Fatratkiller Talk

Fatratkiller

Welcome to Fatratkiller Talk, your daily companion in navigating the unpredictable thrills of the financial theme park. In this episode, we explore how unexpected U.S. GDP growth is sending ripples across markets, akin to a roller coaster with surprises at every turn. Join us as we unravel the mystery behind consecutive market dips and a crypto crash, explaining the trends in easy-to-understand analogies and storytelling. Stay tuned to discover how these developments affect you and what you should watch out for in the market's carnival ride. You can link me here: X (Twitter): @fatratkiller

  1. JAN 21

    The H-1B Trap: How America's "Golden Visa" Became a 60-Day Death Sentence

    ×:@fatratkiller A software engineer is writing code at two in the morning. Overtime. Deadline. The usual. Then his screen freezes. Login fails. He tries again. Nothing. He doesn't know it yet, but he's already been erased from the company—fired while typing, his access revoked mid-keystroke. This is how careers end in Silicon Valley now. In this episode, we investigate the mass layoffs reshaping American tech—and the tens of thousands of immigrant workers caught in the crossfire. We follow engineers at Amazon, Meta, and Google who watched decade-long careers dissolve overnight. We examine the H-1B visa system that once promised stability but now functions as a trap: lose your job, and a 60-day countdown begins to find a new sponsor or leave the country. We explore the "kill line"—a concept circulating on Chinese forums describing how one unexpected event can trigger a financial death spiral for workers earning half a million dollars a year. And we ask the question no one wants to answer: Is the American Dream still real, or has it become a loading screen that never completes? Featuring firsthand accounts from laid-off engineers, immigration attorneys, and economists tracking the tech industry's transformation. Topics covered: The 2017-2021 "golden era" and how it created false expectationsWhy 90% of some CS graduate programs are now Chinese international studentsHow companies erase workers without a single conversationThe PERM process and why layoffs instantly kill green card applicationsAI as the only remaining "safe zone" in techThe impossible math of American middle-class survivalWhen—and why—going home becomes the only optionContent Warning: This episode contains discussions of financial stress, job loss, and immigration anxiety.

    14 min
  2. JAN 19

    The Split: Goldman's $300B Secret Blockchain vs Dubai's 18-Hour Monero Ban

    Episode Summary: This week, cryptocurrency officially split into two parallel universes — and almost nobody noticed. In one universe, Goldman Sachs, JPMorgan, and BNP Paribas quietly run validator nodes on Canton Network, processing $300 billion in daily settlements. DTCC is tokenizing treasuries. Morgan Stanley filed for a Solana ETF. The institutional door is wide open. In the other universe, Dubai banned Monero 18 hours after its all-time high. Twitter's API change killed the entire InfoFi sector overnight. JPMorgan's CFO declared interest-bearing stablecoins "clearly dangerous." Same industry. Same week. Completely opposite trajectories. In this episode, we break down: - The Canton Network deep dive — how Wall Street is building blockchain infrastructure while telling retail crypto is dangerous - The 18-hour regulatory response — why Monero's success caused its ban, and what it means for privacy coins globally - The InfoFi execution — how one API policy change destroyed billions in market value in 24 hours - The schizophrenic bank — why JPMorgan attacks crypto publicly while building it privately - The calendar that matters — ONDO $7.57B unlock, Sentient TGE, Hyperliquid unstaking, MiCA enforcement countdown - Which door you should be positioning for — institutional rails vs permissionless protocols This isn't about being bullish or bearish. It's about understanding which version of crypto has regulatory permission to exist — and which doesn't. — 🔗 Links & Resources: - Twitter: @fatratkiller — Keywords: crypto regulation, goldman sachs blockchain, canton network, monero banned, dubai crypto ban, jpmorgan crypto, institutional crypto, solana etf, morgan stanley, MiCA, privacy coins, stablecoin regulation, DTCC tokenization, AI agents crypto, ERC-8004

    12 min

About

Welcome to Fatratkiller Talk, your daily companion in navigating the unpredictable thrills of the financial theme park. In this episode, we explore how unexpected U.S. GDP growth is sending ripples across markets, akin to a roller coaster with surprises at every turn. Join us as we unravel the mystery behind consecutive market dips and a crypto crash, explaining the trends in easy-to-understand analogies and storytelling. Stay tuned to discover how these developments affect you and what you should watch out for in the market's carnival ride. You can link me here: X (Twitter): @fatratkiller