Drip Trickle Flow Flood

Tony Moceri and Melissa Cassera

Money doesn’t just come from one place—it drips, trickles, flows, and floods into our lives in different ways. Drip Trickle Flow Flood is a podcast that explores the power of multiple income streams. Whether you're an employee, a freelancer, an entrepreneur, a creative, or an investor, we break down how money enters your life and what to do with it once it’s yours.

  1. 1d ago

    #72. What If You Don’t Want the "American Dream"?

    In this episode, we dig into the growing shift away from the traditional path of buying a house, climbing the corporate ladder, grinding for decades, and eventually retiring. Inspired by a Moneywise article about Gen Z’s changing priorities, we explore what happens when freedom, flexibility, experiences, and meaningful work become more important than following the financial milestones previous generations were taught to chase. We also wrestle with the other side of that freedom: the importance of investing, building financial security, preparing for the unexpected, and creating income that can support you throughout your life. The traditional American Dream isn’t the only path to financial security. Homeownership, corporate promotions, and retirement at 65 may work for some people, but younger generations are increasingly building lives around flexibility, experiences, gig work, entrepreneurship, and other definitions of success.Living for today and planning for tomorrow don’t have to be opposites. You can travel, work less, take sabbaticals, or reject the traditional grind while still putting money aside and allowing compound growth to work in your favor.Your career doesn’t necessarily peak when you’re young. In many fields, experience creates opportunities later in life, which challenges the assumption that you need to sprint through your 20s and 30s so you can eventually stop working.Investing in yourself belongs in your financial plan. Education, skills, training, networking, and developing your own business or intellectual property can be just as important to your future earning power as traditional investments.Multiple income streams can bridge the gap between freedom now and security later. The goal doesn’t have to be seven jobs or endless side hustles. Building different sources of income can create more options, resilience, and the ability to design work around the life you actually want. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  2. Aug 11

    #71. Rejection, Persistence and Making Money as a Cartoonist (with Dave Coverly, Speed Bump)

    What does it really take to build a creative career that lasts for decades? In this episode of Drip, Trickle, Flow, Flood, we sit down with award-winning cartoonist Dave Coverly, creator of the internationally syndicated comic panel Speed Bump. Dave shares how he went from years of rejection letters to syndication, why developing your own creative voice takes time, and how he built multiple income streams through cartoons, books, greeting cards, illustration, and licensing. We also talk about the realities of making money as a creative, handling criticism, navigating social media, and why loving the work itself may be one of the biggest advantages you can have. Dave also talks about his upcoming book, My Support Dog Ate My Comfort Food, a collection of his best dog cartoons from the past decade, coming in October. For artists, writers, freelancers, and anyone trying to turn creativity into a sustainable career, Dave’s story is a reminder that success rarely happens overnight. It’s built one idea, opportunity, rejection, connection, and income stream at a time. 1. Persistence matters more than an overnight breakthrough. Dave spent roughly eight to ten years pursuing syndication before Speed Bump was picked up. Instead of hiding his rejection letters, he hung them above his drawing table as motivation to keep submitting. His career is a great example of what can happen when you stay in the game long enough for preparation and opportunity to meet. 2. Your creative voice is something you develop through doing the work. Early in a creative career, it’s natural to be influenced by the people whose work you admire. Dave explains that eventually something shifts: you stop imagining someone else’s version of the work and begin seeing your own style in your head. You can’t shortcut that process. You have to create enough work to discover what your work actually looks and sounds like. 3. A sustainable creative career often needs multiple income streams. Speed Bump became the anchor of Dave’s career, but it isn’t his only source of income. Over the years, his cartoons have expanded into books, greeting cards, children’s books, licensing, illustration, and other opportunities. One of his smartest observations is that creators should look for ways their existing work can continue generating revenue without having to create something brand new every time. 4. Build relationships with curiosity, not an agenda. Throughout his career, Dave reached out to cartoonists he admired to learn from them. Those connections weren’t about asking someone for a job or an introduction. They started with genuine admiration and curiosity. That approach helped him learn the business of cartooning, find mentors, build friendships, and eventually become someone who can offer the same encouragement to younger artists. 5. Make the work for yourself first. One of the most important pieces of advice Dave received early in his career was to make himself laugh rather than trying to predict what everyone else would find funny. After decades of creating Speed Bump, he knows he won’t hit a home run every day. The job is to keep creating, meet the deadline, trust your voice, and come back tomorrow to do it again. Check out Dave’s website. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  3. Aug 4

    #70. Customer Service Is the New Marketing

    As more businesses automate everything from sales to support, genuine human connection has become one of the biggest competitive advantages you can have. In this episode, we share stories of exceptional customer service, frustrating AI experiences, and the small touches that keep customers coming back year after year. Whether you’re a business owner, freelancer, creative, or employee, you’ll walk away with practical ideas for creating experiences people remember and recommend. 1. Great customer service is a competitive advantage. As AI handles more customer interactions, businesses that make it easy to connect with a real person will increasingly stand out. 2. Small gestures create memorable experiences. A quick response, free coffee, a thoughtful gift, or simply following up can transform an ordinary transaction into a lasting relationship. 3. Reliability builds trust. Meeting deadlines, responding promptly, and communicating clearly often matter just as much as talent or technical skill. 4. Customer experience extends beyond the sale. Marketing may bring customers in, but the service they receive afterward determines whether they become loyal advocates or leave for a competitor. 5. Relationships are built through consistency. The businesses and professionals people recommend are often the ones who consistently show up, solve problems, and make every interaction feel personal. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  4. Jul 28

    #69. How Local Businesses Can Compete With Big Box Retailers (with Hardware Sales)

    How does a local business compete when customers can buy almost anything online or head to a massive retailer down the street? For more than 60 years, Hardware Sales has been a fixture in Bellingham, Washington, growing from a family business that once sold dynamite to a sprawling operation with 50,000 products, around 150 employees, multiple revenue streams, and a footprint spanning seven city blocks. In this episode, we sit down with Brookelyn, Hardware Sales’ Marketing and Business Strategy Manager, to talk about what keeps customers coming back. We dig into their “white glove” approach to customer service, the value of knowledgeable employees, and why treating people like family can become a serious competitive advantage. We also explore how Hardware Sales is evolving through social media, events, ecommerce, rentals, and new revenue streams while holding onto the personal experience that made the business successful in the first place. Customer service can be a competitive advantage. At Hardware Sales, the goal is to greet customers and offer help almost immediately. In a world where customers are often left searching for an employee or navigating a purchase alone, being genuinely helpful can be a powerful differentiator. Knowledge is part of the product. Customers are not only coming in to buy a plumbing part, tool, or hose. They are coming because an experienced employee can listen to the problem, help them figure out what they need, and walk them through how to solve it. Local businesses can offer something scale can’t easily replicate. Hardware Sales competes in a market with big-box retailers and online shopping, but decades of relationships, familiar employees, personalized service, and deep ties to the community give customers reasons to choose local beyond price or convenience. Community can turn a business into a destination. From partnering with local events to hosting a barbecue competition for construction companies, Hardware Sales is finding ways to bring people together. The store becomes a “third space” where customers know people, run into friends, and feel connected to their community. Staying local doesn’t mean staying the same. Over the decades, Hardware Sales has continually adapted, expanding into rentals, industrial sales, ecommerce, Amazon brand management, events, social media, and other opportunities. The business keeps evolving while protecting the customer experience and community relationships at the heart of its brand. Check out Hardware Sales at their website or on Instagram. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  5. Jul 21

    #68. The Businesses AI Still Can't Replace

    AI is changing the workforce faster than ever, leaving many people wondering what careers and businesses will still thrive in the years ahead. In this episode, we explore a recent Forbes article on why more people are buying blue-collar businesses, what makes certain careers resistant to AI, and how human connection is becoming one of the most valuable skills in the economy. Think beyond technology when planning your future. AI will reshape many industries, but careers built around physical skills, human relationships, and hands-on service are likely to remain in high demand.The next opportunity may already exist. Thousands of baby boomer business owners are preparing to retire, creating opportunities to purchase established local businesses with loyal customers and proven systems.Human connection is becoming a competitive advantage. Coaching, pet care, hospitality, healthcare, recreation, and community-centered businesses offer something AI can’t easily replicate: real relationships and trust.Your side hustle doesn’t have to stay a drip or trickle. Many successful businesses started as simple experiments before growing into a flow or flood.AI-proofing your career starts with curiosity. Brainstorm ideas, talk to local business owners, explore industries you’re naturally drawn to, and don’t be afraid to test a “drip” before committing to something bigger. The best opportunities often come from trying something new. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  6. Jul 14

    #67. What a Top Script Consultant Can Teach You About Multiple Income Streams (with Pilar Alessandra)

    Not every successful business is built around one product, one offer, or one paycheck. This week, we’re joined by legendary script consultant, author, professor, and podcast host Pilar Alessandra to explore how she built a thriving 25-year career by layering multiple income streams around a single area of expertise. From private consulting and online classes to books, speaking, teaching at a university, and podcasting, Pilar shares how each chapter of her career led naturally to the next. We also dive into why perseverance matters more than overnight success, the power of saying no, and how creative entrepreneurs can build businesses that evolve alongside their lives. #1. One expertise can create many income streams. Pilar built a sustainable business by expanding one core skill, storytelling, into coaching, teaching, books, speaking, and consulting. #2. Build your business around the season of life you’re in. Instead of fighting changing priorities, Pilar redesigned her business to fit motherhood, evolving goals, and new opportunities, creating a career that grew with her. #3. Keep creating while your opportunities catch up. Success rarely comes from one breakthrough. The creatives who thrive continue producing new work so they’re ready when the next opportunity arrives. #4. Your reputation compounds over time. The relationships you build today can become clients, collaborators, referrals, and career-changing opportunities years, or even decades, later. #5. Sustainable success comes from knowing what to say no to. Focusing on the work you’re uniquely positioned to do creates a stronger business than trying to be everything to everyone. Visit Pilar’s website, listen to her podcast, or pick up a copy of her book. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  7. Jul 7

    #66. What Rent Prices Across America Can Teach You About Building Wealth

    How much income do you actually need to afford rent in today’s economy? In this episode, we’re breaking down new data showing the salary required to comfortably rent a home across every U.S. state, and what those numbers reveal about the changing cost of living in America. Beyond the headlines, we explore how housing costs impact career decisions, remote work, real estate investing, entrepreneurship, and long-term wealth building. Whether you’re thinking about relocating, buying investment property, or trying to make smarter financial decisions, understanding these trends can help you see opportunities that many people overlook. 1. Housing affordability varies dramatically across the country. The income needed to comfortably rent a modest home ranges from roughly $39,000 in some states to well over $100,000 in others, making location one of the biggest drivers of your financial health. 2. Lower rent doesn’t always mean lower costs. Before relocating, consider the full financial picture, including taxes, insurance, employment opportunities, and other living expenses that can dramatically affect your budget. 3. Remote work creates new financial opportunities. If your income isn’t tied to your location, moving to a lower-cost area could significantly improve your cash flow and accelerate your financial goals. 4. Economic data can uncover investment opportunities. Regional housing trends, rental demand, and job growth can all provide valuable clues for real estate investors looking for markets with long-term potential. 5. Financial literacy starts with understanding the bigger picture. Knowing how housing costs, wages, taxes, and regional economies work together allows you to make more informed decisions about where to live, invest, build a business, and grow your wealth. Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

  8. Jun 30

    #65. How to Start a Mobile Coffee Trailer Business (with Bean Water)

    Ever wondered what it takes to start a local coffee business? In this episode, we sit down with Victoria and Amber, the founders of Bean Water, to talk about how they left their careers as teachers to launch a mobile coffee trailer. They share the realities of starting a coffee business—from learning to make specialty drinks and navigating permits to building a loyal customer base through community, social media, and great customer service. Whether you're dreaming of opening a coffee shop, launching a coffee trailer, or starting any small business, this conversation is packed with practical lessons and honest advice from entrepreneurs who built it from the ground up. 1. Courage often comes from having support. Leaving a secure career takes courage, support, and the confidence to believe in what's possible. 2. Your original vision may not be your best opportunity. Bean Water was supposed to be a brick-and-mortar coffee shop. When circumstances changed, the founders embraced a mobile model that ultimately brought them even closer to the community they hoped to serve. 3. Great partnerships aren’t about being the same. Victoria and Amber’s success comes from complementary strengths—one is action-oriented, the other analytical—and a foundation of trust built over years of friendship. 4. Running a business means constantly learning. From coffee making and trailer logistics to permitting, marketing, and seasonal menus, entrepreneurship requires a willingness to keep learning every single day. 5. Community is the real product. While Bean Water serves exceptional coffee, what keeps customers coming back is the experience: genuine connection, familiar faces, and becoming part of the communities they serve throughout Whatcom County. Follow Bean Water on Instagram Our Links Tony’s website Melissa’s website Drip Trickle Flow Flood T-Shirts We’ve got merch! That’s right, Drip Trickle Flow Flood t-shirts are officially here and they’re as comfy as they are conversation-starting. Grab yours! Rate and Review If you loved this episode, please take a moment to rate and review Drip Trickle Flow Flood on your favorite podcast platform. It helps new listeners discover the show and it makes our day. Thanks for listening! Subscribe to this newsletter for income ideas that drip, trickle, flow, and flood into your life. Disclaimer: The information provided in this podcast is for informational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. The opinions expressed by the hosts and guests are solely their own and do not reflect the views of any companies or organizations they may be affiliated with. Listeners should conduct their own research and consult with a qualified financial professional before making any investment or financial decisions. While we strive for accuracy, we do not guarantee that the information presented is complete, current, or applicable to your specific situation. Investing involves risk, including potential loss of principal. By listening to this podcast, you acknowledge and agree that the hosts, guests, and producers are not responsible for any financial decisions you make based on the content discussed.

Ratings & Reviews

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out of 5
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About

Money doesn’t just come from one place—it drips, trickles, flows, and floods into our lives in different ways. Drip Trickle Flow Flood is a podcast that explores the power of multiple income streams. Whether you're an employee, a freelancer, an entrepreneur, a creative, or an investor, we break down how money enters your life and what to do with it once it’s yours.

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