Drip Trickle Flow Flood

Tony Moceri and Melissa Cassera
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  • ENTREPRENEURSHIP
Drip Trickle Flow Flood

Money doesn’t just come from one place—it drips, trickles, flows, and floods into our lives in different ways. Drip Trickle Flow Flood is a podcast that explores the power of multiple income streams. Whether you're an employee, a freelancer, an entrepreneur, a creative, or an investor, we break down how money enters your life and what to do with it once it’s yours.

  1. JUN 30

    #14. The One Where We Disagree with Dave Ramsey

    In this episode of Drip Trickle Flow Flood, Melissa and Tony dive into a recent Ramsey Show clip. A caller bought an $11,000 engagement ring using a 0% interest credit card, even though he had the cash to pay outright. Dave called it dumb. We call it smart, depending on the situation. This episode explores when debt is a dangerous trap, and when it might actually be a savvy tool for building wealth. You’ll hear: Why Dave Ramsey’s one-size-fits-all debt advice might not work for everyoneHow to decide if using debt makes financial sense in your situationMelissa and Tony’s personal experiences with “good debt” The difference between emotional spending and strategic debtWhy financial decisions should be based on math, not shameIdeas for building your own finance discussion group to reduce stigma and grow smarter together Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast app. It helps new listeners discover the show and it makes our day. Thanks for listening! Links: Tony’s website: https://tonymoceri.com/ Melissa’s website: https://melissacassera.com/ 💌 Want more? Subscribe to the newsletter for income ideas that drip, trickle, flow, and flood into your life. https://driptrickleflowflood.substack.com/ Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    28 min

  2. JUN 20

    #13. What Are Your 240 Paychecks?

    In this episode of Drip Trickle Flow Flood, Tony and Melissa dive into the concept of 240 paychecks—the number of monthly paychecks you’d need to sustain a 20-year retirement—and why that number is both a helpful benchmark and wildly outdated. From IP to pickleball, they explore the many ways you can start generating income before 65 and what it really means to design a work-optional lifestyle now. You’ll hear: Why retirement shouldn’t be your finish line—and how to plan for freedom earlierWhat “240 paychecks” really means, and how to build your own versionTraditional vs. untraditional income streams: pensions, annuities, real estate, IP, side gigs & moreHow inflation, longevity, and lifestyle choices affect your financial planPersonal stories from Melissa and Tony about how they’re designing their post-50 lives—featuring pickleball, van life, bookshops, and dance fitnessWhy “work-optional” is the new retirement Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast app. It helps new listeners discover the show and it makes our day. Thanks for listening! Links: Tony’s website: https://tonymoceri.com/ Melissa’s website: https://melissacassera.com/ 💌 Want more? Subscribe to the newsletter for income ideas that drip, trickle, flow, and flood into your life. https://driptrickleflowflood.substack.com/ Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    26 min

  3. JUN 12

    #12. From Home Flipping to Portugal Living (with Brian Hardy)

    In this episode of Drip Trickle Flow Flood, we sit down with business growth consultant Brian Hardy, who joins us from his new home in Portugal. Brian shares how his curiosity and courage led him to launch multiple businesses, including home flipping, franchising, and a coffee brand, before finding his sweet spot in marketing systems and consulting. From flipping century-old houses in Maine to building a remote-friendly business that supports franchisees, Brian breaks down how he’s created a lifestyle that supports freedom, flexibility, and global living. You’ll learn: How Brian tests business ideas quickly (and isn’t afraid to fail fast)The difference between solo entrepreneurship and the franchise model, and the tradeoffs of eachHow he transitioned from flipping homes to consulting with franchiseesWhy LinkedIn is his current favorite tool for B2B lead generationThe path he took to relocate to Portugal (and why the food and healthcare alone are worth it)His #1 tip for building a team and offloading what you hate doing ABOUT BRIAN: Brian Hardy is the innovative founder of The Maverick AI, a groundbreaking tool launched in early 2024 that helps businesses connect with missed opportunities to drive more sales. With a diverse background in real estate investing, graphic and web design, marketing, and business strategy, Brian has a knack for turning ideas into thriving ventures. Before venturing into the world of AI, Brian owned a sign shop, a successful web design firm that won Best in the Northwest five years in a row, a print brokering company, and a home flipping business. His expertise spans multiple industries, making him a versatile consultant and strategist who helps businesses grow through technology. Brian's journey began as a graphic designer, which evolved into web design and eventually into real estate investing and house flipping. His mission is to help others succeed by enabling them to see what they can't and grow through innovative solutions. Outside of his professional life, Brian is an avid scuba diver and recently became a Dive Master. He loves to travel and explore the world, always seeking new adventures and experiences. Connect with Brian for collaborations and explore how The Maverick AI can help your business thrive. Visit www.themaverick.ai or email him at growth@themaverick.ai to connect. Connect with Brian: 💼 LinkedIn: https://www.linkedin.com/in/brianghardy/ 🌐 Websites: https://themaverick.ai/ https://demo.themaverick.ai/mavdemo https://brianhardy.com/ https://agentai.themaverick.ai/voice-agent-ai https://demo.themaverick.ai/ https://connect.themaverick.ai/ Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast app. It helps new listeners discover the show and it makes our day. Thanks for listening! Links: Tony’s website: a

    30 min

  4. JUN 5

    #11. Growing a Local Gift Shop From the Ground Up

    In this episode of Drip Trickle Flow Flood, we sit down with Kali Berg, the co-owner of Wild Hemlock in Anacortes, WA, a charming Pacific Northwest gift shop that’s much more than meets the eye. From rebranding her store to juggling screen printing, knitwear, and knitting classes (all in 1,000 square feet!), Kali walks us through what it really takes to create multiple income streams as a brick-and-mortar entrepreneur. You’ll hear about how she listens to customers, diversifies offerings, and even rolls tables out of the way to host knitting circles. This one’s a must-listen for anyone thinking of launching a retail or local business. You’ll hear: Why Kali rebranded from Ink & Wool to Wild Hemlock, and how customer confusion led the wayWhat it’s actually like running a boutique retail shop in a seasonal tourist townHow she diversifies her income with screen printing, classes, consignment, and marketsThe boundaries (and lack thereof) of working with your spouse and running a family businessHer creative approach to space, inventory, and marketing on a tight budgetWhat makes Anacortes’s small business community so powerful, and how it keeps her inspired Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast app. It helps new listeners discover the show and it makes our day. Thanks for listening! Links: Wild Hemlock: https://www.wildhemlockpnw.com/ Tony’s website: https://tonymoceri.com/ Melissa’s website: https://melissacassera.com/ 💌 Want more? Subscribe to the newsletter for income ideas that drip, trickle, flow, and flood into your life. https://driptrickleflowflood.substack.com/ Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    32 min

  5. MAY 29

    #10. Rent or Buy? The Real Answer Might Surprise You

    In this episode of Drip Trickle Flow Flood, we dive into one of the most debated financial decisions of all time: Should you rent or buy your home? Spoiler: the answer isn’t one-size-fits-all—and might not be what you expect from a real estate investor. Tony shares his unfiltered take on the rent vs. buy conversation, revealing why he’s a huge proponent of home ownership… and why he still rents. From building wealth through rentals before ever owning his own home, to using “house hacking” and creative financing, Tony walks us through how renting can be a smart financial move when approached with clarity and strategy. We also explore the hidden costs of ownership (hello, $2,000 water heater), the emotional weight of buying a home, and how knowing why you're buying is more important than when. In this episode, we break down: Why owning your primary residence isn’t always the best investmentThe real math behind renting vs. buying (including taxes, maintenance, and flexibility)How Tony bought investment properties before he could afford to own his own homeWhat “house hacking” is and why it’s one of Tony’s favorite wealth-building strategiesHow construction labor shortages and rising repair costs factor into homeownership decisionsCreative examples of renting out your home while living elsewhere (tiny home, anyone?) This episode is for: Anyone asking themselves, “Am I wasting money on rent?” or “Should I wait to buy?” This is the perspective shift you didn’t know you needed. Links: Tony’s website: https://tonymoceri.com/ Melissa’s website: https://melissacassera.com/ 🎧 Listen in and ask yourself: What are your real goals—and is your housing choice aligned with them? 🌀 Like the episode? Follow the show, leave a review, and share it with someone who’s stuck between Zillow tabs and Rent.com. 💌 Want more? Subscribe to our newsletter for income ideas that drip, trickle, flow, and flood into your life. https://driptrickleflowflood.substack.com/ Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    22 min

  6. MAY 22

    #9. Real Talk with a Real Estate Investor (with Anthony Petz)

    In this episode of Drip Trickle Flow Flood, we sit down with real estate investor and broker Anthony Petz for a raw, practical, and inspiring look at what it really takes to build income streams through real estate. Anthony shares his journey from office supply sales to full-time investor, the mindset shift that helped him walk away from his 9-to-5, and the unglamorous but necessary grind of turning a single rental into a portfolio. From crawl spaces to cold-knocking on homes, Anthony shows that persistence, discomfort, and creative problem-solving are essential to real estate investing. Whether you’re curious about getting into real estate, wondering if now is even the right time, or stuck trying to make your rentals actually pay, this episode breaks it all down. In this episode, we dig into: Why sales skills and a high tolerance for discomfort give you an edge in real estate investingHow to start building a real estate portfolio without waiting for “perfect timing”The power (and pitfalls) of leverage, seller financing, and creative deal-makingWhat makes cash flow more sustainable than chasing flipsThe overlooked emotional and psychological side of entrepreneurship This episode is for: Anyone curious about investing in real estate and wondering if it’s still possible in today’s market. Links: Anthony’s website: https://petzrealestate.com/ Tony’s website: https://tonymoceri.com/ Melissa’s website: https://melissacassera.com/ Listen in, and ask yourself: Are you stuck in analysis paralysis… or ready to knock on the next door? Like the episode? Follow the show and leave a review. It helps us reach more listeners like you. Get more drips, trickles, flows, and floods: Subscribe to our newsletter for ongoing insights and income ideas that match your real life. https://driptrickleflowflood.substack.com/ Disclaimer:The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    34 min

  7. MAY 15

    #8. Swirl, Serve, and Scale: Multiple Income Streams with Suzzie Vehrs

    In this episode of Drip Trickle Flow Flood, we’re diving deep into what it looks like to swirl your passions into a purpose-driven, income-generating business. Our first guest breaking down her Drip Trickle Flow Flood is Suzzie Vehrs. She’s a birth doula and founder of She Births Bravely, where she supports mothers through education, postpartum care, and personalized services. Suzzie comes from a finance background and shares how she transitioned into mission-driven work, built a business from scratch, and developed multiple income streams without sacrificing joy, sustainability, or service. In this episode, we dig into: What it means to “swirl” your interests into one integrated businessHow Suzzie built a profitable, purpose-driven business while raising two kids soloThe reality of entrepreneurship vs. the highlight reels we often seeWhy Suzzie added writing, blog monetization, books, and postpartum services to her offer suiteHow to create flexibility and financial freedom by turning your services into layered income streamsThe emotional and logistical shift from unpaid passion work to building a sustainable businessHow paying your kids through your business can be both legal and smartWhat it looks like to say no to what’s not working—and reinvest in what is This episode is a must-listen for anyone building a service-based or mission-driven business, and especially for those navigating pivots, pressure, or parenthood along the way. Guest: Suzzie Vehrs, founder of She Births Bravely, author of Divine Birth, and postpartum care provider Website: She Births Bravely Other links: Melissa’s SWIRL Effect workbook: https://melissacassera.gumroad.com/l/swirleffect Tony’s website: https://tonymoceri.com/ Like the episode? Follow the show and leave a review. It helps us reach more listeners like you. Get more drips, trickles, flows, and floods: Subscribe to our newsletter for ongoing insights and income ideas that match your real life. https://driptrickleflowflood.substack.com/ Disclaimer:The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    39 min

  8. MAY 8

    #7. How to Balance Multiple Income Streams Without Losing Focus

    In this episode of Drip Trickle Flow Flood, we answer our very first listener question—and it’s a good one. Melissa Hoffman, a holistic mindset coach and nervous system expert, asked: “How do you balance starting a new side project that’s different from what you've been doing while you're still growing the business you're working on? How do you do that without getting distracted or confusing people around what you do?” Melissa is currently growing her women's empowerment coaching business, while also wanting to relaunch a boudoir photography business in a brand-new city. If you’ve ever juggled two different revenue streams—or even considered it—this episode’s for you. We unpack our own experience with multiple income streams and share honest, tactical strategies for how to bring in more income without bringing on burnout or confusion. In this episode, we cover: Why your “flow” and “trickle” don’t need to happen at the same time, and how to plan for thatHow to be realistic about time, energy, and which stream to prioritize firstThe importance of choosing what you can live with for the next 2–7 yearsTips to batch your creative energy and create guardrails around your excitementHow to explore new ideas without dropping your current obligationsWhy it’s okay (and powerful!) to publicly announce your next project, even if it’s not fully built yetHow to blend or “swirl” different income streams under one personal brand or message If you’ve ever struggled with feeling pulled between projects, confused about how to market your multiple offerings, or unsure which stream deserves your time—this episode gives you the tools to move forward with confidence, clarity, and intention. Ask Yourself: Which of your income ideas is your flow? Which one could be your drip or trickle? Are you giving each the time it realistically deserves? EPISODE LINKS: https://www.melissahoffmann.com/ https://melissacassera.gumroad.com/l/swirleffect https://tonymoceri.com/ Liked the episode? Follow the show and drop a review on your favorite podcast platform. It helps us reach more people like you! 📩 For every drip of insight, trickle of wisdom, flow of ideas, and occasional flood of inspiration, subscribe to our newsletter: https://driptrickleflowflood.substack.com/ Disclaimer:The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with.Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal.By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

    36 min
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About

Money doesn’t just come from one place—it drips, trickles, flows, and floods into our lives in different ways. Drip Trickle Flow Flood is a podcast that explores the power of multiple income streams. Whether you're an employee, a freelancer, an entrepreneur, a creative, or an investor, we break down how money enters your life and what to do with it once it’s yours.

Information

  • Creator
    Tony Moceri and Melissa Cassera
  • Years Active
    2K
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © Copyright 2025 Tony Moceri and Melissa Cassera
  • Show Website
    Drip Trickle Flow Flood

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