Dollars With Dennis

Dennis Horr
  • 0.0 (0)
  • Investing

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 6d ago

    Severance, Pickleball, & A New Retirement Plan

    Today, Dennis walks through a potential retirement story in chapters. As each new detail comes in, we're going to react to it the way a financial advisor would in a real-time meeting. Ron's 64, figured a lot of this out on his own, and this is his first time sitting down with a professional. Let's see what we find and what we might do differently from here. Ron always figured he'd know when he was ready to retire. Turns out, sometimes retirement decides for you. The good news is his plan still has options (pickleball included). If your story feels like Ron's, that's exactly the conversation worth having. Here’s some of what we discuss in this episode: 🎾 New Interests: Slowing down can reveal hobbies and lifestyle options that were not part of the original plan 🏥 Healthcare Gap: COBRA, HSAs, and Medicare timing can significantly affect the transition 💵 Social Security: Claiming decisions may need to change when income disappears unexpectedly ⏳ Early Planning: Preparing years in advance can create more flexibility when circumstances change Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  2. Aug 13

    What Happens If Retirement Comes Early?

    Many people plan to retire around 65, but new research shows a large percentage are leaving the workforce several years earlier and often not by choice. Health problems, job loss, and rising healthcare expenses can suddenly force a retirement timeline to change. In this episode, Dennis explains why those extra few years matter so much and how better planning can make an unexpected early retirement more manageable. Here’s some of what we discuss in this episode: 💸 Three Years Matter: Lost contributions and early withdrawals can create a large financial gap 🏥 Healthcare Is Expensive: Covering the years before Medicare can add significant monthly costs 📊 Budgeting Becomes Critical: Knowing exactly what comes in and goes out matters more when income changes 🔄 Plan to Pivot: Starting the planning process several years early gives you more options Millions Are Retiring Earlier Than Planned. Do Advisors Need To Rethink Planning? https://www.fa-mag.com/news/most-americans-retire-earlier-than-planned--here-are-the-top-reasons-87149.html  Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  3. Jul 30

    Five Retirement Fears No One Talks About

    Discover the hidden pain points that can quietly undermine your retirement confidence. Join guest host Ryan Hoover as he explores the emotional roadblocks that often surface during the transition and explains why they can be just as important as the numbers. Stay tuned to see which of these concerns might be holding you back, and what you can do about them before they become bigger problems. Here’s some of what we discuss in this episode: 😨 Running Out: Written plans test long-term income needs 🏦 Leaving Paychecks: Clear distributions replace workplace income 🛍️ Spending Guilt: Planning creates confidence to enjoy money ⚠️ Big Mistakes: Trusted guidance helps prevent costly decisions 🔎 Pain Points: Honest conversations reveal deeper financial concerns ✅ Seek Help: Professional planning can reduce retirement anxiety Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  4. Jul 23

    Signs You're Building Real Trust With Your Financial Advisor

    Your finances touch nearly every part of your life: your family, your goals, your fears, your values. So finding an advisor isn't just about finding someone who knows the most about finances. It's about finding someone you actually trust. Today, Dennis talks about what that looks like in practice. These are the real signs that an advisor relationship is working. If that's not what you have right now, it might be worth finding out what that could look like. Here’s some of what we discuss in this episode: 🗣️ Communication Style: Match how clients prefer updates 🔓 Comfort Level: Make honesty feel safe ⏳ Growing Trust: Build confidence over time 🪟 Transparency: Be open about the process 📖 Client Stories: Trust often grows gradually ✅ Real Honesty: Planning needs the full picture Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  5. Jul 16

    The 5 D's of Retirement Planning

    According to a recent Kiplinger article, there are five keys to a retirement plan that hold up over time. They all happen to start with the same letter — which either means it's a great framework or someone really wanted it to work out that way. In this episode, advisor guest host Ryan Hoover joins the show to walk through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that can hold up over time.  Here’s some of what we discuss in this episode: 📊 Diversification: More than investment mix ⏳ Duration: Planning around time 🛡️ Downside Protection: Guarding retirement income 💵 Discretionary Income: Spending with confidence ⚖️ Portfolio Drag: Avoiding hidden return killers See the Kiplinger article: https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine  Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  6. Jul 9

    The 4% Rule vs. the 8% Rule: What's the Right Withdrawal Rate for You?

    Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, we break it down: what Dave says, what the research says, and what Dennis thinks. Here’s some of what we discuss in this episode: 💬 Ramsey’s Rule: A controversial 8% approach 📉 4% Rule: A long-standing retirement benchmark 🧾 Client Planning: Turning rules into real numbers ⚠️ 8% Risk: Why averages can mislead retirees 🔄 Plan Adjustments: Flexibility for real-life needs 🕰️ Red Zone: Plan before retirement begins Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  7. Jul 2

    What Does Smart Risk Actually Look Like At Your Age?

    The right investment strategy isn't determined by your age alone, it's determined by where you are in life, what you're trying to accomplish, and how much uncertainty you're willing to accept along the way. Dennis explores how financial priorities evolve and why a successful plan requires balancing growth, protection, and flexibility through every stage of the journey.  Here’s some of what we discuss in this episode: 📈 Life Stages: Risk changes as priorities evolve 🚀 Young Investors: Avoiding extreme approaches 💸 Inflation Risk: Being too safe can hurt ⚖️ Finding Balance: Growth without overexposure 🏖️ Retirement Shift: Different risks require new strategies 🛡️ Protect Assets: Balancing growth and preservation Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  8. Jun 25

    She Didn't Plan to Retire at 62. Here's How It Happened.

    Today we're trying something a little different. Dennis walks through a real retirement story in chapters — and as each new detail comes in, we're going to react to it the way a financial advisor would. Fran is 62, she figured a lot of this out on her own, and she's only now sitting down with a professional for the first time. Let's see what we find and what we might do differently from here. Here’s some of what we discuss in this episode: 👩‍🏫 Career Change: Starting over later in life 🚪 Early Retirement: When retirement chooses you 💵 Income Planning: Making retirement income work 🧩 Financial Gaps: Identifying potential shortfalls 🤝 Professional Advice: Why planning matters Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

See All (74)

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

Information

  • Creator
    Dennis Horr
  • Years Active
    2025 - 2026
  • Episodes
    74
  • Rating
    Clean
  • Copyright
    © 2026 Dollars with Dennis
  • Show Website
    Dollars With Dennis