Dollars With Dennis

Dennis Horr
  • 0.0 (0)
  • Investing

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 6d ago

    The 4% Rule vs. the 8% Rule: What's the Right Withdrawal Rate for You?

    Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today, we break it down: what Dave says, what the research says, and what Dennis thinks. Here’s some of what we discuss in this episode: 💬 Ramsey’s Rule: A controversial 8% approach 📉 4% Rule: A long-standing retirement benchmark 🧾 Client Planning: Turning rules into real numbers ⚠️ 8% Risk: Why averages can mislead retirees 🔄 Plan Adjustments: Flexibility for real-life needs 🕰️ Red Zone: Plan before retirement begins Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  2. Jul 2

    What Does Smart Risk Actually Look Like At Your Age?

    The right investment strategy isn't determined by your age alone, it's determined by where you are in life, what you're trying to accomplish, and how much uncertainty you're willing to accept along the way. Dennis explores how financial priorities evolve and why a successful plan requires balancing growth, protection, and flexibility through every stage of the journey.  Here’s some of what we discuss in this episode: 📈 Life Stages: Risk changes as priorities evolve 🚀 Young Investors: Avoiding extreme approaches 💸 Inflation Risk: Being too safe can hurt ⚖️ Finding Balance: Growth without overexposure 🏖️ Retirement Shift: Different risks require new strategies 🛡️ Protect Assets: Balancing growth and preservation Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  3. Jun 25

    She Didn't Plan to Retire at 62. Here's How It Happened.

    Today we're trying something a little different. Dennis walks through a real retirement story in chapters — and as each new detail comes in, we're going to react to it the way a financial advisor would. Fran is 62, she figured a lot of this out on her own, and she's only now sitting down with a professional for the first time. Let's see what we find and what we might do differently from here. Here’s some of what we discuss in this episode: 👩‍🏫 Career Change: Starting over later in life 🚪 Early Retirement: When retirement chooses you 💵 Income Planning: Making retirement income work 🧩 Financial Gaps: Identifying potential shortfalls 🤝 Professional Advice: Why planning matters Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  4. Jun 18

    How to Spend on Travel Without Derailing Your Retirement

    Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, Dennis talks about how travel fits into a real retirement plan and how to enjoy it without guilt. Here’s some of what we discuss in this episode: ✈️ Travel Guilt: Learning to spend confidently 📋 Built-In Planning: Making vacations part of the plan 💬 Different Priorities: Navigating couple disagreements 🔄 Annual Reviews: Adjusting as life changes 🚨 Unexpected Expenses: Preparing for travel surprises 🌎 Go-Go Years: Making the most of retirement Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  5. Jun 11

    Lessons From Maverick: What Top Gun Teaches Us About Money

    It's summer and nothing says summer quite like Tom Cruise as Maverick soaring across the sky in Top Gun. This year marks the 40th anniversary of the original film, and with Tom Cruise's birthday on July 3rd, Dennis figured it was the perfect excuse to revisit some of the most iconic quotes from the franchise and see what they have to say about your financial life. Because Maverick didn't become the best by flying blind and hoping for the best. He had a plan, a co-pilot, and enough self-awareness to know when the risk was worth it. Here’s some of what we discuss in this episode: ✈️ Need for Speed: Why patience beats quick riches 💳 Lifestyle Creep: When ego outruns your finances ⚠️ Danger Zone: Managing investment risk wisely 🔮 Future Planning: Preparing for what's ahead 🛩️ Talk to Goose: The value of trusted financial guidance Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  6. Jun 4

    Winning the Financial Triple Crown: Strategies from the Kentucky Derby

    Step into Triple Crown season as Dennis uses the excitement of the Kentucky Derby to reveal what it really takes to build a winning retirement plan. He draws parallels between horse racing and financial planning, including how to avoid “long shot” bets with your nest egg. Grab your saddle and your fancy hat and join us at the starting gate as we race toward retirement. Here’s some of what we discuss in this episode: 👥 Team Approach: Advisors, CPAs, and attorneys matter 🛡️ Protection Planning: Insurance reduces financial roadblocks 🎲 Investment Risks: Long shots rarely win consistently 🎩 Customized Strategies: Every retirement plan is unique, just like the hats at the Kentucky Derby  🔄 Ongoing Adjustments: Retirement plans need regular updates Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  7. May 28

    “I Wish I Knew This at 25” — Young Adult Money Mistakes

    If you want unfiltered financial advice, don’t just read a book — scroll the comments. Spend five minutes on Reddit or YouTube, and you’ll find people being brutally honest about what they wish they had done differently with money. Today, Dennis’ son Parker is joining us and talking through the biggest young money mistakes. Most of these regrets don’t come from bad intentions. They come from small decisions that didn’t feel like a big deal at the time. The earlier you recognize them, the easier it is to change course.  Here’s some of what we discuss in this episode: 📈 Compound Interest: Starting earlier changes everything 💳 Credit Cards: Small spending adds up fast 🪙 401(k) Match: Free money gets ignored 🧠 Financial Planning: Confidence beats financial chaos 🎯 Money Habits: Small choices shape the future 📱 Sports Betting: Easy access creates risk Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

  8. May 21

    Delayed Gratification, Bigger Retirement Payoff

    Delayed gratification is a difficult skill to master, and that’s just as true with financial matters as it is in other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. Today, we’ve got a special guest, Parker (Dennis’ son), joining the conversation to share his perspective on making smart money choices early on.   Here’s some of what we discuss in this episode: ⏳ Delayed Decisions: Short-term sacrifice, long-term gain 💰 Free Money First: Don’t skip the 401(k) match 🧾 Tax Timing: Pay now vs later matters 📈 Roth Advantage: Long-term tax savings add up 🕰️ Social Security Timing: Waiting can increase income 📊 Plan Your Spending: Budget creates freedom Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

See All (69)

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

Information

  • Creator
    Dennis Horr
  • Years Active
    2025 - 2026
  • Episodes
    69
  • Rating
    Clean
  • Copyright
    © 2026 Dollars with Dennis
  • Show Website
    Dollars With Dennis