273 episodes

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

Your Money, Your Wealth Your Money, Your Wealth

    • Investing
    • 4.6, 139 Ratings

On this retirement investing podcast, financial planner Joe Anderson, CFP® and certified public accountant Big Al Clopine answer your money questions about investing, portfolio diversification, how to reduce taxes, creating retirement income, collecting Social Security benefits, how much you can spend in retirement, Roth conversions, and more. Retirees and pre-retirees listen to this irreverent and informative personal finance podcast to laugh as they learn strategies that can help them retire successfully. Ask your personal finance questions, read YMYW podcast episode transcripts, and access free financial resources at http://YourMoneyYourWealth.com

    CARES Act: Distributions, RMDs & Dependents - 274

    CARES Act: Distributions, RMDs & Dependents - 274

    Financial planning strategies around Coronavirus-Related Distributions from retirement accounts and required minimum distributions (RMDs). Plus, listener corrections on dependents and the CARES Act stimulus package. Also, two market volatility strategies: living off of cash and Social Security only, and leveraging a home equity line of credit (HELOC) to invest. Sign up for the LIVE YMYW webinar on May 27, send in money questions, access the transcript and free financial resources: https://bit.ly/YMYW-274

    • 45 min
    Real Estate, Roth Conversions & Annuities - 273

    Real Estate, Roth Conversions & Annuities - 273

    A mixed bag of questions on everything from spousal solo 401(k) contributions and renaming inherited IRAs to real estate buying strategies (should you cash out the 401(k) to buy a house?) and a perennial fan-favorite, ripping on annuities. Plus a healthy dose of Roth conversion planning thrown in the middle. Sign up for the LIVE YMYW webinar on May 13, send in money questions, read the episode transcript and access free financial resources in the podcast show notes: https://bit.ly/YMYW-273

    • 43 min
    Asset Location: Where Should You Hold Retirement Investments? - 272

    Asset Location: Where Should You Hold Retirement Investments? - 272

    What types of investments you keep in your taxable, tax-deferred and tax-free accounts can play a big part in how much tax you pay over time. In this episode, Joe and Big Al break down asset location and answer some of your tax planning questions. As always, the fellas also talk strategy when it comes to Roth IRA contributions and Roth conversions. Sign up for the LIVE YMYW webinar on May 13, send in money questions, read the episode transcript and access free financial resources: https://bit.ly/YMYW-272

    • 41 min
    4 Financial Strategies from the Stimulus Package - 271

    4 Financial Strategies from the Stimulus Package - 271

    In this jam-packed episode of the Your Money, Your Wealth® podcast, stimulus payments for self-employed, dependents, and those who message us on Facebook, plus, the paycheck protection program, round two of which started since this episode was recorded, coronavirus-related distributions, Roth and Backdoor Roth conversions, tax-loss harvesting, and the solo 401(k). Send in money questions, read the transcript & access free financial resources: http://bit.ly/YMYW-271

    • 48 min
    In Market Volatility, Beware of Annuity Pitches - 270

    In Market Volatility, Beware of Annuity Pitches - 270

    In these volatile markets, pitches for fixed indexed annuities will be on the upswing. Here's how to analyze them for yourself. Plus, CARES Act stimulus payments for kids, retirement account distributions, and rethinking your retirement savings strategy. Also, SECURE Act stretch IRA rules, evaluating long term care insurance options, and why thrift savings plan (TSP) to Roth conversions are so complicated. Send in money questions, read the transcript & access free financial resources: http://bit.ly/YMYW-270

    • 46 min
    Revisiting Roth IRA Conversion Strategies - 269

    Revisiting Roth IRA Conversion Strategies - 269

    Roth IRA conversion pro-rata rule considerations with RMDs on an inherited IRA, tax bracket planning to account for the loss of a spouse, and the state income tax impact on Roth conversions. Plus, earnings on a reversed excess IRA contribution, how dollar-cost averaging affects capital gains tax first in, first out (FIFO) rules, zero-coupon bonds, whether to use the brokerage option in your 401(k) & more. Send in money questions, read the transcript & access free financial resources: http://bit.ly/YMYW-269

    • 45 min

Customer Reviews

4.6 out of 5
139 Ratings

139 Ratings

darink2020 ,

Best Financial Podcast

My favorite podcast, look forward to new episodes each week, would love it if they did more. Great financial content, and extremely entertaining. Joe and Big Al are the best!!!

K4Aviation ,

Pure Awesomeness

Absolutely love the show! Been listening for about 6 months and I learn something new just about every time. Joe, Big Al and Andy keep things light and informative! All my friends that like to talk financial strategies with me have been turned onto the show as well. Keep up the great work....and keep laughing! Love the derails!!

kevbob336699 ,

Informative yet entertaining

I found the podcast a few months back and binged a few shows (36 to be exact) and learned two things: 1 this is a show worth listening to going forward; 2 binging “old” finance shows doesn’t always provide value as tax laws change. Big Al and Joe’s banter is nothing but enhanced by the job Andi does in facilitating the dialogue. Another vote has been cast...we want more than 1 episode a week.

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