Dollars With Dennis

Dennis Horr

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. 

  1. 5d ago

    “I Wish I Knew This at 25” — Young Adult Money Mistakes

    If you want unfiltered financial advice, don’t just read a book — scroll the comments. Spend five minutes on Reddit or YouTube, and you’ll find people being brutally honest about what they wish they had done differently with money. Today, Dennis’ son Parker is joining us and talking through the biggest young money mistakes. Most of these regrets don’t come from bad intentions. They come from small decisions that didn’t feel like a big deal at the time. The earlier you recognize them, the easier it is to change course.  Here’s some of what we discuss in this episode: 📈 Compound Interest: Starting earlier changes everything 💳 Credit Cards: Small spending adds up fast 🪙 401(k) Match: Free money gets ignored 🧠 Financial Planning: Confidence beats financial chaos 🎯 Money Habits: Small choices shape the future 📱 Sports Betting: Easy access creates risk Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    12 min
  2. May 21

    Delayed Gratification, Bigger Retirement Payoff

    Delayed gratification is a difficult skill to master, and that’s just as true with financial matters as it is in other areas of your life. Let’s talk about some instances where you might be faced with a choice of being satisfied now or satisfied later. Today, we’ve got a special guest, Parker (Dennis’ son), joining the conversation to share his perspective on making smart money choices early on.   Here’s some of what we discuss in this episode: ⏳ Delayed Decisions: Short-term sacrifice, long-term gain 💰 Free Money First: Don’t skip the 401(k) match 🧾 Tax Timing: Pay now vs later matters 📈 Roth Advantage: Long-term tax savings add up 🕰️ Social Security Timing: Waiting can increase income 📊 Plan Your Spending: Budget creates freedom Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    9 min
  3. May 14

    Expectation vs. Reality: The Truth About Retirement Planning

    Retirement often looks perfect on paper—travel, freedom, and finally enjoying life on your terms. But for many people, the reality doesn’t match the picture they had in mind. Dennis takes a closer look at the gap between expectation and reality in retirement and reveals how having a well-thought-out plan matters more than ever. Life is going to throw curveballs, but a plan unique to you will help you be prepared. Here’s some of what we discuss in this episode: ✅ Plan Matters: A written strategy brings clarity 🚧 Beware of the Expectation Gap: Retirement isn’t always picture-perfect 🧭 Changing Priorities: Goals evolve over time 🔄 Stay Flexible: Adjust as life changes 🤝 Get Guidance: Support makes transitions smoother Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    8 min
  4. Apr 30

    Volunteering: The Best Investment You Might Make In Retirement

    In honor of National Volunteer Week, this episode takes a different angle on retirement, one that has nothing to do with markets or returns. Retirement isn’t just about stepping away from work, it’s about stepping into something meaningful with the time and freedom you’ve earned. Dennis walks through how giving back can play a powerful role in shaping a more fulfilling next chapter. Because the impact you make doesn’t have to stop when the paycheck does. Here’s some of what we discuss in this episode: ❤️ Purpose Matters: Retirement needs more than free time ⏰ Give Your Time: Consistent involvement creates structure 🛠️ Use Your Skills: Your experience still has value 💵 Give Efficiently: Be intentional with charitable giving 📅 Plan Ahead: Giving should be part of your strategy Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    12 min
  5. Apr 23

    How To Turn “Lucky” Financial Situations Into Real Strategy

    Today we’re talking about what to do when things go right, whether it’s a windfall, a surprise, or an unexpected financial event. Because good fortune without a plan can unravel faster than you'd expect. Dennis covers five situations that might look like pure luck from the outside but shows you exactly what needs to happen next to protect yourself. The people who make the most of good fortune aren't necessarily the luckiest, they're just the most prepared. Here’s some of what we discuss in this episode: 💸 Winning the Lottery: Initial reactions and planning 🎯 Taxes and Planning: Managing the tax hit after a windfall 🏢 Acquisition Payouts: Handling company acquisition and stock options 🕊️Inheritance Management: Balancing grief, emotion, and smart decisions 🏠 Home Equity: Maximizing home value and managing real estate markets Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    13 min
  6. Apr 16

    The Surprisingly Hard Part of Retirement Nobody Warns You About

    For many retirees, the hardest part isn’t saving, it's learning how to spend the money they’ve worked so hard to accumulate. After decades of saving and living on a paycheck, the shift to spending can feel almost unnatural. In this episode, Dennis talks about why this happens, how it affects people’s retirement plans, and the strategies that can help people feel comfortable spending their retirement savings.  Here’s some of what we discuss in this episode: 💸 Spending in Retirement: Many retirees struggle to spend the money they’ve saved ⚖️ Fear of Running Out: A common fear that prevents retirees from fully enjoying their savings 💰 Paychecks for Life: Transitioning from a regular paycheck to a “paycheck for life” mindset 👨‍👩‍👧‍👦 Family Conversations: Getting family members involved can help ease the transition to spending 📊 Planning is Key: A solid financial plan and annual reviews make spending less stressful Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    10 min
  7. Apr 9

    Can You Build Retirement Savings on a Commission Check?

    A listener recently made a career move that looks great on paper, but it raised a real concern: can a retirement strategy actually keep up when income becomes unpredictable? Commission checks, bonuses, and variable pay structures introduce a level of uncertainty that can make saving feel inconsistent or even risky. Dennis shares how retirement savings can still thrive with variable income, but we need to have the right systems are in place.   Here’s some of what we discuss in this episode: 📉 Variable Income Planning: Irregular pay requires intentional structure 📊 Percentage Contributions: Saving by percentage keeps things consistent 🔥 Discipline Matters: “When the check hits” is not a strategy 💵 Realistic Budget: Knowing your baseline income needs is critical 🤝 Advisor Support: A plan turns unpredictability into progress Our website:  https://www.401k.faith Phone: (513) 898-1897 Contact our team: https://www.faith401kmgmt.com/contact_us/ Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/ Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/ Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/ Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g Facebook: https://www.facebook.com/profile.php?id=100063561056644 LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/ X: https://x.com/dennishorr

    9 min

About

Welcome to Dollars with Dennis, the podcast that helps you navigate the complex world of financial planning with confidence. Hosted by Dennis Horr, AIF®, founder of Faith 401K & Money Management, LLC, this show is designed to help individuals, families, and businesses chart their financial futures with clarity.  With more than 30 years of experience, Dennis explores important topics like retirement strategies, 401(k) plan consulting, estate planning, investing, and more. Each episode is designed to provide valuable insights that will help you better understand the world of financial planning.  Subscribe today and never miss an episode of Dollars with Dennis. For more information, visit www.faith401kmgmt.com or call 513-898-1897. For Broker Dealer disclosure, please click on website link. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC.