An interactive journey in pursuit of your own potential. Nate, Derek and Macy share tips for personal growth and investing to help you live a fulfilled life.
Some Positive News
We feel we have only brought negative news in the past few episodes so we wanted to switch up the tone. We only wanted to share positive news and information during this episode. We discuss positive news in our personal lives and some things we are looking forward to, hopefully, the episode is viewed as a nice change of pace from all of the negativity constantly surrounding us.
How to Manage Risk in a Bear Market?
As the glory days of free money come to an end (for now), we are fielding a lot of questions about how to protect investments in a down market. Since January, we’ve watched a steady decline, and even if you aren’t heavily invested in the stock market, you are being hit hard at the gas pump, in the grocery store, wherever you go – you name it, it’s unavoidable!
Today we’re talking about your 401k investment strategy and giving tips for riding out a bear market
Target date funds have been getting some press lately thanks to a recent study by Bank of America. Unfortunately for target-date funds, this study is poking some holes in the fundamental way these funds operate. Bottom line, as an investor you should 1. know if your 401k uses target-date funds and 2. give us a call so we can help you analyze performance.
A New Place for Short-Term Cash, World Economic Forum, Solana Collapse
For those of you that listen to the podcast (vs just reading our summaries), notice anything new this week? Maybe the intro music! We thought it was time to change it up a little – hope you like it!
Today we’re sharing predictions from the recent World Economic Forum, Derek gives the latest updates on Crypto, and Nate discusses an interesting new investment opportunity.
Social Media Wisdom w/ Malery Sloan
Special Guest Carly Snyder and Malery Sloan take over this week to give insight on social media and marketing. Both have extensive experience in advising clients and Malery brings particular expertise in the realm of social media. We thank her for joining us today and look forward to the next episode.
Updates from the FED & Evaluating a Company's Debt
Have you ever watched something happen and it almost feels like it’s in slow motion? You know what’s going to happen but there’s really nothing you can do to change the course. Sound familiar? It’s exactly how we feel when it comes to the market and listening to the most recent earnings reports from major retailers was yet another example of the bear market at work.
In the most recent Fed meeting, the message was clear – continue with the status quo. As we watch the controlled demolition of the stock market transpire, we can’t help but remind ourselves that this was the plan. The Fed has stated they want to tame inflation by slowing down the economy through interest rate increases. The tone has changed from the last time the Fed met, however, with a new emphasis on raising interest rates until prices stabilize to 2% of inflation or until something breaks.
The Lightning Network, How to Value Bank Stocks?
In this week’s podcast, we introduce listeners to the Lightning Network – what is it and why is it important to Bitcoin owners. Nate & Derek also give tips for investors that are evaluating banks. The lightning network is a second layer of technology on top of Bitcoin. It was developed in 2015 to try and solve the major critiques of Bitcoin – it has 10-minute transaction times and lacked global transactional reach. An easy way to think about the role the lightning network plays is the example of cash and gold. The primary goal of cash was to improve the monetary system and make it easier to transact between people and businesses. Sounds a lot like the role banks play – the banks are there to validate the transactions and make sure the money is exchanged.
Most stocks are evaluated using PE ratios but we caution you to use those same criteria for banks – here’s why! Earnings statements! Banks make money by lending and that is largely influenced by interest rates. They also prepare for losses – meaning they evaluate if they feel confident whether people can / cannot pay loans back. Both of those reasons can lead to a sudden increase or decrease in earnings, depending on what is happening in the market.
great podcast. LiStEn To IT!!
Stress management podcast was great
The podcast of stress management was great. I’m happy to listen to it. I learned some pointers. For example writing things down and have a hobby or do something you enjoy. I going to read the book eat that frog. I hope to learn something that I can apply in my life.
Great Podcast for ideas on how to improve your personal, financial, and overall wealth.