those assets without going through probate. 10:30 What Goes Into a TrustLauren explains how accounts like brokerage accounts and real estate can be owned by the trust. She also notes that investment properties may need additional structuring and that this is something to review with an attorney. 11:30 Why This Gets DelayedShe talks about why estate planning can feel difficult to get started, including finding the right attorney and understanding the terminology and structure. 13:00 The Process Does Not End at SigningLauren emphasizes that signing the documents is not the final step. The accounts and beneficiaries need to be aligned with the plan. 13:30 Beneficiaries and How They WorkShe explains that beneficiary designations override what is written in your will. She walks through examples where outdated beneficiaries can lead to unintended outcomes, including after marriage or divorce. 15:00 Reviewing Your BeneficiariesLauren shares that beneficiaries should be reviewed regularly to make sure they reflect your current wishes. 15:45 Funding the TrustShe explains what it means to fund a trust and why it matters. If assets are not titled in the trust, they may still go through probate even if the trust exists. 16:30 Ongoing ReviewShe notes that estate planning should be reviewed over time to make sure everything stays aligned. 17:00 Talking to Your ParentsLauren shifts to a related topic and encourages physicians to understand how their parents’ estate plans are structured, especially if they may be involved as an executor. 19:00 Knowing Where Things AreShe explains the importance of knowing where accounts are held so that if something happens, there is a clear starting point.

    23 min

  2. APR 14

    How Physicians Can Take Control of Reviews, Reputation, and AI Visibility

    In this episode of Doctor’s Eyes Only®, Vestia Partner and CEO Lauren Oschman, CFP® sits down with Andrew Ibbotson, CEO of RatingsMD, to explore how physicians can take control of their online reviews, reputation, and AI visibility. Many physicians assume that online reviews are secondary to the quality of care they provide. In reality, patients often search a physician’s name before scheduling, and what they find can shape trust before a first visit ever happens. Google reviews and third-party ratings have become part of how patients evaluate doctors, and AI tools are beginning to use that same information when recommending providers. The challenge is that most physicians are not represented online by a complete or accurate picture of their patient experience. A small number of reviews often ends up defining how a physician appears in search results. This creates a gap between the care physicians know they provide and what prospective patients actually see when they evaluate options. In this conversation, Lauren and Andrew walk through how that gap develops and what physicians can do to address it. They discuss how review systems work, why representative feedback matters more than perfect feedback, and how physicians can build trust more intentionally over time. They also explore how AI is changing how patients choose doctors and why consistency across platforms is becoming more important. This episode is especially relevant for physicians who are building independent practices, transitioning out of large health systems, or thinking more strategically about how patients find and evaluate care. The goal is not marketing. It is making sure your reputation reflects the reality of your work. Andrew Ibbotson is the CEO of RatingsMD, a platform that helps healthcare organizations collect and publish verified patient feedback to improve transparency, patient trust, and online visibility. To learn more or get in touch, visit www.ratings.md.

    39 min

  3. MAR 30

    Episode 100 | To the Physicians Who Keep Showing Up: A Doctors’ Day Thank You

    One hundred episodes. And it only felt right that this milestone land on National Doctors’ Day. In this special episode, Vestia CEO and Co-Founder Lauren Oschman reflects on why this podcast exists, where medicine has been over the last several years, and based on her conversations with physicians, where she believes it's going. From the front lines of the pandemic, to the dramatic shift in physician employment models, to the quiet but powerful conversations happening right now between doctors and the people who serve them, Lauren shares what she and the Vestia team have witnessed, felt, and learned from working alongside physician clients. This episode isn't about financial strategies or market trends. It's about you. The physician who ran toward uncertainty when the rest of the world ran from it. The doctor who, somewhere along the way, started asking different questions. Not just about money, but about what they actually want out of medicine, out of life, and out of the years ahead. Lauren also takes a moment to recognize the people behind the physicians. The partners, spouses, and families who carry so much so that someone else can carry even more. If you've been listening since episode one, this one is for you. If you just found us, this is a good place to start. Topics covered: - The origin of Doctors Eyes Only® and why 2020 changed everything - The dramatic shift from independent to employed physician models - Private equity's role in reshaping healthcare - What Vestia is hearing from physicians across the country right now - Why Lauren believes there is real reason for hope - A Doctors' Day message to physicians and the families who support them #DoctorsDay #PhysicianFinance #DoctorsEyesOnly #WealthThatMatters #FinancialPlanningForDoctors #PhysicianLife #MedicalPodcast #DoctorPodcast #PhysicianWellbeing #PrivateEquityMedicine #EmployedPhysician #IndependentPhysician #Vestia

    18 min

  4. MAR 18

    Doctor Mom or Superhero? | Dr. Amy Ho on Motherhood, Medicine & Writing

    Vestia Personal Wealth Advisors Partner and CEO Lauren Oschman CFP® CDFA® hosts this throwback episode of Doctor’s Eyes Only® featuring Dr. Amy Faith Ho, emergency medicine physician, writer, TEDx speaker, and author of Is Mommy a Doctor or a Superhero? Originally recorded in 2022, this was one of the standout early episodes from the podcast and a conversation worth bringing back for today’s audience. The original release did not include video, but it is now available with video on YouTube and Spotify as part of our throwback series. In this episode, Lauren and Dr. Ho discuss Dr. Ho’s path into medicine, how her work in the ER shaped her writing and advocacy, and what inspired her to write a children’s book celebrating working moms, doctor moms, and the everyday heroism of motherhood. They also talk about what COVID-19 revealed about work, safety, childcare, and the invisible weight carried by women—especially mothers balancing demanding careers and family life. Dr. Ho shares her perspective on writing, TEDx, media, self-publishing, and the importance of believing you have something worth saying. This is a powerful conversation for physicians, working moms, and women building meaningful careers while navigating motherhood, identity, and impact. Topics • Women in medicine • Motherhood and career identity • Emergency medicine and advocacy • Writing, TEDx, and self-publishing • Is Mommy a Doctor or a Superhero?

    51 min

  5. MAR 4

    From Mayo Clinic Surgeon to Health Startup Founder | Dr. Mary O’Connor

    Vestia Personal Wealth Advisors Partner and CEO Lauren Oschman CFP® CDFA® and Jacque Denson CFP®, Partner and Financial Advisor at Vestia, host this throwback episode of Doctor’s Eyes Only featuring Dr. Mary O’Connor, orthopedic surgeon and Chief Medical Officer & Co-Founder of Vori Health. Originally recorded in 2022, this episode became one of the most requested early conversations from the podcast. Because listeners have continued asking about it, we’re re-releasing it for our growing audience. The original episode did not include video, but it is now available with video on YouTube and Spotify. Dr. O’Connor shares her journey from Yale athlete to Mayo Clinic orthopedic surgeon to healthcare entrepreneur, along with insights on women in orthopedics, physician career pivots, medical school debt, and why investing in yourself can create new opportunities in medicine. The conversation also explores her work building Vori Health, a virtual musculoskeletal care model designed to improve outcomes and reduce unnecessary surgery. • Women in orthopedics • Physician career pivots • Medical school debt and risk decisions • Healthcare innovation and Vori Health • Financial planning for physicians #DoctorsEyesOnly #FinancialPlanningForPhysicians #WomenInMedicine #OrthopedicSurgeon #PhysicianLeadership

    56 min

  6. FEB 17

    The Real Value of Physician Financial Planning - Beyond Investing

    Many physicians associate financial planning primarily with investment management. In this episode, Vestia Partner and CEO Lauren Oschman, CFP®, CDFA® discusses how financial planning for physicians often extends beyond portfolio performance. Referencing a Vanguard study on the value of financial advice and drawing from real-world conversations with doctors, Lauren outlines several areas where physicians may overlook planning opportunities. These include contract negotiation, Roth IRA and HSA funding strategies, tax efficiency, student loan considerations, mortgage refinancing, disability coverage, life insurance planning, and umbrella liability protection. Topics discussed include: • The four components of financial advice identified in a Vanguard study: financial planning value, portfolio value, emotional value, and time value • How delays in investing can impact long-term outcomes • The potential long-term effect of differences in physician compensation • Tax considerations related to Roth IRAs and Health Savings Accounts • Mortgage rate changes and refinancing considerations • Insurance and asset protection planning for physicians This episode provides a framework for understanding how comprehensive physician financial planning may involve coordinated strategies across income, taxes, debt, investments, and risk management. If you are a physician evaluating your current financial plan or considering working with a financial advisor who specializes in financial planning for physicians, this discussion offers context for what that relationship can include.For the Vanguard research - https://corporate.vanguard.com/content/dam/corp/research/pdf/how_to_talk_about_the_value_of_advice.pdf#FinancialPlanningForPhysicians #PhysicianFinancialPlanning #WealthManagementForDoctors #WomenPhysicians #PhysicianRetirementPlanning #ContractNegotiation #RothIRA #HSAPlanning #DisabilityInsurance #DoctorsEyesOnly

    33 min

  7. FEB 2

    Celebrating Women Physicians: Leadership, Resilience, and Redefining Medicine

    This special Women Physicians Day episode of the Doctors Eyes Only® podcast celebrates the voices, leadership, and lived experiences of women physicians who are redefining what it means to build meaningful careers in medicine. Hosted by Vestia Partner and CEO Lauren Oschman, this episode features a compilation of powerful moments from conversations throughout the past year with women physicians who are advancing medicine, advocating for equity, and building lives aligned with their values. In honor of National Women Physicians Day, celebrated on February 3rd in recognition of Elizabeth Blackwell, the first woman to earn a medical degree in the United States, this episode highlights how women physicians are shaping the future of healthcare while navigating leadership, financial independence, burnout prevention, and personal fulfillment. These conversations reflect Vestia’s mission to help physicians achieve Wealth That Matters®, not just financially, but across every dimension of life. Below are the list of amazing women physicians featured in this episode in the order in which they appear. Dr. Kelly Wright Instagram: @pointsandmilesdoc Website: www.pointsandmilesdoc.com Dr. Sasha Shillcutt Instagram: @braveenough Website: www.braveenough.com Dr. Betsy Grunch Instagram: @ladyspinedoc Website: www.ladyspinedoc.com Dr. Pamela Mehta Instagram: @learnatpinnacle Website: www.learnatpinnacle.com Dr. Devon Gimbel Instagram: @pointmetofirstclass Website: www.pointmetofirstclass.com Dr. Kristine Goins Instagram: @nomadmd Website: www.thenomadmd.com Dr. Adrienne Towsen Instagram: @medicalworkingmoms LinkedIn: https://www.linkedin.com/in/adriennetowsen/ Together, these conversations honor the resilience, leadership, and impact of women physicians across specialties. They highlight not only professional excellence, but also the courage to challenge norms, advocate for change, and design lives rooted in purpose. Vestia is deeply grateful to these physicians for sharing their voices on the Doctors Eyes Only® podcast and for the ways they continue to inspire the medical community. To all women physicians, thank you for your dedication, leadership, and care. Happy Women Physicians Day!

    41 min

  8. JAN 16

    When You’re the Doctor, Who Helps Your Family?

    In this episode of Doctors Eyes Only, titled “When You’re the Doctor, Who Helps Your Family?”, host Lauren Oshman, CFP®, CDFA®, and co‑host Cameron Heasley are joined by former trauma surgeon and critical care physician Angie Ingraham, MD for an in‑depth discussion on healthcare advocacy and why it matters, especially for physicians and their families. Angie shares her personal experience navigating the healthcare system after her father was diagnosed with an aggressive brain cancer, offering insight into how the patient and family experience differs from the provider perspective. She explains what a healthcare advocate does, how advocacy supports both families and healthcare providers, and why even physicians with medical knowledge often need help managing care coordination, insurance challenges, and system complexity. The conversation explores real‑world examples such as Medicare non‑coverage notices, transitions of care, and the emotional and logistical toll families face when health crises arise. Angie also discusses how physicians can proactively prepare for medical uncertainty, support aging parents, and locate board‑certified patient advocates through national databases. This episode is designed to help physicians better understand healthcare advocacy, reflect on their own family planning, and recognize when additional support can improve outcomes for patients, families, and providers alike. This content is for educational purposes only and does not constitute financial, medical, or legal advice. Listeners should consult appropriate professionals regarding their individual circumstances. Find more information about Dr. Angie Ingraham, MD and True North Patient Advocates visit the links below. https://truenorthpatientadvocates.com/ https://www.linkedin.com/in/aingraham/

    42 min
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5
out of 5
18 Ratings

About

The Doctors Eyes Only podcast is built for physicians who know that real wealth goes beyond numbers. Hosted by Vestia Personal Wealth Advisors, each episode brings timely insight for doctors navigating the intersections of life, medicine, and money. Whether you’re optimizing your career path, building a private practice, or planning for retirement, you’ll hear from fellow physicians and subject matter experts who understand the complexities you face. Join us twice a month for physician-focused conversations that offer practical takeaways and inspire you to create Wealth That Matters®.

Information

  • Creator
    Vestia Personal Wealth Advisors, with Partner and CEO Lauren Oschman CFP®
  • Years Active
    2021 - 2026
  • Episodes
    102
  • Rating
    Clean
  • Copyright
    © Vestia Personal Wealth Advisors, with Partner and CEO Lauren Oschman CFP®
  • Show Website
    Doctors Eyes Only

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