Dollars With Dennis

Dennis Horr

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 6D AGO

    AI & Retirement: What the Top Google Searches Reveal

    AI is everywhere and for many people approaching retirement, it’s raising some serious questions. Today, Dennis goes through the top AI-related Google searches from people in their 50s and 60s and sharing his input. The search bar doesn't lie. People are nervous, curious, and trying to figure out what AI means for the life they've spent decades building. Most of the answers are less dramatic than the questions suggest. But the questions themselves are worth asking with someone who knows your whole picture. Here’s some of what we discuss in this episode: 📊 AI In Your Portfolio: You may have more exposure than you think ⏳ Early Retirement Decisions: Fear shouldn’t drive timing 🧠 AI Planning Tools: Helpful, but not a full replacement 🚀 New Opportunities: AI may create more than it eliminates 🧭 Plan Over Panic: Strategy beats speculation Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    11 min
  2. MAR 19

    The AI Headlines Are Scary. Do Retirees Need To Worry?

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ AI headlines are everywhere right now: “jobs disappearing,” “work becoming optional,” and predictions that artificial intelligence will reshape the entire economy. Dennis steps back from emotional headlines and looks at what the actual data suggests about AI and the workforce. The real question isn’t whether AI will change the future, it’s whether your retirement plan is flexible enough to handle uncertainty if your timeline shifts. Here’s some of what we discuss in this episode: 🤖 AI & Retirement: Headlines are fueling fears about job security 📊 Market Uncertainty: AI is creating questions about future careers 📈 What the Data Shows: Job evolution may outweigh job loss 🧭 Flexible Planning: Retirement plans should adapt to change ✅ Preparation Matters: Planning ahead reduces uncertainty Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    10 min
  3. MAR 12

    Is a Business Sale Enough to Carry You Through Retirement?

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ For many business owners, retirement isn’t sitting in a 401(k), it’s tied up in the company itself. The big question is whether one sale can truly fund decades of living expenses. Dennis unpacks what “enough” really means and why relying on a single liquidity event can create unexpected pressure. If you’re building toward an exit, this is a conversation you want to have before the deal closes.  Here’s some of what we discuss in this episode: 💵 Million-Dollar Reality – Inflation and net proceeds matter 📊 Defining Enough – Income needs and longevity planning ⚖️ Risk Balance – Investing a sudden lump sum 🤝 Sale Hurdles – Buyers, timing, and mindset shifts 📅 Start Early – Build a strategy before exit Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    11 min
  4. MAR 5

    Storm-Proofing Your Financial Plan

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ Some people enjoy thunderstorms, while others start boarding up windows at the first dark cloud. Investing works the same way. Dennis explores how personality, emotions, and long-term goals shape financial decisions, especially when markets feel uncertain. If your strategy only works when everything is perfect, it’s not really a plan, and Dennis shares how to think more clearly about building one that’s built for all seasons. Here’s some of what we discuss in this episode: 📱 Forecast vs Reality: Predictions don’t control what actually happens 📈 Sunny Markets: Long up cycles can hide risk exposure 🧥 Right Gear Matters: Allocation must match personal comfort 🌩️ Downturn Preparation: Corrections are part of the journey 🌎 Outside Forces: Inflation, taxes, and global events influence returns 🛡️ All-Weather Plan: Written strategy keeps emotions in check   Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    9 min
  5. FEB 26

    Popular Advice… But Is It Good Advice?

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ Everyone has an opinion about money, especially the people with microphones, book deals, and streaming specials. Some of that advice can be motivating. Some of it sounds great on stage but gets complicated in real life. Dennis weighs in on several well-known financial personalities and their bold claims. Because good advice isn’t about popularity, it’s about whether it actually fits your life. Here’s some of what we discuss in this episode: 📘 Kiyosaki Philosophy: Entrepreneurship over retirement plans 💰 Orman’s Cash Strategy: Three-to-five-year reserve 🏠 Rent vs Buy: Discipline versus equity building 📉 Ramsey Withdrawal: Eight percent rule debate 🤖 Musk’s Prediction: AI reshapes retirement future Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    16 min
  6. FEB 19

    Winter Blues & Your Financial Decisions

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ Winter can affect more than your mood. It can affect how you see risk, money, and the market. Today, Dennis is talking about why the “winter blues” can make financial decisions feel harder, and how to stay steady when emotions are running low. Winter doesn’t last forever. Neither do emotional seasons in investing. Staying grounded, consistent, and connected to a plan can help you move through the colder months with confidence.  Here’s some of what we discuss in this episode: ❄️ Winter Weather Impact: Mood shifts affect risk perception 🧠 Emotional Influence: Seasonal lows amplify money stress 📉 Market Volatility: Fear feels heavier in winter 🔄 Routines & Structure: Guardrails protect decisions 📅 Planning Tips: Reset goals and revisit strategy Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    9 min
  7. FEB 12

    10 Retirement Myths Too Many People Still Believe

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/ There’s no shortage of financial advice out there, and unfortunately, not all of it is good. Some of the most damaging retirement mistakes don’t come from reckless behavior, but from ideas that sound reasonable and get repeated often enough to feel true. Today, Dennis is busting some of the most common retirement planning myths and explaining why believing them can quietly derail an otherwise solid plan. When the myths fall away, better decisions tend to follow.  Here’s some of what we discuss in this episode: 📜 Estate Planning: Why a will alone often isn’t enough 👫 Spousal Income Needs: Why expenses don’t drop as much as expected 📉 Market Volatility: Rethinking risk and investment shifts 🧾 Tax Brackets: Why retirement doesn’t guarantee lower taxes Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    14 min
  8. FEB 5

    The Pros & Cons of the New Trump Accounts

    Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/  A new government-backed savings account for kids is coming, and it’s already raising questions. On the surface, Trump Accounts sound appealing, but Dennis takes a closer look at how these accounts work and how they compare to other savings options families already use. Before deciding whether they belong in your plan, it’s worth understanding both the benefits and the tradeoffs. Here’s some of what we discuss in this episode: 📄 Account Basics – How the accounts work and what we know so far 🎯 Intended Goals – Why the program was created and who it’s meant to help ⚖️ Pros & Cons – Free money versus tax and withdrawal tradeoffs 🔁 Alternative Options – How Trump Accounts compare to 529s, Roth IRAs, and custodial accounts 🧠 Planning Considerations – Why these accounts should fit into a broader strategy Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    9 min

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.