Eco-Know-Me

Eco-Know-Me

Ecoknowme se yon Sèvis Sipò Edikasyonèl ki angaje pou bay imigran Ayisyen yo pouvwa atravè yon edikasyon finansye konplè. Misyon nou se bay resous ki aksesib ak kiltirèlman apwopriye nan lang tankou Kreyòl, Fransè ak Anglè, pou ede moun amelyore lavi finansye yo. Nou anseye konpetans esansyèl tankou amelyore nòt kredi, soti nan povrete, konprann peman prè yo, diminye to enterè prè, ak refinanse ipotèk (mortgage) yo. Nou adrese baryè edikasyonèl kominote imigran yo fè fas, nou vize ba yo konesans pou navige ak amelyore tout aspè byennèt finansye yo Ozetazini.

  1. 12/11/2025

    Navigating Financial Crisis if the TPS for Haitians is canceled.

    Summary This conversation explores the challenges faced by Haitians, particularly in the context of the TPS program and financial management during crises. The speakers discuss the importance of community support, understanding banking systems, and the implications of social security. They emphasize the need for legal advice and the role of cultural adaptation in overcoming obstacles. Takeaways Haiti was the first country to receive U.S. support after the earthquake in 2010. Financial management is crucial during crises, especially for those in TPS. The government is responsible for ensuring financial support during crises. Community support is essential for individuals facing challenges. Understanding the implications of TPS is vital for long-term planning. Refinancing options are available for financial stability. Trust in financial systems is necessary for effective management. Social security plays a significant role in financial planning for the future. Legal advice is crucial for navigating complex situations. Cultural adaptation is important for community resilience. Chapters 00:00 Introduction to the Conversation 00:50 Impact of the 2010 Haiti Earthquake 02:13 Banking and Financial Management in Crisis 05:14 Understanding TPS and Its Implications 07:50 Financing and Refinancing Your Car Notes 10:08 Community and Cultural Adaptation 12:10 Social Security and Financial Planning 13:54 What can you do if you're not done paying your mortgage 16:42 Conclusion and Final Thoughts Keywords Haiti, TPS, financial management, social security, community support, crisis response, banking, legal advice

    28 min
  2. 10/12/2025

    Demographics of the Labor Force in the US.

    Analysis of Disproportionate Unemployment and Underemployment Among U.S. Ethnicities The labor market in the United States has historically shown significant disparities across racial and ethnic lines, resulting in higher rates of unemployment and underemployment for marginalized groups. This phenomenon is not random; rather, it is sustained by deep-seated, systemic factors. The most commonly cited pattern in U.S. labor data is the "two-to-one rule," which refers to the trend that the unemployment rate for Black or African American individuals is typically around twice the rate for White individuals, even during economic expansions. For instance, while a national unemployment rate might hover near 4%, the rates for major ethnic groups often look like this: Ethnic Group Typical Unemployment Rate (Hypothetical Example) White 3.5%. - Asian American 3.8% Hispanic or Latino 5.5% - Black or African American 7.0% This gap persists across educational levels. For example, a Black individual with a college degree often faces an unemployment rate comparable to a White individual with only a high school diploma. The term underemployment addresses the issue of workers being employed in jobs that do not utilize their skills or education (e.g., a college graduate working in a minimum-wage service job) or who are working part-time but desire full-time employment. Disparities in underemployment are often even greater than in unemployment. Black and Hispanic college graduates are significantly more likely than their White counterparts to be working in jobs below their educational attainment, which leads to reduced lifetime earnings and wealth accumulation.

    12 min

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About

Ecoknowme se yon Sèvis Sipò Edikasyonèl ki angaje pou bay imigran Ayisyen yo pouvwa atravè yon edikasyon finansye konplè. Misyon nou se bay resous ki aksesib ak kiltirèlman apwopriye nan lang tankou Kreyòl, Fransè ak Anglè, pou ede moun amelyore lavi finansye yo. Nou anseye konpetans esansyèl tankou amelyore nòt kredi, soti nan povrete, konprann peman prè yo, diminye to enterè prè, ak refinanse ipotèk (mortgage) yo. Nou adrese baryè edikasyonèl kominote imigran yo fè fas, nou vize ba yo konesans pou navige ak amelyore tout aspè byennèt finansye yo Ozetazini.