Electric Car Chat

Graham Hill
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Welcome to 'Electric Car Chat - Season 2', hosted by Graham Hill, author of 'Electric Cars - The Truth Revealed'. Delve into the ultimate guide for petrol and diesel drivers contemplating the switch to electric. Or you may be driving an electric car but need a quick guide to greater understanding. Uncover dangers, benefits, and key distinctions between ICE cars and EVs. This podcast is your essential source for navigating the electrifying world of sustainable driving. Gain insights crucial for a seamless transition to electric vehicles, and join us on this journey toward a greener, more informed driving experience. Tune in to 'Electric Car Chat' for the truth that every driver needs before embracing the future of automotive technology!

  1. 5D AGO

    Can We Trust Data If The Future Isn’t The Past

    Send us a text First of all, I'd like to thank you for subscribing to my podcast and sharing with others. I'd also like to wish you a very successful, happy and healthy New Year. Forget tidy charts that “prove” the obvious. We open with a stork-baby correlation that looks convincing on a blackboard and use it to expose how clean numbers can hide messy truths about electric vehicles, insurance risk, and the way headlines get written. From there, we dig into the mechanics of data interpretation: why new registrations aren’t the same as sales, how identical EV datasets can support both bullish and bearish narratives, and what goes wrong when yesterday’s models are used to predict tomorrow’s road. Our journey moves from market stats to real-world risk. Early EV insurance looked cheap because cautious first adopters and fewer young drivers skewed the data. Then AXA stress-tested assumptions, flagged higher accident likelihood in specific scenarios, and named a behaviour many drivers recognise: “overtapping” during brisk starts. Layer on battery pack vulnerability, scarce repair capacity, stringent isolation protocols, and upside-down salvage economics, and you get a claims picture that legacy ICE data could never forecast. The result is a sober look at why premiums rose and what has to change for costs to fall. We close with a masterclass in survey framing via a dentist endorsement campaign that allowed multiple recommendations, creating a headline-ready “90%” without real differentiation. The thread tying it all together is context: definitions, lags, behaviour, incentives, and experimentation. When systems are stable, data sings; when technology and habits shift, experiments lead and datasets follow. If you care about EV adoption, insurance fairness, and honest communication, this conversation gives you the tools to spot manipulation and demand better questions. If this resonates, subscribe, share with a friend, and leave a review to help others find the show. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    21 min

  2. 12/09/2025

    How Will They Charge EVs 3p Per Mile? The Answer's In Your Dashboard!

    Send us a text Following on from my last podcast the Chancellor has confirmed the road mileage charge for EV's at 3 pence per mile in her budget but it would seem as though the Treasury is clueless as to how it will be measured and charged. But I have the simplest of answers.  Headlines say “new EV tax,” but the numbers tell a different story. We break down the hidden nine pence per mile already paid by petrol drivers through fuel duty and VAT, then show why a visible three pence per mile for electric cars is a 67% reduction—not a penalty. The bigger challenge isn’t the maths; it’s the psychology. When costs are hidden in the pump price, they feel like fuel. Make them explicit, and they feel like tax. So we focus on the message that actually resonates: switch to electric and cut your road duty from nine to three pence per mile while protecting your privacy and funding safer roads. We dig into a practical, privacy‑preserving plan that uses over‑the‑air connectivity already built into modern EVs to transmit a single data point: total UK miles. No GPS trails, no routes, no black boxes. We also solve the “holiday problem” by cleanly excluding foreign miles through simple geofenced counters, ensuring you never pay UK duty for journeys in Europe. For plug‑in hybrids, we propose a fairer system: charge three pence for electric miles only and keep fuel duty at the pump for petrol miles. Most PHEVs already track these figures, so accuracy is achievable without complexity. Funding matters too, and not just for budgets. Instant‑torque EVs demand better road surfaces and grip, yet resurfacing cycles have slipped toward seventy years. Linking a visible slice of per‑mile revenue to maintenance strengthens trust and improves safety for everyone—drivers, cyclists, and pedestrians. We lay out a three‑year path from legislation to full rollout, including standards, a large‑scale pilot, and OTA billing for EVs and PHEVs, with MOT‑based fallbacks for older cars. The takeaway is clear: EVs remain far cheaper to run, even with a three pence charge; the policy is technically feasible, economically necessary, and politically winnable when framed as a real saving with robust privacy. If this reframing helps you see the issue differently, subscribe, share with a friend who’s EV‑curious, and leave a quick review—what part of the plan would you improve? To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    34 min
  3. How EV Pence Per Mile Road Charging Could Work!

    11/13/2025

    How EV Pence Per Mile Road Charging Could Work!

    Send us a text Headlines warned of surveillance and new tolls, but the real solution to funding roads in an electric future is simpler, cheaper and far more private. We make the case for a mileage-based model that uses technology already built into most modern EVs to replace falling fuel duty without tracking where you go. Here’s the core idea: your car already stores mileage in multiple ECUs and connects via over‑the‑air updates for software and safety. By transmitting one number—total miles—monthly, encrypted and cross‑checked across modules, we can bill fairly without collecting locations, speeds or routes. For older EVs, an enhanced MOT reads mileage from several modules to detect tampering. Add a clever EV-only safeguard—comparing reported miles to battery energy consumed over time—and the fraud incentives collapse. No GPS black boxes, no new roadside infrastructure, no toll-diverted traffic through small towns. We dig into the money and the mechanics: why £35 billion in fuel duty cannot be replaced by general taxation without forcing non‑drivers to pay for drivers, and why GPS telematics, tolling and electricity taxes fail on cost, fairness or politics. We walk through a three‑year rollout—legislation and standards, national pilots, then live billing—and show how manufacturers can adopt a light protocol change alongside existing OTA and diagnostic capabilities. For fairness, we explore rate adjustments for rural drivers, exemptions for disabled drivers and weight‑based tiers that reflect road wear. And we tackle the big fear head‑on: EVs still win on cost per mile at home, lower servicing, and tax perks; per‑mile charging simply preserves the long‑standing principle that users fund the roads they use. If this vision resonates—or infuriates—you, we want to hear it. Follow, share with a friend who’s sceptical about road pricing, and leave a quick review to help more drivers find the show. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    19 min
  4. What Can Void Your EV Insurance Claim And How To Avoid It

    10/31/2025

    What Can Void Your EV Insurance Claim And How To Avoid It

    Send us a text We unpack the EV insurance exclusions most drivers miss, from tyres and OTA updates to towing rules and touchscreen distraction, and show how contributory negligence shrinks payouts. Practical steps, real examples, and a checklist you can act on today. • standard exclusions that still apply to EVs • maintenance proof, battery health checks, software updates • declaring OTA performance changes to insurers • EV-rated tyres, grip loss, and negligence risk • correct recovery and towing limits, warranty gaps • water ingress, wading depths, and write-offs • unauthorised battery repairs and modification disclosure • business use accuracy, mileage truthfulness, hire and reward • cyber attack and software failure exclusions • highway code breaches and touchscreen distraction evidence • home chargers charging cable safety and third party liability • wear and tear, pre-existing damage, and documentation • final checklist for staying covered We also cover the situations most owners meet only when it’s too late: recovery crews towing with wheels on the road instead of flatbedding, towing caravans without confirming policy and warranty terms, wading into flood water beyond the car’s depth, and commissioning unauthorised battery repairs. Add modern risks like cyber exclusions and software failures, plus the evidence trail from data logs and dash cams when insurers assess touchscreen distraction, and the case for disciplined habits becomes obvious. Route charging cables safely to avoid trip claims, be honest about mileage and business use, and keep meticulous records. By the end, you’ll have a working checklist: maintain by the book, keep receipts, declare meaningful updates and mods, verify towing rules in writing, fit EV-rated tyres, avoid deep water, secure charging setups, and match your policy to how you actually drive. If this helped, follow the show, share it with an EV driver who needs a reality check, and leave a quick review so more people can protect their cover. If you prefer to read the podcast rather than listen to it - open the transcipt as shown above.  To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    38 min
  5. How An Air Fryer Changed My Mind About Electric Cars

    10/17/2025

    How An Air Fryer Changed My Mind About Electric Cars

    Send us a text A half-price sticker never changed my mind about anything—seeing it work did. That’s the simple truth behind a story that starts with an air fryer and ends with a clear plan for accelerating electric car adoption without leaning on blunt discounts. We begin with a familiar arc: scepticism, a friend’s invite, and a hands-on demo that shatters assumptions. Watching an air-fryer roast a chicken, dehydrate fruit, bake cake, and sync cooking times reframes what it is and what it’s for. Sales didn’t take off when retailers slashed prices; they moved when placement improved, TV cooks showcased real recipes, and social feeds overflowed with demos. Information created desire, and desire made price relevant instead of decisive. That lens changes how we think about EVs. Pitching electric cars as “petrol, but with a battery” sets buyers up for confusion, because ownership is fundamentally different: charging at home or work, trip planning with reliable networks, regenerative braking, software updates, and new cost structures. If we want mainstream drivers to switch, we must fill the knowledge gap with honest, practical guidance. Show winter range in the real world, explain charging without a driveway, break down total cost of ownership with current tariffs, and highlight infrastructure that actually works. Tiny VAT tweaks to public charging won’t move someone to spend tens of thousands if their core worries remain unanswered, but clear, repeatable demonstrations will. We also look back: early ICE cars faced scarce fuel stations and starting handles; solutions came, and adoption followed. EVs are on the same path, with expanding public chargers, better route planning, and maturing battery warranties. Our goal is to move upstream—educate first, spark desire, then let improving prices and targeted grants play their supporting role. If this resonates, share the episode with someone on the fence about going electric, subscribe for future deep dives, and leave a review telling us the one question you still need answered before you make the switch. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    14 min
  6. A clear guide to EV insurance extras—and which to skip

    10/15/2025

    A clear guide to EV insurance extras—and which to skip

    Send us a text Sticker shock doesn’t just happen on the forecourt—it shows up in the extras you’re offered at the last minute. We unpack the maze of car insurance add‑ons for electric vehicles and sort the meaningful protections from the padded upsells, bringing real‑world context to GAP options, extended warranties, and why windscreens with sensors can turn a “simple” crack into a budget‑busting repair. Along the way, we share the three questions that cut through the noise so you can buy with confidence. You’ll hear how depreciation and finance terms change the case for GAP, what a good EV warranty must cover (power electronics, onboard charging, BMS and labour rates), and how breakdown policies treat running out of charge, recurring 12‑volt issues and distance limits to EV‑competent garages. We weigh the maths on alloy and tyre insurance for heavier, high‑torque EVs, compare SMART repair cover to paying per fix, and reveal the costly traps around glass claims—recalibration, excess hikes, and lease return rules that reject “legal” chip repairs within the wiper sweep. We also dive into paint and interior protection versus independent detailers and DIY ceramics, key protection overlaps with home or breakdown insurance, and the fine print on excess protection, legal expenses, personal accident, and European travel cover. Then we zoom into EV‑specific products: home charger insurance and installation disclosure, cable theft and trip‑hazard liability, early‑lease safeguards, and when a service pack beats pay‑as‑you‑go for software checks, brake inspections and battery coolant. To cap it off, we flag the higher Insurance Premium Tax often applied to dealer‑sold add‑ons so you can compare direct alternatives on a true like‑for‑like basis. If you’re buying or leasing an EV soon, this guide helps you spend where it matters and skip what doesn’t. Subscribe, share with a friend who’s car‑shopping, and leave a quick review telling us the one add‑on you’d keep—and the one you’d drop. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    16 min

  7. 10/08/2025

    Your Guide to Legal Protection Insurance for Electric Cars—and Why £15 Could Save You Thousands

    Send us a text Ever felt out of your depth arguing about a failing EV battery, a botched home charger install, or a dealer promise that evaporated after delivery? We pull back the curtain on legal protection and make it simple, splitting fact from fine print so you know exactly what help you can expect—and when. From real‑world EV dispute scenarios to the exact costs and limits you’ll see on policy documents, we map the route to getting your money back and your confidence restored. We break down the two big flavours of cover most drivers confuse: broad standalone legal protection that spans everyday issues like employment, consumer rights, family law, wills and probate—plus motoring advice—and the focused motor legal protection add‑on that funds recovery of uninsured losses after a non‑fault crash. You’ll hear how excess, lost earnings, medical fees, damaged belongings and hire car costs fit into the claim, why insurers look for a better‑than‑even chance of success, and what the Official Injury Claim portal changed for smaller injuries. We also show where EV ownership raises the stakes: battery state‑of‑health disputes, charging network damage claims, software update problems, and the challenge of garages working on high‑voltage systems without the right qualifications. Cost and value matter, so we talk real numbers: typical £20–£35 annual pricing for motor legal protection with up to £100,000 in legal expense cover, and low‑cost standalone options that provide 24/7 advice across life’s legal tangles. To avoid paying twice, we share a quick audit of where cover often hides—home insurance, bank accounts, unions—and a practical tip to compare policy wordings using AI so you can spot overlaps and gaps in plain English. If you want less stress when things go sideways and a clear plan to recover what you’re owed, this guide will help you choose the right mix of cover with confidence. If this helped you see legal cover more clearly, follow the show, share it with a friend who drives electric, and leave a quick review to tell us what you’d like explained next. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    22 min
  8. Named Driver Fronting Is Fraud And Carries Devastating Penalties

    10/01/2025

    Named Driver Fronting Is Fraud And Carries Devastating Penalties

    Send us a text Thank you so much for downloading this podcast. I can only improve this podcast if I receive feedback so if you like what you hear or have any comments, please email me at graham@grahamhilltraining.com. Oh and please let me know if the email finds its way into your spam box. And please send the link to this podcast to everyone you know who is or may be into electric cars. On to the show notes: A “cheap” workaround that so many families whisper about can end with a crushed car, an empty wallet, and a criminal record. We’re talking about car insurance fronting—when a parent insures a vehicle in their own name while a young driver is the true main user—and why this common shortcut is outright fraud with consequences that hit hard when a claim lands. We unpack how insurers actually price risk, why young drivers cost more, and the EV twist that catches many out: instant torque and complex tech push premiums higher and raise claim costs. You’ll hear the uncomfortable truth about what happens when fronting is discovered—backdated cancellations, uninsured driving penalties, court appearances, and a fraud marker that shadows both parent and child for years. We also explain how fronting gets detected, from address patterns and commuting habits to telematics data and shared fraud databases that don’t forget. Most importantly, we share a clear, legal playbook to cut costs without gambling your future. Choose cars in lower insurance groups with modest bhp and fewer distractions. Understand how evolving safety standards—like Euro NCAP’s push for physical controls—can influence risk. Use telematics to let safe driving earn real discounts, add a parent as a named driver only when it’s genuine, pay annually to avoid interest, quote early to beat price spikes, adjust voluntary excess sensibly, and start building that no claims discount now rather than later. If the first quotes feel impossible, consider driving less, delaying ownership, or mixing in public transport while experience grows. If you’ve felt pressure to “do what everyone does,” this conversation gives you the facts, the stakes, and the safer path forward. Subscribe for more straight‑talk guidance on electric cars, insurance, and road safety, share this episode with parents who need it, and leave a review to help others find the show. Your support helps more families avoid costly mistakes. To buy a copy of Electric Cars - The Truth Revealed visit grahamhilltraining.com. Buy the current copy and receive the totally updated version in early 2026. If you are interested in sponsoring this podcast or would be interested in working together please visit grahamhilltraining.com/contact

    15 min
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About

Welcome to 'Electric Car Chat - Season 2', hosted by Graham Hill, author of 'Electric Cars - The Truth Revealed'. Delve into the ultimate guide for petrol and diesel drivers contemplating the switch to electric. Or you may be driving an electric car but need a quick guide to greater understanding. Uncover dangers, benefits, and key distinctions between ICE cars and EVs. This podcast is your essential source for navigating the electrifying world of sustainable driving. Gain insights crucial for a seamless transition to electric vehicles, and join us on this journey toward a greener, more informed driving experience. Tune in to 'Electric Car Chat' for the truth that every driver needs before embracing the future of automotive technology!

Information

  • Creator
    Graham Hill
  • Years Active
    2023 - 2025
  • Episodes
    19
  • Rating
    Clean
  • Copyright
    © 2025 Electric Car Chat
  • Show Website
    Electric Car Chat