Pioneer Mindset

Garrett Ruskamp

Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska. In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He understands the weight of uncertainty that comes from operating in a state of mind triggered by these struggles. Join Garrett as he shares his journey of the struggles he's faced in agriculture as a farmer and family man. He will dive into honest conversations to tackle the mindsets surrounding these issues, that will ultimately help you gain control leading to a profitable and sustainable business. For more conviction through clarity, follow Garrett Ruskamp on Instagram (@garrettruskamp) or Facebook (Garrett Ruskamp).

  1. MAR 17

    E110 | Why I Started Pioneer Farmer

    Episode Summary This week on the podcast, I dive into sharing the story behind Pioneer Farmer.I talk about why I started the business, some of the struggles that I faced, and how I now helps farmers and ranchers take back control of their operations. I talk about how some of our experiences on our operation like expanding our cow-calf operation and the financial pressure we faced after taking on debt from that expansion to navigating difficult conversations with bankers, attorneys, and family members. Like many producers, the challenge wasn't a lack of work ethic, it was a lack of financial clarity and a business framework for running the farm. After being forced to actually look the numbers and rethink the future of our operation, we began rebuilding our operation with a stronger focus on financial awareness, strategic decision-making, and long-term sustainability. That journey ultimately led to the creation of Pioneer Farmer, a coaching and consulting program designed to help farmers and ranchers gain clarity around their finances, build a plan for the future, and make confident decisions about their operations. Tune in to this episode to learn more what Pioneer Farmer actually does, how the process works, and the five biggest obstacles that hold farmers back from running their operations like a business. More importantly, I share the deeper mission behind the business: helping farmers build profitable, sustainable operations so they can continue doing what they love while strengthening the rural communities that depend on agriculture. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

    42 min
  2. MAR 10

    E109 | When the Thing You Love Becomes the Hardest Job

    Episode Summary We've all heard the phrase: "Do what you love and you'll never work a day in your life." But what if that is actually misleading? In this week's episode, I dive into the question: Should you pursue your passion? While passion can be a powerful motivator, relying on it alone can also create unrealistic expectations, especially in industries like agriculture where adversity, financial pressure, and uncertainty are part of the journey. I talk about experiences from our own operation from expanding our cow herd to eventually making the difficult decision to sell our cow herd. I talk about how passion can evolve when faced with real-world challenges. From calf loss and financial strain to burnout and difficult decisions, I reflect on how hardships can cloud the very passion that got you started in the first place. This conversation isn't about abandoning passion. It's about protecting it by creating balance and recognizing the seasons of life you're in, setting boundaries, diversifying your identity, and sometimes making money in one area while pursuing passion in another. This episode offers a different perspective: success often comes from combining skill, resilience, and purpose, not passion alone. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

    36 min
  3. MAR 3

    E108 | Crop Insurance in 2026: What Changed & Why It Matters with Landon Shafer

    Episode Summary In this episode of Pioneer Mindset, I sat down with Landon Schafer to break down the biggest crop insurance updates heading into 2026. With increased premium support, expanded Beginning Farmer benefits, ARC/PLC flexibility, and stronger ECO/SCO options, this isn't a year to auto-renew coverage. It's a year to intentionally evaluate your risk, your cost of production, and how your insurance strategy supports your revenue and marketing plan. In this week's episode about crop insurance we dive into these key factors: Premium support increased — many producers may see lower per-acre costs in 2026. ECO & SCO up to 95%% support — making county-level coverage more affordable than ever. Beginning Farmer benefits extended to 10 years with enhanced premium discounts. ARC/PLC flexibility improved, including higher reference prices and dual-benefit opportunities for 2025. Revenue protection > yield protection — insurance decisions should align with your financial strategy, not just bushels. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

    42 min
  4. FEB 17

    E106 | Farming for Resilience with Matt Griggs: Part 1

    Episode Summary Hard seasons have a way of forcing clarity. In this episode of Pioneer Mindset, I sat down with fifth-generation farmer Matt Griggs to talk about some of the pivotal moments that reshaped his operation.From unexpectedly taking over the farm at 25, to surviving devastating droughts, to completely rethinking how he farms in order to reduce risk and build long-term resilience. We dive into how cover crops, reduced tillage, and a systems-based mindset helped Matt improve weed control, increase water infiltration, build organic matter, and weather drought years far better than in the past — all while lowering dependence on chemical inputs. This conversation is about evolving, staying curious, and making decisions today that strengthen your operation for tomorrow. Whether you're navigating weather challenges, financial pressure, or simply wondering how to look to the future on your farm, this episode offers honest perspective on what it really takes to build resilience. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Matt: Follow Matt on Facebook  Follow Matt on YouTube  Follow Matt on Tik Tok  Griggs Farms Website  Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

    32 min
  5. FEB 10

    E105 | Why Farm Transition Starts With Knowing Your Numbers

    Episode Summary Farm transition and succession planning is one of the most important and most avoided conversations in agriculture. In this episode, I break down why transition planning feels so uncomfortable, what's truly at stake when we delay it, and why every successful transition starts with one thing: knowing your numbers. From family dynamics and emotional decision-making to debt, profitability, and bringing the next generation back to the farm, I walk through some real-world realities producers are facing when legacy planning is unclear. I share some of my own personal experiences from our operation, highlighting how our lack of financial clarity turned already difficult conversations into costly mistakes. This episode challenges producers to stop waiting for the perfect time, to start making progress, and take control of their transition process by gaining clarity around their financial position, goals, and future needs. Because at the end of the day — clear is kind, and unclear is unkind. Whether you're preparing to pass the farm on, considering coming back to the operation, or somewhere in between, this episode will help you rethink transition planning through a business lens and give you some practical steps to protect your legacy. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Follow on TikTok - @garrettruskamp Learn more about Pioneer Farmer here! Make sure to hit follow/subscribe so you never miss an episode!

    32 min

Ratings & Reviews

5
out of 5
7 Ratings

About

Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska. In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He understands the weight of uncertainty that comes from operating in a state of mind triggered by these struggles. Join Garrett as he shares his journey of the struggles he's faced in agriculture as a farmer and family man. He will dive into honest conversations to tackle the mindsets surrounding these issues, that will ultimately help you gain control leading to a profitable and sustainable business. For more conviction through clarity, follow Garrett Ruskamp on Instagram (@garrettruskamp) or Facebook (Garrett Ruskamp).

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